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PayPal vs Stripe


 

PayPal

Stripe

SPECIAL OFFER
Online Payment Processing - Learn More

 

Benefits and Features

Monthly FeeNo monthly fees (additional payment features start at $5/mo)
No monthly fees
Good ForAccepting Paypal payments; Small businesses with average transaction under $100Online businesses; Customized checkout experience
EquipmentPaypal Zettle card reader: $29 to $79; Zettle Terminal: starts at $199; Printers, and Accessories available for purchaseOnline Processing, Terminal, Stripe for Marketplace & Platforms, Billing Services (subscription & invoicing)
Accept International Payments
25 currencies
135+ currencies
Customer ServicePhone, Email, Live Chat Support, PayPal CommunityPhone (by request), Email, Live Chat, IRC
Fraud Prevention Tools
Check
Check
Invoice Management
Check
Check
Pricing Model
Flat-rate and Interchange-plus
Flat rate (also offers customized pricing packages)
Recurring Billing
Check
Check
Swipe Rate
Starts at 2.29% + $0.09
2.7% + $0.05
Online Rate
Starts at 2.59% + $0.49
2.9% + $0.30
Keyed-in Transaction Fee3.49% + $0.09 (through Paypal Zettle)
3.09% + $0.49 (through the virtual terminal)
3.4% + 30ยข
Deposit TimeInstant access to the funds in your PayPal account; Or instant deposit to your bank account for 1% fee or 1-2 business days for no fee7-14 days after the first successful payment
Chargeback Fee
$20
$15

Online Payment Processing


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