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Kikoff vs Chime

Kikoff is a low-cost credit builder that packs in extra features for credit building. How does it compare to Chime? Read our comparison chart below.

 Kikoff
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Kikoff

Chime

SPECIAL OFFER
Credit Building Made Easy - Learn More

Read Kikoff Review

SPECIAL OFFER
Get Started - Learn More

Read Chime Review

 

Benefits and Features

Savings 2.00% Annual Percentage Yield (APY).
Checking No monthly service fee; no minimum balance; no overdraft fees; no foreign transaction fees
Mobile App
Yes
iOS & Android
 

CreditDonkey® Reviews

 Kikoff
FeesStarStarStarStarHalf Star
Credit Building ToolsStarStarStarStarStar
Credit Bureaus ReportingStarStarStarEmpty StarEmpty Star
Mobile AppStarStarStarStarStarStarStarStarStarStar
SavingsStarStarStarStarStar
CheckingStarStarStarStarStar
Customer ServiceStarStarStarEmpty StarEmpty Star
Pros & ConsPros:
  • Inexpensive way to build credit
  • Cancel anytime
  • No lock-in period
Cons:
  • Does not report to TransUnion
  • Kikoff Store items may not be valuable
Pros:
  • No account fees
  • Get paycheck 2 days early
  • Up to $200 overdraft coverage
Cons:
  • Hard to deposit cash
Bottom LineLow-cost credit builder that packs in extra features for credit building... Read full review Read full review
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Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Chime: Chime is a financial technology company, not a bank. Banking services provided by, and debit card issued by, The Bancorp Bank or Stride Bank, N.A.; Members FDIC.

Kikoff

Credit Building Made Easy

  • No credit pull required
  • With 0% interest
  • Open your account in minutes

Articles on Kikoff

Kikoff

Kikoff offers an affordable credit line, which can help you build your credit. But what's the catch? Read on to find out.

Articles on Chime

Chime Reviews

Chime has no monthly fees, so what's the catch with the app? Find out how you can get paid two days early and grow your savings.

Chime Locations

Chime is a popular fintech company with no physical branches. But how do you access your money? Keep reading to find out.

Banks Like Chime

Discover the best Chime competitors that can offer you better rewards and a wider range of account options.

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CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

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