Updated February 6, 2025

Best Checking Account Bonus Offers for February 2025

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Score up to $3,000 with the best checking account bonuses.

What banks give bonuses for checking accounts?
Here are some of the best checking account offers to compare before you open a new account:

For more opportunities, check out the $500 checking account bonuses you can earn.

Would you switch banks for a cash bonus or promotional offer?

Checking Account Offers for February 2025

Checking bonuses provide a direct financial incentive to new customers, effectively rewarding your banking choice.

Which bank gives the best bonus?
Here are checking bonus offers worth considering:

What banks pay you the most to open an account?

If avoiding extra fees is your priority, check out the best free checking accounts.

Interest Checking Accounts

Beyond checking accounts, banks also provide attractive new savings account promotions. Explore these opportunities next to maximize your earnings.

FAQs

What is a checking account bonus?
A checking bonus is an incentive offered by banks to encourage new customers to open a checking account with them. Its core is a cash reward typically credited to the newly opened account once requirements are fulfilled.

Is it worth opening a bank account for the bonus?
Pursuing a bank bonus can be beneficial overall if the account in particular has other useful features. They could be free checking, a competitive Annual Percentage Yield, or zero overdraft fees.

How can I find the best promotion for my needs?
One way to determine the right bank promotion for you is if the account addresses your priorities. These may include having low fees, extensive ATM networks, online banking, or all of the above.

What bank has the best promotions?
Aside from being the no. 1 bank, Chase has some of the best promotions across different products. You can score limited-time bonuses from opening a basic Chase checking account to premium banking alongside qualifying activities that are often doable.

Are checking account bonuses taxable?
Any sign-up bonus whether it's from a newly opened checking or savings account is considered income. As such, you need to report it on your tax return with the Internal Revenue Service.

Bottom Line

There you have it—different checking bonuses catered to different needs, ranging from modest to very substantial amounts.

Ultimately, the best promotion isn't just about the highest bonus, but also about how well the account fits into your financial life. Consider factors like fees, ATM access, customer service, and digital banking features.

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Chase
Member FDIC

Chase Total Checking® - $300 Bonus

Expires 4/16/2025
  • New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account with qualifying activities
  • With over 4,700 branches, Chase has the largest branch network in the U.S. plus access to more than 15,000 ATMs.
  • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
  • JPMorgan Chase Bank, N.A. Member FDIC
  • Open your account online now
  • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
  • Chase Overdraft Assist℠ - no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*

Articles on Checking Account Promotions

Credit Union Checking Account Bonus

Your next checking account could come with cash rewards—discover credit union bonuses that pay you back.

$2,000 Bank Bonus

Some banks offer a huge $2,000 cash bonus when you open a new bank account. But there's something you have to do first.

$200 Checking Account Bonus

Did you know you can earn $200 by simply opening a checking account? But first, you need to find out if you are qualified.

$500 Checking Account Bonus

Looking for ways to get $500? Discover these fantastic bank bonus offers that let you score extra cash by opening a new checking account.

$1,000 Bank Bonus

Seeking to boost your account balance? Or gain extra spending money? Get ready to uncover $1,000 bank bonuses that can make it happen.

$400 Checking Bonus

Did you know you can earn $400 by opening a new checking account? Learn how you can qualify and enjoy other rewards with these banks.

$300 Checking Account Bonus

A checking account bonus can be a tempting boost to your finances. Check if you can earn free money from these banks.
Savings Account Promotions

Savings Account Promotions

View list of best savings promos and bonus offers for new accounts. Look for cash bonuses and high interest rates.

About CreditDonkey
CreditDonkey is a bank comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

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