MoneyLion vs Chime

MoneyLion is a costly credit builder loan with membership fees and high APRs. How does it compare to Chime? Read our comparison chart below.

	MoneyLion	Chime
	MoneyLion	Chime
	SPECIAL OFFER Up to $500 Instacash℠ advances - Learn More Read MoneyLion Review	SPECIAL OFFER Get Started - Learn More Read Chime Review
	Benefits and Features
Savings		2.00% Annual Percentage Yield (APY).
Checking		No monthly service fee; no minimum balance; no overdraft fees; no foreign transaction fees
Mobile App	Yes	iOS & Android
	CreditDonkey® Reviews
Fees
Credit Building Tools
Credit Bureaus Reporting
Mobile App
Savings
Checking
Customer Service
Pros & Cons	Pros: Access your loan funds upfront Reports to 3 credit bureaus Free credit monitoring Cons: $19.99/month membership fees Not available in all states	Pros: No account fees Get paycheck 2 days early Up to $200 overdraft coverage Cons: Hard to deposit cash
Bottom Line	Costly credit builder loan with membership fees and high APRs... Read full review	Banking app that offers an online account with early paycheck access and credit builder features... Read full review
	Up to $500 Instacash℠ advances Referral Program - $10 Bonus	Get Started Refer a Friend and Get $100 Chime Second Chance Banking
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Chime: Chime is a financial technology company, not a bank. Banking services provided by, and debit card issued by, The Bancorp Bank or Stride Bank, N.A.; Members FDIC.

Articles on MoneyLion

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