Payment Depot vs Stripe
Payment Depot is a cheap merchant account provider for high-volume businesses. How does it compare to Stripe? Read our comparison chart below.
Payment Depot offers membership pricing plans based on business volume. It starts at $79/mo, plus Interchange + 8¢ per transaction for swipe, and Interchange + 18¢ for online transactions. There is no contract.
While Stripe has 2.7% + $0.05 per swiped transaction and 2.9% + $0.30 per online transaction. There is no monthly fees and no contract. With customizable API, Stripe offers complete personalization of your online checkout experience.
Compare Payment Depot with Stripe, side-by-side.
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| Visit Site | Visit Site |
| SPECIAL OFFER Save 40% or More - Learn MoreRead Payment Depot Review | SPECIAL OFFER Online Payment Processing - Learn More |
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| Benefits and Features |
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Monthly Fee |
- Start at $79/month (Process up to $250,000/yr)
- Custom quote (Process more than $250,000/yr)
| No monthly fees |
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Good For | Businesses processing $20,000 or more per month | Online businesses; Customized checkout experience |
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Equipment | POS (EMV, Magstripe, NFC, Contactless, Smart Terminals), Mobile Payment Processing, Online Payment Processing | Online Processing, Terminal, Stripe for Marketplace & Platforms, Billing Services (subscription & invoicing) |
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Accept International Payments | | 135+ currencies |
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Customer Service | Phone, Email, Ticket Center, Social Media Platforms (Facebook, Twitter, LinkedIn) | Phone (by request), Email, Live Chat, IRC |
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Fraud Prevention Tools | | |
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Invoice Management | Integration needed | |
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Pricing Model | Subscription | Flat rate (also offers customized pricing packages) |
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Recurring Billing | Integration needed | |
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Swipe Rate | Interchange rate + $0.08 | 2.7% + $0.05 |
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Online Rate | Interchange rate + $0.18 | 2.9% + $0.30 |
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Keyed-in Transaction Fee | Interchange + 18¢ | 3.4% + 30¢ |
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Deposit Time | Next day deposits | 7-14 days after the first successful payment |
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Chargeback Fee | | $15 |
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| CreditDonkey® Reviews |
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Price | | |
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Equipment | | |
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Contract | | |
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Customer Service | | |
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Ecommerce | | |
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High Volume Business | | |
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Low Volume Business | | |
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Pros & Cons | Pros:- Affordable membership pricing
- Cancel anytime
Cons:- Not ideal for small businesses
- Equipment return fee
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Bottom Line | Cheap merchant account provider for high-volume businesses... Read full review | |
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| Visit Site | Visit Site |
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| | Online Payment Processing |
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Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. |
- Wholesale Rates
- Membership Fee Model
- No Cancellation Fees
- No hidden fees
- No surprises
- No cancellation fees
- Wholesale Rates
- Membership Fee Model
- No Cancellation Fees
Still need help deciding which merchant services is better? Read the in-depth reviews below. You may also be interested in comparing Payment Depot or Square.
Articles on Payment Depot
Is Payment Depot the best merchant service provider for your business? See how it compares to credit card processors.
Articles on Stripe
If Stripe closed your account, it's likely because of excessive chargebacks or a breach of Stripe's terms. Here's what you can do about it.
Don't miss out on the top-rated Stripe alternatives for 2023. Learn about payment processors that rival Stripe's capabilities.
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