Bank Promotions: Hot Deals

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Many banks offer sign-up bonuses when you open a new account. Find out which banks are offering the heftiest cash bonuses here.

Right now, new customers can get up to $300 bucks for opening a new savings or checking account.

To snag the bonus, you may need to keep the account open for a number of weeks or set up direct deposit. Some bank promotions are easier to qualify for than others (more on that below).

Read this review to compare the best deals for checking/savings and money market accounts, certificates of deposits and even business checking accounts.

Compare Checking Accounts

Online-only banks don't have the expensive overhead that brick-and-mortar banks do. That's why they're able to pass along their savings to customers with higher interest rates and less fees. Plus, they're safe and FDIC-insured just like "big banks."

But the major downside is that they have no physical locations, so you need to do all of your banking on the web or mobile apps.

If you prefer in-person transactions, stick with physical branches. Otherwise, online banks are your best bet for maximizing earnings.

If you want the convenience of local branches, go with a big national bank such as Chase or Citi. Otherwise, consider an online bank such as Axos Bank to get a high interest rate.

Compare Savings Accounts

What's the average savings interest rate? Not much if your money's sitting in a traditional bank. Compared to regular banks, online savings accounts yield much higher interest rates.

The average savings account interest rate is 0.09% but online banks can provide much more.

Take a peek at the top savings account promotions for both online and physical banks below.

Related: Best high interest savings accounts to grow your money.

Compare Money Market Accounts

Money market accounts offer some of the highest APYs available. And as a cross between a checking and high-yield savings account, they're a risk-free way to boost your savings. In exchange for a better interest rate, you must maintain a higher balance.

Major perks of money market accounts include:

  • Higher interest rates
  • No maturity dates or early withdrawal penalties
  • FDIC-insured up to $250,000

Money market accounts are awesome for building an emergency fund and short-term money goals.

Compare CD Rates

CD accounts are best for short-term savings goals. You can save up for a vacation or new car without being tempted to dip into your funds early.

They pay higher interest rates than traditional savings accounts. But your money's tied up for a period of time. You can choose a term as short as three months or as long as five years. The longer the term, the bigger the returns. And the best CD rates are usually at online banks.

Note, if you decide to withdraw money sooner, you'll be penalized a few months' worth of interest.

Next up, take a look at business checking promotions. They don't come around nearly as often as personal checking bonuses. If you run a small business, take advantage of these limited time offers.

Compare Business Checking Accounts

It's crucial to separate your personal and business finances for legal, tax and organizational purposes. But finding the right bank for your business isn't easy.

Small business owners should look for low fees/minimum balance and a personal, customer relationship. Some banks are also offering generous welcome bonuses for dedicated business bank accounts.

If you need more help on choosing the right account for you, check out this in-depth guide to the best business checking accounts.

Bottom Line

Seriously, everyone could use some extra cash. And that bonus money is a great way to kickstart your shiny new bank account.

Bank promotions are constantly updated throughout the year - so be sure to bookmark this page. You can compare these offers with other popular bank bonuses.

Note: This website is made possible through financial relationships with some of the products and services mentioned on this site. We may receive compensation if you shop through links in our content. You do not have to use our links, but you help support CreditDonkey if you do.

Chase
Member FDIC

Chase Total Checking® - $300 Bonus

Open an Account
Expires 7/16/2025
  • New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account with qualifying activities
  • Chase Mobile® app - Manage accounts, pay bills, send money to friends with Zelle® and deposit checks from almost anywhere.
  • Chase Overdraft Assist℠ - no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
  • Help keep your money protected with features like Zero Liability Protection, fraud monitoring and card lock.
  • Chase Total Checking includes FDIC insurance up to the maximum amount allowed by law.
  • With over 4,700 branches, Chase has the largest branch network in the U.S. plus access to more than 15,000 ATMs.
  • Open your account online now
  • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
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About CreditDonkey
CreditDonkey is a bank comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

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