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Best Bank Promotions and Bonus Offers for October 2026

What banks are offering the best deals for new accounts? View current list of bonus offers and incentives. Earn a bonus for opening a new bank account.

Thinking about opening a new personal checking, savings, or business account? Here are the best banking promotions - all in one list. Be sure to read the details to understand the requirements and eligibility.

Checking Account Bonus

Checking account offers usually range from $300 to $500. Popular promotions require opening a new account and meeting eligibility requirements like direct deposit.

Savings Account Bonus and Promotions

Savings account bonuses in October 2026 offer cash rewards for opening new accounts and meeting specific requirements like direct deposits or maintaining high balances

Business Checking Account Bonuses

Top business checking bonuses for October 2026 range from $300 up to $1,000+. Bonus offers may require initial deposits and qualifying activity such as maintaining a minimum balance or having a minimum number of transactions within a specific time frame.

Top New Bank Account Bonuses and Promotions

Many bank deals pay new customers to open an account. You get a cash bonus for opening an account and meeting certain deposit requirements. FDIC-insured bank accounts also protect your money safely.

Checking Account Bonus Offers from Our Partners

What bank has free checking?
Here are some of the free checking accounts:
  • Quontic: High Interest Checking - Up to 1.10% APY

Savings Account Offers from Our Partners

Which bank is best to open a savings account?
Here are some of the top savings accounts:

Business Checking Account Bonuses from Our Partners

High Interest Rates

Which bank has the highest interest rates?

What are you saving money for?

How do Bank Promotions Work?

Bank promotions are incentives for new customers to open a new checking or savings account. Typically, you'll have to make qualifying deposits and keep the account open for a certain amount of time to get the bonus.

Banks benefit by getting new customers. Because when you deposit money with them, they can earn profits by loaning out your cash. That's why banks will typically require some kind of deposit in order to earn a bonus.

You also benefit by getting free money for switching to a new bank. A win-win!

Would you open a new bank account for a $100 bonus?

How Can I Qualify for a Bank Account Bonus?

Banks have criteria you must meet to earn an account bonus. To qualify, you usually need to deposit a certain amount of money (in either direct deposits or transfers) within a certain timeframe. You also must keep your account open for a few months or the bonus will be taken back.

Sometimes, the bank may also require that you complete some activities. This can range from making a certain number of debit card purchases, enrolling in mobile banking, or using online bill pay.

Depending on the bank promotion, they may have just one requirement or a combination of a few.

Also, to qualify, you need to be a new customer. Some banks are more strict and say that you cannot have ever received a bonus from them before. Some say that you just can't have closed an account or received a bonus in the past 1 or 2 years. This is to prevent people from opening and closing accounts just to get bonuses.

What's the Best Bank for Me?

The best bank for you depends on what you want out of a bank. Do you want convenience, low fees, or high interest? Here are the different types of banks and why you may pick each one.

  • National banks: best accessibility. These are the big traditional banks such as Bank of America, Wells Fargo, etc. These banks typically have physical locations and ATMs throughout the country. So you can get in-person help and do your banking no matter where you are. However, these banks usually offer very low interest and have fees and/or balance requirements.

  • Regional or community banks: best local service. Regional banks are usually limited to one geographical area, whether it be several states or a single city. They usually offer higher interest and less fees. But you may need to switch banks if you move.

  • Credit unions: best personalized service. These can be thought of mom-and-pop banks. The locations may be very limited (sometimes only one branch), but credit unions offer higher interest, competitive loan rates, and great personalized service.

  • Online banks: best interest rates. If you're comfortable with doing your banking completely on the web or via mobile app, online banks will offer the highest interest rates (in exchange for no physical locations). Many online banks have no account fees and no balance requirements.

Is a credit union better than a bank?
Credit unions generally offer higher interest rates, better loan rates, lower fees, and better personalized customer service than traditional banks. Credit unions are nonprofit, whereas banks are for-profit. Banks have more nationwide accessibility, but the interest rate is usually low and they charge more fees.

Bonus Promotions FAQs

What banks give instant bonuses for opening accounts?
Banks won't give instant bonuses just for opening a new account. They want you to use their account by depositing money, setting up direct deposit, or making purchases. After you complete the qualifying activities, you'll receive your bonus.

How are bank bonuses paid?
After you've met the requirements for the bonus, banks will deposit the cash into your account. Usually, it'll take several business days. The bonus offer should give a timeframe for when they will deposit the bonus.

Does a bank bonus count as income?
Yes, welcome cash bonuses for opening a bank account are considered income. You will get a 1099-INT from the bank and you'll need to report it as interest income on your taxes. It'll be taxed at your ordinary income tax rate.

Does switching banks hurt your credit?
No, switching banks will not hurt your credit. Opening a new bank account is only a soft pull, which doesn't impact your credit score. But, don't forget to switch over automated payments. If payments fail because they're still going to your old bank account, that will harm your credit.

Can you have 2 bank accounts?
There's no limit to how many bank accounts you can have legally. Many people find it helpful to have more than one bank account to stay organized (like a primary account and one for paying bills).

If you're in the market for a 2nd account, it's a great chance to take advantage of bank bonuses.

Methodology: How We Picked the Best Bank Bonuses

First, we picked larger banks that are offering at least $100 bonus. Most of the promotions on our list offer $200 or even more. We chose banks that serve a wide area, so they're available to more people.

We also picked offers that are available to apply for online, since that's more convenient for most people. And you can take advantage of the offer even if you don't live super close to a branch.

The requirements to earn the sign-up bonus offers must be reasonable and relatively easy to meet. There are also some larger bonuses targeted towards premium checking customers with higher criteria.

Finally, we picked bank accounts that we truly feel offer good features and benefits. So that even after you receive your bonus, you'll still find value in being a customer. Hopefully, the sign-up bonus is just an added perk over the long-term benefits.

What Experts Say

CreditDonkey assembled a panel of industry experts to answer readers' most pressing questions. Here's what they said:

Top Banks with Promotions

  • Chase: Only bank in the US with branches in all 48 contiguous states; many checking options including free accounts for students and kids.
  • Bank of America: There are thousands of ATMs and financial centers; good customer service with extended hours.
  • Wells Fargo: Approximately 4,100 locations and more than 11,000 ATMs; many checking options including a second chance account for those who had financial troubles.
  • Ally Bank: Online bank with wide array of services, high interest rates, no fees, and great 24/7 customer service.
  • Capital One: Hybrid brick-and-mortar and online bank; all banking products have no monthly service fees or minimum opening deposits.
  • CIT Bank Bonus Offers: Online bank with one of the highest interest rates for online savings account.
  • PNC Bank: Unique Virtual Wallet feature and financial tools that help you reach your goals; account fee is easily waived.
  • TD Bank: Extended banking hours and 24/7 customer service; checking account fees waived with low account minimums.
  • Alliant Credit Union: A credit union with high interest rates, ATM fee rebates, and large network of over 80,000 fee-free ATMs. Anyone can join with simple qualifications.

More Bank Offers

  • First Horizon Bank: Personal Checking Account - $3,000 Bonus
    Open a new Private Client Reserve Checking with a Private Client Relationship Manager. Deposit $500,000 or more in new money deposits within 45 days of account opening. Maintain a combined end-of-day ledger balance of at least $500,000 for 90 consecutive days. Set up and receive at least two qualifying ACH direct deposits within 90 days of account opening.
  • Wells Fargo: Personal Checking Account - $2,500 Bonus
    Open a new Premier Checking account or upgrade your existing checking account to a Premier Checking account. Use promo code at account opening. Offer code can be obtained by providing your email address. Deposit $250,000 or more to qualifying linked accounts within 45 days of account opening or upgrade. Maintain a balance of $250,000 or more in the qualifying linked accounts for at least 90 days after account opening or upgrade.

    The information for consumer checking has been collected independently by CreditDonkey. The details on this page have not been reviewed or provided by the bank.

  • Capital One: Personal Savings Account - $1,500 Bonus
    Open a new 360 Performance Savings account. Use promo code BONUS1500 at account opening. Deposit at least $100,000 of external funds within 15 days of account opening. Maintain at least $100,000 in the account for 90 days more after the initial 15 days after account opening.
  • Citi Checking - $1,500 Bonus
    Open a new Regular Checking account and enroll in this offer the same day the account was opened. Deposit at least $200,000 of new-to-Citibank funds into your new checking account within 45 days of account opening. Maintain $200,000 or more in the account for an additional 45 days after the first 45 days.
  • Ameriprise Financial: Personal Checking and Savings Account - $1,400 Bonus
    Open a new Ameriprise® Bank Savings account. Make eligible deposits totaling $100,000 or more within 30 calendar days of account opening. Maintain a balance of at least $100,000 for 90 calendar days.

    Open a new Ameriprise® Bank Checking account. Set up and receive qualifying direct deposits totaling $1,500 within 90 calendar days of opening your account.

  • Columbia Bank: Personal Checking Account - $1,000 Bonus
    Open an Advantage Plus Checking account. Set up and receive qualifying direct deposits totaling $2,000 or more within 60 days of account opening. Deposit $10,000 or more into the account within 15 days of account opening and maintain it for 120 days.
  • BOK Financial Bank: Personal Checking and Savings Account - $950 Bonus
    Open a new Premier Checking account. Use promo code SUMMIT at account opening. Set up and receive qualifying direct deposits totaling 8,000 within 90 days of account opening.

    Open a new personal savings account. Use promo code SUMMIT at account opening. Deposit $10,000 or more in new money within 30 days of account opening. Maintain a balance of at least $10,000 until the 90th day after account opening.

  • Webster Bank: Personal Checking and Savings Account - $900 Bonus
    Open a new eligible checking account. Set up and receive qualifying direct deposits totaling $500 or more within 90 days of account opening.

    Open a new eligible savings account. Deposit a minimum of $15,000 in new money within 21 calendar days of account opening. Maintain at least a $15,000 or more daily collected balance in the new eligible savings account for 90 days.

    The eligible checking and savings accounts must be opened at the same time. The requirements for both the checking bonus and savings bonus must be completed.

  • Chase Total Checking® + Chase Savings℠ - $900 Bonus
    Earn $900 when you open a new Chase Total Checking® with direct deposit AND open a new Chase Savings℠ account, deposit a total of $15,000 or more within 30 days, and maintain $15,000 or more for 90 days.

    • Earn $300 when you open a new Chase Total Checking® account and set up and receive a direct deposit within 90 days of coupon enrollment
    • Earn $200 when you open a new Chase Savings℠ account, deposit $15,000 or more in new money within 30 days of coupon enrollment, and maintain $15,000 or more for 90 days of coupon enrollment.
    • Earn an additional $400 when you open a new Chase Total Checking® and new Chase Savings℠ at the same time and complete qualifying activities for both accounts.

    The information for Chase Total Checking® and Chase Savings℠ have been collected independently by CreditDonkey. The details on this page have not been reviewed or provided by the bank.

  • Bank of Texas: Personal Checking and Savings Account - $850 Bonus
    Open a Premier Checking account. Set up and receive qualifying direct deposits totaling $8,000 or more within the first 90 days of account opening.

    Open a personal savings account. Deposit at least $10,000 in new money within 30 days of account opening. Maintain a minimum daily balance of $10,000 from the 31st day to the 90th day from account opening.

  • Banner Bank: Personal Checking and Savings Account - $800 Bonus
    Open a new personal checking account. Use promo code 2026EM at account opening. Deposit $5,000 or more within 60 days of account opening. Maintain a minimum balance of $5,000 for 90 days.

    Open a new Personal High Yield Relationship Savings account. Use promo code 2026EM at account opening. Deposit $25,000 or more within 60 days of account opening. Maintain a minimum balance of $25,000 for 90 days.

  • E*TRADE: Personal Savings Account - $800 Bonus + 4.00% APY
    Open a new Premium Savings account online. Use promo code SAVE800 at account opening. Deposit at least $100,000 of qualifying new money within the first 30 days after account opening. Maintain an average daily balance of $100,000 or more for 45 additional days after the 30-day funding period.
  • Dedham Savings: Personal Checking Account - $750 Bonus
    Open a new Free & Easy Checking account. Use promo code SELECT at account opening. Set up and receive direct deposits totaling $20,000 or more within 90 days of account opening. Complete at least 5 debit card or bill pay transactions totaling $100 within 90 days of account opening.
  • Stanford Federal Credit Union: Personal Checking Account - Up to $625 Bonus
    Open a new Stanford FCU Everyday, High Yield, or Student Spending account. Activate Cashback+ offers in Digital Banking. Earn cash or gift rewards, up to $625 in total, for every task you complete.
  • Huntington: Personal Checking Account - $600 Bonus
    Open a new Huntington Platinum Perks Checking account. Make a cumulative new money deposit into the checking account of at least $25,000 or more within 90 days of account opening. Account must remain open for at least 90 days.
  • BMO: Personal Checking Account - Up to $600 Bonus
    Open a new BMO Smart Money Checking, BMO Smart Advantage Checking, or BMO Relationship Checking account. Earn $100 bonus each consecutive month, up to 6 months, you have a cumulative total of $1,000 or more in qualifying direct deposits that post to your account.
  • Old National Bank: Personal Checking Account - $600 Bonus
    Open a new ONB Preferred or Everyday Checking account. Set up and receive at least 3 qualifying direct deposits totaling $12,000 or more within the first four months of account opening.
  • ACNB Bank: Personal Checking Account - $600 Bonus
    Open a new Advantage Rewards Plus Checking, Advantage Rewards Checking, or Basic Checking account. Use promo code HARVEST26 at account opening. Set up and receive qualifying recurring direct deposits totaling $6,000 or more for three consecutive statement cycle following account opening. Enroll in online banking with eDocuments. Establish a Mastercard® debit card and make 10 unique transactions of $20 or more within 90 days of account opening. Maintain a minimum average monthly balance of $2,500 for three full consecutive statement cycles following account opening.
  • Hancock Whitney Bank: Personal Checking and Savings Account - $600 Bonus
    Open a new Freestyle Checking account. Use promo code obtained by providing your email address. Set up and receive qualifying direct deposits totaling at least $2,000 within 90 days of account opening.

    Open a Freestyle Savings Account. Deposit $5,000 or more within 30 days of account opening. Maintain a minimum daily balance of $5,000 or more for 60 days.

  • CommunityAmerica Credit Union: Personal Checking Account - Up to $600 Bonus
    Open a new Cashback Free Checking or Chiefs Checking account. Use promo code CASH600 at account opening. Earn a 9% cashback on point-of-sale debit card transactions (up to $45 per month) when the following monthly qualifications are met: enroll in eStatements, receive at least one direct deposit of $250 or more per month, and make 15 post-of-sale debit card transactions per month to a single checking account, OR enroll in eStatements and make 25 point-of-sale debit card transactions per month to a single checking account.
  • Synovus Bank: Personal Checking Account - $600 Bonus
    Open a new Synovus Plus Checking account. Make 15 qualifying Visa® debit card transactions within the first 60 days of account opening. Set up and receive qualifying direct deposits of $1,000 or more within 60 days of account opening.
  • Associated Bank: Personal Checking Account - $600 Bonus
    Open a new eligible Associated Bank checking account. Make direct deposits totaling to $500 or more within 90 days of account opening. Receive $600 when the sum of your daily average balance for all your open Associated Bank deposit accounts for days 31-90 is 10,000 or more. The sum of the average daily balance will be computed after 90 days of account opening.
  • First Merchants Bank: Personal Checking Account - $600 Bonus
    Open a new Prosper Plus Checking account. Use promo code MIPROSPER at account opening. Deposit at least $25,000 within the first 7 calendar days of account opening. Maintain a minimum daily balance of $25,000 beginning the 8th calendar day through the 90th calendar day after account opening.
  • Peoples Bank: Personal Checking Account - Up to $600 Bonus
    Open a new Premier Checking account. Receive a $100 credit monthly for the first 6 statement cycles following the account opening. Complete the following per statement cycle to be eligible for the bonus: have at least one direct deposit, be enrolled in eStatements, and have 5 or more debit card purchases debited from your account during the statement cycle.
  • Teachers Federal Credit Union: Personal Checking Account - Up to $600 Bonus
    Open a new qualifying checking account. Set up and receive qualifying direct deposits totaling $1,000 each month for 6 consecutive months from the time of enrolment in the promotion. Enroll in Online Banking and eStatements.
  • S&T Bank: Personal Checking and Savings Account - $600 Bonus
    Open a new Preferred Checking account. Use promo code STAOC4Q26 at account opening. Set up and receive at least two qualifying direct deposits of $500 or more within 60 days of account opening.

    Open a new Preferred Savings account. Use promo code STAOC4Q26 at account opening. Fund the account with a minimum of $10,000 in new money and maintain a balance of at least $2,000 until April 9, 2027.

  • Newtown Savings Bank: Personal Checking and Savings Account - $550 Bonus
    Open a new Flagship Checking account. Use promo code CONSUMERBP at account opening. Set up and receive qualifying direct deposits totaling $1,500 or more within 60 days of account opening.

    Open a Statement Savings account. Use promo code SAVINGS at account opening. Deposit $10,000 or more and maintain a daily balance of at least $10,000 for 90 days. Receive 3 electronic credits within 90 days of account opening.

  • Camden National Bank: Personal Checking and Savings Account - $500 Bonus
    Open a Premier or Rewards Checking account. Set up and receive a qualifying direct deposit of $500 or more within 60 days of account opening.

    Open a Promise Savings or High-Yield Savings account. Deposit $10,000 or more in new money within 20 calendar days of account opening. Maintain a minimum daily balance of at least $10,000 for 90 additional days.

  • Elevations Credit Union: Personal Checking Account - $500 Bonus
    Open a new Elevations Summit Dividend or Peak Perks Checking account. Use promo code ECU500 at account opening. Within 90 days of account opening, set up and receive qualifying direct deposits totaling $1,000 or more per month for two consecutive months. Enroll in online banking within 90 days of account opening.
  • Town Bank: Personal Checking Account - $500 Bonus
    Open a new Total Access Checking, Access Plus Checking, or Premier Checking account. Use promo code Builder at account opening. Set up and receive qualifying direct deposits totaling $2,000 or more per month for 2 consecutive calendar months after the calendar month the new account was opened. Enroll in online banking and estatements.
  • Hyde Park Bank: Personal Checking Account - $500 Bonus
    Open a new Total Access Checking, Access Plus Checking, or Premier Checking account. Use promo code Builder at account opening. Set up and receive qualifying direct deposits totaling $2,000 or more per month for 2 consecutive calendar months after the calendar month the new account was opened. Enroll in online banking and estatements.
  • Beverly Bank & Trust: Personal Checking Account - $500 Bonus
    Open a new Total Access Checking, Access Plus Checking, or Premier Checking account. Use promo code Builder at account opening. Set up and receive qualifying direct deposits totaling $2,000 or more per month for 2 consecutive calendar months after the calendar month the new account was opened. Enroll in online banking and estatements.
  • Busey Bank: Personal Checking Account - $500 Bonus
    Open a new Foundation Checking account. Use promo code BETTERBUS1 at account opening. Set up and receive qualifying direct deposits totaling $10,000 or more within 90 days of account opening. Enroll in online banking and eStatements within 90 days of account opening.
  • Santander Bank: Personal Checking Account - $500 Bonus
    Open a new Santander® Private Client Checking, Santander Select® Checking, Simply Right® Checking, or Santander® Essential Checking account. Set up and receive at least one direct deposit within 90 days of account opening. Maintain an average daily balance of at least $5,000 for the first 90 days.
  • Penn Community Bank: Personal Checking Account - $500 Bonus
    Open a new qualifying checking account. Use promo code 500Bonus at account opening. Within 60 days of account opening, set up and receive qualifying direct deposits totaling at least $1,750 OR complete 20 or more debit card purchase transactions that post to the checking account.
  • Truist Bank: Personal Checking Account - $500 Bonus
    Open a new Truist One Checking account or Truist Marquee Checking account. Use the promo code provided on the offer page at account opening. Set up and receive at least two qualifying direct deposits totaling $2,000 or more within 120 days of account opening. Make at least 20 qualifying debit card purchases within 120 days of account opening.
  • Elgin State Bank: Personal Checking Account - $500 Bonus
    Open a new Total Access Checking, Access Plus Checking, or Premier Checking account. Use promo code Builder at account opening. Set up and receive qualifying direct deposits totaling $2,000 or more per month for 2 consecutive calendar months after the calendar month the new account was opened. Enroll in online banking and estatements.
  • Flagstar Bank: Personal Checking Account - $500 Bonus
    Open a new Flagstar Elite Checking account. Set up and receive one or more direct deposits totaling at least $7,500 per month for each of the three calendar months following account opening.
  • Canyon View Credit Union: Personal Checking Account - Up to $500 Bonus
    Open a new eligible checking account. Set up and receive qualifying direct deposits totaling $1,000 or more per month for 3 consecutive months. Complete 25 or more credit or debit card transactions of at least $5 per month for 3 consecutive months. Open a new auto loan or refinance an auto loan. Keep the account open and in good standing for 6 months.
  • Wheaton Bank & Trust Company: Personal Checking Account - $500 Bonus
    Open a new Total Access Checking, Access Plus Checking, or Premier Checking account. Use promo code Builder at account opening. Set up and receive qualifying direct deposits totaling $2,000 or more per month for 2 consecutive calendar months after the calendar month the new account was opened. Enroll in online banking and estatements.
  • Wings Credit Union: Personal Checking Account - $500 Bonus
    Open a checking account. Use promo code CHECKING26 at account opening. Set up and receive qualifying payroll direct deposits totaling $5,000 or more within 60 days of account opening. Complete 10 or more qualifying debit or credit card transactions of $5 or more each within 60 days of account opening. Enroll in Wings digital banking.
  • St. Mary's Bank: Personal Checking and Savings Account - $500 Bonus
    Open a new checking account. Use promo code GET500 at account opening. Set up and receive at least 2 recurring direct deposits totaling $1,000 or more into the checking account within 90 days of account opening.

    Open a new savings account. Use promo code GET500 at account opening. Fund the new savings account with at least $2,000 in new money within 30 days of account opening. Establish a monthly recurring deposit of at least $25 within 30 days of account opening and maintain for six consecutive months. Maintain at least a $2,000 minimum average daily balance for six consecutive months.

  • TD Bank: Personal Checking and Savings Account - $500 Bonus
    Open a new TD Beyond Checking account and make $2,500 in qualifying direct deposits.

    Open a new TD Signature Savings account. Deposit at least $10,000 within the 20 days of account opening. Maintain a balance of $10,000 or more for 90 days following the initial 20 days from account opening.

  • KeyBank: Key Select Checking® - $500 Bonus
    Earn $500 after qualified activities until 12.11.26 with interest-bearing Key Select Checking®.

    • Open a Key Select Checking® account online by December 11, 2026.
    • Make the minimum opening deposit of $50 and make a total of $5,000 or more in eligible direct deposits within the first 90 days of account opening.
    • Your $500 cash bonus will be deposited into your account within 60 days of meeting requirements. Account must not be closed at the time of gift payment.
  • Visions Federal Credit Union: Personal Checking Account - $500 Bonus
    Open a new checking account. Use promo code DD500FALL2026 at account opening. Set up and receive qualifying direct deposits totaling $5,000 or more within 90 days of account opening.
  • Wintrust Bank: Personal Checking Account - $500 Bonus
    Open a new Total Access Checking, Access Plus Checking, or Premier Checking account. Use promo code Builder at account opening. Set up and receive qualifying direct deposits totaling $2,000 or more per month for 2 consecutive calendar months after the calendar month the new account was opened. Enroll in online banking and estatements.
  • Citadel Credit Union: Personal Checking Account - $500 Bonus
    Open a new checking account. Use promo code SEPT2650013 at account opening. Set up and receive a qualifying direct deposits totaling $2,000 or more within 90 days of account opening. Maintain a daily balance of $5,000 or more in your new checking account during days 61-90 after account opening.
  • Bankers Trust: Personal Checking Account - $500 Bonus
    Open a Bank with Trust account. Complete 20 qualifying debit card transactions within 60 days of account opening. Set up and receive direct deposits totaling $500 or more within 60 days of account opening.
  • iThink Financial: Personal Checking Account - $500 Bonus
    Open a new qualifying checking account. Use promo code EARN500 at account opening. Set up and receive qualifying direct deposits totaling $1,000 or more within 90 days of account opening. Apply and get approved for a myRewards Visa Signature Credit Card. Maintain an average daily balance of $20,000 or more for the first 90 days.
  • TruStone Financial Credit Union: Personal Checking Account - $500 Bonus
    Open a new TruStone Checking account. Set up and receive qualifying direct deposit of at least $5,000 within 60 days of account opening. Enroll in e-statements.
  • U.S. Bank Smartly® Checking - $450 Bonus
    Open a new U.S. Bank Smartly® Checking account and deposit a minimum of $25 at account opening. Enroll in the U.S. Bank Mobile App or online banking within 90 days of account opening. Complete two or more direct deposits totaling $8,000 or more within 90 days of account opening.

    The information for U.S. Bank Smartly® Checking Account has been collected independently by CreditDonkey. The details on this page have not been reviewed or provided by the bank.

  • Union Savings Bank: Business Checking Account - $450 Bonus
    Open a new Business Relationship Checking account at a branch. Deposit $100 at account opening. Maintain an average monthly balance of $15,000 or more from the first complete monthly statement to the third complete monthly statement.
  • Byline Bank: Personal Checking Account - $450 Bonus
    Open a new Simple Checking account. Use promo code WELCOME450 at account opening. Make qualifying deposits totaling $1,000 or more per statement cycle for three consecutive months.
  • Clearview Federal Credit Union: Personal Checking Account - $412 Bonus
    Open a new Absolute Checking account. Use promo code 412 at account opening. Make 4 debit card transactions within the first 60 days of account opening. Complete eligible electronic deposits totaling $412 or more within the first 60 days of account opening. Sign up for eStatements and digital banking.
  • MIDFLORIDA Credit Union: Personal Checking Account - $400 Bonus
    Open a new Free Checking account. Set up and receive qualifying direct deposits totaling $4,000 or more within 60 days of account opening. Enroll in online banking and eStatements. Apply for a debit card and complete 40 debit card purchases, which must be posted in one calendar month. The debit card requirement must be done within 60 days of account opening.
  • Addition Financial: Personal Checking Account - $400 Bonus
    Open a new Benefits Checking account. Set up and receive monthly qualifying direct deposits totaling $2,000 or more within 90 days of account opening.
  • SoFi Checking and Savings Account - $400 Bonus
    Set up at least one eligible direct deposit of $5,000 or more in your new or existing SoFi Checking and Savings account. Direct deposit must be received before the end of the promotion period. This offer is valid for new or existing customers who do not have any history of direct deposit transactions into their SoFi Checking and Savings account.
  • Navy Federal Credit Union: Personal Checking Account - $400 Bonus
    Join Navy Federal and open a new checking account. Use promo code CHK26SRC at account opening. Set up and receive qualifying direct deposits totaling $500 or more by 04/30/2027.
  • Republic Bank: Personal Checking Account - $400 Bonus
    Open a new eligible personal checking account. Use promo code ADV at account opening. Set up and receive at least 3 qualifying direct deposits within 90 days of account opening. Complete 10 or more POS transactions within 90 days of account opening.
  • Purdue Federal Credit Union: Personal Checking Account - $400 Bonus
    Open a new eligible checking account. Set up and receive qualifying direct deposits totaling $4,000 or more within 120 days of account opening. Enroll in eStatements.
  • WECU: Personal Checking Account - $400 Bonus
    Open a new Spend Plus Checking account. Set up and receive a direct deposit of $1,000 or more within 60 days of account opening. This offer is available to qualifying individuals who have not been a member in the last 12 months.
  • C&N: Personal Checking Account - $400 Bonus
    Open a new checking account online or at a C&N branch. Use promo code SWITCH at account opening. Make an initial minimum deposit of $1,000 within the first 7 business days of account opening. Set up and receive qualifying direct deposits totaling $1,000 or more within 3 months of account opening.
  • Unity Bank: Personal Checking Account - $400 Bonus
    Open a new Rewards Checking account. Use promo code 1145 at account opening. Set up and receive at least 4 qualifying direct deposits of $2,500 within 180 days of account opening.
  • Metro Credit Union (MA): Personal Checking Account - $400 Bonus
    Open a new checking account. Set up and receive at least one monthly recurring direct deposit within 60 days of account opening. Sign up for eStatements. Keep the account open and in good standing for at least 90 days.
  • Bar Harbor Bank & Trust: Personal Checking Account - $400 Bonus
    Open a new Relationship Rewards Checking account. Use offer code C40926A02ONLINE when opening online or download a coupon when opening in a branch. Set up and receive a direct deposit of $500 or more by 12/31/2026.
  • Royal Credit Union: Personal Checking and Savings Account - $400 Bonus
    Open a Primary Base Savings account and a Royal Checking account. Set up and receive at least two qualifying direct deposits of $500 each within 120 calendar days. Keep the account open and in good standing for 6 months.
  • Citizens Bank: Personal Checking and Savings Account - $400 Bonus
    Open a new qualifying checking account and have at least one single direct deposit of $500 or more post to your new checking account within 60 days of account opening. Open a new qualifying savings account and make at least one single deposit of $100 or multiple deposits totaling $100 or more that post into the new savings account every month for 3 consecutive months. The savings account must have a balance of $300 or more by the end of the third consecutive month.
  • PNC Bank: Virtual Wallet with Performance Select Checking - $400 Bonus
    Open a new Virtual Wallet with Performance Select checking account and make qualifying direct deposits totaling $5,000 or more within 60 days of account opening. Bonus will be awarded within 60-90 days of meeting the requirements.
  • First Commonwealth Bank: Personal Checking Account - $400 Bonus
    Open a new Hometown Checking Plus or Hometown Checking Premium account. Use promo code FCB400 at account opening. Complete 10 or more qualifying debit card purchases within 60 days of account opening. Complete deposits totaling $2,000 or more within 60 days of account opening.
  • OneAZ Credit Union: Personal Checking and Savings Account - $375 Bonus
    Establish a membership with a Share Savings account and open a new checking account. Use promo code CHK-227 at account opening. Complete 25 qualifying debit card transactions within 60 days of account opening. Each qualifying transaction must be at least $5.
  • First Entertainment Credit Union: Personal Checking Account - $350 Bonus
    Open a new Value Checking or Advantage Checking account. Set up and receive a qualifying direct deposit or electronic transfer of $1,000 or more per month. Keep the account open and in good standing for at least 90 days. This offer is for Warner Bros. Discovery employees only.
  • Municipal Credit Union: Personal Checking Account - $350 Bonus
    Open a new Everyday Hero Checking account. Set up and receive at least 3 qualifying direct deposits totaling $3,000 or more within 90 days of account opening.
  • M&T Bank: Personal Checking Account - $350 Bonus
    Open a new MyChoice Premium Checking account. Use promo code at account opening. Obtain promo code from offer page. Set up and receive qualifying direct deposits totaling $1,000 or more within 90 days of account opening.
  • SECU (MD): Personal Checking Account - $350 Bonus
    Open a new SECU Total™ Checking & Rewards account. Use promo code SECU350 at account opening. Within 90 days of account opening, set up and receive 2 or more qualifying payroll direct deposits. Enroll in eStatements within 90 days of account opening.
  • Chime: Personal Checking Account - $350 Bonus
    Open a new Chime Checking account. Receive a qualifying direct deposit of $200 or more each month for three consecutive months. The first direct deposit must be received within 30 calendar days from account opening. This offer is available to first-time Chime account holders only.
  • United Federal Credit Union: Personal Checking Account - $350 Bonus
    Open a new checking account. Set up and receive qualifying direct deposits totaling $1,500 or more within 90 days of account opening. Complete at least 20 qualifying debit card transactions within 90 days of account opening.
  • Liberty Bank for Savings: Personal Checking Account - $350 Bonus
    Open a new personal checking account. Use promo code 500 at account opening. Make an initial deposit of $350. Use the account for mortgage payment via ACH.
  • First Hawaiian Bank: Personal Checking Account - $350 Bonus
    Open a new Priority Banking Checking account. Set up and receive qualifying direct deposits of $500 within 60 days of account opening.
  • MidFirst Bank: Personal Checking Account - $350 Bonus
    Open a new eligible checking account. Set up and receive qualifying direct deposits totaling $1,000 or more within 90 days of account opening.
  • General Electric Credit Union: Savings Account - Up to $350 Bonus
    Sign up for the Round-Up Program. Every time you use your GECU debit card, your purchase will be rounded up to the nearest whole dollar and transfer that amount from your checking account to the GECU savings account of your choice. At the end of each month, GECU will match 5% of those rounded-up funds. Maximum of $350 bonus per year. Round-Up is only available for Simply Free, Choice, and Amplified High-Yield Checking accounts.
  • Frontwave Credit Union: Personal Checking and Savings Account - $350 Bonus
    Open a Primary Checking and Savings account. Set up and receive a recurring direct deposit or ACH of $1,000 or more within 90 days of account opening. Direct deposit or ACH must occur within a single 30-day period during the first 90 days after account opening. Enroll in e-statements.
  • America First Credit Union: Personal Checking and Savings Account - $350 Bonus
    Open a new qualifying savings account and a new checking account. Set up and receive qualifying direct deposits of at least $1,000 within 60 days of account opening. Keep the accounts open and in good standing for 12 months.
  • PeoplesBank: Personal Checking Account - $350 Bonus
    Open a new Free Checking account. Use promo code Fall26 at account opening. Set up and receive qualifying direct deposits totaling $1,500 or more within 60 days of account opening.
  • KeyPoint Credit Union: Personal Checking Account - $300 Bonus
    Open a new checking account at a branch. Use promo code NM26 at account opening. Set up and receive qualifying recurring monthly direct deposit of $1,000 or more for 6 consecutive months. First direct deposit must post within 60 days from account opening.
  • Hawthorn Bank: Personal Checking Account - $300 Bonus
    Open a new qualifying checking account. Use promo code 2026Cash300 at account opening. Set up and receive at least 2 direct deposits totaling $500 or more within 90 days of account opening.
  • Credit Human Federal Credit Union: Personal Checking Account - $300 Bonus
    Open a new qualifying checking account. Use promo code CheckingPromo2026 at account opening. Set up and receive two or more recurring direct deposits of $500 each. Make 10 point-of-sale debit card transactions of $10 each. Enroll in eStatements and online banking.
  • Beacon Bank: Personal Checking Account - $300 Bonus
    Open a new Beacon One Checking account. Set up and receive recurring direct deposits totaling $1,000 or more per month for 3 consecutive months.
  • US Senate Federal Credit Union: Personal Checking and Savings Account - $300 Bonus
    Open a new Primary Savings and Senate Checking account with a USSFCU Visa® Debit Card. Use promo code BONUS26 at account opening. Make 20 debit card purchases of $10 or more within 6 months of membership. Set up and receive a monthly qualifying direct deposit of $500 or more for 6 consecutive months.
  • Pennsylvania State Employees Credit Union: Personal Savings and Checking Account - $300 Bonus
    Establish membership and open new savings and checking accounts within 100 days of establishing membership. Use promo code 2026PROMO at account opening. Set up and receive qualifying direct deposits totaling $500 per calendar month within 100 days of establishing membership. Enroll and log in to digital banking within 60 days of establishing membership.
  • Old Second National Bank: Personal Checking and Savings Account - $300 Bonus
    Open a new qualifying checking account. Use promo code EM2 at account opening. Apply and activate a debit card, and enroll in eStatements within 90 calendar days of account opening. Set up and receive at least 2 qualifying direct deposits totaling $500 or more within 90 days of account opening.

    Open a new Money Builder Savings account with a minimum opening deposit of $1,000. Deposit and maintain a balance of $5,000 or more in your savings account until the 90th day after account opening.

  • Lake Ridge Bank: Personal Checking and Savings Account - $300 Bonus
    Open a new Forward Checking account and fund a savings or money market account. Use promo code ONLINE300 at account opening. Set up and receive qualifying direct deposits totaling $500 or more per month for at least three consecutive months.
  • Bank of Hawaii: Personal Savings Account - $300 Bonus
    Open a new Regular Savings, Bonus Rate Savings, or Bankohana Bonus Rate Savings account. Deposit $20,000 or more within 30 days of account opening. Maintain a minimum daily balance of at least $20,000 from day 31 to day 90 after account opening.
  • Abbott Laboratories Employees Credit Union (ALEC): Personal Checking Account - $300 Bonus
    Open a new Rewards Checking account. Set up and receive a qualifying direct deposit of $500 within 90 days of account opening. Sign up for eStatements.
  • Service 1st Federal Credit Union: Personal Checking Account - $300 Bonus
    Open a new checking account. Set up and receive a qualifying direct deposit of $250 or more within 30 days of account opening. Apply for a Service 1st VISA® debit card and use it within 30 days of account opening. Enroll in digital banking and eStatements.
  • Walden Savings Bank: Personal Checking Account - $300 Bonus
    Open a new qualifying checking account. Use promo code waldenway26 at account opening. Complete one of the following within 90 days of account opening: set up and receive qualifying direct deposits totaling at least $1,000, or make debit card purchases totaling a minimum of $1,000. Enroll in online and mobile banking.
  • Bask Bank: Personal Checking Account - Up to $300 Bonus
    Open a new Bask Interest Savings account and a Bask Interest Checking account. Maintain an average monthly balance of at least $10,000 in your Bask Interest Savings account. Set up and receive $2,500 or more in monthly qualifying automated deposits to your Bask Interest Checking account on or before the 25th calendar day of the applicable month. Maintain a minimum daily balance of at least $100 in your Bask Interest Checking account. Earn $50 at the end of each statement period in which the qualifying requirements are met, for up to six consecutive statement periods during the reward period.
  • Alltru Credit Union: Personal Checking Account - $300 Bonus
    Open a new Premium, Value, Basic, Opportunity, or Teen Checking account. Use promo code Checking300 at account opening. Set up and receive at least 2 qualifying direct deposits of $300 each and 15 debit card purchases within 60 days of account opening. Enroll in online banking.
  • PyraMax Bank: Personal Checking Account - $300 Bonus
    Open a new Simply Cash Back Checking account. Use promo code BONUS300 at account opening. Set up and receive a monthly recurring direct deposit of $300 or more within 90 days of account opening. Direct deposit must be received for 2 consecutive months. Enroll in eStatements and online banking.
  • Central Bank: Personal Checking Account - $300 Bonus
    Open a new eligible personal checking account. Use promo code RAF300 at account opening. Deposit $50 or more during account opening. Set up and receive two or more direct deposits totaling $800 or more within 90 days of account opening. Keep the account open and in good standing for 90 days.
  • Regions Bank: Personal Checking Account - $300 Bonus
    Register for the offer by December 31, 2026. Open a new personal LifeGreen® Checking account online or in a branch by January 31, 2027. Make $1,000 or more in qualifying ACH direct deposits that post to your account within 90 days of account opening.
  • SouthState Bank: Personal Checking Account - $300 Bonus
    Open a new qualifying checking account. Use promo code 300BONUS at account opening. Within 60 days of account opening, complete 15 debit card transactions, and have monthly cumulative direct deposits of at least $250 OR preauthorized automatic draft(s) of $25.
  • Bank @ Work Program - $300 Bonus
    Get a $300 bonus when you open a qualifying checking account and complete at least 1 of the following qualifying activities within 120 days of account opening: complete 3 qualifying deposits for at least 3 consecutive months, complete 25 signature-based debit card transactions, or have 6 Bank Five Nine online bill pay transactions. Eligibility for a Bank@Work Incentive is dependent on the employer's participation in Bank Five Nine's Bank@Work program.
  • WesBanco: Personal Checking Account - $300 Bonus
    Open a new WesBanco One account. Use promo code 400promo at account opening. Set up and receive qualifying direct deposits totaling $1,000 or more within 60 days of account opening. Complete 20 debit card point of sale transactions within 60 days of account opening.
  • Dollar Bank: Personal Checking Account - $300 Bonus
    Open a new Everything Checking account. Use promo code CHK25. Get $200 Mastercard debit card rebate when you receive cumulative direct deposits of $2,500 or more within 90 days of account opening. Get $100 credit on the 1-year anniversary of account opening provided the account qualified for the $200 debit card rebate, is active, in good standing and is in a qualifying plan.
  • Fifth Third Bank: Personal Checking Account - $300 Bonus
    Open a Fifth Third Momentum® Checking or Preferred Checking account. Use offer code at account opening. Offer code can be obtained by providing your email address. Make direct deposits totaling $500 or more within 90 days of account opening to qualify for bonus.
  • Trustco Bank: Personal Checking Account - $300 Bonus
    Open a Home Town Checking account at a branch. Set up and receive a qualifying direct deposit of $500 or more for three consecutive months within 120 calendars days of account opening.
  • Seacoast Bank: Personal Checking Account - $300 Bonus
    Open a new eligible checking account. Use promo code CON300 at account opening. Set up and receive qualifying direct deposits totaling $500 within 90 days of account opening. Make 15 qualifying debit card transactions within 90 days of account opening.
  • Broadway Bank: Personal Checking Account - $300 Bonus
    Open a new Free Checking account. Use promo code CKPR at account opening. Set up and receive at least 2 qualifying direct deposits totaling $2,000 or more within 90 days of account opening. Make at least 15 debit card transactions within 90 days of account opening.
  • Southland Credit Union: Personal Checking Account - $300 Bonus
    Open a new Enjoy! Rewards Checking account. Set up and receive qualifying direct deposits totaling $1,500 or more per month for three consecutive months within 90 days of account opening.
  • Neighborhood Credit Union: Personal Checking Account - $300 Bonus
    Open a new qualifying checking account. Use promo code NEIGHBOR at account opening. Receive one qualifying direct deposit of $500 or more within 60 days of account opening.
  • Grow Financial Federal Credit Union: Personal Checking Account - $300 Bonus
    Open a Basic Savings + CashBack Checking account or a Basic Savings + Checkless Checking account. Set up and receive at least 2 qualifying direct deposits of $500 each within 90 days of account opening. Enroll in online banking and mobile banking within 90 days of account opening.
  • Florida Credit Union: Personal Checking Account - $300 Bonus
    Open a new qualifying personal checking account. Use promo code 26CHK300 at account opening. Set up and receive qualifying direct deposits totaling $500 or more within 60 days of account opening. Keep the account open and in good standing for 90 days.
  • Oregon State Credit Union: Student Checking Account - $300 Bonus
    Open a new checking account using a student email address. Complete 10 qualifying transactions within 60 days of account opening. Enroll in eStatements.
  • Easthampton Savings Bank: Personal Checking Account - Up to $300 Bonus
    Open a Get Real Checking® account. Set up and receive direct deposits totaling $1,000 or more OR conduct a minimum of 25 debit card transactions of $10 or more within 90 days of account opening. Enroll in eStatements within 90 days of account opening. Keep your account open with eStatements, and recurring direct deposits or active debit card with at least 5 POS transactions of $10 or more for 12 months.
  • TruNorth Bank: Personal Checking Account - Up to $300 Bonus
    Open a new Get Real Checking® account. Earn $150 when you set up and receive qualifying direct deposits totaling at least $1,000 or make 25 point of sale debit card transactions of $10 or more, and enroll in eStatement within 90 days of account opening. Earn $150 if the account is still open and enrolled in estatements after 12 months and has an active recurring direct deposit posted to the account within the last statement cycle or has an active debit card.
  • bankHometown: Personal Checking Account - Up to $300 Bonus
    Open a new Get Real Checking® account. Earn $150 when you enroll in eStatements, and either set up and receive qualifying direct deposits totaling at least $1,000 or complete a minimum of 25 POS debit card transactions of $10 or more within 90 days of account opening. Earn $150 loyalty bonus after the account has been opened and in good standing for 12 months, has an active recurring direct deposit posted to the account within the last statement cycle OR has an active debit card with 5 POS transactions of $10 or more posted to the account within the last statement cycle, and is still enrolled in eStatements.
  • Cedar Rapids Bank & Trust: Personal Checking Account - $300 Bonus
    Open a new consumer checking account. Set up and receive qualifying direct deposits totaling $500 or more within 90 calendar days of account opening. Make 15 or more Visa® debit card transactions within 90 calendar days of account opening. Enroll in electronic statements.
  • Holyoke Credit Union: Personal Checking Account - $300 Bonus
    Open a Holyoke Simply Free Checking account. Set up and receive a qualifying direct deposit within 60 days of account opening. Direct deposit must be deposited for each monthly qualification cycle (statement period) for a full year. Enroll in online banking and receive eStatements. Complete at least 6 debit card purchases post and clear per monthly qualification cycle OR spend $1,000 on your Holyoke Credit Union Visa Platinum Credit Card within 3 months of the credit card being issued.
  • Citizens Equity First Credit Union: Personal Checking Account - Up to $275 Bonus
    Open a new qualifying checking account with minimum deposit of $25.

    Earn $250 when you satisfy one or more of the following within the first full calendar month after account opening: have a minimum individual balance of $5,000 or minimum household balance of $10,000, make 5 or more purchases of at least $15 with your CEFCU Debit Mastercard linked to this new checking account, OR have direct deposits totaling $500 or more on this checking account or associated savings account. Enroll in eStatements.

    Earn $25 when you use your CEFCU Debit Mastercard linked to this new checking account for 5 or more purchases of at least $15 each month, for the first three full calendar months following account opening.

    This offer is available only to customers who reside in California.

  • TBK Bank: Personal Checking Account - Up to $275 Bonus
    Open a new AIM Checking account. Earn $100 when you make at least 3 direct deposits totaling a minimum of $12,000. Earn $50 when you set up at least 3 recurring automatic transfer into a TBK Bank Savings or Money Market Account. Earn $25 when you make 9 successful Bill Pay payments that clear the account to service providers. Earn $25 when you make 50 purchases with your TBK Bank Debit MasterCard. All activities must be completed within 120 days from account opening. Earn an additional $75 for being a TBK at Work participant. You must provide a referral code to qualify for the the TBK at Work bonus.
  • Lafayette Federal Credit Union: Personal Checking and Savings Account - $250 Bonus
    Open a qualifying checking account. Set up and receive at least one monthly direct deposit of $500 or more within 45 days of account opening.

    Open a Preferred or Premier Savings account. Deposit at least $100 into the savings account within 45 days of account opening.

  • Waukesha State Bank: Personal Checking Account - $250 Bonus
    Open a qualifying checking account using promo code DDA100EBDM21 and get $250 bonus. The $250 bonus is valid only for the following checking accounts: Free Checking with Direct Deposit, Simple Checking, Senior Advantage Checking, Advantage Plus Checking, Interest Checking, Student Checking and Value Added Checking Plus.
  • Alero Financial: Personal Checking Account - $250 Bonus
    Open a new Alero Plus or Fusion Plus Checking account. Set up and receive at least $2,500 in qualifying direct deposits within 90 days of account opening. Make 15 debit card purchases within 90 days of account opening. Enroll in eStatements within 30 days of account opening.
  • A+ Federal Credit Union: Personal Checking Account - Up to $250 Bonus
    Earn $50 when you open a Membership Savings and a Cash-Back Checking account. Use promo code 2026SEG250 at account opening. Earn $200 when you establish qualifying direct deposits of $800 or more, in aggregate, within 30 consecutive calendar days.
  • Northwest Federal Credit Union: Personal Savings Account - $250 Bonus
    Open your first Primary Savings account using promo code DRIVE. Deposit a minimum of $10,000 at account opening. Deposit a minimum of $250 every month into the account for 12 consecutive months following the month the account was opened.
  • Air Academy Credit Union: Personal Checking Account - $250 Bonus
    Open a new Cash Rewards Checking or Cash Back Rewards Checking account. Use promo code LOCALBONUS at account opening. Deposit $200 at account opening. Set up and receive qualifying direct deposit totaling $1,500 within 45 days of account opening. Make 1 debit card transaction within 90 days of account opening.
  • Allegius Credit Union: Personal Checking Account - $250 Bonus
    Open a new Kasasa Cash Back account. Make at least 12 PIN-based or signature-based debit card purchases each month for 3 consecutive months. Enroll and log into online banking at least once per month for 3 consecutive months. Enroll in e-Statements.
  • Gesa Credit Union: Personal Checking Account - $250 Bonus
    Open a new Everyday Smart, EarnSmart™, or EarnSmart Perks™ Checking account. Use promo code SMARTS at account opening. Set up and receive at least two recurring direct deposits of $250 or more from an employer or government benefits within 75 days of account opening. Enroll in eStatements within 60 days of account opening.
  • Western State Bank: Personal Checking Account - $250 Bonus
    Open a new VIP or VIP Plus Checking account. Sign up for direct deposit. Enroll in eStatements. Open a debit card.
  • Advia Credit Union: Personal Checking Account - $250 Bonus
    Open a new checking account. Use promo code NM1000 at account opening. Qualify for an Advantage Plus Rewards within 90 days of establishing membership to earn $250 bonus.
  • Credit Union of Texas: Personal Checking Account - $250 Bonus
    Open a new Secure Checking or Secure Plus Checking account. Deposit $25 and use promo code 250 at account opening. Set up and receive monthly qualifying direct deposits totaling $600 within 60 days of account opening.
  • Delta Community Credit Union: Personal Checking and Savings Account - $250 Bonus
    Open a new savings and checking account. Use offer code CHECKING250_FALL26 at account opening. Set up and receive qualifying direct deposits totaling $1,000 or more within 90 days of account opening. Complete 10 or more Visa debit card transactions within 90 days of account opening.
  • Everwise Credit Union: Personal Checking Account - $250 Bonus
    Open a new Performance, Advantage, Ultimate, or World Checking account. Use promo code Get250 at account opening. Make electronic deposits of $500 or more within 60 days of account opening. Complete 10 or more debit card purchase transactions within 60 days of account opening. Enroll eStatements using mobile or online banking within 60 days of account opening.
  • First National Bank Texas: Personal Checking Account - $250 Bonus
    Open a new Service 1 or Service 1 High Yield Account. Set up and receive qualifying direct deposit of $600 within 45 days of account opening, within the 33 days before your account's 6th month, and within the 33 days leading up to your account's 12th month.
  • California Credit Union: Personal Checking Account - $250 Bonus
    Sign up for CCU membership and open a qualifying checking account. Set up and receive a recurring direct deposit of $400 or more within 120 days of membership opening. Direct deposit must be received for 3 consecutive months to qualify for bonus. Offer available to current LAUSD employees only.
  • Picatinny Federal Credit Union: Personal Checking Account - $250 Bonus
    Open a new checking account. Set up and receive a monthly recurring direct deposit of $500 or more within 60 days of account opening.
  • Firefighters First Credit Union: Personal Checking Account - $250 Bonus
    Open a new qualifying checking account. Set up and receive monthly direct deposits of $1,000 or more for two consecutive months. Offer limited to new Firefighters First Credit Union members only and is valid for 12 months from the opening date of membership.
  • First Heroes National Bank: Personal Checking Account - Up to $250 Bonus
    Open a new Service 1 checking account. Earn $50 when you receive a qualifying direct deposit of $600 or more within 45 days of account opening. Earn $50 when you receive a qualifying direct deposit of $600 or more and within the 33 days before the 6th month of account opening. Earn $150 when you receive a qualifying direct deposit of $600 or more and within the 33 days before the 12th month of account opening.
  • Greater Nevada Credit Union: Personal Checking Account - $250 Bonus
    Open a new checking account. Use promo code GreaterPerks at account opening. Enroll in digital banking and estatements. Establish direct deposits.
  • Blaze Credit Union: Personal Checking Account - $250 Bonus
    Open a Blaze Free Checking or Pathfinder Checking account. Set up automatic payment or direct deposit within 60 calendar days of account opening. Complete 6 debit card transactions within 60 calendar days of account opening.
  • Vantage Credit Union: Personal Checking Account - $250 Bonus
    Open a new eligible checking account. Use promo code LOU132 at account opening.
  • Columbia Bank (WA): Personal Checking Account - $250 Bonus
    Open a new Pinnacle, Embark, or Foundation Checking account. Fund the account within 10 days of account opening. Maintain an average daily balance of $3,000 or more for 90 days. Set up and receive qualifying direct deposits totaling $3,000 or more within 90 days of account opening. Enroll in online banking within 90 calendar days of account opening.
  • Chartway Federal Credit Union: Personal Checking Account - $250 Bonus
    Open a new Cash Back Checking account. Complete at least 10 debit card purchases per month using your Cash Back Checking debit card. Enroll in electronic statements. Deposit $500 or more in new money into your checking account within a statement cycle.
  • Arizona Financial Credit Union: Personal Checking Account - $200 Bonus
    Open a new Consumer Checking account. Set up and receive recurring direct deposits totaling $1,000 or more per month within 60 days of account opening. Maintain an account balance of $500 or more on the 60th day after account opening.
  • North State Bank: Personal Checking Account - $200 Bonus
    Open a new Performance Checking 2.0 account. Within 90 to 180 days of the account opening, complete at least 20 paid debit card transactions (not including ATM transactions) and have at least one direct deposit within a statement cycle.
  • The Union Bank Company: Personal Checking Account - $200 Bonus
    Open a new Cash Back Rewards account. Set up and receive monthly direct deposit/ACH of $500 or more. Keep the account open and in good standing for 90 days.
  • Notre Dame Federal Credit Union: Personal Checking Account - $200 Bonus
    Open a new qualifying checking account. Set up and receive monthly direct deposits totaling $1,000.
  • Indiana Members Credit Union: Personal Checking Account - $200 Bonus
    Open a new Free Regular or Preferred Checking account. Use promo code HSA200 at account opening. Set up and receive a qualifying direct deposit of $400 or more. $200 will be deposited into the new checking account after two payrolls have posted to the account.
  • Horizon Credit Union: Personal Checking Account - $200 Bonus
    Open a new qualifying checking account. Use promo code get200 at account opening. Fund the account with a minimum of $250 within 5 business days of account opening. Make 15 or more debit card transactions within 60 days of account opening. Enroll in eStatements. Keep the account open and in good standing for 60 days.
  • Fulton Bank: Personal Checking Account - $200 Bonus
    Open a new Team Advantage Banking Checking account. Within 60 days of account opening, complete at least 15 debit card purchases, or set up recurring direct deposit in totaling $250 or more. This offer is available to employees of companies participating in the Workplace Banking Program.
  • OUR Credit Union: Personal Checking Account - $200 Bonus
    Open a new Premium Checking account. Set up and receive recurring monthly direct deposits totaling $500 or more. Enroll in eStatements and make at least one debit card transaction per month over the first 60 days.
  • Bravera Bank: Personal Checking Account - $200 Bonus
    Open a new Community Rewards Checking account. Set up and receive qualifying direct deposits to earn the bonus.
  • Hanmi Bank: Personal Checking Account - $200 Bonus
    Open a new checking account. Maintain an average daily balance of $3,000 for the first three full months. Enroll in eStatements within 30 days of account opening. Make at least $250 in point-of-sale debit card purchases each month for the first three full months.
  • WaterStone Bank: Student Checking Account - $200 Bonus
    Open a new Essential Checking account. Set up and receive a qualifying recurring automatic deposit of $250 or more within 60 calendar days of account opening. Keep the account open and in good standing for at least 1 year.
  • Redstone Federal Credit Union: Youth Savings Account - Up to $200 Bonus
    Open a new Youth Savings account. Use promo code YOUTH26 at account opening. After the first 30 days following account opening, Redstone will match, up to $200, the average daily deposit balance.
  • Vantage West Credit Union: Personal Checking Account - $200 Bonus
    Open a new Essential Checking account. Set up and receive qualifying direct deposits totaling $1,500 or more within 45 days of account opening. Complete 5 qualifying debit card transactions within 45 days of account opening.
  • Desert Financial Credit Union: Personal Checking Account - $200 Bonus
    Open a Free Checking account. Set up and receive a qualifying direct deposit of $1,000 or more within 60 calendar days of account opening. Enroll in eStatements and online banking within 60 calendar days of account opening.
  • Community First Credit Union: Personal Checking Account - $200 Bonus
    Open a new Community First Checking account. Use promo code FREECHECK at account opening. Make deposits totaling $1,000 or more within 90 days of account opening. Complete 10 or more qualifying debit card transactions within 90 days of account opening.
  • Credit Union ONE: Personal Checking Account - $200 Bonus
    Open a new Cash Back Checking account. Set up and receive a qualifying direct deposit within 90 days of account opening. Enroll in Digital Banking and maintain an active Mastercard Debit Card. Keep the account open and in good standing for 90 days.
  • CIBC Bank: Personal Checking Account - $200 Bonus
    Open a new CIBC iCan or myChoice Checking account. Deposit at least $500 at account opening. Set up and receive qualifying direct deposits or ACH transaction within 90 days of account opening. Enroll in eStatements and elect to receive eStatements through CIBC NetBanking.
  • Washington Trust Bank: Personal Checking Account - $200 Bonus
    Open a new qualifying consumer checking account. Use promo code PLUS200 at account opening. Set up and receive two qualifying direct deposits within 90 days of account opening.
  • 1st United Credit Union: Personal Checking Account - $200 Bonus
    Open a new checking account using promo code HACIENDA. Activate and make ten (10) signature or PIN purchases of $10 or more with your debit card within 60 days of account opening.
  • First South Financial Credit Union: Personal Checking and Savings Account - $200 Bonus
    Open a new savings account and deposit $25. Open a new checking account with direct deposit.
  • Power Financial Credit Union: Personal Checking Account - $199 Bonus
    Open a new qualifying checking account. Use promo code JT at account opening. Receive a direct deposit or initial deposit of $500 or more and maintain it in the account for 90 days.
  • VyStar Credit Union: Personal Checking Account - $175 Bonus
    Open a new VyStar+ Checking account. Mention this offer at account opening. Set up and receive recurring direct deposits of $1,000 or more within 90 days of account opening. Complete 15 or more debit card transactions within 90 days of account opening.
  • Monterra Credit Union: Personal Checking Account - $150 Bonus
    Open a new Premium Checking account. Set up and receive at least 1 direct deposit. Complete 10 or more debit card purchases and enroll in eStatements.
  • Red Canoe Credit Union: Personal Checking Account - $150 Bonus
    Open a new membership and checking account. Complete 10 qualifying checking account transactions within 45 days of account opening. Enroll in eStatement.
  • Boeing Employees' Credit Union: Personal Checking Account - $150 Bonus
    Establish membership, and open a savings and checking account. Use promo code WPNEW2026 at account opening. Within 30 days of account opening, complete 10 or more qualifying activities from the following: make purchases using the BECU debit or credit card, write paper or electronic checks, or make deposits or withdrawals using your BECU checking account.
  • US Federal Credit Union: Personal Checking Account - $150 Bonus
    Receive $150 for signing up for direct deposit to your checking account. Account must be receiving direct deposit and e-statements for six months to get bonus.
  • Propell Credit Union: Personal Checking Account - Up to $150 Bonus
    Open a new iSAVE Free Checking account. BHCU will match up to $50 of member's first ACH that posts to the checking account within 30 days of opening. HCU will refund up to $50 of member's first payments using bill pay from the checking account within 30 days of opening. BHCU will refund up to $50 of all debit card purchases (excludes ATM withdrawals) that post to the checking account within 30 days of opening.
  • Fremont Bank: Personal Checking Account - $150 Bonus
    Open a new Cornerstone Checking account. Within 60 days of account opening, establish a recurring direct deposit of $500 or more, complete two or more online or mobile bill payments, and make 25 or more qualifying debit card purchases of $5 or more.
  • Republic Bank of Chicago: Personal Checking Account - $150 Bonus
    Open a new Choice Checking account. Setup and complete a direct deposit to the checking account within 60 days of account opening.
  • Jovia Financial Credit Union: Personal Checking Account - $150 Bonus
    Open a new Go Green or CareFree Checking account. Set up and receive recurring direct deposits of $500 or more within 90 days of account opening.
  • Bank of Hope: Personal Checking Account - $125 Bonus
    Open a Bank Simply Checking account. Enroll in College Banking benefits. Complete 10 or more debit card purchases within the first 60 days of enrollment.
  • Diversified Members Credit Union: Personal Checking Account - Up to $120 Bonus
    Open a Give Back Credit Union Rewards Checking account. Get $10 deposited monthly to your checking account when you complete the following: have at least 15 debit card transactions every month, and be enrolled in online banking and eStatements.

Bank of America

How to Get Bank of America Bonuses... Read full review

Chase

Chase frequently offers cash bonuses for new banking customers. You can open a new Chase account either in person at a branch or online... Read full review

Wells Fargo

Checking Accounts... Read full review

Citibank

Our Review: Citibank offers banking services and credit cards. But service fees and balance requirements are on the high side. Is it the right bank for you?... Read full review

CIT Bank

CIT Bank offers some of the highest interest rates on the market. It is an online bank that offers a variety of savings products. Because of CIT's merger with First Citizens Bank, you can also access products and services offered by First Citizens... Read full review

Capital One

Our Review: StarStarStarStarHalf Star (4.5) Capital One 360 offers free checking and savings accounts with competitive APY rates. Does it live up to its claims? Find out if it's right for you... Read full review

HSBC Bank

... Read full review

Relay

Our Review: StarStarStarStarStarEmpty Star (4.6) Relay Financial offers online banking services for businesses. Yes, it is free. But, is it the right platform for you? Find out... Read full review

Citizens Bank

Our Review: StarStarStarStarStarEmpty Star (4.4) Citizens has an online savings account with a competitive APY and no fees. But what's the catch? Continue reading to find out... Read full review

Ally Bank

... Read full review

Lili

Our Review: StarStarStarStarStarEmpty Star (4.6) Lili offers free business checking with a debit card and automatic savings. Review its features, pros and cons to see if it fits your business... Read full review

North One

Our Review: StarStarStarStarStarEmpty Star (4.3) North One is a banking platform for small businesses. But is it right for you? Find out the unique features it offers and how it compares... Read full review

PNC Bank

Our Review: StarStarStarHalf StarEmpty Star (3.5) PNC Bank has relatively low requirements to waive fees and offers many financial tools to help you meet savings goals. Read on to see if this East Coast bank is right for you... Read full review

Bluevine

Our Review: StarStarStarStarStarEmpty Star (4.4) Bluevine offers free business checking with a high interest rate. But what's the catch? Is it right for your business? Read on for the full review... Read full review

Western Alliance Bank

Our Review: StarStarStarStarStarEmpty Star (4.1) Western Alliance Bank offers savings products with competitive APYs for people looking to grow their money. Is there a catch? Read on to find out... Read full review

Synchrony Bank

Our Review: StarStarStarStarStarEmpty Star (4.3) Synchrony offers some of the highest savings and CD rates. But there are downsides. Read this review before you open an account... Read full review

Novo

Our Review: StarStarStarStarEmpty StarEmpty Star (3.3) Novo provides digital banking services for entrepreneurs and small businesses. Explore Novo's features, business perks, and fees in this review... Read full review

UFB Direct

Our Review: StarStarStarStarStarEmpty Star (4.3) UFB Direct offers high interest rates. But is it a safe choice? Find out in this review... Read full review

Axos Bank

Our Review: StarStarStarStarEmpty StarEmpty Star (3.9) Axos Bank offers full-service banking completely online with no fees. Find out below whether they can replace your traditional bank account... Read full review

Charles Schwab Bank

Our Review: StarStarStarStarStarEmpty Star (4.1) Charles Schwab is more than a brokerage. It also offers high yield checking and savings interest rates that might far surpass your local bank. Read on to learn the pros and cons... Read full review

Current

Our Review: StarStarStarStarStarEmpty Star (4.4) Is Current a good fit for you? Discover its benefits and drawbacks, and see how it sizes up against apps like Chime in this review... Read full review

Quontic

Our Review: StarStarStarStarStarEmpty Star (4.3) Quontic Bank aims to provide a better experience (and rewards) for those underserved by traditional banks. Review the rates, fees, and customer reviews... Read full review

Raisin

Our Review: StarStarStarStarStarEmpty Star (4.1) Unravel the truth about Raisin's safety and legitimacy in this review... Read full review

Apple

Our Review: StarStarStarStarEmpty Star (4.0) Apple Savings lets you grow your money with a competitive APY, all from your iPhone. Keep reading for all the details... Read full review

Bask Bank

Our Review: StarStarStarStarHalf Star (4.5) Looking to earn a competitive APY? Interested in earning miles as you save? Bask Bank offers enticing savings options to meet your needs... Read full review

Chime

Our Review: StarStarStarStarHalf Star (4.5) Chime has no monthly fees, so what's the catch with the app? Find out how you can get paid two days early and grow your savings... Read full review

DR Bank

Our Review: StarStarStarStarEmpty StarEmpty Star (3.8) DR Bank offers a range of banking options with no fees or minimums. Plus, you can open a high-yield account through Raisin. Read on for more details... Read full review

Elevault

Our Review: StarStarStarStarEmpty StarEmpty Star (3.8) Searching for the perfect mobile banking solution? Elevault could be your ticket to hassle-free money management. Keep reading to find out more... Read full review

FitnessBank

Our Review: StarStarStarStarEmpty Star (4.0) Did you know you can earn money while staying fit? FitnessBank accounts reward steps with a good APY. Read on for more details... Read full review

Found

Our Review: StarStarStarStarStarEmpty Star (4.3) Found Business Banking offers helpful tax and invoicing tools for self-employed people. But it lacks other basic features. Here's what you need to know... Read full review

GO2bank

Our Review: StarStarStarStarEmpty Star (4.0) Get the real deal about GO2bank. Is it legit? Find out in this in-depth review... Read full review

LendingClub Bank

Our Review: StarStarStarStarStarEmpty Star (4.1) Need a modern bank to help boost your funds? LendingClub's High-Yield Savings account might be for you. Learn more here... Read full review

Marcus by Goldman Sachs

Marcus is the online bank offered by the investment giant, Goldman Sachs. It offers savings products with very competitive rates and no minimum deposit and no services fees... Read full review

Navy Federal Credit Union

Our Review: StarStarStarHalf StarEmpty Star (3.5) Navy Federal Credit Union provides various financial products. But do they have a high-yield savings account? Find out here... Read full review

SoFi

Our Review: StarStarStarStarEmpty StarEmpty Star (3.8) SoFi offers unsecured personal loans if you need to borrow money ASAP. But is it legit (or not)? Learn how SoFi personal loans actually work... Read full review

USAA Bank

Our Review: StarStarStarStarEmpty StarEmpty Star (3.4) USAA Bank boasts a savings account with an adequate rate and no fees. But you may not be eligible to get it. Read on to find out... Read full review

VyStar Credit Union

Our Review: StarStarStarStarEmpty StarEmpty Star (3.3) VyStar Credit Union offers banking products with little to no fees. But, what's the catch? Read for all the details... Read full review

U.S. Bank

Our Review: StarStarStarStarEmpty StarEmpty Star (3.7) Weighing up on banking with U.S. Bank? This comprehensive review covers its pros, cons and how it stacks up against other banks... Read full review

BMO

Our Review: StarStarStarHalf StarEmpty Star (3.5) BMO offers low fees and a large ATM network. But savings rates are low. However, the strong features can still make it a good bank for you. Read on... Read full review

Fifth Third Bank

Our Review: StarStarStarStarEmpty StarEmpty Star (3.3) Fifth Third Bank has higher balance requirements and high service fees if they're not met. But it offers some unique programs. Read on to see if Fifth Third Bank is a good fit for you... Read full review

TD Bank

Our Review: StarStarStarStarEmpty StarEmpty Star (3.9) TD Bank offers extended customer hours and easy online banking. Are these perks worth it? Find out what makes TD Bank a great choice for you and some reasons to look elsewhere... Read full review

First Citizens Bank

Our Review: StarStarStarEmpty StarEmpty StarEmpty Star (2.9) First Citizens Bank offers many account options with low opening deposits and fees. But there are downsides. Find out if First Citizens is a good bank for you... Read full review

Huntington Bank

Our Review: StarStarStarStarEmpty StarEmpty Star (3.9) Huntington Bank provides great accounts benefits like free Overdraft Protection Transfers. Read on to see if this bank is right for you... Read full review

KeyBank

Our Review: StarStarStarStarEmpty StarEmpty Star (3.3) Are you looking for a no-frills checking account or maybe a bank that offers relationship banking services/interest rates? You may have found your fit with KeyBank... Read full review

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Texas has no state income tax, making business bank bonuses worth even more. Compare the best checking promotions for Texas businesses.
Business Bank Promotions in Georgia

Business Bank Promotions in Georgia

Find the best banks for small business in Georgia. Compare current checking promotions and bonus offers from Georgia banks.
Business Bank Promotions in Michigan

Business Bank Promotions in Michigan

Find the best banks for small business in Michigan. Compare current checking promotions and bonus offers from Michigan banks.

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Checking Account Promotions

Checking Account Bonus

Score up to $3,000 with the best checking account bonuses.
Savings Account Promotions

Savings Account Promotions

View list of best savings promos and bonus offers for new accounts. Look for cash bonuses and high interest rates.
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Looking for a new bank account? Check out these promotions with no direct deposit needed. See what banks will give you money, even without direct deposit.
Best Bank Referral Bonuses

Bank Referral Bonuses

Refer a friend and get a bonus. View list of best bank referral promotions.
Bank Promotions in Alaska

Bank Promotions in Alaska

Discover Alaska's top bank promotions for new checking accounts. See cash bonus offers and perks from local banks, credit unions, and national banks.
Bank Promotions in Montana

Bank Promotions Montana

Discover Montana's top bank promotions for new checking accounts. See cash bonus offers and perks from local banks, credit unions, and national banks.
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Bank Promotions Tennessee

Discover Tennessee's top bank promotions for new checking accounts. See cash bonus offers from local banks, credit unions, and national banks.
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Bank Promotions Maine

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Bank Promotions in South Carolina

Bank Promotions South Carolina

Discover South Carolina's top bank promotions for new checking accounts. See cash bonus offers from local banks, credit unions, and national banks.
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