Step vs Greenlight

Step is a simple banking app and debit card for teens. How does it compare to Greenlight? Read our comparison chart below.

Step offers free banking app and secured spending card for teens and young adults. It helps build credit, invest, grow savings, and earn rewards. Step reports payment history from Step VISA Card to the three credit bureaus to help users build credit. There is no minimum age requirement, monthly fees, or account minimums.

While Greenlight is a comprehensive banking app for kids of all ages. It includes a debit card, savings with APY, allowance for chores, financial literacy games, and even investing for kids. Plans range from $5.99 - $14.98 per month for up to 5 kids.

Compare Step with Greenlight, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	Step	Greenlight

	Visit Site	Visit Site
	SPECIAL OFFER Step Visa Card for Teens - Learn More Read Step Review	SPECIAL OFFER Greenlight Debit Card for Kids - Learn More Read Greenlight Review
	Benefits and Features
Minimum Age	No minimum age requirement	No minimum age requirement
Savings		2% savings reward (3% for Greenlight Max, 5% for Greenlight Infinity) on an average daily savings balance of up to $5,000 per family
Checking		Debit card up to 5 kids. Greenlight Max and Infinity plans also earn 1% cashback on purchases
Monthly Fee	$0	Greenlight Core: $5.99 per month Greenlight Max: $9.98 per month Greenlight Infinity: $14.98 per month
Kids Debit Card
Minimum Deposit to Open	$0	$1
Mobile App		iOS & Android
	CreditDonkey® Reviews

Savings
Checking
Price
Minimum Deposit to Open
Mobile App
Customer Service
Ease of Use
Education
Minimum Deposit
Pros & Cons	Pros: No monthly fee Build credit with Step Card Early direct deposit Cons: Doesn't earn interest No in-app educational content Few parental controls	Pros: Great parental controls Teaches money management for kids Excellent education and savings tools Cons: Can't deposit physical cash Difficult to close account
Bottom Line	Simple banking app and debit card for teens... Read full review	Solid financial literacy app and debit card for kids... Read full review
	Visit Site	Visit Site
	Step Visa Card for Teens	Greenlight Debit Card for Kids All Ages - Banking and Invest in One App Greenlight Debit Card for Kids
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Greenlight Debit Card for Kids

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All Ages - Banking and Invest in One App

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Flexible controls, spending notifications, in-app chore list
Age: No minimum age
Fees: Starts at $5.99/month, per family (up to 5 kids). $9.98/month for Greenlight Max. $14.98 per month for Greenlight Infinity.

Your funds will be held at Community Federal Savings Bank, an FDIC-insured institution.

Greenlight Debit Card for Kids

Debit cards for up to 5 kids per family
No hidden fees - no ATM fees, overdraft fees, foreign transaction fees, or trading fees
Earn cashback and up to 5% savings rewards
Customize chores and allowance
Set spending limits and block unsafe merchants
Starts from $5.99/mo

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Which is Better: Step or Greenlight?

Still need help deciding which kids debit card is better? Read the in-depth reviews below. You may also be interested in comparing Step or Current.

In short: Step's price is impressive. Greenlight's savings and education are noteworthy. In particular, the education is impressive.

Articles on Step

Step Banking

Is Step a legit app? Learn the pros and cons to see if Step is a good card for your teen.

Articles on Greenlight

Greenlight Review

Looking to teach your kids or tweens how banks and debit cards really work? Greenlight may be for you. Learn the pros, cons, fees, and more in this review.