Payline vs Payment Depot

Payline is a good credit card processor for most businesses. How does it compare to Payment Depot? Read our comparison chart below.

Payline uses an Interchange-Plus pricing model. Swiped transactions are Interchange + 0.2% + $0.10 per transaction, plus a $10 monthly fee. There is no contract and your first month is free. Payline is also known to work with high-risk merchants.

While Payment Depot offers membership pricing plans based on business volume. It starts at $79/mo, plus Interchange + 8¢ per transaction for swipe, and Interchange + 18¢ for online transactions. There is no contract.

Compare Payline with Payment Depot, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	Payline	Payment Depot

	Visit Site	Visit Site
		SPECIAL OFFER Save Over $400 Per Month on Average - Learn More Read Payment Depot Review
	Benefits and Features
Monthly Fee	$10 per month for in-person processing $20 per month for online processing $10 per month for virtual terminal	Start at $79/month (Process up to $250,000/yr) Custom quote (Process more than $250,000/yr)
Good For	Businesses processing $5,000 or more per month	Businesses processing $20,000 or more per month
Equipment	POS (EMV Chip & PIN, Magstripe, NFC/contactless), Mobile Payment Processing, Subscription Billing, ACH Payments, Online Processing	POS (EMV, Magstripe, NFC, Contactless, Smart Terminals), Mobile Payment Processing, Online Payment Processing
Customer Service	Phone, Email	Phone, Email, Ticket Center, Social Media Platforms (Facebook, Twitter, LinkedIn)
Fraud Prevention Tools
Invoice Management		Integration needed
Pricing Model	Interchange-Plus	Subscription
Recurring Billing		Integration needed
Swipe Rate	Interchange + 0.4% + $0.10	Interchange rate + $0.08
Online Rate	Interchange + 0.75% + $0.20	Interchange rate + $0.18
Keyed-in Transaction Fee	Interchange + 0.75% + $0.20	Interchange + 18¢
Deposit Time	Next business day	Next day deposits
Chargeback Fee	$25
	CreditDonkey® Reviews

Price
Equipment
Contract
Customer Service
Ecommerce
High Volume Business
Low Volume Business
Pros & Cons	Pros: User-friendly interface Transparent interchange-plus pricing model Cons: Monthly fee $25 monthly minimum processing requirement	Pros: Affordable membership pricing Cancel anytime Cons: Not ideal for small businesses Equipment return fee
Bottom Line	Good credit card processor for most businesses... Read full review	Cheap merchant account provider for high-volume businesses... Read full review
	Visit Site	Visit Site
		Save Over $400 Per Month on Average First Month Free Save 40% or More
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Save Over $400 Per Month on Average

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Wholesale Rates
Membership Fee Model
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📞 1-866-676-0771

Wholesale Rates
Membership Fee Model
No Cancellation Fees

Which is Better: Payline or Payment Depot?

Still need help deciding which merchant services is better? Read the in-depth reviews below. You may also be interested in comparing Payline or Square.

In short: Payline's low volume business is noteworthy. Payment Depot's ecommerce and high volume business are notable. In particular, the high volume business is excellent.