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Step vs goHenry

Step is a simple banking app and debit card for teens. How does it compare to goHenry? Read our comparison chart below.

 StepgoHenry
 Visit SiteVisit Site
 

Step

goHenry

SPECIAL OFFER
Step Visa Card for Teens - Learn More

Read Step Review

SPECIAL OFFER
GoHenry Kids' Debit Card - Learn More

Read goHenry Review

 

Benefits and Features

Minimum Age
No minimum age requirement
6 years old
Savings Create savings goals; No APY (parent-paid interest only)
Checking Debit card up to 4 kids (Family Plan); 1 debit card (Individual Child)
Monthly Fee
$0
Individual Child - $5 per month
Family Plan - $10 per month
Kids Debit Card
Check
Check
Minimum Deposit to Open
$0
$5
Mobile App 
iOS & Android
 

CreditDonkey® Reviews

 StepgoHenry
SavingsStarStarHalf StarEmpty StarEmpty StarStarStarEmpty StarEmpty StarEmpty Star
CheckingStarStarStarEmpty StarEmpty StarStarStarStarHalf StarEmpty Star
PriceStarStarStarStarStarStarStarHalf StarEmpty StarEmpty Star
Minimum Deposit to OpenStarStarStarStarStar
Mobile AppStarStarStarHalf StarEmpty StarStarStarStarStarEmpty Star
Customer ServiceStarStarStarEmpty StarEmpty StarStarStarStarHalf StarEmpty Star
Ease of UseStarStarStarStarStarStarStarStarStarStar
EducationStarStarHalf StarEmpty StarEmpty StarStarStarStarStarStar
Minimum DepositStarStarStarStarStar
Pros & ConsPros:
  • No monthly fee
  • Build credit with Step Card
  • Early direct deposit
Cons:
  • Doesn't earn interest
  • No in-app educational content
  • Few parental controls
Pros:
  • App evolves with your child
  • Flexible parental controls
  • Game-like educational tools
Cons:
  • Accounts don't earn interest
  • Can't cancel through the app
Bottom LineSimple banking app and debit card for teens... Read full reviewGood banking app with fun educational content... Read full review
 Visit SiteVisit Site

Step Visa Card for Teens

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

goHenry: Pricing information from published website as of 10/31/2024.

GoHenry Kids' Debit Card

GoHenry Kids' Debit Card

  • Real-time spend notifications.
  • Block and unblock cards easily.
  • Teach financial independence safely.
GoHenry card is issued by Community Federal Savings Bank, member FDIC
GoHenry Debit Card for Kids and Teens

GoHenry Debit Card for Kids and Teens

  • For kids ages 6-18
  • Customize chores and allowance
  • Set spending controls and limits
  • $5/mo per child
GoHenry card is issued by Community Federal Savings Bank, member FDIC
GoHenry Debit Card for Kids 6-18

GoHenry Debit Card for Kids 6-18

  • Over 2 million members
  • Customize chores and allowance
  • Full parental controls - monitor transactions, set spending limits, block unsafe merchants
  • Teach kids financial responsibility safely
  • 30 days free; then $5/mo per child
GoHenry card is issued by Community Federal Savings Bank, member FDIC

Which is Better: Step or goHenry?

Still need help deciding which kids debit card is better? Read the in-depth reviews below. You may also be interested in comparing Step or Greenlight.

In short: Step's price is impressive. goHenry's education is excellent.


Articles on Step

Step Banking

Is Step a legit app? Learn the pros and cons to see if Step is a good card for your teen.

Articles on goHenry

GoHenry Review

GoHenry offers kids a debit card and fun money lessons. But is it worth the monthly fee? Find out the pros, cons, and whether it's safe for your child.

GoHenry vs Greenlight

GoHenry vs Greenlight: Which is the best debit card for kids? Find out the pros, cons, and differences between GoHenry and Greenlight.

How Much Does GoHenry Cost

Is GoHenry worth the monthly fee? Find out if GoHenry is a good debit card for kids. Plus, check out the best free GoHenry alternatives.

Is GoHenry Safe

GoHenry offers financial education in a banking app and debit card for children. But is it safe and secure?

Which Do You Think is Best?


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