Stripe vs PayPal

	Stripe	PayPal

	Visit Site	Learn More
	SPECIAL OFFER Online Payment Processing - Learn More
	Benefits and Features
Monthly Fee	No monthly fees	No monthly fees (additional payment features start at $5/mo)
Good For	Online businesses; Customized checkout experience	Accepting Paypal payments; Small businesses with average transaction under $100
Equipment	Online Processing, Terminal, Stripe for Marketplace & Platforms, Billing Services (subscription & invoicing)	Paypal Zettle card reader: $29 to $79; Zettle Terminal: starts at $199; Printers, and Accessories available for purchase
Accept International Payments	135+ currencies	25 currencies
Customer Service	Phone (by request), Email, Live Chat, IRC	Phone, Email, Live Chat Support, PayPal Community
Fraud Prevention Tools
Invoice Management
Pricing Model	Flat rate (also offers customized pricing packages)	Flat-rate and Interchange-plus
Recurring Billing
Swipe Rate	2.7% + $0.05	2.29% + $0.09
Online Rate	2.9% + $0.30	3.49% + $0.49
Keyed-in Transaction Fee	3.4% + 30¢	3.49% + $0.09 (through Paypal Zettle) 3.09% + $0.49 (through the virtual terminal)
Deposit Time	7-14 days after the first successful payment	Instant access to the funds in your PayPal account; Or instant deposit to your bank account for 1% fee or 1-2 business days for no fee
Chargeback Fee	$15	$20
	Visit Site	Learn More
	Online Payment Processing

Articles on Stripe

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