Save money and be informed. CreditDonkey is a credit card processing comparison and reviews website. This website is made possible through financial relationships with card issuers and some of the products and services mentioned on this site. Advertiser Disclosure†

Payment Depot vs Stripe

Payment Depot is a cheap merchant account provider for high-volume businesses. How does it compare to Stripe? Read our comparison chart below.

Payment Depot offers membership pricing plans based on business volume. It starts at $79/mo, plus Interchange + 8¢ per transaction for swipe, and Interchange + 18¢ for online transactions. There is no contract.

While Stripe has 2.7% + $0.05 per swiped transaction and 2.9% + $0.30 per online transaction. There is no monthly fees and no contract. With customizable API, Stripe offers complete personalization of your online checkout experience.

Compare Payment Depot with Stripe, side-by-side.

 Payment DepotStripe
 Visit SiteVisit Site
 

Payment Depot

Stripe

SPECIAL OFFER
Save Over $400 Per Month on Average - Learn More

Read Payment Depot Review

SPECIAL OFFER
Online Payment Processing - Learn More

 

Benefits and Features

Monthly Fee
  • Start at $79/month (Process up to $250,000/yr)
  • Custom quote (Process more than $250,000/yr)
No monthly fees
Good ForBusinesses processing $20,000 or more per monthOnline businesses; Customized checkout experience
EquipmentPOS (EMV, Magstripe, NFC, Contactless, Smart Terminals), Mobile Payment Processing, Online Payment ProcessingOnline Processing, Terminal, Stripe for Marketplace & Platforms, Billing Services (subscription & invoicing)
Accept International Payments 
135+ currencies
Customer ServicePhone, Email, Ticket Center, Social Media Platforms (Facebook, Twitter, LinkedIn)Phone (by request), Email, Live Chat, IRC
Fraud Prevention Tools
Check
Check
Invoice Management
Integration needed
Check
Pricing Model
Subscription
Flat rate (also offers customized pricing packages)
Recurring Billing
Integration needed
Check
Swipe Rate
Interchange rate + $0.08
2.7% + $0.05
Online Rate
Interchange rate + $0.18
2.9% + $0.30
Keyed-in Transaction Fee
Interchange + 18¢
3.4% + 30¢
Deposit Time
Next day deposits
7-14 days after the first successful payment
Chargeback Fee 
$15
 

CreditDonkey® Reviews

 Payment DepotStripe
PriceStarStarStarStarHalf Star
EquipmentStarStarStarStarEmpty Star
ContractStarStarStarStarStar
Customer ServiceStarStarStarStarHalf Star
EcommerceStarStarStarStarEmpty Star
High Volume BusinessStarStarStarStarStar
Low Volume BusinessStarEmpty StarEmpty StarEmpty StarEmpty Star
Pros & ConsPros:
  • Affordable membership pricing
  • Cancel anytime
Cons:
  • Not ideal for small businesses
  • Equipment return fee
Bottom LineCheap merchant account provider for high-volume businesses... Read full review
 Visit SiteVisit Site

Online Payment Processing

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Payment Depot

Save Over $400 Per Month on Average

  • No hidden fees
  • No surprises
  • No cancellation fees
Payment Depot

First Month Free

  • Wholesale Rates
  • Membership Fee Model
  • No Cancellation Fees
Payment Depot

Save 40% or More

  • Wholesale Rates
  • Membership Fee Model
  • No Cancellation Fees

Still need help deciding which merchant services is better? Read the in-depth reviews below. You may also be interested in comparing Payment Depot or Square.


Articles on Payment Depot

Payment Depot Review

Is Payment Depot the best merchant service provider for your business? See how it compares to credit card processors.

Articles on Stripe

Stripe Closed My Account

If Stripe closed your account, it's likely because of excessive chargebacks or a breach of Stripe's terms. Here's what you can do about it.

Stripe Alternatives

Don't miss out on the top-rated Stripe alternatives for 2023. Learn about payment processors that rival Stripe's capabilities.

Which Do You Think is Best?


You Might Also Like

Stax vs Stripe
Stax by fattmerchant

Stax vs Stripe

Debating whether to go for Stax or Stripe? While Stax is easier to use, Stripe is more customizable. Here's a deep dive into their differences.
Online Credit Card Processing

Online Credit Card Processing

What's the best online credit card processing company? Find the cheapest one for small businesses, high/low volume transactions and eCommerce.
National Processing Review

National Processing Review

National Processing offers lower processing rates than other flat-rate processors like Square. But what's the catch? Read on.
Square vs Stripe vs Paypal
Square

Square vs Stripe vs Paypal

Square, Stripe, and PayPal are the most popular credit card processors for small businesses. What's the difference and which is right for you?
Best Credit Card Processing for Small Business

Best Credit Card Processing for Small Business

Explore top-rated small business credit card processors. Transparent pricing. Flexible terms. Outstanding features.
How to Accept Credit Card Payments Without a Merchant Account

How to Accept Credit Card Payments Without a Merchant Account

Merchant accounts can be too complicated for small businesses. Here's how to quickly accept credit card payments without a merchant account.
Square Alternatives
Square

Square Alternatives

Square is one of the most popular POS systems. But is it the best choice for your business? See how Square compares to top competitors and alternatives.
Stax Review
Stax by fattmerchant

Stax Review

Stax Payments can save you up to 40% on credit card processing fees. But what's the catch? Read this review to find out.
Cheapest Credit Card Processing

Cheapest Credit Card Processing

In the hunt for savings? Explore the cheapest credit card processing companies offering free accounts and affordable transaction fees.
Credit Card Processing Fees

Credit Card Processing Fees

Explore the hidden cost of credit card processing fees and their impact on your business. Stay ahead with well-advised strategies.

Next Page:

About CreditDonkey
CreditDonkey is a credit card processing comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

About Us | Reviews | Deals | Tips | Privacy | Do Not Sell My Info | Terms | Contact Us
(888) 483-4925 | 680 East Colorado Blvd, 2nd Floor | Pasadena, CA 91101
© 2024 CreditDonkey Inc. All Rights Reserved.