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PayPal vs Square


 Square
 Learn MoreVisit Site
 

PayPal

Square

SPECIAL OFFER
Square Reader: Free Mobile Credit Card Reader - Learn More

Read Square Review

 

Benefits and Features

Monthly FeeNo monthly fees (additional payment features start at $5/mo)
Starts at $0/mo
Good ForAccepting Paypal payments; Small businesses with average transaction under $100Mobile & small businesses with average transaction over $100
EquipmentPaypal Zettle card reader: $29 to $79; Zettle Terminal: starts at $199; Printers, and Accessories available for purchaseCard reader: $0 to $59; Stand, Terminal, and Register available for purchase
Accept International Payments
25 currencies
USD payments only
Customer ServicePhone, Email, Live Chat Support, PayPal CommunityPhone, Email, Live Chat Support, Seller Community
Fraud Prevention Tools
Check
Check
Invoice Management
Check
Check
Pricing Model
Flat-rate and Interchange-plus
Flat rate
Recurring Billing
Check
Check
ACH Payments 
1% ($1 minimum)
Swipe Rate
Starts at 2.29% + $0.09
2.6% + $0.10 per transaction
Online Rate
Starts at 2.59% + $0.49
2.9% + $0.30
Keyed-in Transaction Fee3.49% + $0.09 (through Paypal Zettle)
3.09% + $0.49 (through the virtual terminal)
3.5% + 15¢
Deposit TimeInstant access to the funds in your PayPal account; Or instant deposit to your bank account for 1% fee or 1-2 business days for no feePayments before 5PM PT / 8 PM ET is available the next business day
Chargeback Fee
$20
None
 

CreditDonkey® Reviews

 Square
PriceStarStarStarStarEmpty Star
EquipmentStarStarStarStarStar
ContractStarStarStarStarStar
Customer ServiceStarStarStarEmpty StarEmpty Star
EcommerceStarStarStarStarEmpty Star
High Volume BusinessStarEmpty StarEmpty StarEmpty StarEmpty Star
Low Volume BusinessStarStarStarStarStar
Pros & ConsPros:
  • No monthly or annual fee
  • Free swipe card reader
  • Low, predictable fixed rates
Cons:
  • Flat-rate pricing can be expensive for larger businesses
  • Costly add-on services
Bottom LineGood credit card processor for low-volume businesses... Read full review
 Learn MoreVisit Site

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Square Reader: Free Mobile Credit Card Reader

Square Reader: Free Mobile Credit Card Reader

  • Pay 2.6% + 10¢ Per Swipe for Visa, Mastercard, Discover, and American Express
  • Accept Credit Cards Anywhere
  • Fast Setup, No Commitments
Square Contactless and Chip Card Reader

Square Contactless and Chip Card Reader

  • Pay 2.6% + 10¢ per tap or dip for Visa, Mastercard, Discover, and American Express
  • Accept Chip Cards and Contactless Payments Anywhere
Square Terminal

Square Terminal

  • 2.6% + 10¢ per tap, dip, or swipe
  • Fully integrated POS system with built-in receipt printer
  • 5.5" display

Articles on Square

Alternatives to Square

Square is one of the most popular POS systems. But is it the best choice for your business? See how Square compares to top competitors and alternatives.

Square

Explore a thorough review of Square's cost, security, and benefits for businesses. Find out if it's the right choice for you.

Best Square POS Alternatives

Square or Clover? Square or Shopify? Solve your POS dilemmas with this in-depth comparisons of top Square POS alternatives for small businesses.

Square vs Stripe vs Paypal

Square, Stripe, and PayPal are the most popular credit card processors for small businesses. What's the difference and which is right for you?

Square vs Clover

Square is cheaper to get started, while Clover offers more flexibility. Which one is better for your small business? Find out how they compare.

Square vs Merchant Account

Square is simple with flat rate pricing, but a merchant account can provide better savings. Which is better for your business? Read on to compare.

How Much Does Square Charge

Square's mobile card reader lets you accept credit card payments. But how much does Square cost? Read this review to see if it is good for your business.

Square Rates

Square offers a free credit card reader. But there are transaction rates and processing fees you need to be aware of.

Square vs PayPal

Is Square or PayPal better for your small business? Find out how they compare in pricing and features.

Which Do You Think is Best?


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About CreditDonkey
CreditDonkey is a credit card processing comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

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