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Dharma vs PayPal


 

Dharma

PayPal

 

Benefits and Features

Monthly Fee
Starts at $15/month
No monthly fees (additional payment features start at $5/mo)
Good ForBusinesses processing $10,000 or more per monthAccepting Paypal payments; Small businesses with average transaction under $100
EquipmentPOS (EMV Chip & PIN, Chip & Signature, Contactless, NFC, Magstripe), Mobile Payment Processing, Virtual TerminalPaypal Zettle card reader: $29 to $79; Zettle Terminal: starts at $199; Printers, and Accessories available for purchase
Accept International Payments 
25 currencies
Customer ServicePhone, Email, Live Chat SupportPhone, Email, Live Chat Support, PayPal Community
Fraud Prevention Tools 
Check
Invoice Management 
Check
Pricing Model
Interchange plus
Flat-rate and Interchange-plus
Recurring Billing 
Check
Swipe Rate
Interchange + 0.15% + $0.08
2.29% + $0.09
Online Rate
Interchange + 0.20% + $0.11
3.49% + $0.49
Keyed-in Transaction Fee
Interchange + 0.20% + $0.11
3.49% + $0.09 (through Paypal Zettle)
3.09% + $0.49 (through the virtual terminal)
Deposit Time
  • Next day Funding (available for card-present merchants)
  • 2 business days for card-not-present
Instant access to the funds in your PayPal account; Or instant deposit to your bank account for 1% fee or 1-2 business days for no fee
Chargeback Fee
$25/instance
$20

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.


Which Do You Think is Best?


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