Chase Sapphire Preferred vs Citi Double Cash
Chase Sapphire Preferred is a high-earning rewards card for those with excellent credit. How does it compare to Citi Double Cash, a cash back card? Read our comparison chart below.
Keep in mind, the Chase Sapphire Preferred has a
Chase Sapphire Preferred® Card | Citi® Double Cash Card | |
|---|---|---|
Credit Card Interest Rates & Fees | ||
| Introductory APR for Balance Transfers | N/A | 0%* introductory APR for 18 months* |
| Purchase APR | 19.99% to 28.24% Variable based on your creditworthiness and other factors | 18.24% to 28.24%* (Variable) based on your creditworthiness and other factors |
| Balance Transfers APR | 19.99% to 28.24% Variable based on your creditworthiness and other factors | 18.24% to 28.24%* (Variable) based on your creditworthiness and other factors |
| Foreign Transaction Fee | $0 | 3% of each purchase transaction in US dollars. |
| Annual Fee | ||
Credit Card Rewards & Benefits | ||
| Introductory Bonus Cash Back | Earn $200 cash back after spending $1,500 on purchases in the first 6 months of account opening | |
| Introductory Bonus Offer | Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. | |
| Cash Back Rewards | Earn cash back twice on every purchase: 1% cash back when you buy; plus an additional 1% cash back as you pay for those purchases | |
| Travel Rewards | Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases | |
| Airline Rewards | 1:1 point transfer to leading airline and hotel loyalty programs | |
| Hotel Rewards | 1:1 point transfer to leading airline and hotel loyalty programs | |
| Point Rewards | Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases | |
| Dining Rewards | 3X points on dining | |
| Airline Transfer Partners | Chase airline transfer partners include United Airlines, Southwest Airlines, JetBlue, British Airways, Air Canada, Air France, Singapore Airlines, Virgin Atlantic, Iberia, Emirates, and Aer Lingus. | |
CreditDonkey® Credit Card Reviews | ||
| Pros & Cons | Pros:
| |
| Bottom Line | High-earning rewards card for those with excellent credit... | |
| Read Chase Sapphire Preferred Review | ||
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Disclaimer: The information for the Chase Sapphire Preferred® Card and Citi® Double Cash Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. Chase Sapphire Preferred: Pricing information including interest rates, benefits and fees was obtained on August 28, 2025 from published websites and is believed to be accurate, but not guaranteed. Citi Double Cash: Pricing information including interest rates, rewards, benefits and fees was obtained on January 8, 2025 from published websites and is believed to be accurate, but not guaranteed. | ||
Articles on Chase Sapphire Preferred® Card
Chase Sapphire Credit Card
You might also be interested in
Discount Travel Sites
