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FamZoo vs Current

FamZoo is a good value family finance app with robust features. How does it compare to Current? Read our comparison chart below.

FamZoo is a virtual family banking app. It has more features than other similar apps, though there's no investing. Some unique features include IOUs, informal loans, first dibs chores, and parent-paid interest plans. The base cost is $5.99/mo per family, but you save more if you prepay.

While Current offers mobile-only banking for adults and teens. It offers cashback rewards, interest on savings, faster direct deposit, and fee-free overdrafts. There are no monthly fees and no minimums.

Compare FamZoo with Current, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

 FamZooCurrent
 Visit SiteVisit Site
 

FamZoo

Current

SPECIAL OFFER
FamZoo Prepaid Card for Kids and Teens - Learn More

Read FamZoo Review

SPECIAL OFFER
Build Credit While You Bank - Learn More

Read Current Review

 

Benefits and Features

SavingsParents can set up a custom interest rate to encourage kids savingUp to 4.00% bonus on your Savings Pod, on up to a total of $6,000
CheckingPrepaid debit cards for multiple kidsEarn up to 15x points on purchases at participating merchants
Monthly Fee$5.99 per month, OR
$25.99 for 6 months
$39.99 for 12 months
$59.99 for 24 months
$0
Kids Debit Card
Check
Check
Minimum Deposit to Open
$0
$0
Mobile App
iOS & Android
iOS & Android
ATMsAny ATM, but the ATM owner may charge a fee.Free access to 40,000+ Allpoint ATMs
 

CreditDonkey® Reviews

 FamZooCurrent
Minimum DepositStarStarStarStarStarStarStarStarStarStar
PriceStarStarStarEmpty StarEmpty StarStarStarStarStarStar
Mobile AppStarStarStarEmpty StarEmpty StarStarStarStarStarStar
Customer ServiceStarStarStarStarStarStarStarStarEmpty StarEmpty Star
Ease of UseStarStarStarStarEmpty StarStarStarStarStarStar
EducationStarStarStarStarStarStarStarStarEmpty StarEmpty Star
SavingsStarStarStarStarEmpty Star
CheckingStarStarStarStarStar
Pros & ConsPros:
  • One price for entire family
  • No bank account needed
  • Up to 60 day free trial
Cons:
  • No ATM network
  • No investing
  • App is dated
Pros:
  • High savings rate
  • Up to 15x cash back at 14k stores
  • Ability to deposit cash
Cons:
  • No web platform
  • Email-based support only
  • Requires direct deposit to earn the boosted bonus
Bottom LineGood value family finance app with robust features... Read full reviewSimple, digital-only banking app with impressive bonus and cashback... Read full review
 Visit SiteVisit Site

FamZoo Prepaid Card for Kids and Teens

FamZoo: Pricing information from published website as of 05/01/2022

Current: Current is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Member FDIC, and Cross River Bank, Member FDIC.

FamZoo Prepaid Card for Kids and Teens

FamZoo Prepaid Card for Kids and Teens

  • Order Online
  • No Credit Check
  • Try for Free
Your funds will be held at SouthState Bank, an FDIC-insured institution
Current

Build Credit While You Bank

  • Get Paid Up to 2 Days Faster
  • Build credit and earn points with every swipe
  • 40,000 fee-free Allpoint ATMs in the U.S.
  • No credit check, minimum balance or hidden fees
Current is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Member FDIC, and Cross River Bank, Member FDIC.
Current

Current Savings - Up to 4.00% bonus

  • 4.00% bonus on up to $6,000 balance if you receive and maintain a qualifying direct deposit of $200 or more in a rolling 35 day period. (Otherwise, 0.25%)
  • Simply add money to your Savings Pods and enable the Boost feature.
  • Earn bonus on up to 3 Savings Pods, up to $2,000 balance each.
  • Bonuses accumulate daily.
Current is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Member FDIC, and Cross River Bank, Member FDIC.

Which is Better: FamZoo or Current?

In short: FamZoo's customer service and education are excellent. Current's price, mobile app, and ease of use are outstanding.


Articles on FamZoo

FamZoo

FamZoo is a virtual family bank offering prepaid debit cards for kids. But is it worth the monthly fee? Find out how it stacks up in this review.

Articles on Current

Current Banking Review

Is Current a good fit for you? Discover its benefits and drawbacks, and see how it sizes up against apps like Chime in this review.

Which Do You Think is Best?


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