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Capital One Quicksilver vs Chase Sapphire Preferred

Compare Rewards, Interest Rates, Fees, and Benefits

Capital One Quicksilver is a cash back credit card. How does it compare to Chase Sapphire Preferred, a travel, airline, points and restaurant card? Read our comparison chart below.

Keep in mind, the Capital One Quicksilver has a $0 annual fee, while the Chase Sapphire Preferred has a $95 annual fee.

 

Capital One Quicksilver Cash Rewards Credit Card

Chase Sapphire Preferred® Card

 

Credit Card Interest Rates & Fees

Introductory APR for Purchases0% intro on purchases for 15 monthsN/A
Introductory APR for Balance Transfers0% intro on purchases for 15 monthsN/A
Purchase APR19.24% to 29.24% (Variable) based on your creditworthiness and other factors19.99% to 28.24% Variable based on your creditworthiness and other factors
Balance Transfers APR19.24% to 29.24% (Variable) based on your creditworthiness and other factors19.99% to 28.24% Variable based on your creditworthiness and other factors
Foreign Transaction FeeNo foreign transaction fee$0
Annual Fee$0 annual fee$95 annual fee
 

Credit Card Rewards & Benefits

Introductory Bonus Cash Back$200 Cash Back after you spend $500 on purchases within 3 months from account opening 
Introductory Bonus Offer Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
Cash Back RewardsEarn 1.5% cash back on every purchase 
Travel Rewards Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases
Airline Rewards 1:1 point transfer to leading airline and hotel loyalty programs
Hotel Rewards 1:1 point transfer to leading airline and hotel loyalty programs
Point Rewards Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases
Dining Rewards 3X points on dining
Airline Transfer Partners Chase airline transfer partners include United Airlines, Southwest Airlines, JetBlue, British Airways, Air Canada, Air France, Singapore Airlines, Virgin Atlantic, Iberia, Emirates, and Aer Lingus.
 

CreditDonkey® Credit Card Reviews

Pros & ConsPros:
  • Generous bonus points
  • Flexible travel rewards
  • Travel, purchase and security protection
  • $0 Foreign Transaction Fee
Cons:
  • $95 annual fee
  • No intro APR
Bottom LineHigh-earning rewards card for those with excellent credit... Read full review
 Read Chase Sapphire Preferred Review

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

Disclaimer: The information for the Capital One Quicksilver Cash Rewards Credit Card and Chase Sapphire Preferred® Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

Capital One Quicksilver: Pricing information including interest rates, rewards, benefits and fees was obtained on January 3, 2025 from published websites and is believed to be accurate, but not guaranteed.

Chase Sapphire Preferred: Pricing information including interest rates, benefits and fees was obtained on August 28, 2025 from published websites and is believed to be accurate, but not guaranteed.


Articles on Chase Sapphire Preferred® Card

Chase Sapphire Preferred Review

Travel credit cards are a smart way to earn flights and hotel stays. Our favorite is the Chase Sapphire Preferred® Card because of its bonus point offer and premium travel benefits. Read on to see if the annual fee is worth it for you.

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About CreditDonkey
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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