Experian vs TransUnion
Experian | TransUnion | |
---|---|---|
Experian Boost - Raise your FICO® Score Instantly for Free - | ||
Benefits and Features | ||
Fees | Starts at $0/mo; Premium Plan costs $24.99/mo (also offers Family Plan) | Credit Monitoring: $29.95/mo Identity Protection: $34.90/mo |
Credit Bureaus Monitored | Free Plan: Experian Premium Plan: 3 Main Credit Bureaus | |
Credit Score Update | Free Plan: Daily access to Experian FICO Score Premium Plan: Daily access to Experian FICO Score, Quarterly 3-Bureau FICO Scores | Credit Monitoring: One-time purchase of Experian and Equifax VantageScore 3.0 credit scores; TransUnion VantageScore 3.0 credit scores update daily Identity Protection: Quarterly 3-Bureau VantageScore 3.0 Credit Scores; Daily TransUnion VantageScore 3.0 Credit Score |
Credit Reports | Free Plan: Daily access to Experian credit report (report updated every 30 days) Premium Plan: Daily access to Experian credit report (report updated every 30 days), Quarterly 3-Bureau Credit Reports | Credit Monitoring: One-time purchase of Experian and Equifax credit reports; TransUnion credit report updates daily Identity Protection: Quarterly 3-Bureau Credit Reports; Daily TransUnion Credit Report |
Identity Monitoring | ||
Identity Theft Protection | Up to $1M Identity Theft Insurance included in Premium Plan | Credit Monitoring: Up to $1M Identity Theft Insurance Identity Protection: Up to $2M Identity Theft Insurance |