Chase Private Client Bonus: May 2026 Coupon
Chase is now offering up to a $3,000 bonus when you open a new Chase Private Client Checking℠ account. Find out how to qualify below.
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Chase is back with its popular bonus offer for opening a new Chase Private Client account!
This is the biggest cash bonus that Chase offers. It's exciting because this doesn't happen very often.
So if you've been interested in this account for a while, now is the time to get it and snag a super sweet bonus at the same time. Who knows when it'll be back again.
Here are all the details of how to get the bonus. Plus, we'll go over the benefits so you can decide if this account is right for you.
Chase Private Client Checking℠ - Up to $3,000 Bonus
- Elevate your banking relationship and enjoy a bonus up to $3,000 when you open a new Chase Private Client Checking℠ account with qualifying activities.
- Personalized banking made easier with premium benefits, 24/7 support and access to your banking and investment accounts in one place in the Chase Mobile® app.
Earn $1,000 when you deposit $150,000 or earn $2,000 when you deposit $250,000 or earn $3,000 when you deposit $500,000+. - Get up to a $3,000 bonus when you open or upgrade to a Chase Private Client account, a premium checking account which provides you with a dedicated banker and receive investing guidance from J.P. Morgan Wealth Management to help you reach your financial goals.
- Receive personalized wealth strategies from a J.P. Morgan advisor. Your J.P. Morgan advisor gets to know you, your family and your goals to build a custom financial strategy and investment portfolio that reflects your evolving priorities.
- Bank deposit accounts, such as checking and savings, may be subject to approval. Deposit products provided by JPMorgan Chase Bank, N.A. Member FDIC.
J.P. Morgan Wealth Management is a business of JPMorgan Chase & Co., which offers investment products and services through J.P. Morgan Securities LLC (JPMS), a registered broker-dealer and investment adviser, member FINRA and SIPC. Insurance products are made available through Chase Insurance Agency, Inc. (CIA), a licensed insurance agency, doing business as Chase Insurance Agency Services, Inc. in Florida. Certain custody and other services are provided by JPMorgan Chase Bank, N.A. (JPMCB). JPMS, CIA and JPMCB are affiliated companies under the common control of JPMorgan Chase & Co. Products not available in all states.
INVESTMENT AND INSURANCE PRODUCTS: •
What Is Chase Private Client?
Chase Private Client (CPC) is an elite banking and investment service for high-balance Chase customers. You get a personalized banking experience and access to exclusive products and services.
Just some of the benefits include:
- A private banker
- A dedicated JP Morgan financial advisor
- No banking fees for most everyday activities
- Discounted rates for home and auto loans
- Access to a portfolio line of credit at a competitive rate
- Guidance to help with your business needs
And now, Chase sweetens the deal even more with a large $3,000 welcome bonus when you join. Read on for what you need to know.
How to Get the $3,000 Bonus
To earn the Chase Private Client $3,000 bonus, you must:
- Get an offer code by entering your email address.
- Speak with a Private Client Banker to open a Chase Private Client Checking℠ account.
- Within 45 days of coupon enrollment, transfer qualifying new money or securities to a combination of eligible checking, savings, and/or J.P. Morgan Wealth Management non-retirement accounts (excludes Chase Personal and Business CDs, Chase business checking and savings accounts, J.P. Morgan Self-Directed Investing accounts, J.P. Morgan Personal Advisors accounts, and J.P. Morgan Wealth Management retirement accounts). Your bonus will be determined on day 45.
- Earn $1,000 when you deposit $150,000 or earn $2,000 when you deposit $250,000 or earn $3,000 when you deposit $500,000
- Maintain your new money for at least 90 days from coupon enrollment.
You'll get the cash bonus deposited into your new Chase Private Checking account within 40 days.
Who is Eligible for the Bonus
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This Chase Private Client promotion is open nationwide. It's not only by invitation to existing Chase customers.
You do need to meet with a Private Client Banker, so you should live near a Chase Bank location. Here's a branch locator to find your nearest branch.
What Accounts are Eligible for New Money Deposit
- Chase Personal Checking and Savings accounts
- Qualifying personal J.P. Morgan Wealth Management non-retirement accounts. It must be opened in a Chase branch and serviced by a J.P. Morgan Private Client Advisor.
Accounts that are NOT eligible include:
- Chase Personal and Business CDs
- Chase business checking and savings accounts
- J.P. Morgan Wealth Management Self-Directed Investing accounts
- J.P. Morgan Wealth Management Personal Advisors accounts
- J.P. Morgan Wealth Management retirement accounts (such as Traditional and Roth IRAs, SEP IRAs, SIMPLE IRAs, Keoghs, and 401(k) plans)
- Insurance products
- Fixed and variable annuities
- J.P. Morgan Fund Accounts
- 529 College Savings Plans
- Attorney trust accounts
- Client fund trust accounts
- Government or Non-Profit accounts
- Donor-advised funds
How to Waive the Monthly Fee
Chase Private Client Checking℠ has a $35 monthly service fee. You can waive this fee in one of two ways:[1]
- Maintain an average beginning day balance of $150,000 or more in this account, or in combination with any other linked qualifying personal deposits or qualifying investments, OR
- Have a linked qualifying checking account.
- Other Chase Private Client Checking accounts
- Chase High School CheckingSM
- Chase First BankingSM
- Personal Chase savings accounts (excluding Chase Premier SavingsSM)
- Chase CDs, and certain Chase Retirement CDs or Chase Retirement Money Market accounts
- Balances in personal investment and annuity products offered through JPMorgan Chase & Co. and its affiliates and agencies
Other Fine Print to Know
- The new money cannot be existing deposits, funds, or securities held by you at Chase or its affiliates.
- Gains and losses to qualifying investment balances from trading or market fluctuation will not be counted for purposes of meeting the balance requirements.
- To receive this bonus, the enrolled account must not be closed or restricted at the time of payout.
- You can only participate in one Chase Private Client Checking℠ new money bonus in a 12 month period from the last bonus coupon enrollment date.
- Coupon is good for one time use and only one bonus per account.
- Bonuses are considered interest and will be taxable.
Chase Private Client Checking℠ - Up to $3,000 Bonus
- Elevate your banking relationship and enjoy a bonus up to $3,000 when you open a new Chase Private Client Checking℠ account with qualifying activities.
- Personalized banking made easier with premium benefits, 24/7 support and access to your banking and investment accounts in one place in the Chase Mobile® app.
Earn $1,000 when you deposit $150,000 or earn $2,000 when you deposit $250,000 or earn $3,000 when you deposit $500,000+. - Get up to a $3,000 bonus when you open or upgrade to a Chase Private Client account, a premium checking account which provides you with a dedicated banker and receive investing guidance from J.P. Morgan Wealth Management to help you reach your financial goals.
- Receive personalized wealth strategies from a J.P. Morgan advisor. Your J.P. Morgan advisor gets to know you, your family and your goals to build a custom financial strategy and investment portfolio that reflects your evolving priorities.
- Bank deposit accounts, such as checking and savings, may be subject to approval. Deposit products provided by JPMorgan Chase Bank, N.A. Member FDIC.
J.P. Morgan Wealth Management is a business of JPMorgan Chase & Co., which offers investment products and services through J.P. Morgan Securities LLC (JPMS), a registered broker-dealer and investment adviser, member FINRA and SIPC. Insurance products are made available through Chase Insurance Agency, Inc. (CIA), a licensed insurance agency, doing business as Chase Insurance Agency Services, Inc. in Florida. Certain custody and other services are provided by JPMorgan Chase Bank, N.A. (JPMCB). JPMS, CIA and JPMCB are affiliated companies under the common control of JPMorgan Chase & Co. Products not available in all states.
INVESTMENT AND INSURANCE PRODUCTS: •
Who Chase Private Client is Best For?
Chase Private Client is for high-net-worth individuals. It could be right for you if you:
- Want an all-inclusive banking and investment experience
- Want personalized attention and financial advice
- Can keep at least $150,000 combined in your Chase banking and investment accounts
- Regularly use banking services like wire transfers and money orders
Pros & Cons of Chase Private Client
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Pros
- Dedicated advisors to provide guidance
- Personal relationship with your banker
- No banking fees for most activities
- Discount rates on home and auto loans
- Benefits can extend to adult joint account holders
- Dedicated phone line
Cons
- Low interest rates compared to online only banks
- Need at least $150,000 to qualify for Chase Private Client bonus
Now let's review the Chase Private Client program in detail.
Dedicated Advisors
One of the most valuable parts of being a Chase Private Client is that you'll get a private banker and other dedicated advisors.
This gives you a more personal relationship with your bank. They'll know your needs and can help you find the best financial solutions for your goals. Whether you need a loan or are starting a business, your personal banker will be there to guide you.
Banking Benefits
As a Chase Private Client, you'll get priority service and no Chase fees for most everyday activities.
- No ATM fees worldwide; Chase will even refund ATM fees charged by other owners
- No foreign exchange fees
- No fees on the first 4 overdrafts during the current and prior 12 statement periods
- No fees for incoming or outgoing wires
- No fees for cashier's checks, counter checks, and money orders
- No stop payment fee
- 20% discount on annual rent for any size Safe Deposit Box
- Free rushed card replacement to anywhere in the world
- Free personal check designs
You also get higher limits for transactions:
- Daily ATM withdrawal limit up to $3,000
- Daily purchase limit up to $7,500 with the CPC debit card
- Chase QuickDepositSM limits of up to $25,000 per day and $100,000 every 30 days
- Zelle® limits of up to $15,000 for select transactions
Investment Benefits
- Dedicated JP Morgan Private Client Advisor
- Personalized financial strategy based on your financial situation, time frame, risk level, and goals
- Regular meetings to update your strategy
- Retirement and education planning
- Get real-time global insights, market conditions, and trends
- Direct line to your advisor, whether it's by phone, video chat, or in-person
Loan Benefits
- Mortgage rate discount when you purchase or refinance a home[2]
- 0.25% auto loan rate discount when you purchase a new car
- Dedicated Home Lending Advisor
- Access to a portfolio line of credit with no annual fees and no origination fee. This lets you get access to funds without having to liquidate your investments.
Business Benefits
- Dedicated business relationship manager
- Guidance on improving cash flow, finding payment solutions, and providing financing options
- No monthly service fee on a Chase Business Complete Checking account
- Reduced minimum balance of $50,000 to waive monthly fee for Chase Platinum Business Checking account.
- No Chase fee on incoming or outgoing wire transfers
For business owners looking for more deals, make sure to check out other popular Chase promotions like the Chase Business Checking Bonus.
Chase Business Complete Banking® - $500 Bonus
- Earn $500 when you open a new Chase Business Complete Checking® account. For new Chase business checking customers with qualifying activities.
- Get added features at no additional costs. Choose Chase Business Complete Banking® to get a fully integrated business solution that can help you control costs. Waive the $15 Monthly Service Fee in multiple ways like keeping a minimum $2,000 balance, plus use built-in offerings such as card acceptance, invoicing, Chase Customer Insights and Tap to Pay on iPhone at no additional cost.
- Bank with confidence. Feel confident knowing we have the largest branch network in the U.S. with 5,000 branches that provide personalized service and can help with your complex banking needs. You can also benefit from our account protection services, which provide safeguards by overseeing employee account activity, monitoring checks, and offering additional protection for your business.
- Access top-rated online business banking. Take advantage of our #1-ranked online small business banking platform with a comprehensive set of features designed for small business owners like you. Our tools enhance your ability to manage cash flow, accept and make payments, create invoices and plan for growth, so you can streamline processes and gain greater control of your finances.
- More small business owners choose Chase than any other bank
- The #1 choice for small business banking.
Other Benefits for Family Members
- Your Chase Private Client benefits can also extend to other adults when they are joint owners with you on a CPC deposit account.
- Authorized debit cards for family members or caregivers
- Access to Chase First Banking - a debit card for teens and kids
Bottom Line
The Chase Private Client bonus is an amazing deal if you can meet the requirements. It doesn't come around often, so don't wait if you've already been curious about this account.
Chase Private Client offers personalized service and financial guidance, plus access to exclusive products. This alone could be worth it for high-net individuals who want more from their bank than just a place to park their money.
References
- ^ Chase. Additional Banking Services and Fees for Personal Accounts, Retrieved 03/20/2026
- ^ Chase. Perks and benefits, Retrieved 03/20/2026
Chase Private Client Checking℠ - Up to $3,000 Bonus
- Elevate your banking relationship and enjoy a bonus up to $3,000 when you open a new Chase Private Client Checking℠ account with qualifying activities.
- Personalized banking made easier with premium benefits, 24/7 support and access to your banking and investment accounts in one place in the Chase Mobile® app.
Earn $1,000 when you deposit $150,000 or earn $2,000 when you deposit $250,000 or earn $3,000 when you deposit $500,000+. - Get up to a $3,000 bonus when you open or upgrade to a Chase Private Client account, a premium checking account which provides you with a dedicated banker and receive investing guidance from J.P. Morgan Wealth Management to help you reach your financial goals.
- Receive personalized wealth strategies from a J.P. Morgan advisor. Your J.P. Morgan advisor gets to know you, your family and your goals to build a custom financial strategy and investment portfolio that reflects your evolving priorities.
- Bank deposit accounts, such as checking and savings, may be subject to approval. Deposit products provided by JPMorgan Chase Bank, N.A. Member FDIC.
J.P. Morgan Wealth Management is a business of JPMorgan Chase & Co., which offers investment products and services through J.P. Morgan Securities LLC (JPMS), a registered broker-dealer and investment adviser, member FINRA and SIPC. Insurance products are made available through Chase Insurance Agency, Inc. (CIA), a licensed insurance agency, doing business as Chase Insurance Agency Services, Inc. in Florida. Certain custody and other services are provided by JPMorgan Chase Bank, N.A. (JPMCB). JPMS, CIA and JPMCB are affiliated companies under the common control of JPMorgan Chase & Co. Products not available in all states.
INVESTMENT AND INSURANCE PRODUCTS: •
Chase Total Checking® - $400 Bonus
- New Chase checking customers can receive $400 when you open a Chase Total Checking® account and make direct deposits totaling $1,000 or more within 90 days of coupon enrollment.
- Unlock more offers with Chase. Get up to $500 per calendar year by referring friends and family. Plus, get cash back from top brands with Chase Offers when you use your debit card.
- Chase Total Checking® has a $15 monthly service fee, you can easily avoid the fee with direct deposits totaling $500 or more, or a minimum average daily balance each statement period.
- Chase Overdraft Assist℠ – no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
- Chase Mobile® app makes banking simple. Manage accounts, pay bills, send money to friends with Zelle® and deposit checks on the go with Chase Quick Deposit℠.
- Chase has the largest branch network in the U.S. with thousands of ATMs and branches. Use the Chase locator tool to find a branch or ATM near you.
- Chase helps keep your money protected with features like Zero Liability Protection, fraud monitoring and card lock.
- Chase Total Checking includes FDIC insurance up to the maximum amount allowed by law.
Bank of America Advantage Banking - Up to $500 Cash Offer
- The cash offer up to $500 is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new checking customers only.
- Offer expires 05/31/2026.
- To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* into that new eligible account within 90 days of account opening. Your cash bonus amount will be based on the total amount of your Qualifying Direct Deposits received in the first 90 days.
Cash Bonus Total Qualifying Direct Deposits $100 $2,000 $300 $5,000 $500 $10,000+ - If all requirements are met 90 days after account opening, Bank of America will attempt to deposit your bonus into your new eligible account within 60 days.
- Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
- Additional terms and conditions apply. See offer page for more details.
- *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
- Bank of America, N.A. Member FDIC.
CIT Bank Platinum Savings - 4.10% APY Boost
| Tier | Boost APY |
|---|---|
| Balance over $5,000 | 4.10%* |
| Balance less than $5,000 | 0.60%* |
After boost is completed, you will continue to earn our best standard rates:
| Tier | APY |
|---|---|
| Balance over $5,000 | 3.75%1 |
| Balance less than $5,000 | 0.25%1 |
- Needs to use promo code to qualify: CITBoost
- Boost lasts 6 months over standard APY
- Tiered account
- $100 minimum account opening
- Member FDIC
- No Monthly Service fees
- No account opening fees
HSBC Premier - Up to $5,000
Discover all that Premier can do for you
- Earn our best savings rate with a Premier Relationship Savings account for an introductory period and thereafter if you qualify
- Send money internationally, securely, quickly and fee-free in the HSBC mobile app with our award-winning HSBC Global Money Transfers
- Enjoy peace of mind with unique travel benefits available through our credit cards
Here's how the offer works
- Open a Premier checking account by June 30, 2026
- Add your desired level of deposits and/or eligible investments within 20 days
- Get $1,500: Deposit or invest $150,000 to $249,999
- Get $2,500: Deposit or invest $250,000 to $499,999
- Get $3,500: Deposit or invest $500,000 to $999,999
- Get $5,000: Deposit or invest $1,000,000+
- Maintain your balances for 3 full consecutive months
- Remain opted-in to receive HSBC marketing emails
If all offer requirements are met, the bonus will be paid within 8 weeks.
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