Updated August 31, 2023

Best Bank Promotions without Direct Deposit

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Looking for a new bank account? Check out these promotions with no direct deposit needed. See what banks will give you money, even without direct deposit.

Trying to snag a bank bonus can be a hassle, especially when they throw a direct deposit requirement into the mix. It could even be discouraging enough to make you give up the bonus.

Well, don't worry. There are a few banks and credit unions out there that offer some pretty generous promotions without needing direct deposits.

Check out this list to compare the best deals on checking, savings, and even business accounts - all with no direct deposit required. So go ahead and snag that bonus with fewer hurdles in your way!

What is the primary reason you want bank bonuses without direct deposit?

Check back frequently for the updated list of bonus offers. Be sure to read the details for the eligibility requirements.

Top Checking Account Bonuses

What banks give checking bonuses without direct deposit?
Here are the best bank promotions without direct deposit requirements:

Popular Savings Account Offers

Best Business Account Promotions

Getting Paid Without Direct Deposit

Direct deposit makes it easy to receive payments. But there are other ways to get paid too if you don't want to set up direct deposit.

  • Paper checks: With mobile check deposits, it's easy to snap a photo of a check and deposit it into your bank account, right from the app.

  • Electronic transfers: Platforms like PayPal allows businesses to send money to an employee's personal account.

  • Payroll cards: This is a prepaid card (by Visa or Mastercard) where the employer can load the employee's wages. You can use it just like a debit card.

Bottom Line

These are some of the best bank promotions without direct deposit. Whether it's bonus money for opening a new account, lower fees or a higher interest, you're sure to find something in this list. And if you're hungry for more, check out our full list of the current best bank promotions.

Write to Kevin L at feedback@creditdonkey.com. Follow us on Twitter and Facebook for our latest posts.

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About CreditDonkey
CreditDonkey is a bank comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

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