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Helcim vs PayPal

Helcim is an excellent interchange-plus provider if you're looking for overall value and service. How does it compare to PayPal? Read our comparison chart below.

Helcim offers interchange-plus pricing for businesses of all sizes, with automatic discounts for larger processing volume. It has no contract and no monthly fees. Merchants get full access to all its payment tools with no add-on fees or usage limits.

While PayPal has a low flat-rate fee of 2.7% per swiped transaction. It has the ability to accept PayPal payments both in-person and on your website. There is no contract and no monthly fees for the basic plan.

Compare Helcim with PayPal, side-by-side.

 Helcim
 Visit SiteLearn More
 

Helcim

PayPal

SPECIAL OFFER
Start Accepting Payments Fast - Learn More

Read Helcim Review

 

Benefits and Features

Monthly Fee
No monthly fees
Free account (monthly fees for features start at $5/mo)
Good ForSmall-mid sized businesses; Seasonal businessesAccepting Paypal payments; Small businesses with average transaction under $100
Equipment$109 for Helcim card reader; $349 for Helcim smart terminalPayPal Zettle card readers and terminals
Accept International PaymentsCustomers can purchase in CAD/USD (not their local currency) from any location
25 currencies
Customer ServicePhone, email, or schedule callbackPhone, Email, Live Chat Support, PayPal Community
Fraud Prevention Tools
Check
Check
Invoice Management
Check
Check
Pricing Model
Interchange plus
Flat-rate and Interchange-plus
Recurring Billing
Check
Check
ACH Payments
0.5% + $0.25 per transaction
 
Swipe RateInterchange rate + 0.40% + $0.08 (for processing up to $50,000/mo; discounts for larger volume)
Starts at 2.29% + $0.09
Online RateInterchange rate + 0.50% + $0.25 (for processing up to $50,000/month; discounts for larger volume)
Starts at 2.59% + $0.49
Keyed-in Transaction FeeInterchange + 0.50% + 25ยข (for processing up to $50,000/mo; discounts for larger volume)3.49% + $0.09 (through Paypal Zettle)
3.09% + $0.49 (through the virtual terminal)
Deposit Time
1-2-day funding
Instant access to the funds in your PayPal account; Or instant deposit to your bank account for 1% fee or 1-2 business days for no fee
Chargeback Fee$15 ($0 if you win the dispute)
$20
 

CreditDonkey® Reviews

 Helcim
PriceStarStarStarHalf StarEmpty Star
EquipmentStarStarStarEmpty StarEmpty Star
ContractStarStarStarStarStar
Customer ServiceStarStarStarStarHalf Star
EcommerceStarStarStarStarEmpty Star
High Volume BusinessStarStarStarEmpty StarEmpty Star
Low Volume BusinessStarStarStarHalf StarEmpty Star
Pros & ConsPros:
  • Volume discounts
  • No monthly fees
  • Excellent merchant tools
  • Good customer service
Cons:
  • Only one equipment option
  • Not for high-risk businesses
Bottom LineExcellent interchange-plus provider if you're looking for overall value and service... Read full review
 Visit SiteLearn More

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Helcim

Start Accepting Payments Fast

  • Interchange Plus Pricing
  • No Monthly Fees
  • No Contracts
Helcim Card Reader for $109

Helcim Card Reader for $109

  • Tap & Pay
  • Chip & PIN
  • PIN Debit
  • Email receipts
  • Inventory and customer tracking
  • Analytics & reporting
  • Batch history
  • Card on file
Helcim

Helcim Free Credit Card Processing

Pass on your credit card processing fees to your customers and clients to accept credit cards at no cost (0%). Easily navigate surcharges, convenience fees, and service charges with Helcim Fee Saver.

Still need help deciding which merchant services is better? Read the in-depth reviews below. You may also be interested in comparing Helcim or Square.


Articles on Helcim

Helcim

Helcim is a top-rated merchant account provider for customer service. It offers interchange-plus pricing with volume discounts. Is it right for you?

Which Do You Think is Best?


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About CreditDonkey
CreditDonkey is a credit card processing comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

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