Best Checking Account Bonus Offers for September 2025

• The cash offer up to $500 is an online only offer and must be opened through the Bank of America promotional page.
• The offer is for new checking customers only.
• Offer expires 1/31/2026.
• To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* into that new eligible account within 90 days of account opening. Your cash bonus amount will be based on the total amount of your Qualifying Direct Deposits received in the first 90 days.

  Cash Bonus	Total Qualifying Direct Deposits
  $100	$2,000
  $300	$5,000
  $500	$10,000+

• If all requirements are met 90 days after account opening, Bank of America will attempt to deposit your bonus into your new eligible account within 60 days.
• Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
• Additional terms and conditions apply. See offer page for more details.
• *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
• Bank of America, N.A. Member FDIC.

Global shifts, local impacts. Stay on course with insights from our trusted partners in wealth.

Discover what an HSBC Premier relationship can offer you

• Easily open an account online, from the comfort of your home.
• Manage your international banking needs across different time zones, with 24/7 support.
• Unlock Premier in one country and you can live, work and travel with Premier status around the world with HSBC
• Manage your money safely and easily around the world - from Global Money Transfers to multi-currency needs.
• New to the U.S.? Build your U.S. credit history with one of our credit cards. Or, if you're buying a new home, you can use your international credit history to apply.

Here's how the offer works:

• Earn one or more cash bonuses¹ when you open an HSBC Premier² checking account by September 30, 2025, AND complete additional qualifying activities:
• $500 Direct Deposit Cash Bonus when you set up recurring monthly direct deposits of $10,000 or more for 3 consecutive months; and/or
• $1,000 New Money Cash Bonus when you deposit or invest³ $100,000 or more and maintain balances for 3 consecutive months; and/or
• $1,500 Mortgage and New Money Cash Bonus when you complete a new HSBC U.S. residential mortgage application by September 30, 2025, with mortgage funding by December 31, 2025, AND deposit or invest $200,000 or more and maintain balances for 3 consecutive months. Customers who qualify for the $1,500 cash bonus will automatically qualify for the $1,000 cash bonus.

Global shifts, local impacts. Stay on course with insights from our trusted partners in wealth.

Discover what an HSBC Premier relationship can offer you

• Easily open an account online, from the comfort of your home.
• Manage your international banking needs across different time zones, with 24/7 support.
• Unlock Premier in one country and you can live, work and travel with Premier status around the world with HSBC
• Manage your money safely and easily around the world - from Global Money Transfers to multi-currency needs.
• New to the U.S.? Build your U.S. credit history with one of our credit cards. Or, if you're buying a new home, you can use your international credit history to apply.

Here's how the offer works:

• Earn one or more cash bonuses¹ when you open an HSBC Premier² checking account by September 30, 2025, AND complete additional qualifying activities:
• $500 Direct Deposit Cash Bonus when you set up recurring monthly direct deposits of $10,000 or more for 3 consecutive months; and/or
• $1,000 New Money Cash Bonus when you deposit or invest³ $100,000 or more and maintain balances for 3 consecutive months; and/or
• $1,500 Mortgage and New Money Cash Bonus when you complete a new HSBC U.S. residential mortgage application by September 30, 2025, with mortgage funding by December 31, 2025, AND deposit or invest $200,000 or more and maintain balances for 3 consecutive months. Customers who qualify for the $1,500 cash bonus will automatically qualify for the $1,000 cash bonus.

• The cash offer up to $500 is an online only offer and must be opened through the Bank of America promotional page.
• The offer is for new checking customers only.
• Offer expires 1/31/2026.
• To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* into that new eligible account within 90 days of account opening. Your cash bonus amount will be based on the total amount of your Qualifying Direct Deposits received in the first 90 days.

  Cash Bonus	Total Qualifying Direct Deposits
  $100	$2,000
  $300	$5,000
  $500	$10,000+

• If all requirements are met 90 days after account opening, Bank of America will attempt to deposit your bonus into your new eligible account within 60 days.
• Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
• Additional terms and conditions apply. See offer page for more details.
• *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
• Bank of America, N.A. Member FDIC.

• Get a $325 new checking customer bonus when you open an Everyday Checking account and receive $1,000 or more in qualifying direct deposits.
• Wells Fargo Bank, N.A. Member FDIC

• Open a Key Select Checking® account online by December 19, 2025.
• Make the minimum opening deposit of $50, plus a total of $5,000 or more in eligible direct deposits within the first 90 days of account opening.
• Your $500 cash bonus will be deposited into your account within 60 days of meeting requirements. Account must not be closed at the time of gift payment.

$400 cash bonus* when you have a cumulative total of $4,000 in qualifying direct deposits within 90 days of account opening between 9/9/25 - 1/28/26. *Conditions apply. Accounts are subject to approval and provided in the U.S. by BMO Bank N.A. Member FDIC

$400 cash bonus* when you have a cumulative total of $4,000 in qualifying direct deposits within 90 days of account opening between 9/9/25 - 1/28/26. *Conditions apply. Accounts are subject to approval and provided in the U.S. by BMO Bank N.A. Member FDIC

• Open a Key Smart Checking® account online by December 19, 2025.
• Make the minimum opening deposit of $10, plus a total of $2,000 or more in eligible direct deposits within the first 90 days of account opening.
• Your $300 cash bonus will be deposited into your account within 60 days of meeting requirements. Account must not be closed at the time of gift payment.

• Receive eDocuments (enroll and accept the disclosure)
• Make at least 12 debit card purchases each month.
• Direct deposits, Mobile Check Deposits or ACH Credits totaling $500 or more monthly

Earn 4.00% APY* on balances up to $10,000:

• Meet requirements to earn 3.00% APY plus:
• Spend $500 or more in CCU Visa Credit Card purchases each month; no minimum number of transactions.

Earn 5.00% APY* on balances up to $10,000:

• Meet requirements to earn 3.00% APY plus:
• Spend $1000 or more in CCU Visa Credit Card purchases each month; no minimum number of transactions.

For all tiers, balances from $10,000.01 - $25,000.00 earn 0.20% APY and balances $25,000.01 and greater earn 0.10% APY.

• Earn up to 4.46% APY* on savings, and 0.51% APY* on checking when you meet requirements.
• Get your money up to 2 days early.
• No monthly maintenance, minimum balance, account opening, or overdraft fees.

Combine Freedom Checking with Portfolio Savings to boost your savings APY by up to 0.20%.* Fewer fees, faster transactions. Plus, earn 2.00% APY* on your checking account.

• Build your own APY with up to 3.30% APY*
• Zero monthly maintenance fees
• Zero overdraft or NSF fees
• Zero minimum monthly balance reqs
• No initial deposit requirement
• Unlimited domestic ATM fee reimbursements
• Online debit card management
• Simple, 3-step process for direct deposit

To earn the $300 bonus, customers must apply for a Bluevine Business Checking account anytime between now and 12/31/2025 using the referral code CD300.

After opening the account, customers must add funds within 30 days, then meet at least one of the following eligibility requirements every 30 days for the next 90 days from account funding:

• Deposit at least $5,000 from eligible merchant services to your Bluevine account OR
• Make at least $5,000 of outbound payroll payments from your Bluevine account using eligible payroll providers OR
• Spend at least $2,000 with your Bluevine Business Debit Mastercard® and/or Bluevine Business Cashback Mastercard®

Banking services provided by Coastal Community Bank, Member FDIC

• 3.7% APY on balances up to $3,000,000
• $0 minimum opening deposit
• 50% off most Standard payment fees
• Priority customer support
• Waive the $95 monthly service fee with $100k average daily balance and $5k debit card spend

• 3.00% APY on balances up to $250,000 for eligible customers
• Priority email/chat support
• Dedicated relationship manager
• Implementation and onboarding assistant
• $0 same-day ACH payments, bill payments, and physical checks
• Lowest transaction fees
• $50 minimum opening deposit
• $30 monthly fee

• 2.7% APY on balances up to $250,000
• $0 minimum opening deposit
• 20% off most Standard payment fees
• Waive the $30 monthly service fee with $20k average daily balance and $2k debit card spend

• 2.50% APY on balances up to $250,000 for eligible customers

• Unlimited envelopes for all your business budgets
• Integrations with popular accounting and payment processing apps
• Automate your bill payments
• $50 minimum opening deposit

• 2.50% APY on balances up to $250,000 for eligible customers
• Business banking for teams
• Automatic invoice ingestion and payments
• Sales and revenue analytics
• Unlimited account envelopes
• Close to 100 integrations
• Over $5000 in perks for new customers
• No monthly fees, no application fees, no minimum balance

North One is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, Member FDIC.

• Interested in a $400 welcome bonus? Start growing your business and get up to $400 when you open a Business Interest Checking account by September 30. Just use promo code NEW400 on your application.**
• Up to 1.01% APY**
• $100 minimum opening deposit
• Pay no monthly maintenance fee with an average daily balance of at least $5,000
• Unlimited domestic ATM fee reimbursements
• Up to 100 free items per month, $0.50 per item thereafter (includes debits, credit, and deposited items)
• Up to 60 items per month for Remote Deposit Anywhere (includes monthly per item processing limitation)
• Free online banking, image statements, and Bill Pay

• $15.00 monthly service fee (30 day free trial)
• Track write-offs with a swipe
• Auto-save for taxes
• Savings with 3.00% APY
• Cashback with selected merchants
• Fee-free Overdraft up to $200

• $19.99/month or $149.99/year
• Earn 1.5% APY on balances up to $20,000
• Auto-import expense from receipt
• Automatically find tax write-offs and track expenses
• Pay taxes directly from the app
• Free unlimited custom invoices
• Custom bookkeeping categories
• Priority customer support