Savings Account Promotions: March 2022
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View list of best savings promos and bonus offers for new accounts. Look for cash bonuses and high interest rates.
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Savings Promotions for March 2022
Looking for a new place to save money? Check out these current promotions for new applicants.
Discover Online Savings - $200 Cash Bonus
To get your $150 or $200 Bonus: What to do: Apply for your first Discover Online Savings Account, online, in the Discover App or by phone. Enter Offer Code CY223 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted to account within 30 days of account open date. Maximum bonus eligibility is $200.
What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded, or affinity accounts provided by Discover. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is interest and subject to reporting on Form 1099-INT. Offer ends 6/15/2023, 11:59 PM ET. Offer may be modified or withdrawn without notice. See advertiser website for full details.
Discover Online Savings - $150 Cash Bonus
To get your $150 or $200 Bonus: What to do: Apply for your first Discover Online Savings Account, online, in the Discover App or by phone. Enter Offer Code CY223 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted to account within 30 days of account open date. Maximum bonus eligibility is $200.
What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded, or affinity accounts provided by Discover. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is interest and subject to reporting on Form 1099-INT. Offer ends 6/15/2023, 11:59 PM ET. Offer may be modified or withdrawn without notice. See advertiser website for full details.
- APY: 3.60%
CIT Bank Savings Connect - 4.20% APY
- Earn 12x the national average
- $100 minimum opening deposit
- No monthly maintenance fee
- Member FDIC
- Minimum Deposit to Open: $100
- Direct Deposit Required: No
Premier Savings - Up to 4.38% APY
- 4.38% APY when you have at least $1,000 balance
- No minimum opening deposit
- No monthly service fees
- Minimum Deposit to Open: $0
Online Savings Account - Earn 3.60% APY
- No fees
- No minimum opening deposit
- No minimum balance required
- Minimum Deposit to Open: $0
CIT Bank Platinum Savings - 4.40% APY
- 4.40% APY with a balance of $5,000 or more
- 0.25% APY with a balance of less than $5,000
- $100 minimum opening deposit
- No monthly maintenance fee
- Member FDIC
- Minimum Deposit to Open: $100
- Direct Deposit Required: No
Current Savings with Interest - Up to 4% APY
- 4.00% APY on up to $6,000 balance if you receive and maintain a qualifying direct deposit of $200 or more in a rolling 35 day period. (Otherwise, 0.25% APY.)
- Simply add money to your Savings Pods and enable the Interest feature.
- Earn interest on up to 3 Savings Pods, up to $2,000 balance each.
- Interest accumulates daily.
High Yield Savings - 3.70% APY
- 3.70% APY
- $100 minimum opening deposit
- No monthly service fees
- Minimum Deposit to Open: $100
High Yield Savings Account - 4.75% APY
- No fees
- $1 minimum deposit
- 24/7 online access
- FDIC insured
- Minimum Deposit to Open: $1
UFB Preferred Savings - Earn 5.02% APY
- Earn 5.02% APY*
- No monthly maintenance fees
- No minimum deposit required to open an account
- Access your funds 24/7 with easy-to-use digital banking tools
CIT Savings Builder - 1.00% APY
Earn up to 1.00% APY. Here's how it works: Maintain a minimum balance of $25k OR make at least a $100 minimum deposit every month. Member FDIC
- Minimum Deposit to Open: $100
High Yield Savings - Up to 0.61% APY
- 0.61% APY on balance < $25,000
- 0.25% APY on balance $25K-$100K
- 0.15% APY on balance > $100K
- No monthly maintenance fees
- No minimum balance requirements
- $250 minimum opening deposit
- Free incoming wires
- Zero minimum balance requirement
- Minimum Deposit to Open: $250
Business Savings - $150 Cash Bonus
- Earn $150 when you open a Live Oak business savings account between 2/15/23 and 3/31/23.
- Deposit at least $10,000 into your savings account by 3/31/23.
- Maintain a balance of $10,000 or more for 90 days and watch your business savings grow
- Must be a first-time Live Oak business savings customer to be eligible for this bonus offer. See full terms and conditions
Business Savings - 4.00% APY
- Earn 4.00% APY
- No minimum balance requirement
- No monthly service fee
- Minimum Deposit to Open: $0
Nationwide Business Premium Savings - Up to 3.75% APY
- Earn up to 3.75% APY*
- $25,000 minimum opening deposit
- No monthly maintenance fee
- No average daily balance requirement fee
- Free image statements
- Free online banking
- Remote deposit from anywhere
- Minimum Deposit Required: $25,000
Personal Savings - Earn 4.00% APY
- Earn 4.00% APY
- No minimum balance requirement
- No monthly service fee
- Minimum Deposit to Open: $0
Earn 12x National Average
Save smart and earn 4.20% APY at CIT Bank, a CreditDonkey recommended partner.
- Minimum Deposit to Open: $100
Empower Personal Cash
- 4.10% APY
- $0 monthly fee
- Withdraw up to $100k per day
- Minimum Deposit to Open: $0
Business Savings - $200 Bonus
- New business owners get a $200 welcome bonus!
- Earn 0.20% APY
- $1,000 minimum opening deposit
- No monthly maintenance fees with $2,500 minimum average daily balance
- Minimum Deposit Required: $1,000
My Savings
- Relationship pricing 0.20% / 0.30% (direct deposit of $1K)
- $100 minimum opening deposit
- No monthly service fee
- No minimum balance requirement
- Minimum Deposit to Open: $100
CreditDonkey Survey Results
More Savings Account Offers
Ally Bank: Online Savings Account - 3.60% APY
$0 minimum opening deposit. No minimum balance requirement. No fees to open or maintain account.
- Minimum Deposit to Open: $0
Synchrony Bank: High Yield Savings - 4.00% APY
$0 minimum opening deposit. No minimum balance requirement. No fees to open or maintain account.
- Minimum Deposit to Open: $0
Salem Five Direct: eOne Savings Account
- 4.10% APY
- $10 Minimum Opening Deposit
- No Minimum Balance Requirement
- No Fees to Open or Maintain Account
- FDIC Insured
Popular Direct: High-Rise Savings Account
- 4.40% APY
- $5,000 Minimum Opening Deposit
- FDIC Insured
- Minimum Deposit to Open: $5,000
Regions Bank: LifeGreen Savings Account – Up to $100 Annual Savings Bonus
Earn a 1% annual savings bonus (up to a maximum of $100) when you open a LifeGreen Savings Account AND have or open a Regions checking account. You must set up a monthly automatic transfer of at least $10 from your Regions checking account to LifeGreen Savings account. Your bonus is based on the average monthly balance for 12 months. The maximum bonus is $100. There is a minimum opening deposit of $50 if you apply online. Available to residents of AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN and TX.
Citi Savings Account - Up to $5,000 Bonus
Earn up to $5,000 cash bonus with required activities. Open a new eligible Citi Savings account. Client must enroll in this offer at the same time they open the eligible Citi Savings account. Deposit qualifying new-to-Citibank funds within 20 days of opening savings account. The balance on your 20th day will determine your maximum eligible cash bonus. Maintain the required minimum balance in the account for additional 60 days from 21st day. Offer available in NY, CT, NJ, DC, VA, MD, CA, NV or select markets in IL and FL.
Minimum Deposit and Minimum Balance | Cash Bonus |
---|---|
$10,000 - $29,999 | $100 |
$30,000 - $49,999 | $150 |
$50,000 - $99,999 | $250 |
$100,000 - $199,999 | $500 |
$200,000 - $499,999 | $1,000 |
$500,000 - $999,999 | $2,500 |
$1,000,000+ | $5,000 |
First Internet Bank: Regular Savings
- 0.80% APY
- $25 Minimum Opening Deposit
- $5 monthly service fee, waived with $4,000 average daily balance
- Free ATM card
- Up to $10/month ATM fee reimbursement
- FDIC insured
Betterment Cash Reserve - Earn 4.00% APY**
- FDIC insurance covering up to $2,000,000 at program banks†
- Access cash in 1-2 business days
- No minimum balance
- No fees on balance
- Unlimited withdrawals
- Minimum Deposit to Open: $10
BMO Online Savings Account - 4.20% APY
- No monthly maintenance fee
- No minimum opening deposit
- Not available if you reside in Arizona, Florida, Illinois, Indiana, Kansas, Minnesota, Missouri or Wisconsin
- Minimum Deposit to Open: $0
TD Signature Savings - $200 Cash Bonus
For new customers only. Earn $200 when you deposit $10,000 or more in new money within 20 days of account opening, then maintain a balance of at least $10,000 for 90 days from the date the deposit requirement is initially met.
TD Simple Savings - $200 Cash Bonus
For new customers only. Earn $200 when you deposit $10,000 or more in new money within 20 days of account opening, then maintain a balance of at least $10,000 for 90 days from the date the deposit requirement is initially met.
Huntington: Premier Savings Account - Earn 0.01% APY
Earn $0.01% APY with minimum balance of $0.01. Minimum opening deposit is $50.
Huntington: Relationship Savings Account
Minimum balance to earn interest is $0.01
APY | |
---|---|
Non-Relationship | 0.01% |
With Huntington Perks Checking Account | 0.02% |
With Huntington Platinum Perks Checking Account | 0.02% |
With Private Client Account | 0.06% |
Aspiration Plus - Earn Up to 5% APY
- 5.00% APY on the first $10,000 of your savings
- $7.99/mo; $5.99/mo if you pay annually
- Deposits won't fund fossil fuel exploration or production
- Get paid up to 2 days early
- $10 minimum opening deposit
- 55,000 free in-network ATMs
- Automatic offsets for the negative climate impact of driving your car with Planet Protection
- One out-of-network ATM reimbursement monthly
- Minimum Deposit Required: $10
Aspiration: Pay What Is Fair - Earn Up to 3% APY
- 3.00% APY on the first $10,000 of your savings
- Deposits won't fund fossil fuel exploration or production
- Get paid up to 2 days early
- $10 minimum opening deposit
- 55,000 free in-network ATMs
- Minimum Deposit Required: $10
Sofi Checking and Savings
- Up to 3.75% APY with direct deposit
- $0 monthly fees
- No minimum balance
- Get paid 2 days early
- Minimum Deposit to Open: $0
Wells Fargo: Savings Account - $525 Bonus
Open a new eligible consumer savings account. Provide the bonus code at account opening. Bonus code can be obtained by providing your email address. Deposit $25,000 or more in new money to the savings account within 30 days of account opening. Maintain at least $25,000 in the account until 90 days after account opening.
Capital One: Personal Savings Account - $1,000 Bonus
Open a new 360 Performance Savings account. Use promo code SPRING23 at account opening. Deposit $100,000 or more of external funds within 15 days of account opening. Maintain $100,000 or more in your account for at least 90 days.
Capital One: Personal Savings Account - $100 Bonus
Open a new 360 Performance Savings account. Use promo code SPRING23 at account opening. Deposit $10,000 to $49,999 of external funds within 15 days of account opening. Maintain $10,000 to $49,999 in your account for at least 90 days.
Capital One: Personal Savings Account - $500 Bonus
Open a new 360 Performance Savings account. Use promo code SPRING23 at account opening. Deposit $50,000 to $99,999 of external funds within 15 days of account opening. Maintain $50,000 to $99,999 in your account for at least 90 days.
Capital One: 360 Performance Savings - 3.40% APY
- 3.40% APY
- $0 opening minimum
- No monthly service fee
- No minimum balance requirement
- Minimum Deposit Required: $0
Capital One: Business Savings
- 0.20% promotional APY, guaranteed for the first 12 months
- $250 minimum opening deposit
- $3 monthly service fee, waived with $300 average daily balance
- Minimum Deposit to Open: $250
Regions Now Savings Account – Up to $100 Annual Savings Bonus
Earn a 1% annual savings bonus (up to a maximum of $100) when you open a Now Savings Account. A deposit of at least $5 to your account each calendar month, beginning with the account opening month is required to earn a 1% annual savings bonus. Your bonus is based on the average monthly balance for 12 months.
Associated Bank: Personal Checking and Savings Account - $400 Bonus
Open a new eligible Associated Bank checking account. Use promo code 1400 at account opening. Make direct deposits totaling to $500 or more within 90 days of account opening. Receive $200 when the sum of your daily average balance for all your open Associated Bank deposit accounts for days 31-90 is $1,000-$4,999.99. The sum of the average daily balance will be computed after 90 days of account opening.
Open a new Associated Relationship Savings account. Use promo code 1400 at account opening. Deposit $25,000 or more at account opening, and maintain a minimum balance of $25,000 for at least 90 days.
Associated Bank: Personal Checking and Savings Account - $500 Bonus
Open a new eligible Associated Bank checking account. Use promo code 1400 at account opening. Make direct deposits totaling to $500 or more within 90 days of account opening. Receive $200 when the sum of your daily average balance for all your open Associated Bank deposit accounts for days 31-90 is $5,000-$9,999.99. The sum of the average daily balance will be computed after 90 days of account opening.
Open a new Associated Relationship Savings account. Use promo code 1400 at account opening. Deposit $25,000 or more at account opening, and maintain a minimum balance of $25,000 for at least 90 days.
Associated Bank: Personal Checking and Savings Account - $600 Bonus
Open a new eligible Associated Bank checking account. Use promo code 1400 at account opening. Make direct deposits totaling to $500 or more within 90 days of account opening. Receive $200 when the sum of your daily average balance for all your open Associated Bank deposit accounts for days 31-90 is 10,000 or more. The sum of the average daily balance will be computed after 90 days of account opening.
Open a new Associated Relationship Savings account. Use promo code 1400 at account opening. Deposit $25,000 or more at account opening, and maintain a minimum balance of $25,000 for at least 90 days.
First National Bank of Omaha: Personal Checking and Savings Account - Up to $500 Bonus
Open a new qualifying checking account. Use promo code 700 at account opening. Set up and receive qualifying direct deposits totaling $500 for 3 consecutive 31-day periods for a total of $1,500. Direct deposits must be received within 124 days from opening the account.
Open a new Basic Savings, Savings, or Premier Savings account. Maintain an average balance of at least $3,000 in the savings account for 90 days after account opening.
Offer valid only in FNBO branches in CO, IA, IL, KS, NE, SD, TX, and WY. Offer valid online in CO, IA, IL, KS, NE, SD, MO, and limited areas of TX, WI, and WY.
First Internet Bank: Business Savings
- 0.90% APY with a daily balance of $250,000 or less
- $100 minimum opening deposit
- $2 monthly service fee, waived with $1,000 average daily balance
- Minimum Deposit to Open: $100
Alliant Credit Union: Savings Account - $100 Bonus
Open a new Ultimate Opportunity Savings account online or by calling 800-328-1935. Enroll in offer by mentioning “Suze Orman's The Ultimate Opportunity Savings Account promotion” at account opening. Fund the account by transfers and/or deposits totaling $100 or more each month for 12 consecutive months. The first $100 must be transferred and/or deposited within 30 days of account opening. Transferred and/or deposited funds must post to the account by the last day of the month. Bonus will be deposited to the account within 4 weeks after completing the requirements.
Town Bank: Personal Checking and Savings Account - Up to $500 Bonus
Earn $300 when you open a new Total Access Checking account. Mention this promo at account opening. Have monthly occurring direct deposits totaling $500 or more each month made to your new account for 2 consecutive calendar months after the calendar month your new account was opened. Enroll in online banking and eStatements to qualify for bonus.
Earn $200 when you open a new Statement Savings account. Deposit at least $15,000. Maintain a minimum balance of at least $15,000 on the last business day of each of the 3 consecutive calendar months following the calendar month your new account is opened.
Bask Bank: Savings Account - 2,000 AAdvantage Bonus Miles
Open a new Bask Mileage Savings account. Fund your Bask Mileage Savings account with a minimum of $10,000 within 15 business days following the initial account opening. Maintain a minimum daily account balance of $10,000 for 90 consecutive days out of the first 120 days following the initial account opening.
Banner Bank: Personal Checking and Savings Account - $200 Bonus
Open a new personal checking account. Complete at least $1,000 of direct deposits, OR have a minimum daily balance of $1,000 or more within 30 days of account opening and maintain for 60 days. Open a new savings or money market account the same time as the checking account. Deposit a total of $1,000 or more in new money within 30 days of account opening. Maintain a $1,000 minimum daily balance of $1,000 or more for 60 days. Set up monthly recurring auto transfers of $25 or more from your Banner Bank checking account to your Banner Bank savings or money market account.
Central Bank: Personal Checking and Savings Account - $400 Bonus
Earn $300 when you open a new MyChoice Checking, MaxMoney Checking, Free Checking, Preferred Interest Checking, or World Checking account. Use promo code Winter400 at account opening. Deposit $50 or more at account opening. Have 2 or more qualifying direct deposits totaling $250 within 90 days of account opening.
Earn an additional $100 when you open a new SaveUp Savings account at the same time as your eligible checking account, deposit $50 or more at account opening, and have at least a $500 balance 90 days from the date of account opening.
Wintrust Bank: Personal Checking and Savings Account - $500 Bonus
Open a new Total Access Checking account. Have monthly occurring direct deposits totaling $500 or more each month made to your new account for 2 consecutive calendar months after the calendar month your new account was opened. Enroll in eStatements and Online Banking. Open a new Statement Savings account. Deposit $15,000 or more of new money, and maintain a minimum balance of at least $15,000 on the last business day of each of the 3 consecutive calendar months following the calendar month your new account is opened
Elgin State Bank: Personal Checking and Savings Account - $500 Bonus
Open a new Total Access Checking account. Have monthly occurring direct deposits totaling $500 or more each month made to your new account for 2 consecutive calendar months after the calendar month your new account was opened. Enroll in eStatements and Online Banking. Open a new Statement Savings account. Deposit $15,000 or more of new money, and maintain a minimum balance of at least $15,000 on the last business day of each of the 3 consecutive calendar months following the calendar month your new account is opened.
Wheaton Bank & Trust Company: Personal Checking and Savings Account - Up to $500 Bonus
Earn $300 when you open a new Total Access Checking account. Mention this promo at account opening. Have monthly occurring direct deposits totaling $500 or more each month made to your new account for 2 consecutive calendar months after the calendar month your new account was opened. Enroll in online banking and eStatements to qualify for bonus.
Earn $200 when you open a new Statement Savings account. Deposit at least $15,000. Maintain a minimum balance of at least $15,000 on the last business day of each of the 3 consecutive calendar months following the calendar month your new account is opened.
Financial Resources Federal Credit Union: Business Purple Savings
- Tiered interest rates up to 2.02% APY
- $25 minimum opening deposit
- No monthly fees with $250 average balance
- Minimum Deposit to Open: $25
Prime Alliance Bank: Business Savings
- Earn up to 3.65% APY
- No minimum opening deposit
- No monthly service fee
- Minimum Deposit to Open: $0
Fidelity: Cash Management Account
- $0 monthly fees
- No minimum balance
- Unlimited ATM rebates in the US
- FDIC coverage up to $1.25 million
- Minimum Deposit to Open: $0
Addition Financial: Fun Bucks Program - Up to $400 Bonus
Open a new Origin Savings account or a Vibrant Savings and Checking account. Enroll in the Fun Bucks Program. Have at least one deposit of $10 or more into the savings account per quarter. Earn 5% of the total quarterly deposit in Fun Bucks (maximum $100 per quarter).
Alliant Credit Union: High-Rate Savings
- 3.10% APY when you maintain average daily balance of $100 or more
- No monthly fee when you opt in to eStatements
- $5 initial deposit
- Minimum Deposit to Open: $5
LendingClub Bank: High-Yield Savings
- No monthly service fee
- $100 opening deposit
- 4.25% APY
- Minimum Deposit to Open: $100
MidFirst Bank: iSave Savings Account - $25 Bonus
Open a new iSave savings account with minimum opening deposit of $25. Make 12 consecutive monthly deposits to your iSave account and MidFirst will match 50% (up to $25) of the average of your highest single deposit each month. iSave savings account is for anyone under age 17.
Columbia Bank (NJ): Kids Count Youth Savings Account - Up to $15 Bonus
Offer is valid for new Kids Count Youth Saving account (passbook or statement savings account). Columbia Bank will match the initial deposit up to $15. Minimum initial deposit to open an account is $1. Limit of one bonus per child.
William Penn Bank: Kids Savers Account - Up to $25 Bonus
Students in grades 1 to 12 can earn $1 for every grade of "A" received, and $10 for perfect attendance for the entire year, up to a maximum of $25 credit per school year.
Mid-Hudson Valley Credit Union: Kids Savings Account - Up to $10 Bonus
Open a new Cub account. MHV will match your initial deposit up to $10. Membership should be in good standing to qualify for bonus.
Flanagan State Bank: Kids Savings Account - Up to $25 Bonus
Open a Flanagan Youth Achievement Savings account. Get $5 for each A, up to $25 for every semester.
1st Financial Federal Credit Union: Kids Savings Account - Up to $40 Bonus
Enroll in Dollars for A's Program and receive $1 for every A in your child's report card. Limit of $10 will be rewarded for A's per each marking period, up to $40 per school year or calendar year. Available for First Financial members between 1st and 12th grades.
SkyOne Federal Credit Union: New Membership - $25 Bonus
Open a new account online using promo code JOIN. Deposit your par share value of $5 into a Primary Savings account, and deposit the minimum opening balance amount of $5.
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