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Ink Business Preferred® Credit Card vs Blue Business Cash

Compare Rewards, Interest Rates, Fees, and Benefits

Chase is a CreditDonkey partner. We receive compensation if you apply and get approved for a card through links in our content. You do not have to use our links, but you help support CreditDonkey if you do. (read more)

Ink Business Preferred is an excellent credit card for the modern small business. How does it compare to Blue Business Cash from American Express? Read our comparison chart below.

Keep in mind, the Ink Business Preferred has a $95 annual fee, while the Blue Business Cash has a No annual fee.

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Ink Business Preferred® Credit Card

American Express Blue Business Cashâ„¢ Card

 

Credit Card Interest Rates & Fees

Introductory APR for PurchasesN/A0% introductory APR for 12 months from date of account opening
Purchase APR15.99% to 20.99% Variable based on your creditworthiness and other factors13.24% to 19.24% Variable based on your creditworthiness and other factors
Balance Transfers APR15.99% to 20.99% Variable based on your creditworthiness and other factorsN/A
Foreign Transaction Fee$02.7% of each transaction after conversion to US dollars.
Annual Fee$95 annual feeNo annual fee
 

Credit Card Rewards & Benefits

Introductory Bonus Cash Back Earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months.
Introductory Bonus OfferEarn 100,000 bonus points after you spend $15,000 on purchases in the first 3 months from account opening. 
Cash Back Rewards Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.
Travel RewardsEarn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year. Earn 1 point per $1 on all other purchases.
1:1 point transfer to leading airline and hotel loyalty programs
 
Airline Rewards1:1 point transfer to leading airline and hotel loyalty programs 
Hotel Rewards1:1 point transfer to leading airline and hotel loyalty programs 
Point RewardsEarn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year. Earn 1 point per $1 on all other purchases. 
Airline Transfer PartnersChase airline transfer partners include United Airlines, Southwest Airlines, JetBlue, British Airways, Air Canada, Air France, Singapore Airlines, Virgin Atlantic, Iberia, Emirates, and Aer Lingus. 
 

CreditDonkey® Credit Card Reviews

Pros & ConsPros:
  • Earn 100,000 bonus points
  • Earn 3 points per $1 in select business categories
  • Protection benefits
  • Airline transfer partners
Cons:
  • $95 annual fee
  • No introductory APR
Bottom LineExcellent credit card for the modern small business... Read full review
 Apply Now

See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

Disclaimer: The information for the American Express Blue Business Cashâ„¢ Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

Blue Business Cash: Pricing information including interest rates, benefits and fees was obtained on July 22, 2021 from published websites and is believed to be accurate, but not guaranteed.


Articles on Ink Business Preferred® Credit Card

Chase Ink Preferred Review

Looking for a new business credit card? Ink Business Preferred offers more than a sign up bonus. Read this review to see if the benefits are worth it.

Chase Ink Preferred Credit Score

Chase Ink Business Preferred usually requires a high credit score (720+). But this is not the only deciding factor. Find out how to improve your odds.

Compare Ink Business Preferred to:

Chase Sapphire Preferred

Chase Sapphire Preferred® Card

Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
N/AN/A
15.99% - 22.99% Variable
Annual Fee
$95
Ink Business Cash

Ink Business Cash® Credit Card

Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
0% for 12 months
N/A
13.24% - 19.24% Variable
Annual Fee
$0
Chase Sapphire Reserve

Chase Sapphire Reserve®

Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
N/AN/A
16.99% - 23.99% Variable
Annual Fee
$550

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Compare Blue Business Cash to:

Ink Business Unlimited
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 12 months
N/A
13.24% - 19.24% Variable
$0

About CreditDonkey
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

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