M1 Finance vs Goldco

M1 Finance is a commission-free investing app that allows you to choose your own investments. How does it compare to Goldco? Read our comparison chart below.

M1 Finance offers automated investing with no commissions or trading fees. M1 lets you select your own investments and their automation will manage it for you. This is great for investors who want a say. The downside is that there are no human advisors. The minimum to start is just $100.

While Goldco is one of the most popular gold IRA companies. It stands out for its large selection of gold and silver coins, highest price buyback guarantee, and thousands of 5-star reviews. The minimum investment is $25,000.

Compare M1 Finance with Goldco, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

Tip: Check out the latest Goldco promotion.

	M1 Finance	Goldco

	Learn More	Visit Site
	SPECIAL OFFER Commission Free Stock Trading - Learn More Read M1 Finance Review	SPECIAL OFFER Free Gold IRA Kit - Learn More Read Goldco Review
	Benefits and Features
Stock Trading	$0
Options Trading	No
Annual Fee	A $3 monthly platform fee will apply to clients with less than $10,000 in M1 assets or without an active M1 Personal Loan.	Varies depending on custodian
Mutual Fund Trading	No
Gold IRA
Mobile App
Silver IRA
Platinum IRA
Palladium IRA
	CreditDonkey® Reviews

Annual Fee
Minimum Deposit
Mobile App
Customer Service
Ease of Use
Research
Fees
Minimum Investment
Gold IRA
Safety
Pros & Cons	Pros: Choose your own investments Can invest in individual stocks Morning and afternoon trade windows Cons: No research No human advisors Platform fee	Pros: Highest buyback price guarantee Free silver promotion A+ BBB rating Cons: $25,000 min
Bottom Line	Commission-free investing app that allows you to choose your own investments... Read full review	Very reputable Gold IRA account, but preferred custodian's fees may be higher than competitors... Read full review
	Learn More	Visit Site
	Commission Free Stock Trading M1 Finance Fees Invest Automatically with M1 Finance	Free Gold IRA Kit Get Up to $10,000 in Free Silver Diversify and Protect Your 401k, IRA, and Retirement Savings Account
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. M1 Finance: Pricing information from published website as of 12/26/2023. Goldco: The required minimum purchase at Goldco to start a gold IRA is $25,000. Goldco’s preferred Custodian charges a flat annual account service fee which includes a one-time IRA account set-up fee of $50, as well as a $30 wire fee. Annual maintenance is $100, and storage is $150 for segregated storage or $100 for non-segregated storage. Fees for gold storage and custodianship can vary depending on the company you select to handle these services (required by the IRS, as all IRA assets must be managed by a custodian). Depending on the Custodian, storage fees can range from $10 to $60 per month, or as a percentage of assets, from 0.35% to 1% annually. Goldco does not charge any storage fees for cash transactions over $25,000.