Chase Freedom Unlimited® vs Bank of America Cash Rewards

Compare Rewards, Interest Rates, Fees, and Benefits

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Chase Freedom Unlimited is a great cash back credit card for everyday purchases. How does it compare to Bank of America Cash Rewards, a cash back card? Read our comparison chart below.

	Chase Freedom Unlimited®	Bank of America® Customized Cash Rewards credit card

	Credit Card Interest Rates & Fees
Introductory APR for Purchases	0% introductory APR for 15 months	0% Introductory APR on purchases for 15 billing cycles
Introductory APR for Balance Transfers	0% introductory APR for 15 months	0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days
Purchase APR	19.99% to 28.74% Variable based on your creditworthiness and other factors	18.24% to 28.24% Variable APR on purchases based on your creditworthiness and other factors
Balance Transfers APR	19.99% to 28.74% Variable based on your creditworthiness and other factors	18.24% to 28.24% Variable APR on balance transfers based on your creditworthiness and other factors
Annual Fee	$0 annual fee	$0 annual fee
	Credit Card Rewards & Benefits
Introductory Bonus Cash Back	Earn an extra 1.5% on everything you buy (on up to $20,000 spent in the first year) — worth up to $300 cash back. That's 6.5% on travel purchased through Chase Travel℠, 4.5% on dining and drugstores, and 3% on all other purchases.	$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
Cash Back Rewards	Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases.	Earn 3% cash back in the category of your choice, 2% cash back at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and 1% cash back on all other purchases
Grocery Rewards		Earn 2% cash back at grocery stores (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases)
Dining Rewards	Earn 3% cash back on dining at restaurants, including takeout and eligible delivery services
	CreditDonkey® Credit Card Reviews
Pros & Cons	Pros: Intro Cash Back Offer Intro APR No annual fee Cons: Foreign transaction fee
Bottom Line	Great cash back credit card for everyday purchases... Read full review

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Still need help deciding which cash back credit card is better? Read the in-depth reviews below. You may also be interested in comparing Chase Freedom Unlimited or Blue Cash Everyday.

Articles on Chase Freedom Unlimited®

Chase Freedom Unlimited

With a cash back offer and no annual fee, does Chase Freedom Unlimited® live up to the hype? Read this in-depth review to see how it stacks up.

Chase Freedom Unlimited Foreign Transaction Fee

Chase Freedom Unlimited® may not be a good travel partner. Here's what you need to know about its foreign transaction fees.

Chase Freedom Unlimited Credit Limit

Many Chase Freedom Unlimited® users receive a credit limit of $1,000 - $3,000. Find out how Chase determines your credit limit and how to get an increase.