Capital One Venture vs Chase Freedom Unlimited®

Compare Rewards, Interest Rates, Fees, and Benefits

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Capital One Venture is a travel credit card. How does it compare to Chase Freedom Unlimited, a cash back card? Read our comparison chart below.

Keep in mind, the Capital One Venture has a $95 annual fee, while the Chase Freedom Unlimited has a $0 annual fee.

	Capital One Venture Rewards Credit Card	Chase Freedom Unlimited®

	Credit Card Interest Rates & Fees
Introductory APR for Purchases	N/A	0% introductory APR for 15 months
Introductory APR for Balance Transfers	N/A	0% introductory APR for 15 months
Purchase APR	19.99% to 29.49% (Variable) based on your creditworthiness and other factors	19.74% to 28.49% Variable based on your creditworthiness and other factors
Balance Transfers APR	19.99% to 29.49% (Variable) based on your creditworthiness and other factors	19.74% to 28.49% Variable based on your creditworthiness and other factors
Balance Transfer Fee	No balance transfer fee	Either $5 or 5% of the amount of each transfer, whichever is greater.
Foreign Transaction Fee	No foreign transaction fee	3% of each transaction in U.S. dollars
Annual Fee	$95 annual fee	$0 annual fee
	Credit Card Rewards & Benefits
Introductory Bonus Cash Back		Earn an extra 1.5% on everything you buy (on up to $20,000 spent in the first year) — worth up to $300 cash back. That's 6.5% on travel purchased through Chase Travel℠, 4.5% on dining and drugstores, and 3% on all other purchases.
Introductory Bonus Airline Rewards	Earn 75,000 miles once you spend $4,000 on purchases within the first 3 months of account opening, plus receive a one-time $250 Capital One Travel credit in your first cardholder year – that's equal to $1,000 in travel
Cash Back Rewards		Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases.
Travel Rewards	Earn 2 miles per dollar on all purchases. Redeem your miles for travel purchases or transfer your miles to over 10+ travel loyalty programs.
Airline Rewards	Earn 2 miles per dollar on all purchases
Dining Rewards		Earn 3% cash back on dining at restaurants, including takeout and eligible delivery services
Airline Transfer Partners	Capital One transfer partners include Aeromexico, Air Canada, Air France/KLM, Avianca, Cathay Pacific, Emirates, Etihad, EVA, Finnair, Hainan, Qantas, Qatar, and Singapore Airlines.
	CreditDonkey® Credit Card Reviews
Pros & Cons		Pros: Intro Cash Back Offer Intro APR No annual fee Cons: Foreign transaction fee
Bottom Line		Great cash back credit card for everyday purchases... Read full review

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Chase Freedom Unlimited Foreign Transaction Fee

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Chase Freedom Unlimited Credit Limit

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Comments

Barbara Jones from Ohio
on September 2017 said about Capital One Venture:
Ease of redeeming points for any type of travel.

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