Step vs Current

Step is a simple banking app and debit card for teens. How does it compare to Current? Read our comparison chart below.

	Visit Site	Visit Site
	Step	Current
	SPECIAL OFFER Step Visa Card for Teens - Learn More Read Step Review	SPECIAL OFFER Build Credit While You Bank - Learn More Read Current Review
	Benefits and Features
Savings		Up to 4.00% bonus on your Savings Pod, on up to a total of $6,000
Checking		Earn up to 15x points on purchases at participating merchants
Monthly Fee	$0	$0
Kids Debit Card
Minimum Deposit to Open	$0	$0
Mobile App		iOS & Android
	CreditDonkey® Reviews
Savings
Checking
Price
Minimum Deposit to Open
Mobile App
Customer Service
Ease of Use
Education
Minimum Deposit
Pros & Cons	Pros: No monthly fee Build credit with Step Card Early direct deposit Cons: Doesn't earn interest No in-app educational content Few parental controls	Pros: High savings rate Up to 15x cash back at 14k stores Ability to deposit cash Cons: No web platform Email-based support only Requires direct deposit to earn the boosted bonus
Bottom Line	Simple banking app and debit card for teens... Read full review	Simple, digital-only banking app with impressive bonus and cashback... Read full review
	Visit Site	Visit Site
	Step Visa Card for Teens	Build Credit While You Bank Current Savings - Up to 4.00% bonus Fee-Free Overdraft up to $200 with Overdrive
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Current: Current is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Member FDIC, and Cross River Bank, Member FDIC.

Build Credit While You Bank

• Get Paid Up to 2 Days Faster
• Build credit and earn points with every swipe
• 40,000 fee-free Allpoint ATMs in the U.S.
• No credit check, minimum balance or hidden fees

Current is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Member FDIC, and Cross River Bank, Member FDIC.

Sign Up

Current Savings - Up to 4.00% bonus

Learn More

• 4.00% bonus on up to $6,000 balance if you receive and maintain a qualifying direct deposit of $200 or more in a rolling 35 day period. (Otherwise, 0.25%)
• Simply add money to your Savings Pods and enable the Boost feature.
• Earn bonus on up to 3 Savings Pods, up to $2,000 balance each.
• Bonuses accumulate daily.

Current is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Member FDIC, and Cross River Bank, Member FDIC.

Fee-Free Overdraft up to $200 with Overdrive

Learn More

Which is Better: Step or Current?

In short: Current's savings, checking, and mobile app are worth mentioning. In particular, the checking and mobile app are outstanding.

Articles on Step

Step Review

Is Step a legit app? Learn the pros and cons to see if Step is a good card for your teen.

• Step vs Greenlight

Articles on Current

Current Banking Review

Is Current a good fit for you? Discover its benefits and drawbacks, and see how it sizes up against apps like Chime in this review.

• Current vs Chime
• Current vs SoFi
• Current vs Ally Bank

Which Do You Think is Best?

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