Updated April 4, 2024

Best Business Bank Accounts for LLC: April 2024

Read more about Best Business Banking
Editorial Note: This content is not provided by the companies mentioned. Opinions expressed here are author's alone, and have not been reviewed, approved or otherwise endorsed by the companies.
Ad Disclosure: This article contains references to products from our partners. We may receive compensation if you apply or shop through links in our content. You help support CreditDonkey by using our links. (read more)

The best banks for LLCs have low fees and valuable perks to help your business grow. Here are the best business bank accounts for all types of LLCs.

What is the best bank account for a LLC?
Here are the 10+ best business bank accounts for LLCs:

  1. Lili: best overall
  2. Bluevine: best for earning interest
  3. US Bank: best traditional bank with free checking
  4. Bank of America: best for cash deposits
  5. Found: best for one person LLCs
  6. Novo: best for integrating business tools
  7. Chase: best for physical businesses that take credit cards
  8. Wells Fargo: best SBA Lender
  9. Relay: best for large teams
  10. Capital One: best for high activity
  11. Mercury: best for tech startups
  12. Digital Federal Credit Union: best credit union for business
  13. Axos Bank: best business savings account

LLC business owners have different banking needs than freelancers and sole proprietors.

Limited liability companies are legally required to have a separate business banking account. This is so the LLC and owners remain separate entities.

That's why it's extra important to pick the right bank for your LLC. Not only is it a home for your business finances, it also helps provide protection if your business is sued.

Most business bank accounts accept LLCs, but they're not all the same. Here are the best business accounts with benefits for LLCs.

Lili: Best Overall

Handling business finances can be tricky. Lili is an one-stop-shop for business banking, accounting, and taxes - streamlining your operations so you can scale without hiccups.

If you're just starting out, Lili has a basic business checking account that's totally free, no monthly fees at all.

And when your LLC grows and needs more, you can upgrade to one of the paid plans. These come with tools for managing expenses, accounting, and tax preparation. You don't need to use and pay for different software.

Why we like Lili:
Taxes are stressful, but Lili makes them a breeze. If you upgrade to the Lili Pro plan, it lets you categorize your transactions into tax categories, so you don't miss any write-offs.

Plus, every time you get paid, Lili sets aside the correct percentage into a Tax Bucket. That way, you're always ready for your quarterly self-employment tax payment, and it's not such a pain each time.

And what's more? Lili also generates expense reports and even pre-fills your annual tax form. You can just directly file with the IRS without breaking a sweat.

Downsides:
The tax planning features are only available with the paid plans that start at $15.00 per month. And only the paid plans offer interest on savings, cashback rewards, and invoicing.


Next up: A free business banking option that packs a punch with its interest rates.

Bluevine: Best for Earning Interest

Bluevine is one of the best online business checking accounts. It really stands out for the high interest rate. You get 4.25% APY on balances up to $3M for Premier customers; 2.0% APY on balances up to $250,000 for Standard tier customers that meet monthly eligibility requirements.

And with free unlimited transactions and a free basic account, you get to keep more of your money, while watching it grow.

Bluevine is very well-rounded. You get the high APY, but also good traditional banking features. So it works for lots of different businesses - even those with a physical presence.

Why we like Bluevine:
All accounts get two free checkbooks per year. That's huge, because most business bank accounts don't give free checks. This is great if you have vendors/employees who prefer paper checks.

Plus, the Bluevine Business Debit Mastercard® gives you up to 20% on cashback on popular business services and up to 4% on eligible hotels, dining, and gas.[1]

And if you deal with cash, it lets you deposit cash at 90,000+ Green Dot locations and 1,500+ Allpoint+ ATMs.[2] You can find GreenDot at convenient spots like 7-Eleven, CVS, Rite Aid, and grocery stores.

Bluevine also gives you 5 subaccounts with their own dedicated account numbers. This lets you better manage your business budgets, because you can assign accounts for specific expenses. And you earn interest on all 6 accounts.

Downsides:
It costs $4.95 to deposit cash with Green Dot or $1 plus 0.5% of deposit amount at Allpoint+ ATMs.[3] This can add up fast if your business deals a lot in cash.

If so, it may be better to use a traditional bank, like US Bank or Bank of America below.

US Bank: Traditional Bank with Free Checking

US Bank is one of the few large financial institutions with a free business checking option. The Silver Business Checking account has no monthly fees or minimum balance requirements.

And they even offer generous cash bonuses for new customers. That's pretty sweet considering that the account is free.

Why we like US Bank:
US Bank has over 2,000 branches mainly on the West coast. It's a good option if you're a small local businesses and want in-person banking and human support.

You get convenient access to your money wherever you are. Besides its own US Bank ATMs, you can also use 37,000+ MoneyPass ATMs for no fees.

When you're ready to grow your LLC, US Bank also offers small business loans (including SBA loans), payment processing, cash management services, and payroll.

Downsides:
The Silver Business account is a rather basic business checking account. It doesn't have a lot of extra features in terms of digital tools. It also has lower transaction limits per month.

If you make more than 125 transactions or $2,500 in cash deposits per month, check out Bank of America instead.

Bank of America: Best for Cash Deposits

Bank of America is a great choice for new small local businesses that want in-person support. It stands out from other traditional banks with its built-in tools to help you manage your business.

Their Business Advantage Banking account lets you switch between 2 tiers whenever. Businesses don't just stay the same, so this lets you be totally flexible if your business income fluctuates.

The Bank of America mobile app consistently gets the highest ratings for customer satisfaction. With their great digital tools, you can manage your business finances from anywhere.

Why we like Bank of America:
The basic tier business checking account lets you waive the monthly fee just by spending $250 on your debit card each statement cycle or maintaining a $5,000 combined average monthly balance.[4]

It has more generous transaction limits compared to other big banks. There's no fee for the first 200 transactions and first $7,500 in cash deposited per statement cycle. When you outgrow it, just level up to the next tier with no hassle.

BofA also has better digital tools than other basic accounts. You can connect your checking account with apps like QuickBooks, Google Analytics, Expensify, and more. This gives you a crystal clear view of how you're doing.

You even get cash flow projections based on your scheduled transactions. So you can make the best plan for your business and stay ahead of the game.

And if you need help along the way, Bank of America's team of Small Business Specialists are there to support you. You can rest easy knowing someone's got your back.

Downsides:
Bank of America charges many other banking fees like overdrafts, stop payments, and wires.

Another downside is that, like most traditional financial institutions, BofA offers very low APYs for savings. So it's better to save excess funds in another savings account with high interest rates. Stick to the end of the list to see our top picks.

Struggling with taxes? The next option could be your financial lifesaver.

Found Business Banking: Best for One Person LLCs

New to business? Many small business owners struggle with accounting and doing taxes. Doing everything yourself can be overwhelming and take up a lot of precious time.

Found is an online banking app especially designed for solo business owners who file Schedule C.

It comes with built-in bookkeeping and tax tools. You can let Found take care of all the hard money stuff for you, while you focus on growing your LLC without worrying about the day-to-day accounting.

Why we like Found:
Found has the most powerful tax tools out of all the business banking accounts. First, it tracks your business expenses and helps you find write-offs, so you maximize your tax savings.

It also keeps track of your tax bill estimate in real time. Every time you get paid or make a purchase, you'll see how it affects your tax owed. This is super helpful so there are no surprises.

Found will also help you calculate how much you should set aside for taxes. It'll save that amount in a safe tax account for you, so you're all ready to pay when the time comes.

But the best part is that Found even makes those dreaded quarterly tax payments for you. You'll get your taxes paid correctly and on time directly to the IRS. This is available with Found Plus, which does have a fee. But the convenience and peace of mind it provides can be worth it.

Downsides:
Found is best for LLCs that don't handle cash. It doesn't have a fee-free ATM network. And while cash deposits are available, the limit is low and there's a fee for each one.

Can't live without your business tools? This next account makes life easier for the modern entrepreneur.

Novo: Best Digital Integrations

If you have an online-based LLC and use a lot of business software, Novo could be a game-changer.

Novo is a high-tech account that lets you integrate your business checking with thousands of business tools, such as Shopify, QuickBooks, and Slack.

You can manage your entire business life from one place. No more juggling a million different apps.

Why we like Novo:
You can create up to 20 Reserves at no extra cost. This gives you plenty of savings accounts to set aside cash for the important stuff, like taxes or an upcoming large purchase.

It also has built-in invoicing. You can send free, unlimited invoices straight from the app or online dashboard.

If you need quick working capital for your LLC, Novo can provide up to $75,000 in funding within a day.[5] It's a revolving access that continues to be available as you pay back monthly.

Plus, Novo offers thousands of dollars in savings from popular business services (such as discounts with Stripe and Gusto). The offers change often. If you use them, you can get a lot of value.

Downsides:
Novo doesn't let you deposit cash, so it's best for purely online businesses.

Chase: Best for Physical Businesses

Chase is one of the best banks in the U.S. in terms of branches, products, and customer service.

It offers a unique Chase Business Complete Banking account that has built-in payment processing. It's a great choice for LLCs that accept credit card payments. You don't need to open a separate merchant account, so it saves you time and hassle.

Chase also has frequent welcome offers for new customers. Check out the current bonus offer below!

Why we like Chase:
It's really convenient to get credit card processing with your checking. And what's even better? You get same-day deposits into your checking account when you take payments with the Chase QuickAccept reader.

If you have a separate merchant account, it usually takes 1-2 business days to receive funds from your sales. But you can get it the same day with Chase, which frees up your cash flow so you can do more with your money.

As your LLC grows, Chase offers two higher-tier business checking accounts with higher transaction and cash deposit limits.

Chase is also well known for their business credit cards. They offer some of the best sign-up bonuses, cashback and travel rewards.

Downsides:
Their business bank accounts have higher minimum requirements than other big banks to waive the monthly fees.

As your business expands, you may need more capital. This next option could be the key to your growth.

Wells Fargo: Best SBA Lender

Wells Fargo has the largest national footprint, with over 5,000 branches in 37 states.

It's also one of the top SBA 7(a) lenders. If you think your LLC might need a loan in the future, it's smart to choose a bank known for approving these loans.

Why we like Wells Fargo:
The Initiate Business Checking Account is a good starter account when you're new and don't have a ton of activity yet. It has a very low minimum to waive the monthly fee.

If you start to outgrow it, you can upgrade to one of the two higher-tier business checking accounts. They come with higher monthly limits, plus premium benefits like banking fee waivers.

You can also customize your business debit card and checks with your own logo. This is a cool extra perk that will make you look more professional to clients and suppliers.

When you're ready to expand your LLC, Wells Fargo has pretty much all the financial products you might need. It also offers loans, payroll, tax programs, merchant services, treasury management, and business insurance.

Downsides:
All the business checking accounts have limited free transactions. Even the highest tier account only gives you 250 free monthly transactions.

Relay: Best for Large Teams

As your business grows, you might start sharing banking duties with your team. And one bank account just doesn't cut it anymore.

That's where Relay Financial steps in. It's designed to empower you and your team to manage multiple accounts with ease, ensuring everything stays organized.

Why we like Relay:
Relay lets you open up to 20 individual business checking accounts and up to 2 automated savings that earn interest. Plus, issue up to 50 debit cards - all without extra fees.

User permission settings will make sure everyone has the right level of access. This frees up your time if your team can help pay bills, make purchases, deposit checks, and more.

You can designate each debit card for a dedicated purpose (for example, marketing expenses), and set spending limits for each team member. This lets you keep your costs under control and stay on budget.

Relay also integrates with QuickBooks, Xero, Expensify, Gusto, Plaid, and Wise.

Downsides:
If you want to auto-import bills from QuickBooks and Xero, you'll need to upgrade to the Relay Pro account. This has a monthly fee that cannot be waived.

Capital One: Best for High Activity

Capital One is a hybrid traditional and online bank. It has an established history, but operates as primarily an online bank.

It offers a Basic Business Checking account with an unlimited number of digital transactions for no additional fees.

Why we like Capital One:
Even the basic business checking account gives you unlimited transactions. This is good for businesses with a lot of online banking activity.

Capital One has a very big ATM network. You get fee-free ATM access to more than 70,000 ATMs in the Allpoint and MoneyPass networks.

Capital One also has a strong lineup of business credit cards with cashback or travel rewards. All their credit cards have no foreign transaction fees, so it's great if you travel abroad for business.

Downsides:
Checking accounts all have a monthly fee with higher minimum requirements to waive. Plus, you may need to visit a branch in-person to apply.

For the innovative startups out there, here's a banking option that might just fuel your next big breakthrough.

Mercury: Best for Tech Startups

Mercury is a digital banking account for tech startups. Your account comes with a business checking and savings account bundle.

What's really unique about Mercury is their Raise funding program. Every quarter, they host a fundraising round that lets you get your startup in front of 500+ investors. You just might secure the capital you need to grow your LLC.

Why we like Mercury:
All accounts get free read and write API access. This lets you build a unique banking experience to bank exactly the way you want. You can create custom dashboards, sweep rules, automate mass payments, and more.

Mercury also offers exclusive deals on dozens of business software. You can really get a lot of value out of it with the savings alone.

And here's the kicker - Mercury is about as free as it can get. There are no monthly fees, no overdraft fees, nothing for outgoing or incoming wire transfers, or for using out-of-network ATMs. The only charge you'll see is a 1% currency exchange fee.[6]

Downsides:
You cannot deposit cash with Mercury. It's meant for online tech startups.

Digital Federal Credit Union: Best Credit Union

If you don't like the idea of a big bank, consider a credit union. Credit unions often have less fees and offer more personalized service. Plus, they strive to help local communities.

Digital Federal Credit Union lets anyone join by becoming a member of one of their participating organizations. The membership fee starts from just $10.

Why we like Digital Federal:
It offers a Free Business Checking account with no monthly maintenance fees or minimum balance requirements. You get 20 free deposits per day, so it's ideal for LLCs with lower activity.

You also get up to 4 business debit cards per account (upon approval) and unlimited free check-writing.

DCU has a very wide ATM network, making it convenient wherever you live. You get fee-free access to 80,000+ DCU, Allpoint, SUM or CO-OP ATMs.

If you're switching from another account, there's a handy free ClickSWITCH feature. DCU helps you contact all your current billers, so you can quickly switch over payments without going through the hassle yourself.

Downsides:
Digital Federal is a small credit union, so it has limited services compared to the big banks. It only has physical branches in MA and NH, though anyone can open an account online.

Axos Bank: Best Business Savings Account

In addition to a business checking account, you also need a business savings account. It's an ideal place to save funds for an emergency, upcoming large purchases, or future expansion.

Get the most out of your business savings with a high interest rate. Axos Business Premium Savings Account offers 4.01% APY with no monthly fees or minimum balance requirements.

Why LLCs Need a Business Bank Account

LLCs are required to have a separate business bank account from their personal bank account.

Legally, LLCs are separate entities from the owners. This means you're protected from personal liability for business debts and legal claims. Without this protection, the court can go after your personal assets if you get sued.

But to maintain the legal separation, you have to separate business finances too. If you mix personal and business finances together, a court may decide that the LLC is just a front and hold you personally responsible.

How many business bank accounts should my LLC have?

Your LLC should have at least 3 bank accounts, each for a different purpose.

  • Business Checking Account: Use this as an income account. Deposit all earnings here and then transfer them to the business savings account.
  • Business Savings Account: This is your reserve savings account for excess funds. Keep the account number confidential to safeguard the funds.
  • Business Interest Checking Account: Use this for outgoing payments like bills, payroll, and credit card payments. And earn some interest at the same time.

Account TypeOffer
Business CheckingLili: Free Checking Account for Sole Proprietors and Single-Member LLC
Business SavingsLive Oak Bank: Business Savings - $300 Cash Bonus
Business Interest CheckingBluevine: Premier Business Checking - Up to 4.25% APY
Business Money MarketUS Bank: Platinum Business Money Market Account - 4.60% APY

What to Consider When Choosing the Best Bank for Your LLC

LLCs may have different banking requirements than a freelancer or sole proprietor. Here are some things to consider when choosing the best bank account for your LLC.

  • Physical or online bank
    If you're a small local business, it may be important to have brick-and-mortar locations where you can easily deposit cash and get help.

    If you're okay with completely online and mobile banking, an online-only bank may help you save on fees. Plus, many have more innovative features.

    You can form an LLC as a single member or with multiple owners. If you have multiple owners, look for a bank that allows for joint accounts.

  • Monthly maintenance fees
    Some banks (especially traditional banks) charge a monthly fee unless you keep a certain minimum balance in the account. This doesn't have to be a dealbreaker. Just make sure you can comfortably meet the requirements.

  • A bank that can grow with you
    You might quickly outgrow a basic business checking account. See if the bank also offer higher-tier business accounts with more transactions, features, or rewards. It can be a hassle to switch business accounts, so keep the future in mind when choosing an account now.

  • Employee access and banking
    Do you need to share access with employees and/or accountants? Look for an account that supports multiple users and permission settings.

  • ATM access
    If you need to withdraw funds or deposit cash, you'll want a bank account that lets you do so. If you don't, then a completely online business bank account may be fine for you.

  • Other services
    As your LLC keeps growing, you'll probably need more services. You may need a small business loan, employee programs, or cash flow management.

    Look at what other services the bank provides if you want everything under one roof. It's important that your bank can help you reach your financial goals.

What You Need to Open an LLC Bank Account

To open a business bank account as an LLC, you need to provide business documents to show that your LLC has been registered with the state. Requirements include:

  • Name, address, and date of birth
  • Driver's license or state ID
  • SSN or Employer Identification Number (EIN)
  • Articles of Organization - certificate establishing the LLC with your state
  • LLC Operating Agreement - a document outlining the ownership and member duties of the LLC
  • DBA - if your LLC is doing business under a different name
  • Business license

If your LLC has more than one owner, you'll usually also need to provide personal details for each who owns 25% or more of the business. (Varies by bank.)

Most banks will let you open an LLC bank account online in minutes. Some traditional banks may require that all owners meet with a banker in person to apply.

If you don't have an EIN yet, you can apply for free on the IRS website. This is your tax ID number that identifies your business. The number is issued immediately.

Methodology

To find the best business bank accounts for LLCs, we considered the different types of businesses. LLCs can range from small single-owner operations to large companies with hundreds of employees. So it's important to find bank accounts for all scenarios.

First, we made sure that the banks have nationwide availability. We stuck to large national banks and online banks because they're not limited to a certain geographical area.

We looked for unique banking features for different LLCs. For example, a small retail shop might need credit card processing, while a tech startup might need advanced tools. The bank account should also offer growth potential as your LLC scales.

Finally, we believe that you shouldn't pay to bank. So all the accounts on our list are either free or have reasonable minimum requirements to waive monthly fee.

Bottom Line

For LLCs, a business bank account is necessary to protect small business owners from personal liability. And if you have plans to grow, it's important that your bank can meet your growing needs.

Think about what features are the most important to you (digital integrations, ATM access, loan services, etc.). From there, see which bank makes the most sense for your LLC - not only now, but also years into the future.

Best Business Bank Accounts for LLC by State

Best Business Banks in Alabama

  • PNC Bank: Business Checking Account - $1,000 Bonus
  • Regions Bank: LifeGreen Business Simple Checking®
  • BankPlus: Business Checking Account - $100 Bonus
  • First Horizon Bank: BizEssentials Checking
  • Ameris Bank: Business Checking
  • United Community Bank: Business Freedom Checking
  • Redstone Federal Credit Union: Endeavor Checking
  • Hancock Whitney Bank: Essential Checking
  • Bank Independent: Micro Business Checking
  • Truist Bank: Simple Business Checking
  • Armed Forces Bank: Simple Business Checking
  • Best Business Banks in Arizona

  • US Bank: Silver Business Checking Package - Up to $800 Bonus
  • PNC Bank: Business Checking Account - $1,000 Bonus
  • BMO Bank: Business Checking Account - $1,000 Bonus
  • First Citizens Bank: Basic Business Checking
  • Western State Bank: Free Business Checking
  • Armed Forces Bank: Simple Business Checking
  • Unison Bank: Small Business Checking
  • Arizona Financial Credit Union: Small Business Checking
  • Parkway Bank: Small Business Checking
  • American Airlines Credit Union: Small Business Checking
  • Boeing Employees' Credit Union: Personal Checking Account - $200 Bonus
  • Best Business Banks in Arkansas

  • US Bank: Silver Business Checking Package - Up to $800 Bonus
  • Regions Bank: LifeGreen Business Simple Checking®
  • Equity Bank: Business Checking Account - $400 Bonus
  • First Horizon Bank: BizEssentials Checking
  • Carter Credit Union: Free Business Checking
  • Arvest Bank: Free Small Business Checking
  • Southern Bank: Free Small Business Checking
  • Truist Bank: Simple Business Checking
  • Best Business Banks in California

  • US Bank: Silver Business Checking Package - Up to $800 Bonus
  • PNC Bank: Business Checking Account - $1,000 Bonus
  • BMO Bank: Business Checking Account - $1,000 Bonus
  • First Citizens Bank: Basic Business Checking
  • Provident Credit Union: Business Checking Account - $300 Bonus
  • Technology Credit Union: Business Checking Account - $100 Bonus
  • Union Bank: Bank Freely Business Checking
  • 1st United Credit Union: Free Business Checking
  • KeyPoint Credit Union: Free Checking
  • Armed Forces Bank: Simple Business Checking
  • American Airlines Credit Union: Small Business Checking
  • Best Business Banks in Colorado

  • US Bank: Silver Business Checking Package - Up to $800 Bonus
  • PNC Bank: Business Checking Account - $1,000 Bonus
  • Huntington: Business Checking Account - $1,000 Bonus
  • BMO Bank: Business Checking Account - $1,000 Bonus
  • First National Bank of Omaha: Free Business Checking
  • First Citizens Bank: Basic Business Checking
  • TBK Bank: Business Checking Account - Up to $200 Bonus
  • Credit Union of Colorado: Basic Business
  • Altra Federal Credit Union: Business Basic Checking
  • Verus Bank of Commerce: Longs Peak (Small Business Checking)
  • Armed Forces Bank: Simple Business Checking
  • Best Business Banks in Connecticut

  • M&T Tailored Business Checking Account: $1,500 Bonus
  • Citizens Bank: Clearly Better Business Checking
  • Charter Oak Credit Union: Basic Business Checking
  • American Eagle Financial Credit Union: Business Checking
  • PeoplesBank: Free Business Checking
  • Liberty Bank: PayBack℠ Business Checking
  • Best Business Banks in Delaware

  • PNC Bank: Business Checking Account - $1,000 Bonus
  • M&T Tailored Business Checking Account: $1,500 Bonus
  • Citizens Bank: Clearly Better Business Checking
  • Fulton Bank: Business Checking
  • Best Business Banks in Florida

  • PNC Bank: Business Checking Account - $1,000 Bonus
  • Regions Bank: LifeGreen Business Simple Checking®
  • BMO Bank: Business Checking Account - $1,000 Bonus
  • Fifth Third Business Checking Account™
  • First Citizens Bank: Basic Business Checking
  • WesBanco: Business Checking Account - $500 Bonus
  • MIDFLORIDA Credit Union: Business Checking Account - Up to $300 Bonus
  • Community First Credit Union: Business Checking Account - $200 Bonus
  • BrightStar Credit Union: Business Checking Account - $100 Bonus
  • Axiom Bank: Basic Business Checking
  • First Horizon Bank: BizEssentials Checking
  • Best Business Banks in Georgia

  • PNC Bank: Business Checking Account - $1,000 Bonus
  • Regions Bank: LifeGreen Business Simple Checking®
  • Fifth Third Business Checking Account™
  • First Citizens Bank: Basic Business Checking
  • First Horizon Bank: BizEssentials Checking
  • Ameris Bank: Business Checking
  • United Community Bank: Business Freedom Checking
  • First Commerce Credit Union: Free Business Checking
  • Truist Bank: Simple Business Checking
  • Armed Forces Bank: Simple Business Checking
  • SouthState Bank: Small Business Checking
  • Best Business Banks in Hawaii

  • Bank of Hawaii: Business Checking Option 1
  • Best Business Banks in Idaho

  • US Bank: Silver Business Checking Package - Up to $800 Bonus
  • BMO Bank: Business Checking Account - $1,000 Bonus
  • CapEd Credit Union: Basic Business Checking
  • Boeing Employees' Credit Union: Personal Checking Account - $200 Bonus
  • Best Business Banks in Illinois

  • US Bank: Silver Business Checking Package - Up to $800 Bonus
  • PNC Bank: Business Checking Account - $1,000 Bonus
  • Regions Bank: LifeGreen Business Simple Checking®
  • Huntington: Business Checking Account - $1,000 Bonus
  • BMO Bank: Business Checking Account - $1,000 Bonus
  • Fifth Third Business Checking Account™
  • Associated Bank: Business Foundation Checking
  • First National Bank of Omaha: Free Business Checking
  • TBK Bank: Business Checking Account - Up to $200 Bonus
  • Old National Bank: Free Business
  • Banterra Bank: Free Business Checking
  • Best Business Banks in Indiana

  • US Bank: Silver Business Checking Package - Up to $800 Bonus
  • PNC Bank: Business Checking Account - $1,000 Bonus
  • Regions Bank: LifeGreen Business Simple Checking®
  • Huntington: Business Checking Account - $1,000 Bonus
  • BMO Bank: Business Checking Account - $1,000 Bonus
  • Fifth Third Business Checking Account™
  • Associated Bank: Business Foundation Checking
  • WesBanco: Business Checking Account - $500 Bonus
  • Beacon Credit Union: Basic Business Checking
  • First Commonwealth Bank: Business Checking
  • Jackson County Bank: Essential Business Checking
  • Best Business Banks in Iowa

  • US Bank: Silver Business Checking Package - Up to $800 Bonus
  • Regions Bank: LifeGreen Business Simple Checking®
  • BMO Bank: Business Checking Account - $1,000 Bonus
  • Associated Bank: Business Foundation Checking
  • First National Bank of Omaha: Free Business Checking
  • TBK Bank: Business Checking Account - Up to $200 Bonus
  • Cedar Rapids Bank & Trust: Business Essentials Checking
  • Citizens First Bank: Free Business Checking
  • Arbor Bank: Free Business Checking
  • Collins Community Credit Union: Small Business Checking
  • Best Business Banks in Kansas

  • US Bank: Silver Business Checking Package - Up to $800 Bonus
  • PNC Bank: Business Checking Account - $1,000 Bonus
  • BMO Bank: Business Checking Account - $1,000 Bonus
  • Associated Bank: Business Foundation Checking
  • First National Bank of Omaha: Free Business Checking
  • First Citizens Bank: Basic Business Checking
  • Equity Bank: Business Checking Account - $400 Bonus
  • TBK Bank: Business Checking Account - Up to $200 Bonus
  • Arvest Bank: Free Small Business Checking
  • Southern Bank: Free Small Business Checking
  • Bank of Labor: Primary Business Checking
  • Best Business Banks in Kentucky

  • US Bank: Silver Business Checking Package - Up to $800 Bonus
  • PNC Bank: Business Checking Account - $1,000 Bonus
  • Regions Bank: LifeGreen Business Simple Checking®
  • Huntington: Business Checking Account - $1,000 Bonus
  • Fifth Third Business Checking Account™
  • WesBanco: Business Checking Account - $500 Bonus
  • Peoples Bancorp: Basic Business Checking
  • Cinfed Credit Union: Basic Business Checking
  • First Commonwealth Bank: Business Checking
  • Old National Bank: Free Business
  • Banterra Bank: Free Business Checking
  • Best Business Banks in Louisiana

  • Regions Bank: LifeGreen Business Simple Checking®
  • BankPlus: Business Checking Account - $100 Bonus
  • First Horizon Bank: BizEssentials Checking
  • Hancock Whitney Bank: Essential Checking
  • Carter Credit Union: Free Business Checking
  • Best Business Banks in Maine

  • Bar Harbor Bank & Trust: Easy Business Checking
  • Kennebec Federal Savings: Premier Business Checking
  • Best Business Banks in Maryland

  • PNC Bank: Business Checking Account - $1,000 Bonus
  • M&T Tailored Business Checking Account: $1,500 Bonus
  • First Citizens Bank: Basic Business Checking
  • WesBanco: Business Checking Account - $500 Bonus
  • Freedom Federal Credit Union: Business Checking Account - $100 Bonus
  • Peoples Bancorp: Basic Business Checking
  • Fulton Bank: Business Checking
  • Atlantic Union Bank: Essential Business Checking
  • United Bank: Free Business Checking
  • Truist Bank: Simple Business Checking
  • Securityplus Federal Credit Union: Standard Business Checking
  • Best Business Banks in Massachusetts

  • PNC Bank: Business Checking Account - $1,000 Bonus
  • Citizens Bank: Clearly Better Business Checking
  • Cape Cod Five Cents Savings Bank: Basic Business Checking
  • Middlesex Savings Bank: Business Blue Checking
  • Abington Bank: Business Checking
  • American Eagle Financial Credit Union: Business Checking
  • Cape Ann Savings Bank: Business Checking
  • The Cooperative Bank: Business Checking
  • Arrha Credit Union: Business Checking
  • Fidelity Bank (MA): Business Worx Basic Checking
  • Mechanics Cooperative Bank: Choice Free Business Checking
  • Best Business Banks in Michigan

  • PNC Bank: Business Checking Account - $1,000 Bonus
  • Huntington: Business Checking Account - $1,000 Bonus
  • Fifth Third Business Checking Account™
  • Citizens Bank: Clearly Better Business Checking
  • Associated Bank: Business Checking Account - $750 Bonus
  • Consumers Credit Union (Michigan): Business Checking Account - $200 Bonus
  • Comerica Bank: Basic Business Checking
  • Macatawa Bank: Business Basic Checking
  • 4Front Credit Union: Business Checking
  • Lake Michigan Credit Union: Business Standard Checking
  • TLC Community Credit Union: Essential Checking
  • Best Business Banks in Minnesota

  • US Bank: Silver Business Checking Package - Up to $800 Bonus
  • PNC Bank: Business Checking Account - $1,000 Bonus
  • Huntington: Business Checking Account - $1,000 Bonus
  • BMO Bank: Business Checking Account - $1,000 Bonus
  • Associated Bank: Business Foundation Checking
  • Altra Federal Credit Union: Business Basic Checking
  • Superior Choice Credit Union: Simple Business Checking
  • Affinity Plus Credit Union: Small Business Checking
  • Trustone Financial Federal Credit Union: Small Business Checking
  • Best Business Banks in Mississippi

  • Regions Bank: LifeGreen Business Simple Checking®
  • BankPlus: Business Checking Account - $100 Bonus
  • Magnolia Federal Credit Union: Business Checking
  • Hancock Whitney Bank: Essential Checking
  • Truist Bank: Simple Business Checking
  • Best Business Banks in Missouri

  • US Bank: Silver Business Checking Package - Up to $800 Bonus
  • PNC Bank: Business Checking Account - $1,000 Bonus
  • Regions Bank: LifeGreen Business Simple Checking®
  • BMO Bank: Business Checking Account - $1,000 Bonus
  • Associated Bank: Business Foundation Checking
  • Equity Bank: Business Checking Account - $400 Bonus
  • Banterra Bank: Free Business Checking
  • Arvest Bank: Free Small Business Checking
  • Southern Bank: Free Small Business Checking
  • Armed Forces Bank: Simple Business Checking
  • Boeing Employees' Credit Union: Personal Checking Account - $200 Bonus
  • Best Business Banks in Montana

  • US Bank: Silver Business Checking Package - Up to $800 Bonus
  • First Citizens Bank: Basic Business Checking
  • Bravera Bank: Business Basics Checking
  • Best Business Banks in Nebraska

  • US Bank: Silver Business Checking Package - Up to $800 Bonus
  • BMO Bank: Business Checking Account - $1,000 Bonus
  • First National Bank of Omaha: Free Business Checking
  • Arbor Bank: Free Business Checking
  • Best Business Banks in Nevada

  • US Bank: Silver Business Checking Package - Up to $800 Bonus
  • BMO Bank: Business Checking Account - $1,000 Bonus
  • America First Credit Union: Basic Business Checking
  • Armed Forces Bank: Simple Business Checking
  • Best Business Banks in New Hampshire

  • Citizens Bank: Clearly Better Business Checking
  • Bar Harbor Bank & Trust: Easy Business Checking
  • Mascoma Bank: Small Business Checking
  • Best Business Banks in New Jersey

  • PNC Bank: Business Checking Account - $1,000 Bonus
  • M&T Tailored Business Checking Account: $1,500 Bonus
  • Citizens Bank: Clearly Better Business Checking
  • Altra Federal Credit Union: Business Basic Checking
  • Bogota Savings Bank: Business Checking
  • William Penn Bank: Business Checking
  • Fulton Bank: Business Checking
  • First Financial Federal Credit Union: Free Business Checking with Dividends
  • Truist Bank: Simple Business Checking
  • Armed Forces Bank: Simple Business Checking
  • American Airlines Credit Union: Small Business Checking
  • Best Business Banks in New Mexico

  • US Bank: Silver Business Checking Package - Up to $800 Bonus
  • PNC Bank: Business Checking Account - $1,000 Bonus
  • BMO Bank: Business Checking Account - $1,000 Bonus
  • First Citizens Bank: Basic Business Checking
  • Best Business Banks in New York

  • PNC Bank: Business Checking Account - $1,000 Bonus
  • M&T Tailored Business Checking Account: $1,500 Bonus
  • Citizens Bank: Clearly Better Business Checking
  • Flushing Bank: Business Checking Account - $2,500 Bonus
  • Adirondack Bank: ADvantage Business Checking
  • Union Bank: Bank Freely Business Checking
  • Mid-Hudson Valley Credit Union: Business Free Checking
  • Carver Federal Savings Bank: Community Business Free Checking
  • Jovia Financial Credit Union: Free Business Checking
  • Bethpage Federal Credit Union: Free Business Checking with Interest
  • Bank of Greene County: Free e-Business Checking
  • Best Business Banks in North Carolina

  • US Bank: Silver Business Checking Package - Up to $800 Bonus
  • PNC Bank: Business Checking Account - $1,000 Bonus
  • Regions Bank: LifeGreen Business Simple Checking®
  • Fifth Third Business Checking Account™
  • First Citizens Bank: Basic Business Checking
  • North State Bank: Business Checking Account - $450 Bonus
  • Truliant Federal Credit Union: Basic Business Checking
  • First Horizon Bank: BizEssentials Checking
  • Ameris Bank: Business Checking
  • United Community Bank: Business Freedom Checking
  • United Bank: Free Business Checking
  • Best Business Banks in North Dakota

  • US Bank: Silver Business Checking Package - Up to $800 Bonus
  • BMO Bank: Business Checking Account - $1,000 Bonus
  • Bravera Bank: Business Basics Checking
  • Town & Country Credit Union: Business Checking
  • Western State Bank: Free Business Checking
  • Unison Bank: Small Business Checking
  • Best Business Banks in Ohio

  • US Bank: Silver Business Checking Package - Up to $800 Bonus
  • PNC Bank: Business Checking Account - $1,000 Bonus
  • Huntington: Business Checking Account - $1,000 Bonus
  • Fifth Third Business Checking Account™
  • Citizens Bank: Clearly Better Business Checking
  • Associated Bank: Business Foundation Checking
  • WesBanco: Business Checking Account - $500 Bonus
  • S&T Bank: Basic Business Checking
  • Peoples Bancorp: Basic Business Checking
  • Cinfed Credit Union: Basic Business Checking
  • Pathways Financial Credit Union: Business Basic Checking
  • Best Business Banks in Oklahoma

  • BMO Bank: Business Checking Account - $1,000 Bonus
  • First Citizens Bank: Basic Business Checking
  • Equity Bank: Business Checking Account - $400 Bonus
  • All America Bank: Business 100 Checking
  • Arvest Bank: Free Small Business Checking
  • American Airlines Credit Union: Small Business Checking
  • Central Bank: Business Checking Account - $500 Bonus
  • Best Business Banks in Oregon

  • US Bank: Silver Business Checking Package - Up to $800 Bonus
  • BMO Bank: Business Checking Account - $1,000 Bonus
  • First Citizens Bank: Basic Business Checking
  • Advantis Credit Union: Business Checking Account - $100 Bonus
  • Union Bank: Bank Freely Business Checking
  • Boeing Employees' Credit Union: Personal Checking Account - $200 Bonus
  • Best Business Banks in Pennsylvania

  • PNC Bank: Business Checking Account - $1,000 Bonus
  • Huntington: Business Checking Account - $1,000 Bonus
  • M&T Tailored Business Checking Account: $1,500 Bonus
  • Citizens Bank: Clearly Better Business Checking
  • WesBanco: Business Checking Account - $500 Bonus
  • S&T Bank: Basic Business Checking
  • Clearview Federal Credit Union: Basic Business Checking
  • TruMark Financial Credit Union: Business Basic
  • First Commonwealth Bank: Business Checking
  • William Penn Bank: Business Checking
  • Fulton Bank: Business Checking
  • Best Business Banks in Rhode Island

  • Citizens Bank: Clearly Better Business Checking
  • Liberty Bank: PayBack℠ Business Checking
  • Washington Trust Bank: Small Business Checking
  • Coastal1 Credit Union: Small Business Checking
  • Best Business Banks in South Carolina

  • PNC Bank: Business Checking Account - $1,000 Bonus
  • Regions Bank: LifeGreen Business Simple Checking®
  • First Citizens Bank: Basic Business Checking
  • First Horizon Bank: BizEssentials Checking
  • Ameris Bank: Business Checking
  • United Community Bank: Business Freedom Checking
  • United Bank: Free Business Checking
  • Houston Federal Credit Union: Free Business Checking
  • Truist Bank: Simple Business Checking
  • SouthState Bank: Small Business Checking
  • Boeing Employees' Credit Union: Personal Checking Account - $200 Bonus
  • Best Business Banks in South Dakota

  • US Bank: Silver Business Checking Package - Up to $800 Bonus
  • Huntington: Business Checking Account - $1,000 Bonus
  • BMO Bank: Business Checking Account - $1,000 Bonus
  • First National Bank of Omaha: Free Business Checking
  • Best Business Banks in Tennessee

  • US Bank: Silver Business Checking Package - Up to $800 Bonus
  • PNC Bank: Business Checking Account - $1,000 Bonus
  • Regions Bank: LifeGreen Business Simple Checking®
  • Fifth Third Business Checking Account™
  • First Citizens Bank: Basic Business Checking
  • First Horizon Bank: BizEssentials Checking
  • Altra Federal Credit Union: Business Basic Checking
  • United Community Bank: Business Freedom Checking
  • Redstone Federal Credit Union: Endeavor Checking
  • Pinnacle Bank Financial Partners: Horizon 75 Checking
  • Truist Bank: Simple Business Checking
  • Best Business Banks in Texas

  • PNC Bank: Business Checking Account - $1,000 Bonus
  • Regions Bank: LifeGreen Business Simple Checking®
  • First National Bank of Omaha: Free Business Checking
  • First Citizens Bank: Basic Business Checking
  • Broadway Bank: Business Checking Account - $1,000 Bonus
  • TBK Bank: Business Checking Account - Up to $200 Bonus
  • Union Bank: Bank Freely Business Checking
  • A+ Federal Credit Union: Basic Business Checking
  • Comerica Bank: Basic Business Checking
  • First Horizon Bank: BizEssentials Checking
  • Altra Federal Credit Union: Business Basic Checking
  • Best Business Banks in Utah

  • US Bank: Silver Business Checking Package - Up to $800 Bonus
  • BMO Bank: Business Checking Account - $1,000 Bonus
  • America First Credit Union: Basic Business Checking
  • Capital Community Bank: Business Manager Plus Checking
  • Best Business Banks in Vermont

  • Citizens Bank: Clearly Better Business Checking
  • Bar Harbor Bank & Trust: Easy Business Checking
  • Mascoma Bank: Small Business Checking
  • Trustco Bank: Business Checking Account - $200 Bonus
  • Best Business Banks in Virginia

  • PNC Bank: Business Checking Account - $1,000 Bonus
  • M&T Tailored Business Checking Account: $1,500 Bonus
  • First Citizens Bank: Basic Business Checking
  • Peoples Bancorp: Basic Business Checking
  • Truliant Federal Credit Union: Basic Business Checking
  • First Horizon Bank: BizEssentials Checking
  • Fulton Bank: Business Checking
  • Member One Federal Credit Union: Business Essential
  • United Bank: Free Business Checking
  • City National Bank (WV, KY, VA, OH): Free Business Checking
  • Truist Bank: Simple Business Checking
  • Best Business Banks in Washington

  • US Bank: Silver Business Checking Package - Up to $800 Bonus
  • BMO Bank: Business Checking Account - $1,000 Bonus
  • First Citizens Bank: Basic Business Checking
  • Union Bank: Bank Freely Business Checking
  • Verity Credit Union: Business Opportunity Checking
  • Atlantic Union Bank: Essential Business Checking
  • Armed Forces Bank: Simple Business Checking
  • Boeing Employees' Credit Union: Personal Checking Account - $200 Bonus
  • Best Business Banks in West Virginia

  • PNC Bank: Business Checking Account - $1,000 Bonus
  • Huntington: Business Checking Account - $1,000 Bonus
  • Fifth Third Business Checking Account™
  • M&T Tailored Business Checking Account: $1,500 Bonus
  • First Citizens Bank: Basic Business Checking
  • WesBanco: Business Checking Account - $500 Bonus
  • Peoples Bancorp: Basic Business Checking
  • First Commonwealth Bank: Business Checking
  • United Bank: Free Business Checking
  • City National Bank (WV, KY, VA, OH): Free Business Checking
  • Truist Bank: Simple Business Checking
  • Best Business Banks in Wisconsin

  • US Bank: Silver Business Checking Package - Up to $800 Bonus
  • PNC Bank: Business Checking Account - $1,000 Bonus
  • Huntington: Business Checking Account - $1,000 Bonus
  • BMO Bank: Business Checking Account - $1,000 Bonus
  • Associated Bank: Business Foundation Checking
  • First Citizens Bank: Basic Business Checking
  • Waterstone Bank: Business Checking Account - $250 Bonus
  • Altra Federal Credit Union: Business Basic Checking
  • Old National Bank: Free Business
  • Landmark Credit Union: Free Business Checking Plus Interest
  • Superior Choice Credit Union: Simple Business Checking
  • Best Business Banks in Wyoming

  • US Bank: Silver Business Checking Package - Up to $800 Bonus
  • BMO Bank: Business Checking Account - $1,000 Bonus
  • Armed Forces Bank: Simple Business Checking
  • References

    1. ^ Bluevine. Business Debit Card, Retrieved 2/14/24
    2. ^ Bluevine. Easy cash deposits and withdrawals., Retrieved 02/25/2024
    3. ^ Bluevine. Convenient Retail Deposits, Retrieved 01/04/24
    4. ^ Bank of America. Business Checking Accounts for Your Small Business, Retrieved 02/09/24
    5. ^ Novo. Novo Funding, Retrieved 2/14/24
    6. ^ Mercury. Explore Pricing, Retrieved 02/09/24

    Write to Anna G at feedback@creditdonkey.com. Follow us on Twitter and Facebook for our latest posts.

    Note: This website is made possible through financial relationships with some of the products and services mentioned on this site. We may receive compensation if you shop through links in our content. You do not have to use our links, but you help support CreditDonkey if you do.

    TrendingA visitor from Virginia read Lili Review
    TrendingA visitor from Texas read Relay Financial Review
    TrendingA visitor from Virginia read Found Business Banking Review
    TrendingA visitor from New York read Chase Business Complete Banking Review
    TrendingA visitor from California read Chase Business Credit Card
    Chase
    Member FDIC

    Chase Total Checking® - $300 Bonus

    Expires 7/24/2024
    • New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account with qualifying activities
    • Access to more than 15,000 Chase ATMs and more than 4,700 branches
    • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
    • JPMorgan Chase Bank, N.A. Member FDIC
    • Open your account online now
    • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
    • Chase Overdraft Assist℠ - no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*

    Best Bank for Small Business

    Tips for Business
    Discover the top 10 banks for small businesses. Unlock your business' potential with the best bank

    Articles on Best Business Bank Accounts for LLC

    How to Open an LLC Bank Account

    Looking to open a bank account for your LLC? There are specific documents you must submit. Here's a guide to make the process as painless as possible.
    Best High-Yield Business Savings Account

    Best High Yield Business Savings Account

    Elevate your business by using the best high yield savings accounts. Read this list of top business savings accounts with highest yields and low fees.

    About CreditDonkey
    CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

    Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

    †Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

    *See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

    CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

    About Us | Reviews | Deals | Tips | Privacy | Do Not Sell My Info | Terms | Contact Us
    (888) 483-4925 | 680 East Colorado Blvd, 2nd Floor | Pasadena, CA 91101
    © 2024 CreditDonkey Inc. All Rights Reserved.