Payment Depot vs PayPal

Payment Depot is a cheap merchant account provider for high-volume businesses. How does it compare to PayPal? Read our comparison chart below.

Payment Depot offers membership pricing plans based on business volume. It starts at $79/mo, plus Interchange + 8¢ per transaction for swipe, and Interchange + 18¢ for online transactions. There is no contract.

While PayPal has a low flat-rate fee of 2.7% per swiped transaction. It has the ability to accept PayPal payments both in-person and on your website. There is no contract and no monthly fees for the basic plan.

Compare Payment Depot with PayPal, side-by-side.

	Payment Depot	PayPal

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	SPECIAL OFFER Save Over $400 Per Month on Average - Learn More Read Payment Depot Review
	Benefits and Features
Monthly Fee	Start at $79/month (Process up to $250,000/yr) Custom quote (Process more than $250,000/yr)	No monthly fees (additional payment features start at $5/mo)
Good For	Businesses processing $20,000 or more per month	Accepting Paypal payments; Small businesses with average transaction under $100
Equipment	POS (EMV, Magstripe, NFC, Contactless, Smart Terminals), Mobile Payment Processing, Online Payment Processing	Paypal Zettle card reader: $29 to $79; Zettle Terminal: starts at $199; Printers, and Accessories available for purchase
Accept International Payments		25 currencies
Customer Service	Phone, Email, Ticket Center, Social Media Platforms (Facebook, Twitter, LinkedIn)	Phone, Email, Live Chat Support, PayPal Community
Fraud Prevention Tools
Invoice Management	Integration needed
Pricing Model	Subscription	Flat-rate and Interchange-plus
Recurring Billing	Integration needed
Swipe Rate	Interchange rate + $0.08	2.29% + $0.09
Online Rate	Interchange rate + $0.18	3.49% + $0.49
Keyed-in Transaction Fee	Interchange + 18¢	3.49% + $0.09 (through Paypal Zettle) 3.09% + $0.49 (through the virtual terminal)
Deposit Time	Next day deposits	Instant access to the funds in your PayPal account; Or instant deposit to your bank account for 1% fee or 1-2 business days for no fee
Chargeback Fee		$20
	CreditDonkey® Reviews

Price
Equipment
Contract
Customer Service
Ecommerce
High Volume Business
Low Volume Business
Pros & Cons	Pros: Affordable membership pricing Cancel anytime Cons: Not ideal for small businesses Equipment return fee
Bottom Line	Cheap merchant account provider for high-volume businesses... Read full review
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	Save Over $400 Per Month on Average First Month Free Save 40% or More
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Save Over $400 Per Month on Average

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No hidden fees
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No cancellation fees

First Month Free

📞 1-866-676-0771

Wholesale Rates
Membership Fee Model
No Cancellation Fees

Save 40% or More

📞 1-866-676-0771

Wholesale Rates
Membership Fee Model
No Cancellation Fees

Still need help deciding which merchant services is better? Read the in-depth reviews below. You may also be interested in comparing Payment Depot or Square.