Best Money Making Apps to Make Extra Money

Want to earn real money? Read this review to find out which apps pay the most.

But with so many money making apps and games available, which app do you download now? Find out how much you could make with each app.

Best Apps That Pay You Real Money

Narrow down your search by considering your interests, spare time, and how quickly you'd like to get paid. Read on to find out the pros and cons of each app.

If you already know what kind of side hustle you like, check out one of the categories below to start earning (or saving) extra cash.

• Survey Apps
  
• Cash Back Apps
  
• Game Apps
  
• Investing Apps
  
• Delivery Driver Apps
  
• Automatic Savings Apps
  
• Selling Apps
  
• Get Paid to Lose Weight Apps

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1. Swagbucks - $10 Sign Up Bonus

screenshot of swagbucks

Swagbucks offers rewards and money for simple tasks like surveys, watching videos or playing games.

Overall, they offer more money making opportunities than other survey sites. Earn with paid referrals, cash back, and their Swagbucks Search browser extension.

Pros:

• Free to join and use
  
• Redeem gift cards from 1,500+ retailers

Cons:

• Restrictions for earning sign up bonus
  
• Points accrue slowly

Works on: iPhone, Android

$5 Signup Bonus
Click Here to Sign Up Now

2. Ibotta - $20 Sign Up Bonus

Screenshot of Ibotta

Ibotta rewards you for shopping in-store or online with over 300 retailers.

There are no points to track, no clipping coupons or counting points. Earn real money for every qualified purchase and redeem your earnings for gift cards or cash once you earn $20.

Pros:

• No clipping coupons or counting points
  
• No fees

Cons:

• Have to manually add offers to your account
  
• $20 needed to cash out (some gift cards require $25)

Works on: iPhone, Android

$20 Welcome Bonus
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3. Acorns - $10 Bonus

Screenshot of Acorn

Ready to invest but not sure how to start? Acorns automatically rounds up purchases on your debit card or credit card, then invests the spare change.

They also offer insights on your saving and spending habits to help get your financial health into shape. Read more about Acorns' features in our full review.

Pros:

• Invest with just your spare change
  
• No investment minimum

Cons:

• No tax benefits
  
• Fees are high for smaller balances

Works on: iPhone, Android

$10 Sign-Up Bonus
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Find more investing opportunities further down, including small business bonds, real estate, and more.

4. Shopkick - Get Rewarded for Shopping

Courtesy of Shopkick

Sound too good to be true? Shopkick is an app that rewards your spending habits.

You'll earn 'kicks' for doing simple tasks, like scanning barcodes, watching videos, walking into stores, and - yes - buying things. Cash in for gift cards from major retailers and restaurants including Target, Amazon, Best Buy, Walmart, and Starbucks.

Pros:

• No fees
  
• Get gift cards instantly once you redeem 'kicks'
  
• Option not to share your personal info

Cons:

• Must turn on phone's GPS to get in-store 'kicks'
  
• Must upload receipts or link a card to get credited
  
• No cash rewards, only gift cards

Works on: iPhone, Android

Shopkick: Earn Gift Cards In-Store and Online
Click Here to Learn More

5. Foap - Get Paid for Your Smartphone Photos

screenshot of foap

Join Foap's community of 2.5 million app users and make money with your smartphone photos.

Download the Foap app from the Google Play or App Store, upload your photos, and wait for partners like Bank of America or Getty Images to purchase them.

You can make even more money if you join Foap Missions, where companies ask for a specific type of image.

Pros:

• Easy and free to use
  
• Potential for high payouts

Cons:

• Can take a while to sell a photo

Works on: iPhone, Android

6. Slidejoy - Lock Screen Rewards

If you download the Slidejoy app on either Google Play or the App Store, you'll earn money simply by opening your phone.

The app displays ads or news stories on your lock screen, and each time you unlock your phone, you'll earn cash.

Pros:

• Free to sign up and use
  
• Fairly positive customer reviews

Cons:

• Earnings are low
  
• Some privacy concerns about sharing your lock screen

Works on: iPhone, Android

7. Field Agent - Go to Stores

Courtesy of Field Agent

This app lets you earn money by going into retail shops to perform easy, quick tasks. For example, you may be asked to take pictures of a display or product.

With each completed task, your profile 'score' goes up and gives you access to higher-paying tasks. Before long, you could be earning up to $15 for a single task. Not bad for a trip to the store.

Pros:

• Earnings are fairly high
  
• Receive cash within 1-2 days of requesting cash-out

Cons:

• Going to stores can be time consuming
  
• Might not offer tasks in your area

Works on: iPhone, Android

8. Google Opinion Rewards - Surveys for Cash

Screenshot of Google Opinion Rewards

Google Opinion Rewards lets you earn a little side cash by answering questions on products, ads, and website user experience.

Each survey pays between $0.10 and $1.00.

The surveys can be a great way to kill time while waiting in the checkout line or the doctor's waiting room. Plus, surveys are sent to you automatically.

Pros:

• Free to join and easy to use
  
• Surveys sent to you automatically
  
• Can also redeem rewards via Google Play store credits

Cons:

• Survey credits expire after one year
  
• Must complete survey within 24 hours of receiving a notification
  
• Limited to surveys Google sends you

Works on: iPhone, Android

9. Instacart - Get Paid to Deliver Groceries

Credit: Instacart

Instacart is a delivery app geared to making grocery shopping easier. They want to become the world leader in online grocery delivery.

As a full-service shopper, you're responsible for collecting and delivering a client's order. You get paid weekly, earn tips, and have the freedom to work whenever you want.

Pros:

• Flexible hours
  
• Alcohol delivery earns bigger tips

Cons:

• Wear & tear on your car
  
• App defaults to low tips

Works on: iPhone, Android

Get Paid to Shop
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10. Decluttr - Earn Money for Old Tech

Screenshot of Decluttr

We all have a little extra clutter around the house: small appliances, books, game consoles, video games, DVDs.

Decluttr is the perfect tool for unloading these items with relatively little effort. They claim to pay up to 33% more than other resale apps, and they pay out within 24 hours of receiving your stuff.

Pros:

• Offers a mobile app
  
• Accepts a wide variety of items

Cons:

• Prices are typically lower than eBay
  
• May reject some items

Works on: iPhone, Android

11. BookScouter - Sell Your Textbooks

Credit: Bookscouter

Got a stack of old textbooks collecting dust? Sell them for cash on BookScouter.

Just enter the book ISBN number on their site and get an instant quote. And because they compare prices from 40+ re-sale sites, you can get top dollar.

When you're matched with a buyer, there's a good chance they'll even send you a free shipping label to send your book off.

Pros:

• Compare prices from 40+ in one place
  
• Offers a mobile app

Cons:

• Might not accept all books
  
• Some older books sell at low prices

Works on: iPhone, Android

12. Lyft - Earn Hourly Rate + Tips

Screenshot of Lyft

Chances are you've heard of Lyft. They offer competitive pay and special programs for those without a car, making it a safe, legit way to earn cash.

On average, Lyft drivers earn $11 - $15 per hour. A valid driver's license, proof of insurance, and registration are all you need to get started.

Pros:

• Set your own schedule
  
• Earn hourly rate + tips

Cons:

• Wear & tear on your car
  
• Riders will affect your driver rating

Works on: iPhone, Android

13. Rakuten - $10 Sign Up Bonus

SCREENSHOT OF RAKUTEN

Sign up for Rakuten (formerly Ebates) and access discounts at more than 2,500 online stores.

There's no need to keep track of coupons or points. As long as you shop within Rakuten, you'll automatically earn cash back for your purchases, which is paid to you quarterly via PayPal or check.

Pros:

• $10 sign up bonus
  
• A+ rating from Better Business Bureau
  
• Earn $25 with the Refer-a-Friend program

Cons:

• Must wait for quarterly payment
  
• Some deals are category specific, not storewide

Works on: iPhone, Android

Rakuten: $10 Welcome Bonus

Click Here to Get Deal

Sign up and receive $10 Walmart Gift Card or $10 Rakuten cash bonus as a welcome gift.

14. TaskRabbit - Earn by Lending a Hand

Credit: Taskrabbit

If you like to work with your hands, be sure to check out TaskRabbit, a task-based gig app.

Create an account, advertise your services, and you'll be connected with neighbors who need assistance with simple tasks and errands.

Pros:

• Good for a wide variety of tasks
  
• Potential to earn more if you're very skilled

Cons:

• Requires a background check & screening process
  
• Earnings could be low, depending on skill

Works on: iPhone, Android

15. Paribus - Get Refunds on Past Purchases

This app helps you earn cash back on purchases you've already made. Curious?

Paribus connects to your email inbox, checks for online shopping receipts sent by retailers, and alerts you if the item you bought was recently discounted. If so, they file a claim with the stores to get you a refund of the difference.

Pros:

• Earnings are passive
  
• Works with most major retailers

Cons:

• Must give Paribus access to your email
  
• Doesn't work with some small retailers
  
• Refunds are not guaranteed

Works on: iPhone, Android

16. OfferUp - Connect with Buyers Locally

Earn money on OfferUp by selling your items locally (ideal for large items like furniture) or shipping them.

You can even sell damaged items for parts.

Selling on OfferUp is completely free, but you can choose to 'bump up' your listing for a fee. This places your listing towards the top to attract more potential buyers.

Pros:

• Free to sign up
  
• Listing items is easy and quick

Cons:

• Some have had issues with dishonest buyers
  
• Customer service could be better

Works on: iPhone, Android

17. Stash - Micro-Invest

Stash is a beginner investment app that offers stock trading, ETFs, fractional shares and more. While it's not exactly a robo-advisor, Stash does provide guidance on how to invest and requires only $1 to get started.

Pros:

• $1 minimum to invest
  
• Good for beginner investors

Cons:

• Fees are high for small balances

Works on: iPhone, Android

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Investing is a great way to grow your wealth. But if you want money now, the next app pays you to shop at your favorite stores.

18. Poshmark - Your Fashion Marketplace

Are your dresser drawers too stuffed to fully close? Poshmark can help you sell clothes, handbags, shoes, jewelry, and accessories.

Just upload photos of your items, set your price, and wait for interested buyers to contact you.

Pros:

• Good for selling more than just clothes
  
• Easy and quick to list your items

Cons:

• Fees cut into your profits if sale is less than $15

Works on: iPhone, Android

Poshmark: $10 Sign Up Bonus

Sign up using your friend's username as referral code. New accounts created with a referral must be associated with a unique identity in order to be eligible for credits.

Click Here to Get Deal

19. LetGo - Sell to People in Your Area

Want an easier, faster way to get rid of things you don't want? LetGo helps you sell items to people in your area.

Download the app, set a price, and wait for interested buyers to contact you.

As with any resale site, you'll have an easier time selling if your listing is well done. Add quality photos with good lighting and write a detailed description, including any damage.

Pros:

• Free to list items
  
• No shipping required

Cons:

• Some safety risks in meeting buyers face-to-face

Works on: iPhone, Android

20. Robinhood - Get a Free Stock

Image Courtesy of Robinhood

Robinhood is a trading app that let offers stock trading, ETFs, options, and cryptocurrency (like Bitcoin) 100% free. With no minimum investment, it's a perfect option for new investors.

If you want to be able to hand-pick your investments, including options like cryptocurrency, Robinhood is worth a look.

Pros:

• Commission-free trades
  
• No investment minimum

Cons:

• No IRAs
  
• No mutual funds or bonds

Works on: iPhone, Android

Get a Free Stock (worth between $2.50 and $200)
Click Here to Get a Free Stock

21. Upwork - Write, Code, Design for $$$

Skilled at writing, coding or have another valuable talent? Create a profile on Upwork to start advertising your services.

Be sure to collect positive references and show examples of your work on your profile. When setting your rates, just remember that Upwork takes a 20% fee of your earnings.

Pros:

• Set your own rate
  
• Take on as much or as little work as you want

Cons:

• May be initially difficult to attract clients
  
• Clients can negotiate your rates down

Works on: iPhone, Android

22. Uber Eats - Earn Extra in "Surge Zones"

You probably know Uber for its ride sharing services. The popular app added food delivery in 2014 with Uber Eats. Because Uber already has a huge number of users, Uber Eats may give members more chances to earn money.

However, Uber's algorithm to determine earnings is slightly less straightforward than other delivery apps, like Grubhub and DoorDash.

Pros:

• Consistent work available
  
• Create your own schedule

Cons:

• Earnings can fluctuate
  
• Wear & tear on your car

Works on: iPhone, Android

23. Postmates -Highest-Paying Delivery App

Screenshots via Postmates

Not only does Postmates offer food and alcohol deliveries, customers can order items like office supplies, groceries, dry cleaning, and more.

Postmates drivers choose when and where they want to deliver. And because Postmates offers more deliveries than similar gig apps, there are more potential customers.

Be sure to maximize your tips by being polite and timely.

Pros:

• Better earnings than most delivery apps
  
• More delivery opportunities

Cons:

• Not everyone tips
  
• Wear & tear on your car

Works on: iPhone, Android

Deliver with Postmates
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24. Mercari - Sell Used Items

Have some unwanted stuff lying around the house? Luckily, the Mercari app can help you sell almost anything.

List your item for free, add photos and a description, and wait for buyers to send you an offer. When you price your item, keep in mind that you pay a 10% fee for each sale.

Pros:

• Free to list items
  
• Payments process quickly

Cons:

• Risk of working with dishonest buyers
  
• Customer service could be better

Works on: iPhone, Android

25. Turo - Rent Out Your Car

If you have a functional car, you have everything you need to earn a little extra money. Platforms like Turo have been called the 'Airbnb' of car rental. Simply rent out your car when you're not using it.

Other sites like Getaround offer additional perks like a $50 credit for you to rent another car from the platform. Consider checking out HyreCar and TravelCar, as well.

Pros:

• Can set hourly or per-day rates
  
• Turo provides additional insurance

Cons:

• Some risk in lending your car out

Works on: iPhone, Android

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• Make extra money
• Set up your own schedule
• Includes insurance and roadside assistance

26. Survey Junkie - Free to Sign Up

Screenshot of Survey Junkie

Earning money from your couch? Survey Junkie makes it possible. Sign up and start taking surveys in your downtime, either from their site or mobile app.

For each completed survey, they award points that can be redeemed via PayPal or gift cards. Plus, Survey Junkie awards you consolation points if you're disqualified from a survey.

Pros:

• Adds new surveys daily
  
• Little time commitment required

Cons:

• Some personal info required for sign-up
  
• Survey pools fill quickly

Works on: iPhone, Android

Take Surveys. Get Paid
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27. InboxDollars - $5 Sign Up Bonus

Sign up on InboxDollars' site or app and get paid to take surveys, watch videos, read emails, and other easy tasks.

They even give you $5 just for signing up.

Another plus? They award plain cash. Most other sites use a points system, which makes it difficult to know how much you're really earning.

Pros:

• Earn real cash (not points)
  
• Legit company

Cons:

• Physical payouts (like a check) charge $3 fee
  
• Must earn at least $30 to cash out

Works on: iPhone, Android

$5 Signup Bonus
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If you like to shop, you know how hard it can be to find the best prices. Some sites make it easy to shop smart and save.

28. Capital One Shopping - Get Alerts on Shopping Deals

Whether you're shopping online or in-store, Capital One Shopping searches for coupon codes from major retailers to help you save extra money.

Capital One Shopping is 100% free to use and you can earn Shopping Credits that you can redeem for gift cards and use online (that's essentially free money).

Pros:

• Find deals with little to no effort
  
• Free to sign up and use

Cons:

• Will mostly show you deals from eBay

Works on: iPhone, Android, Google Chrome, Firefox, Safari

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29. MyPoints - Get a $10 Bonus

The MyPoints app offers up to 40% back on your purchases through partners. Shop with retailers like Home Depot, Target, Amazon, and Macy's and earn points for your purchases.

You redeem your points for gift cards or transfer the funds to your PayPal account.

Pros:

• Earn cash instantly
  
• Redeem points for United Mileage Plus Miles and more

Cons:

• Limit on how many points you can earn per day
  
• Gift card values differ for each store

Works on: iPhone, Android

Earn $10 Amazon Card with Your First Purchase
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30. Rover - Pet-Sit for Cash

© CreditDonkey

Looking for a fun way to earn extra cash?

Consider pet-sitting with Rover.

If you're responsible and have experience with a pet of your own, create an account on the Rover site or download app on the Google Play or App Store.

Then, complete your profile and wait for pet-owners to request your services.

Pros:

• Animal lovers will have a blast
  
• On-demand walking feature is buggy

Cons:

• May take a while to attract clients
  
• You're responsible if anything happens to the pet

Works on: iPhone, Android

31. Drop - Shop & Get Rewarded

Make your purchases go further by earning cash back with the Drop app.

Just link your most-used debit or credit card, then choose your top 5 favorite brands.

Every time you buy something from those brands with your linked card, earn points that you can then cash out.

Pros:

• Earn for purchases you already make
  
• Free to sign up

Cons:

• Points may take a while to show up in account
  
• Customer service could be better

Works on: iPhone, Android

32. Fundrise - Make Money with Real Estate

Fundrise is an online investment platform that lets you passively invest in real estate projects with just $500. Investors earn money quarterly from rental income and when properties are sold.

Pros:

• Get paid quarterly dividends
  
• Passive investing

Cons:

• $500 minimum to start
  
• Investment isn't liquid

Works on: iPhone, Android

Invest in Real Estate with $500
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Become real estate investor with as little as $500

33. M1 Finance - Invest with Zero Fees

Credit: M1

M1 Finance offers free automated investing with no commissions or account fees. With a $100 minimum investment, you can choose from individual stock trading, fractional shares, ETFs, and even retirement accounts.

Pros:

• Choose your own investments
  
• No account fees

Cons:

• No human advisors
  
• Not the best option for beginners

Works on: iPhone, Android

Transfer Your Account and Earn Up to $2,500
Initiate your transfer of another brokerage account within 60 days of signing up for M1 to receive a bonus.
Transfer	Bonus
$100,000 – $250,000	$250
$250,001 – $500,000	$500
$500,001 – $1,000,000	$1,000
$1,000,001+	$2,500
Payments for eligible transfers will be paid 90 days after the account transfer is received. Offer is valid for direct broker transfers received through the Automated Customer Account Transfer Service (ACATS) only. Offer is not valid with ACH deposits, wire transfers or direct 401k rollovers.
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Do you have an opinion? If you do, you can actually get paid to share them. Find out how below.

34. Pinecone Research - Test Products

Like to stay on top of new trends? Pinecone Research lets you make money by testing unreleased products.

The app only accepts new members a few times a year, but once you're accepted, you receive only opportunities you qualify for.

Pinecone Research pays in cash, gift cards, sweepstakes entries, and merchandise.

Pros:

• Multiple ways to earn money
  
• Free to join

Cons:

• Doesn't accept new members often
  
• Earnings build slowly

Works on: iPhone, Android

35. MobileXpression - Get Paid to Let This App Run

MobileXpression is a market research app that pays you just for letting the app run in the background. It observes your personal search and phone usage for market research. (And rest assured, they promise the app won't slow down your phone.)

For letting MobileXpression run on your phone, you get paid in gift cards to major retailers.

Pros:

• Earn $5 Amazon gift card after your first week
  
• Free to sign up

Cons:

• Takes a lot of your phone's battery
  
• Customer service could be better

Works on: iPhone, Android

36. Toluna - Become an Influencer

Toluna is the easiest way to get paid for expressing your thoughts. Provide feedback for major brands like Kellogg's, Coca-Cola, Amazon, and more. You could even participate in their daily lotteries for more rewards.

Then, redeem your earnings for gift cards, sweepstakes entries, and other rewards.

Pros:

• Free to join
  
• Automatic entries into prize drawings

Cons:

• Earnings can take a while to cash out
  
• Must earn at least $30 to cash out

Works on: iPhone, Android

37. Webull - Invest and Get a Free Stock

© CreditDonkey

Webull is an app that offers commission-free stock trading, ETFs, and options trading for little (or no) fees.

Pros:

• Commission-free trading
  
• Offers app and full-feature desktop platform

Cons:

• Does not offer the in-depth analytics of larger brokers
  
• No mutual funds or bonds

Works on: iPhone, Android

Webull: 4 Free Stocks Promotion
New users can get two free stocks, each valued $2.50-$250, for opening an account and two free stocks, each valued $8-$1,600, for making an initial deposit of $100.
Click Here to Get 4 Free Stocks

38. Airbnb - Earn Passive Income

Airbnb lets you rent out a house, apartment, or room to travelers. List your space on the Airbnb site for free, add quality photos, and set a fair price.

Your success on Airbnb depends on how good of a host you are. Make sure your guests are well-taken care of and you could easily earn $50-$200 per night.

Pros:

• Airbnb verifies guests to ensure your safety
  
• 'Superhosts' will earn even more

Cons:

• Host fees range from 14% to 20%
  
• Guests can mistreat your space

Works on: iPhone, Android

39. Trim - Cut Bills and Fees

Credit: Trim

Forgot to cancel that 'free trial' months ago? Luckily, Trim can help you eliminate those sneaky charges.

The app connects to your bank account, identifies any subscriptions, and lets you cancel the service via text.

With their Bill Negotiation tool, Trim claims they can lower some bills by up to 30% (just be aware they take a small cut of your savings).

Pros:

• Free to sign up
  
• Offers multiple services (catches fees, negotiates bills)

Cons:

• Takes a cut of your bill savings
  
• Must share some personal info

Works on: iPhone, Android

Lower Your Internet, Cable and Phone Bills
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What can you do with the money Trim that saves you? Consider investing in small business bonds (more on that later).

40. Sweatcoin - Turn Your Steps Into Coins

Credit: Sweatcoin

Sweatcoin, a fitness app with a huge user base, wants to help you achieve your fitness goals by converting your steps into coins.

You can spend the coins on merchandise from Sweatcoin's partner brands in the Sweatcoin Marketplace.

Like many other money making apps, they also let you earn for watching videos and referring others to the app.

Pros:

• Add friends and family to your Sweatcoin
  
• Earn bonus Sweatcoins by watching videos

Cons:

• Daily & monthly limit on how much you can earn
  
• Prizes limited and typically fitness related

Works on: iPhone, Android

41. Dosh - Earn Cashback Easily

Dosh revolutionized the 'cashback' process: just link your debit or credit card directly to the app's 'Dosh Wallet'.

Every time you shop with their partner retailers, you'll automatically earn cash back, making it one of the easiest money making apps on this list.

Pros:

• $5 for every referral who links a card
  
• Earn cash back on hotel stays (must book via Dosh app)

Cons:

• Some payouts take up to 90 days
  
• Not all retailers participate

Works on: iPhone, Android

Get Cash Back
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The best thing about cashback apps? You can use multiple at a time. Stay tuned for more cash back options.

42. Ipoll - Win Money on "Missions"

Earn money on iPoll by embarking on 'Missions': turn on your phone GPS, visit specific retailers, snap pics of products, and other easy tasks.

iPoll awards in simple cash (not points) and you can cash out at $25 via PayPal, gift cards, sweepstakes entries, and more.

Pros:

• Free to sign up
  
• Multiple ways to earn cash, even passively

Cons:

• May take several weeks to receive payment
  
• Customer service response can be slow

Works on: iPhone, Android

43. 5miles - Hassle Free Selling

5miles promises to simplify the process of selling things online.

This app may not offer all the bells and whistles of some other apps, but it works with pre-verified buyers to ensure a safe transaction.

Their 'Community' feature gives you the ability to post about pet adoptions, yard sales, and even advertise helpful services to your neighbors.

Pros:

• Free to sign up
  
• Buyers and sellers are vetted for trustworthiness

Cons:

• Only useful for local transactions
  
• Desktop version isn't as good

Works on: iPhone, Android

44. GetUpside - Gas Station Rewards

© CreditDonkey

Trips to the gas station giving you sticker shock? Luckily, GetUpside is an app that can help you earn cash back from Exxon, Chevron, Valero, and other gas stations.

After you enable location tracking on the app, GetUpside shows you the gas stations near you that offer cash back deals. Just opt into the deal right before you buy your gas, and earn the rewards.

Pros:

• $1 minimum to cash out
  
• App displays local prices and cash back offerings

Cons:

• Must pay with credit or debit card to work
  
• Not available everywhere in the U.S.

Works on: iPhone, Android

45. Checkout 51 - $5 Bonus

Screenshot Of Checkout 51

Checkout 51 works like a retroactive coupon. If you buy a product and can prove it, you earn cashback.

The app is simple to use and is a great way to save money when you don't have time to clip coupons.

Pros:

• Offers change weekly
  
• Shop in-store or online, even with coupons
  
• Get paid via mailed check once you hit $20

Cons:

• Offers available for one week only
  
• Only one use per offer

Works on: iPhone, Android

46. Mistplay - Get Paid for Mobile Gaming

Credit: Mistplay

Mistplay calls itself the 'loyalty program for mobile gamers.'

Download the app (currently only available on Google Play), create an account, and browse Mistplay's selection of eligible games.

Play a game for the noted amount of time and rack up 'units,' which can be redeemed for gift cards from Amazon, Google Play and more.

Pros:

• Free to sign up
  
• User-friendly app
  
• Perfect for people who love mobile gaming

Cons:

• May take a while to earn a good amount

Works on: Android

47. Healthywage - Get Fit

Ready to get active? HealthyWage will pay you to meet your fitness goals.

Set a weight goal, place a bet, and use HealthyWage's calculator to see what your potential prize money will be. Once you meet your weight goal, the prize money is yours.

Pros:

• Reward is twofold: get healthy + earn money
  
• Not a long-term solution

Cons:

• Bet is required upfront
  
• You must stay motivated to not lose your money

Works on: iPhone, Android

48. Gigwalk - In-Store "Gigs"

© CreditDonkey

Become a 'Gigwalker' and earn extra money for simple tasks like visiting stores, taking photos, and shopping.

Gigwalk pays you in plain cash for each 'gig' you complete, and the earnings are high compared to other similar apps.

Pros:

• Free to sign up
  
• High earnings per 'gig'

Cons:

• Task approval time can be long
  
• Some areas have fewer gigs available

Works on: iPhone, Android

49. Earny - Retroactive Price Drops

Screenshot of Earny

What if you could get discounts on things you've already bought? Earny makes it possible.

Earny searches for items you bought that may have gone on sale, files a claim with the retailer and refunds you the difference.

Pros:

• Also offers a browser extension for Chrome
  
• Works with 5,000+ retailers

Cons:

• Not free, $4.99/month
  
• Must grant access to your email

Works on: iPhone, Android

50. Lucktastic - Free Scratchers

With Lucktastic, you can win vacations, products, and even a $10,000 instant prize with their app 'scratchers'. Unlike some other money making apps, Lucktastic doesn't require you to complete tasks (though you may have to watch some ads).

While your odds of winning the big prizes are slim, it's an easy, low-effort way to win prizes.

Pros:

• Free to sign up
  
• New scratchers added daily

Cons:

• Low odds of winning
  
• Ads can be annoying

Works on: iPhone, Android

51. Receipt Hog - Scan Receipts

Screenshot of Receipt Hog

Here's a great reason to stop tossing your receipts: Receipt Hog will pay you to scan them with their iOS or Android app.

Each receipt earns 'coins', depending on how much the purchase was. (For example, $100 would earn you 20 coins.)

Once you've earned 1000 coins, you can cash out for $5, but it's best to save up for more.

Pros:

• Little time required
  
• 100% free to use

Cons:

• Low exchange rate (from dollars to "coins")
  
• Must grant access to your emails

Works on: iPhone, Android

52. Worthy Bonds - Invest in Small Businesses

Credit: Worthy

Looking for a short-term investment with high returns? Worthy Bonds lets you invest in bonds that help fund small businesses.

Get this: Your investment yields a 5% interest rate, which higher than most high-yield savings accounts.

Worthy Bonds is free to use, all you need is a $10 upfront investment. The bond matures in 3 years, but you can withdraw at any time with no penalties.

Pros:

• High interest rate
  
• No fees or penalties to withdraw

Cons:

• Interest doesn't compound
  
• Investment limits for non-accredited investors

Works on: iPhone, Android

53. Blooom - Boost Your 401K

Unlike most robo-advisors on the market, Blooom manages only retirement accounts. Get recommendations on how to diversify your IRA, 401k, 403b, and other retirement accounts to earn more in the long run

Pros:

• No account minimum
  
• Flat yearly fee

Cons:

• No IRA or taxable accounts

Works on: iPhone, Android

$10 off the annual price
Click Here to Get Coupon Code

54. Surveys on the Go - Share Opinions

Screenshot of Surveys on the Go

Here's a great way to spend your time waiting at the DMV: The Surveys on the Go app pays you for watching videos, writing product reviews, testing products, and of course - taking surveys.

You can cash out with PayPal, Visa gift cards, Amazon gift cards, and more. Even better - they process payments instantly.

Pros:

• Rewards in cash, not points
  
• Multiple ways to earn money

Cons:

• Earnings are relatively low
  
• Some demographics qualify for fewer surveys

Works on: iPhone, Android

55. Snapwire - Be in Advertisements

Another money making app for selling your photography is Snapwire.

Brands and companies use Snapwire to request specific photos for ad campaigns and more. If they choose your photo, you'll get paid in cash. You can also list your photo in the Marketplace for anyone to buy.

Pros:

• Perfect for photography enthusiasts
  
• Commission for photos is up to 70%

Cons:

• Must earn at least $25 to cash out

Works on: iPhone, Android

56. DiversyFund - Invest in REITs

Courtesy of Diversyfund

DiversyFund allows anyone to invest in commercial real estate with just $500. Unlike similar apps, DiversyFund manages the properties themselves.

DiversyFund also doesn't charge management fees. Once the real estate projects are completed (usually around 5 years), the investors are paid their returns, which can be up to 17%.

Pros:

• No fees
  
• Don't have to be accredited investor

Cons:

• Properties only in CA, TX, and NC (so far)
  
• At least a 5-year investment

Works on: iPhone, Android

Earn Passive Income with Real Estate
Click Here to Learn More

57. Achievement - Rewards for Fitness

SCREENSHOT OF ACHIEVEMENT

Love to stay fit? Achievement rewards you for fitness activities like walking, meditating, answering questions about your health, and keeping a food log.

The app syncs with other fitness apps you already use. Rack up points with each activity, and cash out for $10 once you have 10,000 points.

Pros:

• Earn points for any type of exercise inside or outside
  
• Bonus points opportunities

Cons:

• Achievement shares your info with market research partners
  
• Manually entered fitness data may not earn points
  
• First $10 reward can take awhile

Works on: iPhone, Android

58. Mobee -Be a Mystery Shopper

Make money with Mobee's 'mystery shopper assignments,' like buying a cup of coffee or trying a new product. After you complete an assignment, answer a few questions about your experience.

Points are then added to your balance, which you can cash out via PayPal and retail gift cards.

Pros:

• Assignments are fairly easy
  
• Free to join

Cons:

• Better for people in big cities
  
• Reimburses purchases in points, not cash

Works on: iPhone, Android

59. Lympo - Earn for Healthy Habits

© CreditDonkey

It really does pay to be healthy: Lympo pays you for keeping up daily wellness habits.

Just download the app on the Google Play or App Store, enter your email address to create an account, and start tracking your health and wellness habits.

Lympo incentivizes you to keep track so you'll earn more as you go.

Pros:

• Completely free to use
  
• New challenges every day, which helps you earn more

Cons:

• No cash, only prizes
  
• Must let app access your tracking apps, such as Apple Health

Works on: iPhone, Android

60. Seated - Book Dinner Reservations

© CreditDonkey

The Seated app gives you rewards for dining out. Just dine with the app's partner restaurants, and then upload a photo of your receipt after you have dined there. You can get up to 40% back.

Redeem your points for gift cards to Amazon, Uber, Airbnb, Delta, Nordstrom, and more.

Pros:

• Easy to use app
  
• Earn money with restaurants and retail stores

Cons:

• Not available in every city

Works on: iPhone, Android

61. Honeygain - Rent Out Your Internet

Get this: Honeygain is an app that pays you to share your internet connection with trusted data scientists.

You'll instantly earn $5 just for signing up, plus $1 for every 10GB shared.

Pros:

• Earnings are passive
  
• Strict safety protocols

Cons:

• Can use up a lot of data
  
• Can drain your battery life quickly

Works on: iPhone, Android

62. StepBet - Bet on Daily Steps

StepBet's goal? Motivating you to hit your daily step count and live a healthier lifestyle.

Download the StepBet app and set up your steps goal. Then, place a bet and cash out from a community pot when you hit your goal.

Pros:

• Easy and free to use
  
• Keeps you accountable

Cons:

• Earnings take a while to accrue
  
• Potential to lose money if you don't hit your goal

Works on: iPhone, Android

63. Money App - Complete Easy Tasks

© CreditDonkey

The Money App (available on Google Play and the App Store) lets you earn rewards for a variety of easy tasks, like sharing opinions, playing games, going into stores, and more.

Install the Money App, start completing the tasks and missions, and earn points. Then, redeem for cash via PayPal or giftcards.

Pros:

• Multiple ways to earn money

Cons:

• Earnings can be slow
  
• Some users report issues with customer service

Works on: iPhone

64. Nielsen - Get Paid to Watch TV

Attention TV Fans: Nielsen (the company that measures TV ratings) will pay you to watch your favorite shows.

They track what you watch through their app, which automatically enters you into their monthly giveaways.

Binge-watching not your thing? Simply register all your internet-connected devices to the Nielsen app, and earn rewards for letting Nielsen track your internet usage.

Pros:

• Hands-off & easy to use
  
• Free to join

Cons:

• Some personal info required for sign-up
  
• Can only earn prizes and gift cards, no cash

Works on: iPhone, Android

65. Fluz - Earn Cash Back

Fluz is a cash back app that pays you to make purchases through the app itself.

If you invite others to use the Fluz app, you'll also earn money whenever they use the app to shop.

The larger your network on the app, the better rewards you'll earn.

Pros:

• Rewards in cash, not points
  
• Earn money by referring friends

Cons:

• Customer service has limited hours
  
• Works with fewer retailers than advertised

Works on: iPhone, Android

66. OnMyWay - Fast Cash for Driving Safely

Ironically, the OnMyWay app rewards you for not using your phone. Why? It encourages safe driving (and pays you for it).

If your phone stays locked while you drive, OnMyWay will reward you with points once the drive is over, which you can redeem for cash and gift cards.

Pros:

• Free and easy to use app
  
• Promotes safe driving

Cons:

• Customer service could be better
  
• App requires access to drivers license, location, and camera

Works on: iPhone, Android

67. Native - Collect Data

Native, a newer app on the market, pays users to work as 'data collectors'. The data collection you do may involve going into stores, observing prices, or asking people about which products they use.

You get paid depending on how many tasks you complete. Currently, the Native app is only available on Android devices.

Pros:

• Multiple ways to earn money
  
• Quick payout process

Cons:

• App can be buggy

Works on: Android

68. Neighbor - Rent Out Storage

Credit: Neighbor

If you have any storage space you're not using at home, the Neighbor app can help you rent it out.

Once you sign up, you can list your space for Neighbor's suggested price (based on their algorithm) or set your own price.

The money will be deposited into your account each month. (That's basically passive income.)

Pros:

• Earnings are passive
  
• Neighbor provides additional insurance for storage hosts

Cons:

• Customer service could be better

Works on: iPhone, Android

How to Choose the Best Money Making App

Before choosing a money making app, it's important to have a goal in mind.

• Are you looking to gradually save up for a big purchase?
  (Try an investment app)

• Are you hoping for a quick, one-time boost of cash?
  (Try a selling app)

• Or maybe you just want a modest supplement to your income?
  (Try cash-back apps or gig-work apps)

To give you an idea of which apps would fit your schedule and needs, here's a helpful diagram:

© CreditDonkey

After you know what you're aiming for, try to have realistic expectations about what you'll earn.

What Experts Say

As part of our series on gig work and employment, CreditDonkey asked a panel of industry experts to answer some of our readers' most pressing questions. Here's what they said:

Bottom Line

Sometimes your job just doesn't pay enough to cover all the bills. Luckily, making money with your smartphone has never been easier. And you can do it while watching Netflix or waiting at the grocery checkout line.

Think about your money goals. Do you want to:

• Dip your feet into investing?
  
• Grab a side hustle?
  
• "Marie Kondo" your home?

You can earn points, rewards, and straight up cash by shopping online, taking surveys and more.

Keep in mind, you probably can't quit your day job with these money making apps. But every little bit counts. And these are surprisingly simple ways to earn extra cash in your free time.