Step vs Current

Step is a simple banking app and debit card for teens. How does it compare to Current? Read our comparison chart below.

Step offers free banking app and secured spending card for teens and young adults. It helps build credit, invest, grow savings, and earn rewards. Step reports payment history from Step VISA Card to the three credit bureaus to help users build credit. There is no minimum age requirement, monthly fees, or account minimums.

While Current offers mobile-only banking for adults and teens. It offers cashback rewards, interest on savings, faster direct deposit, and fee-free overdrafts. There are no monthly fees and no minimums.

Compare Step with Current, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	Step	Current

	Visit Site	Visit Site
	SPECIAL OFFER Step Visa Card for Teens - Learn More Read Step Review	SPECIAL OFFER Build Credit While You Bank - Learn More Read Current Review
	Benefits and Features
Savings		Up to 4.00% bonus on your Savings Pod, on up to a total of $6,000
Checking		Earn up to 15x points on purchases at participating merchants
Monthly Fee	$0	$0
Kids Debit Card
Minimum Deposit to Open	$0	$0
Mobile App		iOS & Android
	CreditDonkey® Reviews

Savings
Checking
Price
Minimum Deposit to Open
Mobile App
Customer Service
Ease of Use
Education
Minimum Deposit
Pros & Cons	Pros: No monthly fee Build credit with Step Card Early direct deposit Cons: Doesn't earn interest No in-app educational content Few parental controls	Pros: High savings rate Up to 15x cash back at 14k stores Ability to deposit cash Cons: No web platform Email-based support only Requires direct deposit to earn the boosted bonus
Bottom Line	Simple banking app and debit card for teens... Read full review	Simple, digital-only banking app with impressive bonus and cashback... Read full review
	Visit Site	Visit Site
	Step Visa Card for Teens	Build Credit While You Bank Current Savings - Up to 4.00% bonus Fee-Free Overdraft up to $200 with Overdrive
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Current: Current is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Member FDIC, and Cross River Bank, Member FDIC.

Build Credit While You Bank

Get Paid Up to 2 Days Faster
Build credit and earn points with every swipe
40,000 fee-free Allpoint ATMs in the U.S.
No credit check, minimum balance or hidden fees

Current is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Member FDIC, and Cross River Bank, Member FDIC.

Current Savings - Up to 4.00% bonus

Learn More

4.00% bonus on up to $6,000 balance if you receive and maintain a qualifying direct deposit of $200 or more in a rolling 35 day period. (Otherwise, 0.25%)
Simply add money to your Savings Pods and enable the Boost feature.
Earn bonus on up to 3 Savings Pods, up to $2,000 balance each.
Bonuses accumulate daily.

Current is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Member FDIC, and Cross River Bank, Member FDIC.