Stripe vs PayPal

	Stripe	PayPal

	Visit Site	Learn More
	SPECIAL OFFER Online Payment Processing - Learn More
	Benefits and Features
Monthly Fee	No monthly fees	No monthly fees (additional payment features start at $5/mo)
Good For	Online businesses; Customized checkout experience	Accepting Paypal payments; Small businesses with average transaction under $100
Equipment	Online Processing, Terminal, Stripe for Marketplace & Platforms, Billing Services (subscription & invoicing)	Paypal Zettle card reader: $29 to $79; Zettle Terminal: starts at $199; Printers, and Accessories available for purchase
Accept International Payments	135+ currencies	25 currencies
Customer Service	Phone (by request), Email, Live Chat, IRC	Phone, Email, Live Chat Support, PayPal Community
Fraud Prevention Tools
Invoice Management
Pricing Model	Flat rate (also offers customized pricing packages)	Flat-rate and Interchange-plus
Recurring Billing
Swipe Rate	2.7% + $0.05	2.29% + $0.09
Online Rate	2.9% + $0.30	3.49% + $0.49
Keyed-in Transaction Fee	3.4% + 30¢	3.49% + $0.09 (through Paypal Zettle) 3.09% + $0.49 (through the virtual terminal)
Deposit Time	7-14 days after the first successful payment	Instant access to the funds in your PayPal account; Or instant deposit to your bank account for 1% fee or 1-2 business days for no fee
Chargeback Fee	$15	$20
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	Online Payment Processing

Accept payments worldwide and automate payouts and financial workflows seamlessly
Grow with confidence: Whether you're running an e-commerce store, subscription service, or marketplace, Stripe adapts to any business model
Trusted by millions: From startups to Fortune 500 companies, Stripe powers businesses of every size
Predictable costs: Transparent flat-rate pricing with no setup fees or monthly charges – pay only for what you use
Enable more sales: Support credit cards, mobile wallets, and 135+ international payment methods
Developer-friendly tools: Integrate payments quickly with Stripe's intuitive APIs and documentation

Articles on Stripe

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