Capital One Venture vs Chase Freedom Unlimited®

Compare Rewards, Interest Rates, Fees, and Benefits

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Capital One Venture is a travel credit card. How does it compare to Chase Freedom Unlimited, a cash back card? Read our comparison chart below.

	Capital One Venture Rewards Credit Card	Chase Freedom Unlimited®

	Credit Card Interest Rates & Fees
Introductory APR for Purchases	N/A	0% introductory APR for 15 months
Introductory APR for Balance Transfers	N/A	0% introductory APR for 15 months
Purchase APR	19.99% to 29.24% (Variable) based on your creditworthiness and other factors	18.99% to 28.49% Variable based on your creditworthiness and other factors
Balance Transfers APR	19.99% to 29.24% (Variable) based on your creditworthiness and other factors	18.99% to 28.49% Variable based on your creditworthiness and other factors
Balance Transfer Fee	No balance transfer fee	Either $5 or 5% of the amount of each transfer, whichever is greater.
Foreign Transaction Fee	No foreign transaction fee	3% of each transaction in U.S. dollars
Annual Fee	$95 annual fee	$0 annual fee
		Terms Apply. See Rates & Fees
	Credit Card Rewards & Benefits
Introductory Bonus Cash Back		Intro Offer: Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening
Introductory Bonus Airline Rewards	Earn 75,000 miles once you spend $4,000 on purchases within the first 3 months of account opening, plus receive a one-time $250 Capital One Travel credit in your first cardholder year – that's equal to $1,000 in travel
Cash Back Rewards		Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases.
Travel Rewards	Earn 2 miles per dollar on all purchases. Redeem your miles for travel purchases or transfer your miles to over 10+ travel loyalty programs.
Airline Rewards	Earn 2 miles per dollar on all purchases
Dining Rewards		Earn 3% cash back on dining at restaurants, including takeout and eligible delivery services
Airline Transfer Partners	Capital One transfer partners include Aeromexico, Air Canada, Air France/KLM, Avianca, Cathay Pacific, Emirates, Etihad, EVA, Finnair, Hainan, Qantas, Qatar, and Singapore Airlines.
	CreditDonkey® Credit Card Reviews
Pros & Cons		Pros: Intro Cash Back Offer Intro APR No annual fee Cons: Foreign transaction fee
Bottom Line		Great cash back credit card for everyday purchases... Read full review

See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. For rates and fees of the Chase Freedom Unlimited® card, please click here. Disclaimer: The information for the Capital One Venture Rewards Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. Capital One Venture: Pricing information including interest rates, rewards, benefits and fees was obtained on January 3, 2025 from published websites and is believed to be accurate, but not guaranteed.

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Chase Freedom Unlimited vs Capital One VentureOne

Comments

Barbara Jones from Ohio
on September 2017 said about Capital One Venture:
Ease of redeeming points for any type of travel.

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