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Best Bank Promotions and Bonus Offers for July 2025

What banks are offering the best deals for new accounts? View current list of bonus offers and incentives. Earn a bonus for opening a new bank account.

Thinking about opening a new personal checking, savings, or business account? Here are the best banking promotions - all in one list. Be sure to read the details to understand the requirements and eligibility.

Bank Promotion LinkOfferReview
Chase Private Client Checking℠Up to $3,000 BonusReview
Chase Business Complete Banking®Up to $500 BonusReview
Bluevine Free Business CheckingEarn $300 BonusReview
Chase Total Checking®$300 BonusReview
Discover® Online Savings$200 BonusReview
Discover® Online Savings$150 BonusReview
Chase College Checking℠$125 BonusReview
BMO Smart Advantage Checking account$400Review
BMO Smart Money Checking account$400Review
KeyBank Key Smart Checking®$300 BonusReview

What banks are having promotions? This list is updated monthly to bring you the best bank bonuses and deals. Bookmark it and check back often.

Top New Bank Account Bonuses and Promotions

Many bank deals pay new customers to open an account. You get a cash bonus for opening an account and meeting certain deposit requirements. FDIC-insured bank accounts also protect your money safely.

Checking Account Bonuses

What bank has free checking?
Here are some of the free checking accounts:

Savings Account Offers

Which bank is best to open a savings account?
Here are some of the top savings accounts:

Business Checking Account Bonuses

High Interest Rates

Which bank has the highest interest rates?

What are you saving money for?

How do Bank Promotions Work?

Bank promotions are incentives for new customers to open a new checking or savings account. Typically, you'll have to make qualifying deposits and keep the account open for a certain amount of time to get the bonus.

Banks benefit by getting new customers. Because when you deposit money with them, they can earn profits by loaning out your cash. That's why banks will typically require some kind of deposit in order to earn a bonus.

You also benefit by getting free money for switching to a new bank. A win-win!

Would you open a new bank account for a $100 bonus?

How Can I Qualify for a Bank Account Bonus?

Banks have criteria you must meet to earn an account bonus. To qualify, you usually need to deposit a certain amount of money (in either direct deposits or transfers) within a certain timeframe. You also must keep your account open for a few months or the bonus will be taken back.

Sometimes, the bank may also require that you complete some activities. This can range from making a certain number of debit card purchases, enrolling in mobile banking, or using online bill pay.

Depending on the bank promotion, they may have just one requirement or a combination of a few.

Also, to qualify, you need to be a new customer. Some banks are more strict and say that you cannot have ever received a bonus from them before. Some say that you just can't have closed an account or received a bonus in the past 1 or 2 years. This is to prevent people from opening and closing accounts just to get bonuses.

What's the Best Bank for Me?

The best bank for you depends on what you want out of a bank. Do you want convenience, low fees, or high interest? Here are the different types of banks and why you may pick each one.

  • National banks: best accessibility. These are the big traditional banks such as Bank of America, Wells Fargo, etc. These banks typically have physical locations and ATMs throughout the country. So you can get in-person help and do your banking no matter where you are. However, these banks usually offer very low interest and have fees and/or balance requirements.

  • Regional or community banks: best local service. Regional banks are usually limited to one geographical area, whether it be several states or a single city. They usually offer higher interest and less fees. But you may need to switch banks if you move.

  • Credit unions: best personalized service. These can be thought of mom-and-pop banks. The locations may be very limited (sometimes only one branch), but credit unions offer higher interest, competitive loan rates, and great personalized service.

  • Online banks: best interest rates. If you're comfortable with doing your banking completely on the web or via mobile app, online banks will offer the highest interest rates (in exchange for no physical locations). Many online banks have no account fees and no balance requirements.

Is a credit union better than a bank?
Credit unions generally offer higher interest rates, better loan rates, lower fees, and better personalized customer service than traditional banks. Credit unions are nonprofit, whereas banks are for-profit. Banks have more nationwide accessibility, but the interest rate is usually low and they charge more fees.

Bonus Promotions FAQs

What banks give instant bonuses for opening accounts?
Banks won't give instant bonuses just for opening a new account. They want you to use their account by depositing money, setting up direct deposit, or making purchases. After you complete the qualifying activities, you'll receive your bonus.

How are bank bonuses paid?
After you've met the requirements for the bonus, banks will deposit the cash into your account. Usually, it'll take several business days. The bonus offer should give a timeframe for when they will deposit the bonus.

Does a bank bonus count as income?
Yes, welcome cash bonuses for opening a bank account are considered income. You will get a 1099-INT from the bank and you'll need to report it as interest income on your taxes. It'll be taxed at your ordinary income tax rate.

Does switching banks hurt your credit?
No, switching banks will not hurt your credit. Opening a new bank account is only a soft pull, which doesn't impact your credit score. But, don't forget to switch over automated payments. If payments fail because they're still going to your old bank account, that will harm your credit.

Can you have 2 bank accounts?
There's no limit to how many bank accounts you can have legally. Many people find it helpful to have more than one bank account to stay organized (like a primary account and one for paying bills).

If you're in the market for a 2nd account, it's a great chance to take advantage of bank bonuses.

Methodology: How We Picked the Best Bank Bonuses

First, we picked larger banks that are offering at least $100 bonus. Most of the promotions on our list offer $200 or even more. We chose banks that serve a wide area, so they're available to more people.

We also picked offers that are available to apply for online, since that's more convenient for most people. And you can take advantage of the offer even if you don't live super close to a branch.

The requirements to earn the sign-up bonus offers must be reasonable and relatively easy to meet. There are also some larger bonuses targeted towards premium checking customers with higher criteria.

Finally, we picked bank accounts that we truly feel offer good features and benefits. So that even after you receive your bonus, you'll still find value in being a customer. Hopefully, the sign-up bonus is just an added perk over the long-term benefits.

What Experts Say

CreditDonkey assembled a panel of industry experts to answer readers' most pressing questions. Here's what they said:

Top Banks with Promotions

  • Chase: Only bank in the US with branches in all 48 contiguous states; over 4,700 branches and 15,000 ATMs; many checking options including free accounts for students and kids.
  • Bank of America: There are thousands of ATMs and financial centers; good customer service with extended hours.
  • Wells Fargo: Over 4,500 locations and 12,000 ATMs; many checking options including a second chance account for those who had financial troubles.
  • Ally Bank: Online bank with wide array of services, high interest rates, no fees, and great 24/7 customer service.
  • Discover® Bank: Online bank with high interest savings & CDs.
  • Capital One: Hybrid brick-and-mortar and online bank; all banking products have no monthly service fees or minimum opening deposits.
  • CIT Bank Bonus Offers: Online bank with one of the highest interest rates for online savings account.
  • PNC Bank: Unique Virtual Wallet feature and financial tools that help you reach your goals; account fee is easily waived.
  • TD Bank: Extended banking hours and 24/7 customer service; checking account fees waived with low account minimums.
  • Alliant Credit Union: A credit union with high interest rates, ATM fee rebates, and large network of over 80,000 fee-free ATMs. Anyone can join with simple qualifications.

More Bank Offers

  • Citi Checking - $1,500 Bonus
    Open a new Regular Checking account and enroll in this offer the same day the account was opened. Deposit at least $200,000 of new-to-Citibank funds into your new checking account within 45 days of account opening. Maintain $200,000 or more in the account for an additional 45 days after the first 45 days.
  • Capital One: Personal Savings Account - $1,500 Bonus
    Open a new 360 Performance Savings account. Use promo code BONUS1500 at account opening. Deposit at least $100,000 of external funds within 15 days of account opening. Maintain at least $100,000 in the account for 90 days more after the initial 15 days after account opening.
  • Charles Schwab Bank: Personal Checking Account - $1,000 Bonus
    Open a new Schwab Bank Investor Checking account. Fund the account with $100,000 or more in new money by August 25, 2025. Maintain at least $100,000 in the account until October 25, 2025.
  • Utah First Credit Union: Personal Checking Account - Up to $900 Bonus
    Earn $50 when you open a Personal Checking account. Earn $150 by making 25 debit transactions. Earn $100 when you set up direct deposit. Earn $100 when you get an Orange Platinum card. Earn $100 at your 6-month anniversary. Earn $200 when you deposit $15,000 or more within 30 days of account opening and maintain it for 90 days in any deposit account. Receive $200 bonus at your 6-month anniversary when you have a Personal Checking account with $15,000 or more in aggregate deposits.
  • Chase Total Checking® + Chase Savings℠ - $900 Bonus
    Earn $900 when you open a new Chase Total Checking® with direct deposit AND open a new Chase Savings℠ account, deposit a total of $15,000 or more within 30 days, and maintain $15,000 or more for 90 days.

    • Earn $300 when you open a new Chase Total Checking® account and set up and receive a direct deposit within 90 days of coupon enrollment
    • Earn $200 when you open a new Chase Savings℠ account, deposit $15,000 or more in new money within 30 days of coupon enrollment, and maintain $15,000 or more for 90 days of coupon enrollment.
    • Earn an additional $400 when you open a new Chase Total Checking® and new Chase Savings℠ at the same time and complete qualifying activities for both accounts.

    The information for Chase Total Checking® and Chase Savings℠ have been collected independently by CreditDonkey. The details on this page have not been reviewed or provided by the bank.

  • Ameriprise Financial: Personal Savings Account - $800 Bonus
    Deposit $50,000 or more in new money into your new or existing Ameriprise Bank Savings account. Maintain a daily balance of at least $50,000 until December 31, 2025.
  • TBK Bank: Personal Checking Account - Up to $775 Bonus
    Open a new AIM Checking account. Earn $500 when you make at least 3 direct deposits totaling a minimum of $12,000. Earn $50 when you set up at least 3 recurring automatic transfer into a TBK Bank Savings or Money Market Account. Earn $75 when you make 9 successful Bill Pay payments that clear the account to service providers. Earn $75 when you make 50 purchases with your TBK Bank Debit MasterCard. All activities must be completed within 120 days from account opening. Earn an additional $75 for being a TBK at Work participant. You must provide a referral code to qualify for the the TBK at Work bonus.
  • Dedham Savings: Personal Checking Account - $750 Bonus
    Open a new Free & Easy Checking account. Use promo code SELECT at account opening. Set up and receive direct deposits totaling $20,000 or more within 90 days of account opening. Complete at least 5 debit card or bill pay transactions totaling $100 within 90 days of account opening.
  • E*TRADE: Premium Savings Account - $750 Bonus
    Open a new Premium Savings Account. Use promo code SAVE25 at account opening. Deposit $75,000 or more of qualifying money within the first 30 days of account opening. Maintain a balance of $75,000 or more for 45 additional days from the 30th day after account opening.
  • Old National Bank: Personal Checking Account - $650 Bonus
    Open a new ONB Preferred or Everyday Checking account. Set up and receive qualifying direct deposits totaling $3,500 or more for 3 consecutive calendar months. Account must be opened for at least 130 days to qualify for bonus.
  • Stanford Federal Credit Union: Personal Checking Account - Up to $620 Bonus
    Open a new Stanford FCU Everyday, Premier or High Yield Spending account. Activate Cashback+ offers in Digital Banking. Earn cash or gift rewards, up to $620 in total, for every task you complete.
  • Huntington: Personal Checking Account - $600 Bonus
    Open a new Huntington Platinum Perks Checking account. Make a cumulative new money deposit into the checking account of at least $25,000 or more within 90 days of account opening. Account must remain open for at least 90 days.

    This offer is only available to applicants residing in Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, West Virginia or Wisconsin. $600 will be deposited to your account within 14 business days after meeting requirements.

  • Redstone Federal Credit Union: Personal Checking Account - $600 Bonus
    Open your first Redstone checking account. Use promo code SRP600 at account opening. Make 10 debit card purchases and enroll in online banking within 60 days of account opening. Open a qualifying loan, or set up a minimum of $300 direct deposit into your Redstone Money Market account. This offer is available to Rutherford County residents.
  • Banner Bank: Personal Checking and Savings Account - $600 Bonus
    Open a new personal checking account. Use offer code 2025DP at account opening. Set up and receive at least $1,000 in direct deposits, and have a minimum daily balance of $25,000 or more within 30 days of account opening and maintain for 90 days.

    Open a new savings or money market account the same time as the checking account. Use offer code 2025DP at account opening. Deposit a total of $1,000 or more in new money within 30 days of account opening. Maintain a minimum daily balance of $1,000 or more for 90 days. Set up monthly recurring auto transfers of $25 or more from your Banner Bank checking account to your Banner Bank savings or money market account.

  • BluPeak Credit Union: Personal Checking and Savings Account - Up to $600 Bonus
    Open a new checking account and a savings or loan account. Use promo code SPLASH at account opening. Earn successive bonuses every 90 days when you meet the following promotion requirements: at least 3 direct deposits totaling $3,000 or more, complete 15 or more debit card purchases totaling $150 or more, and maintain a balance of at least $0.01.
  • Blue Foundry Bank: Personal Checking and Savings Account - $600 Bonus
    Open a new Blue Axis Edge Checking account. Set up and receive monthly minimum direct deposit of $500 or more for at least 6 consecutive months. Open a new Blue Axis Edge Savings account. Deposit $15,000 or more in new money and maintain for 6 months.
  • Amerant Bank: Personal Checking Account - $600 Bonus
    Open a new Value Checking account. Set up and receive qualifying direct deposits totaling $500 or more within 90 days of account opening. Maintain a minimum balance of $25,000 for 3 statement cycles after opening your account.
  • Synovus Bank: Personal Checking Account - Up to $600 Bonus
    Open a new Synovus Plus Checking account. Make 15 qualifying Visa® debit card transactions within the first 60 days of account opening. Set up and receive qualifying direct deposits of $1,000 or more within 60 days of account opening.
  • HarborOne Bank: Personal Checking and Savings Account - $600 Bonus
    Open a new checking account. Within 30 days of account opening, set up and receive qualifying direct deposits totaling $2,500 or more for 3 consecutive months.

    Open a new HarborOne Personal Savings, Money Market or CD account. Deposit $10,000 or more into the account within 30 days of account opening. Maintain a combined average monthly balance of $10,000 each month for 3 consecutive months.

  • Union Bank & Trust: Personal Checking Account - $500 Bonus
    Open a Simply Free, Simply Free Plus, Simply Free Platinum, or Premium Interest Advantage Checking account. Set up and receive direct deposits totaling $2,500 or more within 90 calendar days of account opening. Enroll in paperless statements via online or mobile banking within 90 calendar days of account opening.
  • Community Credit Union Florida: Personal Checking and Savings Account - $500 Bonus
    Open a new checking account. Use promo code MK-$300Checking at account opening. Deposit $1,500 within 60 days of account opening. Set up and receive monthly recurring direct deposit of at least $1,500 for 90 days. Sign up for eStatements.

    Open a new savings account. Use promo code MK-$300Checking at account opening. Deposit a total of $15,000 or more into the new CCU Florida Share Savings account within 30 days of account opening. Maintain a balance of $15,000 or more for 90 days.

  • CIBM Bank: Personal Checking Account - Up to $500 Bonus
    Open a new Acceleration, Classic, or High Performance Checking account. Use promo code 500FOR2025 at account opening. Earn $100 when you complete 10 debit card purchases of $10 or more each per month in each of the first five full calendar months following the month of account opening. Earn $200 when you set up and receive two or more direct deposits totaling $200 or more per month in each of the first five full calendar months following the month of account opening. Earn $200 when you maintain a minimum balance of $1,000 in each of the first five calendar months following the month of account opening.
  • Credit Union of Southern California: Personal Checking Account - $500 Bonus
    Open a new Rewards Checking account. Set up and receive a monthly direct deposit of $750 or more within 30 days of account opening.
  • First Merchants Bank: Personal Checking Account - $500 Bonus
    Open a new Elite Checking account. Use promo code SOCIAL25 Checking Offer at account opening. Complete the following monthly requirements for 3 months following the account opening date: make 5 debit card transactions or payments of at least $10 each, maintain a minimum daily balance of $15,000 or more, and set up and receive one qualifying payroll direct deposit of $1,000 or more.
  • Community Bank: Personal Checking Account - $500 Bonus
    Open a new eligible checking account. Set up and receive recurring direct deposits within 90 days of account opening. Enroll in eStatements within 90 days of account opening. Account must remain open and in good standing for a minimum of 90 days. New account must be opened in person at the Guilderland NY branch, or open the account online, select Guilderland as their preferred branch and live within one of the following eligible zip codes: 12203, 12205, 12084, 12159, 12222, 12208, 12209, 12210, 12206, 12211, 12303, 12304, 12186, 12223, and 12054.
  • Superior Credit Union: Personal Checking Account - $500 Bonus
    Open a new iChecking account. Use promo code SUMMER25 at account opening. Set up and receive a monthly direct deposit of $2,000 and enroll in eStatements. Make a total deposit relationshio of $20,000 or more.
  • Flagstar Bank: Personal Checking Account - $500 Bonus
    Open a new Flagstar Elite Checking account. Maintain an average daily balance of at least $500 for the first 90 days after account opening. Set up and receive one or more direct deposits totaling at least $500 within 90 days of account opening.
  • Arizona Central Credit Union: Personal Checking Account - $500 Bonus
    Open a new qualifying checking account. Sign up for eStatements. Complete 15 qualifying debit card transactions totaling $100 or more within 60 days of account opening. Set up qualifying direct deposits of $1,000 or more per month.
  • Canyon View Credit Union: Personal Checking Account - Up to $500 Bonus
    Open a new eligible checking account. Set up and receive qualifying direct deposits totaling $1,000 or more per month for 3 consecutive months. Complete 25 or more credit or debit card transactions of at least $5 per month for 3 consecutive months. Open a new auto loan or refinance an auto loan. Keep the account open and in good standing for 6 months.
  • Raisin: High Yield Savings - $500 Bonus
    New customers only. Earn $500 for a minimum of $50,000 deposited on the Raisin platform within 14 days of your first deposit date and maintained over 90 days. To qualify for the bonus, the first deposit must be initiated by July 31, 2025, by 11:59 PM ET, and the customer must input code BOOST at the time of sign-up.
  • Provident Credit Union: Personal Checking Account - $475 Bonus
    Open a new Super Reward Checking, Provident Checking, Simply Free Checking, or a Digital Edge Account. Use promo code WELCOME475 at account opening. Deposit at least $25 within 60 days of account opening. Make purchases of $400 or more using a Provident debit and/or credit card for 2 consecutive months, starting the month following your checking account opening. Set up and receive direct deposits or automatic credits of $500 or more for two consecutive months, starting the month following your checking account opening. Enroll in online banking service and e-Documents.
  • Community Financial Credit Union: Personal Checking Account - $450 Bonus
    Open a new CloseEnuff™ Checking account. Set up and receive qualifying direct deposits within 90 days of account opening. Complete 15 debit card transactions within 90 days of account opening.
  • BMI Federal Credit Union: Personal Checking Account - $450 Bonus
    Open a new Free Checking account and make a minimum opening deposit of $20. Use promo code BDCHECK25 at account opening. Complete 30 or more Visa debit card transactions of at least $5 each within 90 days of account opening. Sign up for electronic statement.
  • U.S. Bank Smartly® Checking - $450 Bonus
    Open a new U.S. Bank Smartly® Checking account and deposit a minimum of $25 at account opening. Enroll in the U.S. Bank Mobile App or online banking within 90 days of account opening. Complete two or more direct deposits totaling $8,000 or more within 90 days of account opening.
  • Clearview Federal Credit Union: Personal Checking Account - $412 Bonus
    Open a Basic, Simple, Fresh Start, Fresh Start Pro, or Absolute Checking account. Use promo code 412 at account opening. Make eligible electronic deposits totaling $412 or more to the new checking or spending account within the first 60 days of account opening. Sign up for eStatements and digital banking.
  • Santander Bank: Personal Checking Account - $400 Bonus
    Open a new Santander Select® Checking, Simply Right® Checking, or Santander® Private Client Checking account. Use promo code at account opening. Promo code can be obtained by filling out the form on the promotion page. Set up and receive qualifying direct deposits totaling $5,000 or more within 90 days of account opening.
  • Penn Community Bank: Personal Checking Account - $400 Bonus
    Open a new qualifying checking account. Use promo code 400Bonus at account opening. Within 60 days of account opening, set up and receive qualifying direct deposits totaling at least $1,500 OR complete 20 or more debit card purchase transactions that post to the checking account.

    This offer is valid only for accounts opened at one of Penn Community Bank's Lehigh Valley or Montgomery County branches.

  • Citadel Credit Union: Personal Checking Account - $400 Bonus
    Open a new Ultimate Growth Checking account. Use promo code FEB2540013 at account opening. Set up and receive qualifying direct deposits totaling $2,000 or more within 90 days of account opening. Maintain a daily balance of $5,000 or more on days 61-90 after account opening.
  • PNC Bank: Virtual Wallet with Performance Select Checking - $400 Bonus
    Open a new Virtual Wallet with Performance Select checking account and make qualifying direct deposits totaling $5,000 or more within 60 days of account opening. Bonus will be awarded within 60-90 days of meeting the requirements.
  • Bankers Trust: Personal Checking Account - $400 Bonus
    Open a BreakFree Checking Plus or Direct Checking Plus account. Within 60 days of account opening, complete 25 qualifying debit card transactions and have 2 direct or mobile express deposits of at least $200 each.
  • WECU: Personal Checking Account - $400 Bonus
    Open a new Spend Plus Checking account. Set up and receive a direct deposit of $1,000 or more within 60 days of account opening. This offer is available to qualifying individuals who have not been a member in the last 12 months.
  • Purdue Federal Credit Union: Personal Checking Account - $400 Bonus
    Open a new eligible checking account. Set up and receive qualifying direct deposits totaling $4,000 or more within 120 days of account opening. Enroll in eStatements.
  • Truist Bank: Personal Checking Account - $400 Bonus
    Open a new Truist One Checking account online. Use promo code TRUIST25DC400 at account opening. Set up and receive at least two qualifying direct deposits totaling $1,000 or more within 120 days of account opening.
  • Wells Fargo: Personal Checking Account - $400 Bonus
    Open a new qualifying consumer checking account. Receive a total of $3,000 or more in qualifying electronic deposits to the new checking account within 90 calendar days from account opening (qualification period). Bonus will be deposited to the account within 30 days after the qualification period. This offer is for new checking account customers only.
  • C&N: Personal Checking Account - $400 Bonus
    Open a new checking account online or at a C&N branch. Use promo code SWITCH at account opening. Make an initial minimum deposit of $1,000 within the first 7 business days of account opening. Set up and receive qualifying direct deposits totaling $1,000 or more within 3 months of account opening.
  • North Shore Bank: Personal Checking Account - Up to $400 Bonus
    Open a new eligible checking account. Use promo code SUMMER25 at account opening. Earn $40 each month, for up to 10 months, when there are qualified debit card transactions totaling $100 or more or direct deposits totaling $500 or more posted to the account.
  • Bank of Hawaii: Personal Checking Account - $400 Bonus
    Open a new Bankohana Level II or Bankohana Level III Checking account. Set up and receive qualifying direct deposits totaling $3,500 or more within 60 days of account opening.
  • MIDFLORIDA Credit Union: Personal Checking Account - $400 Bonus
    Open a new Free Checking account. Set up and receive qualifying direct deposits totaling $4,000 or more within 60 days of account opening. Enroll in online banking and eStatements. Apply for a debit card and complete 40 debit card purchases, which must be posted in one calendar month. The debit card requirement must be done within 60 days of account opening.
  • UFirst Credit Union: Personal Checking Account - $400 Bonus
    Open a new eligible checking account. Set up and receive qualifying direct deposits totaling $1,000 or more per month for 3 consecutive months. Complete 25 or more credit or debit card transactions of at least $5 per month for 3 consecutive months.
  • Citizens Bank: Personal Checking and Savings Account - $400 Bonus
    Earn $300 when you open a new qualifying checking account and have at least one single direct deposit of $500 or more post to your new checking account within 60 days of account opening. Open a new qualifying savings account and make at least one single deposit of $100 or multiple deposits totaling $100 or more that post into the new savings account every month for 3 consecutive months. Accounts must be opened at the same time via the offer page to qualify for the bonus.
  • M&T Bank: Personal Checking Account - $350 Bonus
    Open a new MyChoice Premium Checking account. Use promo code at account opening. Obtain promo code from offer page. Set up and receive qualifying direct deposits totaling $1,000 or more within 90 days of account opening.
  • Fifth Third Bank: Personal Checking Account - $350 Bonus
    Open a Fifth Third Momentum® Checking, or Preferred Checking account. Make direct deposits totaling $500 or more within 90 days of account opening to qualify for bonus. The cash bonus will be deposited into your new checking account within 10 business days of completing qualifying activity requirements.
  • WSFS Bank: Personal Checking Account - $350 Bonus
    Open a new eligible checking account. Set up and receive qualifying direct deposits totaling $500 or more within 90 days of account opening.
  • General Electric Credit Union: Savings Account - Up to $350 Bonus
    Sign up for the Round-Up Program. Every time you use your GECU debit card, your purchase will be rounded up to the nearest whole dollar and transfer that amount from your checking account to the GECU savings account of your choice. At the end of each month, GECU will match 5% of those rounded-up funds. Maximum of $350 bonus per year. Round-Up is only available for Simply Free, Choice, and Amplified High-Yield Checking accounts.
  • MidFirst Bank: Personal Checking Account - $350 Bonus
    Open a new eligible checking account. Set up and receive a qualifying direct deposit of $1,000 or more within 90 days of account opening.
  • LGE Community Credit Union: Personal Checking Account - $350 Bonus
    Open a new High Rewards Checking account. Use promo code LGE2025 at account opening. Deposit a minimum of $250 within 90 days of account opening. Set up an ACH transaction. Complete 15 debit or credit card transactions totaling $500 or more.
  • Trustone Financial Federal Credit Union: Personal Checking Account - $350 Bonus
    Open a new checking account. Set up and receive a qualifying direct deposit of $5,000 or more within 60 days of account opening. Enroll in eStatements.
  • SECU (MD): Personal Checking Account - $350 Bonus
    Open a new SECU Total™ Checking & Rewards account. Within 90 days of account opening, set up and receive 2 or more qualifying payroll direct deposits. Enroll in eStatements within 90 days of account opening.
  • Abington Bank: Student Checking Account - Up to $335 Bonus
    Open a new Get Real Checking account. Get $10 and $25 gift card at account opening. Get $200 when you activate direct deposits OR enroll in online banking, and make 5 debit card transactions. Get $50 when you make 5 bills payment OR active statements. Get $50 on active checking account anniversary.
  • Easthampton Savings Bank: Personal Checking Account - Up to $325 Bonus
    Open a Get Real Checking® account. Set up and receive direct deposits totaling $1,000 or more OR conduct a minimum of 25 debit card transactions of $10 or more within 90 days of account opening. Enroll in eStatements within 90 days of account opening. Keep your account open with eStatements, and recurring direct deposits or active debit card for 12 months.
  • First Entertainment Credit Union: Personal Checking Account - $300 Bonus
    Open a new Value Checking or Advantage Checking account. Set up and receive a qualifying direct deposit or electronic transfer of $1,000 or more per month. Keep the account open and in good standing for at least 90 days. This offer is for Warner Bros. Discovery employees only.
  • FirstBank: Personal Checking Account - $300 Bonus
    Open a new Anywhere Account, Bloom Package, or Premier Checking account. Within 120 days of account opening, enroll in online banking and have at least one qualifying direct deposit of $500 or more per month for 3 consecutive months. The first required direct deposit must be made within 60 days of account opening.
  • Wintrust Bank: Personal Checking Account - $300 Bonus
    Open a new Northwestern Wildcats Checking account. Use offer code Wildcat300 at account opening. Set up and receive monthly occurring direct deposits totaling $500 or more each month for 2 consecutive calendar months after the calendar month your new checking account was opened. Enroll in eStatements and Online Banking.
  • Alltru Credit Union: Personal Checking Account - $300 Bonus
    Open a new Premium, Value, Basic, or Opportunity Checking account. Use promo code Checking300 at account opening. Set up and receive at least 2 qualifying direct deposits of $300 each within 60 days of account opening. Enroll in online banking.
  • Beverly Bank & Trust: Personal Checking Account - $300 Bonus
    Open a new White Sox Checking account. Use promo code Esox300 at account opening. Have monthly occurring qualifying direct deposits totaling $500 or more each month made to your new account for 2 consecutive calendar months after the calendar month your new account was opened. Enroll in eStatements and online banking.
  • Hyde Park Bank: Personal Checking Account - $300 Bonus
    Open a new White Sox Checking account. Mention this White Sox Checking account bonus offer during in-branch account opening or use promo code Esox300 when applying online. Have qualifying direct deposits of at least $500 deposited each month to your new account for 2 consecutive calendar months after account opening. Enroll in eStatements and online banking.
  • Pennsylvania State Employees Credit Union: Personal Savings and Checking Account - $300 Bonus
    Establish membership and open new savings and checking accounts within 100 days of establishing membership. Use promo code 300PROMO at account opening. Set up and receive qualifying direct deposits totaling $500 per calendar month within 100 days of establishing membership. Enroll and log in to digital banking within 60 days of establishing membership.
  • US Senate Federal Credit Union: Personal Checking and Savings Account - $300 Bonus
    Open a new Primary Savings and Senate Checking account with a USSFCU Visa® Debit Card. Use promo code BONUS25 at account opening. Make 20 debit card purchases of $10 or more within 6 months of membership. Set up and receive a monthly qualifying direct deposit of $500 or more for 6 consecutive months.
  • BOK Financial Bank: Personal Checking Account - $300 Bonus
    Open a new Access Checking account. Present proof of acceptance or enrollment from any college, university, or vocational school. Make aggregate deposits totaling $200 or more within 90 days of account opening. Make 10 debit card transactions within 90 days of account opening.
  • Walden Savings Bank: Personal Checking Account - $300 Bonus
    Open a new qualifying checking account. Complete one of the following within 90 days of account opening: set up and receive qualifying direct deposits totaling at least $1,000, or make debit card purchases totaling a minimum of $1,000. Enroll in online and mobile banking.
  • Old Second Bank: Personal Checking and Savings Account - $300 Bonus
    Open a new qualifying checking account. Use promo code PK2 at account opening. Apply and activate a debit card, and enroll in eStatements within 90 calendar days of account opening. Set up and receive at least 2 qualifying direct deposits totaling $500 or more within 90 days of account opening.

    Open a new Money Builder Savings account with a minimum opening deposit of $1,000. Deposit and maintain a balance of $5,000 or more in your savings account until the 90th day after account opening.

  • Cedar Rapids Bank & Trust: Student Checking Account - $300 Bonus
    Open a new Step Up Teen checking account. Use debit card at least once within 3 months of account opening.
  • St. Mary's Bank: Personal Checking and Savings Account - $300 Bonus
    Open a new personal checking and savings account. Use promo code GET300 at account opening. Set up and receive at least 2 recurring direct deposits totaling $1,000 or more into the checking account within 90 days of account opening.
  • Union Savings Bank: Personal Checking and Savings Account - $300 Bonus
    Open a new Access Checking account. Set up and receive at least one qualifying direct deposit within 60 days of account opening.

    Open a new Access Savings account at the same time as the checking account. Maintain an average balance of $15,000 or more for 60 days after account opening.

  • Columbia Bank: IRA CD Rollover - $300 Bonus
    Rollover a minimum of $50,000 in an IRA CD and keep it open and in good standing for at least 6 consecutive months to receive a $300 bonus.
  • Lake Ridge Bank: Personal Checking and Savings Account - $300 Bonus
    Open a new Forward Checking account, and a savings or money market account. Use promo code ONLINE300 at account opening. Complete 5 transactions per month within 90 days of account opening. Set up and receive qualifying direct deposit into your new checking account.
  • S&T Bank: Personal Checking Account - $300 Bonus
    Open a new eligible consumer checking account. Use promo code STDIG5 at account opening. Set up and receive at least 2 qualifying direct deposits of $500 or more within 90 calendar days from account opening. Account must remain open with a balance greater than $0 on January 9, 2026 and never be overdrawn to receive the bonus.
  • Peoples Bank: Personal Checking Account - Up to $300 Bonus
    Open a new Premier Checking account. Receive a $50 credit monthly for the first 6 statement cycles following the account opening. Complete the following per statement cycle to be eligible for the bonus: have at least one direct deposit, be enrolled in eStatements, and have 5 or more debit card purchases debited from your account during the statement cycle.
  • Tower Federal Credit Union: Personal Checking Account - $300 Bonus
    Open a new Tower Checking account. Set up and receive at least two recurring direct deposits of $1,000 or more within 90 days of account opening.
  • Wheaton Bank & Trust Company: Personal Checking Account - $300 Bonus
    Open a new Cubs Checking account. Use promo code Ecubs300 at account opening. Have monthly occurring direct deposits totaling $500 or more each month made to your new account for 2 consecutive calendar months after the calendar month your new account was opened. Enroll in online banking and eStatements to qualify for bonus.
  • Hawthorn Bank: Personal Checking Account - $300 Bonus
    Open a new qualifying checking account. Use promo code 2025Cash300 at account opening. Set up and receive at least 2 direct deposits totaling $500 or more within 90 days of account opening.
  • SoFi Checking and Savings Account - $300 Bonus
    Set up at least one eligible direct deposit of $5,000 or more in your new or existing SoFi Checking and Savings account. Direct deposit must be received before the end of the promotion period. This offer is valid for new or existing customers who do not have any history of direct deposit transactions into their SoFi Checking and Savings account.
  • Service 1st Federal Credit Union: Personal Checking Account - $300 Bonus
    Open a new checking account. Set up and receive a qualifying direct deposit of $250 or more within 30 days of account opening. Apply for a debit card and use it within 30 days of account opening. Enroll in eStatements and online banking.
  • Pyramax Bank: Personal Checking Account - $300 Bonus
    Open a new Simply Cash Back Checking account. Use promo code BONUS300 at account opening. Set up and receive a monthly recurring direct deposit of $300 or more within 90 days of account opening. Direct deposit must be received for 2 consecutive months. Enroll in eStatements and online banking.
  • Wings Credit Union: Personal Checking Account - $300 Bonus
    Open a new Share Savings and Everyday Checking account. Use promo code SUMMER25 at account opening. Set up and receive recurring direct deposits totaling $3,000 or more within 60 days of account opening. Complete at least 15 qualifying debit or credit card transactions over $25 each within 60 days of account opening. Enroll in digital banking and eDocuments.
  • Dollar Bank: Personal Checking Account - $300 Bonus
    Open a new Everything Checking account. Use promo code CM604. Get $200 Mastercard debit card rebate when you receive cumulative direct deposits of $2,500 or more within 90 days of account opening. Get $100 credit on the 1-year anniversary of account opening provided the account qualified for the $200 debit card rebate, is active, in good standing and is in a qualifying plan.
  • Equity Bank: Personal Checking Account - $300 Bonus
    Open a new checking account. Use promo code PHEASANTS at account opening. Complete 15 transactions using your debit card within 45 days of account opening. Receive $200 Orvis gift card after approximately 45 days of account opening. $100 Pheasants Forever and Quail Forever donations will be remitted directly to Pheasants Forever, Inc. in the next calendar month.
  • SouthEast Bank: Personal Checking and Savings Account - $300 Bonus
    Open a Bonus Rate Checking account. Use promo code CHECK200 at account opening. Make deposits totaling $4,000 or more in new money within 30 days of account opening. Maintain a balance of at least $4,000 until the 60th day after account opening.

    Open a Bonus Rate Savings account on the same business day as a new Bonus Rate Checking account. Use promo code SAVE100 at account opening. Make deposits totaling $1,000 or more in new money within 30 days of account opening. Maintain a balance of at least $1,000 until the 60th day after account opening.

  • Cambridge Savings Bank: Personal Checking Account - $300 Bonus
    Open a new eligible personal checking account. Set up and receive monthly direct deposits totaling $1,000 or more within each of the first three full calendar months following the date the new account was opened and funded.
  • APG Federal Credit Union: Personal Checking Account - $300 Bonus
    Open a new High-Yield Checking account. Set up and receive qualifying monthly recurring direct deposits totaling $500 or more within 90 days of account opening.
  • Bank Midwest: Personal Checking Account - $300 Bonus
    Open a new Bank Midwest Everyday Checking account. Make deposits totaling $500 or more for 3 consecutive months, and complete at least 5 debit card transactions to the new account by November 30, 2025.
  • Berkshire Bank: Personal Checking Account - $300 Bonus
    Open a new Berkshire One Checking account. Set up and receive recurring direct deposits totaling $1,000 or more per month for 3 consecutive months.
  • Elgin State Bank: Personal Checking Account - $300 Bonus
    Open a new Cubs Checking account. Use promo code Ecubs300 at account opening. Have monthly occurring direct deposits totaling $500 or more each month made to your new account for 2 consecutive calendar months after the calendar month your new account was opened. Enroll in online banking and eStatements to qualify for bonus.
  • Town Bank: Personal Checking Account - $300 Bonus
    Open a new Total Access Checking account. Use promo code Echecking300 at account opening. Have monthly direct deposits totaling $500 or more each month made to your new account for 2 consecutive calendar months after the calendar month your new account was opened. Enroll in online banking and eStatements to qualify for bonus.
  • Abbott Laboratories Employees Credit Union (ALEC): Personal Checking Account - $300 Bonus
    Open a new Rewards Checking account. Set up and receive a qualifying direct deposit of $500 within 90 days of account opening. Sign up for eStatements.
  • Central Bank: Personal Checking Account - $300 Bonus
    Open a new eligible personal checking account. Use promo code RAF300 at account opening. Deposit $50 or more during account opening. Set up and receive two or more direct deposits totaling $800 or more within 90 days of account opening. Keep the account open and in good standing for 90 days.
  • Seacoast Bank: Personal Checking Account - $300 Bonus
    Open a new Premium or Premium Elite Checking account. Use promo code CON300 at account opening. Set up and receive qualifying direct deposits totaling $500 within 90 days of account opening. Make 15 qualifying debit card transactions within 90 days of account opening.
  • Credit Human Federal Credit Union: Personal Checking Account - $300 Bonus
    Open a new qualifying checking account. Set up and receive two or more recurring direct deposits of $250 each. Make 10 point-of-sale debit card transactions of $10 each. Enroll in eStatements and online banking.
  • Regions Bank: Personal Checking Account - $300 Bonus
    Register for the offer by December 31, 2025. Open a new personal LifeGreen® Checking account online or in a branch by January 31, 2026. Make $1,000 or more in qualifying ACH direct deposits that post to your account within 90 days of account opening.
  • Heritage Financial Credit Union: Personal Checking Account - $300 Bonus
    Open a new Heritage Direct Checking account. Deposit a minimum of $500 at account opening. Make two or more qualifying electronic deposits totaling $1,000 or more within 90 days of account opening. Enroll in eStatements within 90 days of account opening.
  • Florida Credit Union: Personal Checking Account - $300 Bonus
    Open a new qualifying personal checking account. Use promo code 25CHK300 at account opening. Set up and receive qualifying direct deposits totaling $500 or more within 60 days of account opening. Keep the account open and in good standing for 90 days.
  • Stoneham Bank: Personal Checking Account - $300 Bonus
    Open a new Optimum One or Optimum Plus Checking account online or at the Stoneham Billerica Branch. Use promo code 300OFFER at account opening. Set up and receive a monthly qualifying direct deposit of $500 or more within 90 days of account opening.
  • Neighborhood Credit Union: Personal Checking Account - $300 Bonus
    Open a new qualifying checking account. Use promo code NEIGHBOR at account opening. Receive one qualifying direct deposit of $500 or more within 60 days of account opening.
  • Bank @ Work Program - $300 Bonus
    Get a $300 bonus when you open a qualifying checking account and complete at least 1 of the following qualifying activities within 120 days of account opening: complete 3 qualifying deposits for at least 3 consecutive months, complete 25 signature-based debit card transactions, or have 6 Bank Five Nine online bill pay transactions. Eligibility for a Bank@Work Incentive is dependent on the employer's participation in Bank Five Nine's Bank@Work program.
  • Arizona Financial Credit Union: Personal Checking Account - $300 Bonus
    Open a new Consumer Checking account. Set up and receive recurring direct deposits totaling $1,000 or more per month within 60 days of account opening. Maintain an account balance of $500 or more on the 60th day after account opening.
  • KeyPoint Credit Union: Personal Checking Account - $300 Bonus
    Open a new checking account at a branch. Use promo code BR25 at account opening. Set up and receive qualifying recurring monthly direct deposit of $1,000 or more for 6 consecutive months. First direct deposit must post within 60 days from account opening.
  • Hometown Bank: Personal Checking Account - Up to $300 Bonus
    Open a new Get Real Checking® account. Earn $150 when you enroll in eStatements, and either set up and receive qualifying direct deposits totaling at least $1,000 or complete a minimum of 25 POS debit card transactions of $10 or more within 90 days of account opening. Earn $150 loyalty bonus after the account has been opened and in good standing for 12 months, has an active recurring direct deposit posted to the account within the last statement cycle OR has an active debit card with 5 POS transactions of $10 or more posted to the account within the last statement cycle, and is still enrolled in eStatements.
  • Rockland Trust Bank: Personal Checking Account - $250 Bonus
    Open a new personal checking account. Make at least 15 debit card purchases of $10 or more within 60 days of account opening. Account must be opened in the Westborough branch. If the account is opened online, the account owner must be a resident of Berlin, Hudson, Marlborough, Northborough, Southborough, or Westborough.
  • Arrow Bank: Personal Checking Account - $250 Bonus
    Open a new Classic Checking, Elite Checking, Free Checking, Interest Checking, or Premium Interest Checking account. Use promo code AB2025 at account opening. Make a single deposit of $1,000 into the new account within 60 days of account opening. Complete 10 qualifying debit card transactions within 60 days of account opening.
  • USAA Bank: Personal Checking Account - $250 Bonus
    Open a new USAA Classic Checking account. Set up and receive a qualifying direct deposit of at least $100 into the account within 90 calendar days after account opening.
  • Honor Credit Union: Personal Checking Account - $250 Bonus
    Open a new checking account. Make cumulative ACH deposits of $500 or more within 60 days of account opening. Complete at least 8 debit card transactions within 60 days of account opening.
  • Vantage Credit Union: Personal Checking Account - $250 Bonus
    Open a new eligible checking account. Use promo code LN132CK at account opening.
  • FourLeaf Federal Credit Union: Personal Checking Account - $250 Bonus
    Open a new Free Checking account. Set up and receive qualifying direct deposit of $100 or more within 90 days of account opening. This offer is valid only to employees of employers that participate in the FourLeaf Bank at Work Program.
  • First National Bank Texas: Personal Checking Account - $250 Bonus
    Open a new Service 1 or Service 1 High Yield Account. Set up and receive qualifying direct deposit of $600 within 45 days of account opening, within the 33 days before your account's 6th month, and within the 33 days leading up to your account's 12th month.
  • Land of Lincoln Credit Union: Personal Checking Account - $250 Bonus
    Open a new checking account. Set up and receive a qualifying direct deposit of $1,500 or more within 90 days of account opening. Make 10 debit card transactions within 60 days of account opening. Enroll in eStatements.
  • Air Academy Credit Union: Personal Checking Account - $250 Bonus
    Open a new Cash Rewards Checking or Cash Back Rewards Checking account. Use promo code LOCALBONUS at account opening. Set up and receive qualifying direct deposit within 45 days of account opening. Make 1 debit card transaction within 45 days of account opening.
  • Achieva Credit Union: Personal Checking Account - Up to $250 Bonus
    Open a new Achieva Checking or Achieva Checking Plus account in-person, online or via our Member Service Center. Set up and receive at least 2 qualifying direct deposits totaling $500 or more within 90 days of account opening. Member cannot have had an Achieva checking account within the last 90 days to be eligible for the bonus.
  • America First Credit Union: Personal Checking and Savings Account - $250 Bonus
    Open a new savings and checking account. Set up and receive $500 in direct deposits within 60 days of account opening.
  • Valley Strong Credit Union: Personal Checking Account - $250 Bonus
    Open a regular shares account and an eligible checking account with debit card. Use promo code NEW250 at account opening. Set up and receive direct deposit, or complete an average of 12 debit or POS transactions per month for 90 days. Account must be open and in good standing for 90 calendar days.
  • Credit Union of Texas: Personal Checking Account - $250 Bonus
    Open a new Secure Checking or Secure Plus Checking account. Deposit $25 and use promo code 250 at account opening. Set up and receive monthly qualifying direct deposits totaling $600 within 60 days of account opening.
  • Waukesha State Bank: Personal Checking Account - $250 Bonus
    Open a Free Checking with Direct Deposit, Simple Checking, Senior Advantage Checking, Advantage Plus Checking, Interest Checking, Student Checking, or Value Added Checking account. Use promo code DDA250GEO25 at account opening. Deposit a minimum of $100 at account opening.
  • Delta Community Credit Union: Personal Checking and Savings Account - $250 Bonus
    Open a new savings and checking account. Use offer code SEG250_86 at account opening. Set up and receive qualifying direct deposits totaling $1,000 or more within 90 days of account opening. Complete 10 or more Visa debit card transactions within 90 days of account opening.
  • Picatinny Federal Credit Union: Personal Checking Account - $250 Bonus
    Open a new checking account. Set up and receive a monthly recurring direct deposit of $500 or more within 60 days of account opening.
  • Firefighters First Credit Union: Personal Checking Account - $250 Bonus
    Open a new qualifying checking account. Set up and receive monthly direct deposits of $1,000 or more for two consecutive months. Offer limited to new Firefighters First Credit Union members only and is valid for 12 months from the opening date of membership.
  • Allegius Credit Union: Personal Checking Account - $250 Bonus
    Open a new Kasasa Cash Back account. Make at least 12 PIN-based or signature-based debit card purchases each month for 3 consecutive months. Enroll and log into online banking at least once per month for 3 consecutive months. Enroll in e-Statements.
  • Bank of Texas: QuickSave Program - Up to $250 Bonus
    Enroll in QuickSave automatic savings program. For every qualifying debit card purchase, $0.25 or $0.50 will automatically be transferred to your savings account. Bank of Texas will match 100% of your total savings or up to $250 per year for the first 3 months.
  • Advia Credit Union: Personal Checking Account - $250 Bonus
    Open a new checking account. Use promo code NM1000 at account opening. Qualify for an Advantage Plus Rewards within 90 days of establishing membership to earn $250 bonus.
  • California Credit Union: Personal Checking Account - $250 Bonus
    Sign up for CCU membership and open a new eChecking account. Establish and receive at least 3 months of recurring qualifying direct deposit with a minimum of $400 per month. Direct deposit must be established within 120 days of membership opening. Enroll in digital banking and estatements within 120 days of account opening.
  • Everwise Credit Union: Personal Checking Account - $250 Bonus
    Open a new Performance, Advantage, Ultimate, or World Checking account. Use promo code Get250 at account opening. Make electronic deposits of $500 or more within 60 days of account opening. Complete 10 or more debit card purchase transactions within 60 days of account opening. Enroll eStatements using mobile or online banking within 60 days of account opening.
  • Citizens Equity First Credit Union: Personal Checking Account - Up to $225 Bonus
    Open a new qualifying checking account with minimum deposit of $25.

    Earn $200 when you satisfy one or more of the following within the first full calendar month after account opening: have a minimum individual balance of $5,000 or minimum household balance of $10,000, make 5 or more purchases of at least $15 with your CEFCU Debit Mastercard linked to this new checking account, OR have direct deposits totaling $500 or more on this checking account or associated savings account. Enroll in eStatements.

    Earn $25 when you use your CEFCU Debit Mastercard linked to this new checking account for 5 or more purchases of at least $15 each month, for the first three full calendar months following account opening.

    This offer is available only to customers who reside in California.

  • Bravera Bank: Personal Checking Account - $200 Bonus
    Open a new Community Rewards Checking account. Use promo code EARN400 at account opening. Set up and receive qualifying direct deposits to earn the bonus.
  • Expedition Credit Union: Personal Checking Account - $200 Bonus
    Open a new Rewards Checking (Cash Back Checking or High Yield Checking) account. Set up and receive 2 direct deposits totaling $600 or more within 90 days of account opening. Account must remain open and in good standing for at least 6 months.
  • Independent Bank: Personal Checking Account - $200 Bonus
    Open a new qualifying checking account. Set up and receive 4 or more direct deposits of at least $50 within 90 calendar days of account opening. Make 15 qualifying debit card transactions within 90 calendar days of account opening.
  • Hanmi Bank: Personal Checking Account - $200 Bonus
    Open a new joint checking account. Enroll in uChoose Rewards within 30 days of account opening. Earn 20,000 uChoose Rewards® points when you maintain an average daily balance of $3,000 for the first three full months to qualify for the bonus points. Cash value of 100 uChoose Rewards® points is $1.
  • CommunityAmerica Credit Union: Personal Checking Account - $200 Bonus
    Open a new Cashback Free Checking or Chiefs Checking account. Set up and receive a monthly recurring direct deposit of $250 or more within 60 days of account opening. This offer is available only to employees of a CommunityAmerica At Work Company.
  • First National 1870: Personal Checking Account - $200 Bonus
    Open a new qualifying personal checking account at a branch. Complete 25 or more qualifying debit card purchases, and have qualifying direct deposits of $500 or more.
  • Hancock Whitney Bank: Personal Checking Account - $200 Bonus
    Open a new Freestyle Checking account. Use promo code at account opening. Promo code can be obtained by providing your email address. Set up and receive qualifying monthly direct deposits totaling $300 or more by 11/30/2025.
  • American Airlines Credit Union: Personal Checking Account - Up to $200 Bonus
    Open a new qualifying checking account. Earn $100 when you set up and receive qualifying direct deposit of $500 or more into your checking account for two consecutive months within 60 days of account opening. Earn $50 when you make at least 25 debit card purchases per month for two consecutive months within 60 days of account opening. Earn $50 when you add your debit card to Apple Wallet®, Google Wallet™ or Samsung Wallet™ and use your debit card within your digital wallet to make at least one purchase within 60 days of account opening.
  • Sunflower Bank: Personal Checking Account - $200 Bonus
    Open a new Foundation, Elevation, or Pinnacle Checking account. Make 25 or more qualifying debit card purchases, and ACH credits, ACH debits, or a combination of both totaling $500 or more that all post to the new account on or before 10/31/2025.
  • Pinnacle Bank Financial Partners: Personal Checking Account - $200 Bonus
    Open a new Grizzlies Banking account. Deposit $100 at account opening. Set up and receive direct deposits totaling $300 or more within 90 days of account opening.
  • First Commonwealth Bank: Personal Checking Account - $200 Bonus
    Open a new qualifying checking account online or by phone. Use promo code FCB22024 at account opening. Complete 10 or more qualifying debit card purchases within 60 days of account opening.
  • Bask Bank: Personal Checking Account - $200 Bonus
    Open a new Bask Interest Checking account. Earn $50 when you make 2 or more electronic Bask Bill Center payments totaling a minimum of $50 per month. Earn a maximum of $200 cash bonus.
  • Ally Bank: Personal Checking Account - $200 Bonus
    Open a new Ally Bank Spending Account. Use promo code GET200 at account opening. Fund your account within 30 days of account opening. Set up and receive qualifying direct deposits totaling at least $2,000 within 60 days of account opening.
  • First National Bank: Personal Savings Account - $200 Bonus
    Open a new personal savings account. Deposit $5,000 or more in new money at account opening. Maintain a balance of $5,000 or more in the account for six full calendar months.
  • Cinfed Credit Union: Personal Checking Account - $200 Bonus
    Open a new Kasasa Checking, Basic Checking, or Zoom Checking account with recurring direct deposit. Use promo code FULL200 at account opening.
  • Republic Bank: Personal Checking Account - $200 Bonus
    Open a new personal checking account. Use promo code MKT at account opening. Conduct a combination of 5 or more transactions within any of the first three statement cycles: direct deposit of at least $100, a Bill Pay Debit of $25 or more, POS debit of at least $10, or an ACH debit of at least $25.
  • Bar Harbor Bank & Trust: Personal Checking Account - $200 Bonus
    Open a new Bar Harbor Bank & Trust consumer checking account using the coupon from the website or promo code C10725A02ONLINE (opening online) or C10725A02000000 (opening at a branch). Have at least one qualifying direct deposit of $250 or more posted into the account by October 31, 2025.
  • Horizon Credit Union: Personal Checking Account - $200 Bonus
    Open a new qualifying checking account. Use promo code get200 at account opening. Fund the account with a minimum of $250 within 5 business days of account opening. Make 15 or more debit card transactions within 60 days of account opening. Enroll in eStatements. Keep the account open and in good standing for 60 days.
  • Ent Credit Union: Personal Checking Account - $200 Bonus
    Open a new qualifying checking account. Use promo code CH200B at account opening. Deposit $100 or more into your new checking account within 30 days of account opening. Activate your Visa debit card within 30 days of account opening. Offer is available to new and existing members who do not have a pre-existing Ent Checking account of any kind.
  • Prestige Community Credit Union: Personal Checking Account - $200 Bonus
    Open a new Payback Checking account. Use promo code CKDFF at account opening. Set up and receive a monthly qualifying direct deposit of $400 or more within 60 days of account opening.
  • Vantage West Credit Union: Personal Checking Account - $200 Bonus
    Open a new Premium Rewards Checking account. Deposit an aggregate of $750 or more within 60 days of account opening. Complete 1 debit card transaction within 60 days of account opening. Bonus will be deposited into the account as 20,000 rewards points ($200 cash value).
  • North State Bank: Personal Checking Account - $200 Bonus
    Open a new Performance Checking 2.0 account. Within 90 to 180 days of the account opening, complete at least 20 paid debit card transactions (not including ATM transactions) and have at least one direct deposit within a statement cycle.
  • Notre Dame Federal Credit Union: Personal Checking Account - $200 Bonus
    Open a new qualifying checking account. Have direct deposit of $200 or more post to this account within 30 days of account opening.
  • The Union Bank Company: Personal Checking Account - $200 Bonus
    Open a new Cash Back Rewards account. Set up and receive monthly direct deposit/ACH of $500 or more. Keep the account open and in good standing for 90 days.
  • Star Financial Bank: Personal Checking Account - $200 Bonus
    Open a new eligible checking account. Use promo code Westfield200 at account opening. Set up and receive qualifying direct deposits totaling $500 or more within the qualifying cycle. Make 5 or more qualifying debit card transactions within the statement cycle. Enroll in eStatements.
  • Spokane Teachers Credit Union: Personal Checking Account - $200 Bonus
    Offer is available only to employees of STCU community business partners. Open a new qualifying STCU checking account. Set up and receive qualifying direct deposit for 2 consecutive months. Complete at least 2 of the following activities to qualify for bonus: get a free debit card, set up billpay from your online banking account and make a payment, and sign up for free e-statements. You must sign up for Account Booster by bringing proof of employment to one of STCU branch locations.
  • Desert Financial Credit Union: Personal Checking Account - $200 Bonus
    Open a Free Checking account. Set up and receive a qualifying direct deposit of $1,000 or more within 60 calendar days of account opening. Enroll in eStatements and online banking within 60 calendar days of account opening.
  • Blaze Credit Union: Personal Checking Account - $200 Bonus
    Open a new qualifying checking account. Set up automatic payment or direct deposit within 60 calendar days of account opening. Complete 6 debit card transactions within 60 calendar days of account opening.
  • Community First Credit Union: Personal Checking Account - $200 Bonus
    Open a new Community First Checking account. Use promo code FREECHECK at account opening. Make deposits totaling $1,000 or more within 90 days of account opening. Complete 10 or more qualifying debit card transactions within 90 days of account opening.
  • CIBC Bank: Personal Checking Account - $200 Bonus
    Open a new CIBC iCan or myChoice Checking account. Deposit at least $500 at account opening. Set up and receive qualifying direct deposits or ACH transaction within 90 days of account opening. Enroll in eStatements and elect to receive eStatements through CIBC NetBanking.
  • Credit Union ONE: Personal Checking Account - $200 Bonus
    Open a new Cash Back Checking account. Set up and receive a qualifying direct deposit within 90 days of account opening. Enroll in Digital Banking and maintain an active Mastercard Debit Card. Keep the account open and in good standing for 90 days.
  • SouthState Bank: Personal Checking Account - $200 Bonus
    Open a new qualifying checking account. Use promo code EARN200 at account opening. Within 60 days of account opening, complete 15 debit card transactions, and have monthly cumulative direct deposits of at least $250 OR preauthorized automatic draft(s) of $25.
  • Fulton Bank: Personal Checking Account - $200 Bonus
    Open a new Team Advantage Banking Checking account. Within 60 days of account opening, complete at least 15 debit card purchases, or set up recurring direct deposit in totaling $250 or more. This offer is available to employees of companies participating in the Workplace Banking Program.
  • Holyoke Credit Union: Personal Checking Account - $200 Bonus
    Open a Holyoke Simply Free Checking account. Set up and receive a qualifying direct deposit within 60 days of account opening. Direct deposit must be deposited for each monthly qualification cycle (statement period) for a full year. Enroll in online banking and receive eStatements. Complete at least 6 debit card purchases post and clear per monthly qualification cycle OR spend $1,000 on your Holyoke Credit Union Visa Platinum Credit Card within 3 months of the credit card being issued.
  • Washington Trust Bank: Personal Checking Account - $200 Bonus
    Open a new qualifying consumer checking account. Use promo code Free200 at account opening. Set up and receive two qualifying direct deposits within 90 days of account opening.
  • Lafayette Federal Credit Union: Personal Checking Account - $150 Bonus
    Open a new qualifying checking account. Apply for a debit card and enroll in online banking. Set up and receive qualifying direct deposits totaling $500 or more per month within 45 days of account opening.
  • Andrews Federal Credit Union: Personal Checking Account - $150 Bonus
    Establish a new membership with Andrews Federal Credit Union. Open a new Kasasa Cash, Kasasa Cash Back, Forces, or Online Checking account. Use promo code NEW150 at account opening. Set up and receive qualifying direct deposit of $500 or more within 60 calendar days of account opening. Maintain that direct deposit in the account for at least 90 calendar days.
  • US Federal Credit Union: Personal Checking Account - $150 Bonus
    Receive $150 for signing up for direct deposit to your checking account. Account must be receiving direct deposit and e-statements for six months to get bonus.
  • Republic Bank of Chicago: Personal Checking Account - $150 Bonus
    Open a new Choice Checking account. Setup and complete a direct deposit to the checking account within 60 days of account opening.
  • Altra Federal Credit Union: Personal Checking Account - $150 Bonus
    Open a new A+ Checking or A+ Platinum Checking account using promo code RPSD_A+150. Make 10 or more eligible Altra debit card transactions which must be posted within 30 days of account opening.
  • Jovia Financial Credit Union: Personal Checking Account - $150 Bonus
    Open a new Go Green or CareFree Checking account. Set up and receive recurring direct deposits of $500 or more within 90 days of account opening.
  • 1st United Credit Union: Personal Checking Account - $150 Bonus
    Open a new checking account using promo code HACIENDA. Set up and receive qualifying monthly direct deposits totaling $500 or more within 60 days of account opening. Activate and make a signature or PIN purchase with debit card within 60 days of account opening.
  • Fremont Bank: Personal Checking Account - $150 Bonus
    Open a new Cornerstone Checking account. Within 60 days of account opening, establish a recurring direct deposit of $500 or more, complete two or more online or mobile bill payments, and make 25 or more qualifying debit card purchases of $5 or more.
  • Centra Credit Union: Personal Checking Account - $150 Bonus
    Open a new Cashback Checking or High Interest Checking account. Set up and receive direct deposits totaling $300 or more within 90 days of account opening. Maintain an average monthly balance of at least $10,000, or open a new loan or line of credit of at least $10,000. Sign up for eStatements. Meet with Centra Financial Services to discuss your financial needs.
  • Red Canoe Credit Union: Personal Checking Account - $150 Bonus
    Open a new checking account. Complete at least 10 qualifying checking transactions within 45 days of account opening. Enroll in eStatements.
  • Greater Nevada Credit Union: Personal Checking Account - $150 Bonus
    Open a new qualifying checking account. Within 90 days of account opening, have at least one direct deposit, have an active email address for your GNCU account, enroll in eStatements and online banking. Offer is part of the Community Heroes program.
  • BHCU: Personal Checking Account - Up to $150 Bonus
    Open a new iSAVE Free Checking account. BHCU will match up to $50 of member's first ACH that posts to the checking account within 30 days of opening. HCU will refund up to $50 of member's first payments using bill pay from the checking account within 30 days of opening. BHCU will refund up to $50 of all debit card purchases (excludes ATM withdrawals) that post to the checking account within 30 days of opening.
  • Diversified Members Credit Union: Personal Checking Account - Up to $120 Bonus
    Open a Give Back Credit Union Rewards Checking account. Get $10 deposited monthly to your checking account when you complete the following: have at least 15 debit card transactions every month, and be enrolled in online banking and eStatements.

Bank of America

Our Review: Bank of America is a national bank with many account options and user-friendly online banking. But does this convenience come at a cost? Read on... Read full review

Chase

Our Review: StarStarStarStarEmpty StarEmpty Star (3.6) Chase has new customer bonuses and a strong nationwide presence. But there are drawbacks. Read this review to see if Chase is a good bank for you... Read full review

Wells Fargo

Our Review: StarStarStarStarEmpty StarEmpty Star (3.9) Wells Fargo offers nationwide access with thousands of ATMs and branch locations. But are their checkings and savings accounts right for you? Read on to see the best options... Read full review

Citibank

Our Review: Citibank offers banking services and credit cards. But service fees and balance requirements are on the high side. Is it the right bank for you?... Read full review

Discover Bank

Our Review: StarStarStarStarStarEmpty Star (4.6) Discover® Bank offers high interest rates on its online savings and CD accounts. But there are downsides. Here's what you need to know before you open an account... Read full review

CIT Bank

Our Review: StarStarStarStarStarEmpty Star (4.4) CIT Bank offers a high interest rate. But how reliable is this online bank? Read this review to find out if what you heard is true... Read full review

Capital One

Our Review: StarStarStarStarHalf Star (4.5) Capital One 360 offers free checking and savings accounts with competitive APY rates. Does it live up to its claims? Find out if it's right for you... Read full review

HSBC Bank

Our Review: HSBC Bank offers a global banking account ideal for those who live and work overseas. Is it right for your needs? Read on for the pros and cons... Read full review

Regions Bank

Our Review: StarStarStarStarEmpty StarEmpty Star (3.4) Regions Bank offers a variety of deposit products, easy account opening requirements, and special reward programs. Read on to see if this bank is right for you... Read full review

Citizens Bank

Our Review: StarStarStarStarEmpty StarEmpty Star (3.8) Are you looking for a bank that will not only keep your money, but also help push you to meet your financial goals? If so, you may want to consider Citizens Bank... Read full review

Ally Bank

... Read full review

Bluevine

Our Review: StarStarStarStarStarEmpty Star (4.4) Bluevine offers free business checking with a high interest rate. But what's the catch? Is it right for your business? Read on for the full review... Read full review

Lili

Our Review: StarStarStarStarStarEmpty Star (4.4) Lili offers a free business checking account with tax planning and expense tracking tools. Review the features to find out if Lili is worth it... Read full review

North One

Our Review: StarStarStarStarStarEmpty Star (4.3) North One is a banking platform for small businesses. But is it right for you? Find out the unique features it offers and how it compares... Read full review

PNC Bank

Our Review: StarStarStarHalf StarEmpty Star (3.5) PNC Bank has relatively low requirements to waive fees and offers many financial tools to help you meet savings goals. Read on to see if this East Coast bank is right for you... Read full review

M&T Bank

Our Review: StarStarStarStarEmpty StarEmpty Star (3.4) If you are on the upper East Coast, you probably see M&T Bank frequently. With a free checking option and a range of deposit accounts, does it meet your needs?... Read full review

Novo

Our Review: StarStarStarStarEmpty StarEmpty Star (3.3) Novo provides digital banking services for entrepreneurs and small businesses. Explore Novo's features, business perks, and fees in this review... Read full review

Relay

Our Review: StarStarStarStarStarEmpty Star (4.6) Relay Financial offers online banking services for businesses. Yes, it is free. But, is it the right platform for you? Find out... Read full review

Western Alliance Bank

Our Review: StarStarStarStarStarEmpty Star (4.1) Western Alliance Bank offers savings products with competitive APYs for people looking to grow their money. Is there a catch? Read on to find out... Read full review

Synchrony Bank

Our Review: StarStarStarStarStarEmpty Star (4.3) Synchrony offers some of the highest savings and CD rates. But there are downsides. Read this review before you open an account... Read full review

UFB Direct

Our Review: StarStarStarStarStarEmpty Star (4.3) UFB Direct offers high interest rates. But is it a safe choice? Find out in this review... Read full review

Axos Bank

Our Review: StarStarStarStarEmpty Star (4.0) Axos Bank offers full-service banking completely online with no fees. Find out below whether they can replace your traditional bank account... Read full review

Charles Schwab Bank

Our Review: StarStarStarStarStarEmpty Star (4.1) Charles Schwab is more than a brokerage. It also offers high yield checking and savings interest rates that might far surpass your local bank. Read on to learn the pros and cons... Read full review

Current

Our Review: StarStarStarStarStarEmpty Star (4.4) Is Current a good fit for you? Discover its benefits and drawbacks, and see how it sizes up against apps like Chime in this review... Read full review

Customers Bank

Our Review: StarStarStarStarEmpty StarEmpty Star (3.4) Customers Bank boasts several interest-earning accounts with good APYs. Read on for all the details... Read full review

Quontic

Our Review: StarStarStarStarStarEmpty Star (4.3) Quontic Bank aims to provide a better experience (and rewards) for those underserved by traditional banks. Review the rates, fees, and customer reviews... Read full review

Raisin

Our Review: StarStarStarStarStarEmpty Star (4.1) Unravel the truth about Raisin's safety and legitimacy in this review... Read full review

Alliant Credit Union

Our Review: StarStarStarStarEmpty StarEmpty Star (3.8) Looking for a good checking account for teenagers? Find out if Alliant Teen Checking is safe and legit for your child... Read full review

American First Credit Union

Our Review: StarStarStarStarEmpty StarEmpty Star (3.9) American First Credit Union offers a solid lineup of savings accounts, along with high-yield options through Raisin. Read on for all the details... Read full review

Apple

Our Review: StarStarStarStarEmpty Star (4.0) Apple Savings lets you grow your money with a competitive APY, all from your iPhone. Keep reading for all the details... Read full review

Bask Bank

Our Review: StarStarStarStarHalf Star (4.5) Looking to earn a competitive APY? Interested in earning miles as you save? Bask Bank offers enticing savings options to meet your needs... Read full review

CFBank National Association

Our Review: StarStarStarStarEmpty StarEmpty Star (3.8) CFBank provides a high-yield savings account via Raisin, along with a money market account and CDs to amplify your savings. Keep reading for details... Read full review

Chime

Our Review: StarStarStarStarHalf Star (4.5) Chime has no monthly fees, so what's the catch with the app? Find out how you can get paid two days early and grow your savings... Read full review

Digital Federal Credit Union

Our Review: StarStarStarStarStarEmpty Star (4.3) DCU's Credit Builder Loan aims to give your credit a boost in just 12 to 24 months. But does this member-only service deliver? Read on to find out... Read full review

DR Bank

Our Review: StarStarStarStarEmpty StarEmpty Star (3.8) DR Bank offers a range of banking options with no fees or minimums. Plus, you can open a high-yield account through Raisin. Read on for more details... Read full review

Elevault

Our Review: StarStarStarStarEmpty StarEmpty Star (3.8) Searching for the perfect mobile banking solution? Elevault could be your ticket to hassle-free money management. Keep reading to find out more... Read full review

First Community Bank

Our Review: StarStarStarStarEmpty StarEmpty Star (3.7) First Community Bank is well-regarded for its great service across the Coastal Bend region, but it comes with setbacks. Read on for the details... Read full review

FitnessBank

Our Review: StarStarStarStarEmpty Star (4.0) Did you know you can earn money while staying fit? FitnessBank accounts reward steps with a good APY. Read on for more details... Read full review

Flagstar Bank

You might know Flagstar Bank as a mortgage lender, but they pack quite a punch when it comes to the banking side of things. If you live in Michigan, you may want to check out what Flagstar Bank has to offer... Read full review

Found

Our Review: StarStarStarStarStarEmpty Star (4.3) Found Business Banking offers helpful tax and invoicing tools for self-employed people. But it lacks other basic features. Here's what you need to know... Read full review

Frost Bank

Is local customer service important to you when you bank? Do you live in Texas? If so, you may want to put Frost Bank on your list of possible banks. As one of the larger banks in Texas, Frost Bank offers "human" customer service and personal touches that you won't see anywhere else... Read full review

GO2bank

Our Review: StarStarStarStarEmpty Star (4.0) Get the real deal about GO2bank. Is it legit? Find out in this in-depth review... Read full review

LendingClub Bank

Our Review: StarStarStarStarStarEmpty Star (4.1) Need a modern bank to help boost your funds? LendingClub's High-Yield Savings account might be for you. Learn more here... Read full review

Marcus by Goldman Sachs

Marcus by Goldman Sachs offers savings accounts and CDs at high interest rates. But don't expect accounts with a lot of bells and whistles. Read on for the pros and cons... Read full review

Mission Valley Bank

Our Review: StarStarStarStarStarEmpty Star (4.3) Discover a wide range of savings opportunities with Mission Valley Bank, including high-yield accounts available through Raisin... Read full review

Navy Federal Credit Union

Our Review: StarStarStarHalf StarEmpty Star (3.5) Navy Federal Credit Union provides various financial products. But do they have a high-yield savings account? Find out here... Read full review

Ponce Bank

Our Review: StarStarStarStarStarEmpty Star (4.4) Explore Ponce Bank's savings accounts with decent rates, along with high-yield options through Raisin. Keep reading to find out more... Read full review

RBMAX

Our Review: StarStarStarStarEmpty Star (4.0) RBMAX offers a high-yield savings account with a great APY and a simple checking account for easy access to your money. Read on to find out more... Read full review

Santander Bank

Our Review: StarStarStarStarEmpty StarEmpty Star (3.8) If you're in the Northeast, Santander Bank offers solid basic checking and savings options, as well as competitive rates for CDs. Read on to see if it fits your needs... Read full review

SoFi

Our Review: StarStarStarStarEmpty StarEmpty Star (3.8) SoFi offers unsecured personal loans if you need to borrow money ASAP. But is it legit (or not)? Learn how SoFi personal loans actually work... Read full review

Upgrade

Our Review: StarStarStarStarHalf Star (4.5) Upgrade Premier Savings gives a really high APY for savings. But what do you need to get it? Read on to learn how to earn their highest APY... Read full review

USAA Bank

Our Review: StarStarStarStarEmpty StarEmpty Star (3.4) USAA Bank boasts a savings account with an adequate rate and no fees. But you may not be eligible to get it. Read on to find out... Read full review

VyStar Credit Union

Our Review: StarStarStarStarEmpty StarEmpty Star (3.3) VyStar Credit Union offers banking products with little to no fees. But, what's the catch? Read for all the details... Read full review

U.S. Bank

Our Review: StarStarStarStarEmpty StarEmpty Star (3.7) Weighing up on banking with U.S. Bank? This comprehensive review covers its pros, cons and how it stacks up against other banks... Read full review

BMO

Our Review: StarStarStarHalf StarEmpty Star (3.5) BMO offers low fees and a large ATM network. But savings rates are low. However, the strong features can still make it a good bank for you. Read on... Read full review

Fifth Third Bank

Our Review: StarStarStarStarEmpty StarEmpty Star (3.3) Fifth Third Bank has higher balance requirements and high service fees if they're not met. But it offers some unique programs. Read on to see if Fifth Third Bank is a good fit for you... Read full review

TD Bank

Our Review: StarStarStarStarEmpty StarEmpty Star (3.9) TD Bank offers extended customer hours and easy online banking. Are these perks worth it? Find out what makes TD Bank a great choice for you and some reasons to look elsewhere... Read full review

First Citizens Bank

Our Review: StarStarStarEmpty StarEmpty StarEmpty Star (2.9) First Citizens Bank offers many account options with low opening deposits and fees. But there are downsides. Find out if First Citizens is a good bank for you... Read full review

Huntington Bank

Our Review: StarStarStarStarEmpty StarEmpty Star (3.9) Huntington Bank provides great accounts benefits like free Overdraft Protection Transfers. Read on to see if this bank is right for you... Read full review

KeyBank

Our Review: StarStarStarStarEmpty StarEmpty Star (3.3) Are you looking for a no-frills checking account or maybe a bank that offers relationship banking services/interest rates? You may have found your fit with KeyBank... Read full review

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Looking for a new bank account? Check out these promotions with no direct deposit needed. See what banks will give you money, even without direct deposit.
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Bank Referral Bonuses

Refer a friend and get a bonus. View list of best bank referral promotions.
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Bank Promotions in Alaska

Discover Alaska's top bank promotions for new checking accounts. See cash bonus offers and perks from local banks, credit unions, and national banks.
Bank Promotions in Montana

Bank Promotions Montana

Discover Montana's top bank promotions for new checking accounts. See cash bonus offers and perks from local banks, credit unions, and national banks.
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Bank Promotions Tennessee

Discover Tennessee's top bank promotions for new checking accounts. See cash bonus offers from local banks, credit unions, and national banks.
Bank Promotions in Maine

Bank Promotions Maine

Discover Maine's top bank promotions for new checking accounts. See cash bonus offers and perks from local banks, credit unions, and national banks.
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Bank Promotions South Carolina

Discover South Carolina's top bank promotions for new checking accounts. See cash bonus offers from local banks, credit unions, and national banks.
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