Payline vs Stripe
Payline is a good credit card processor for most businesses. How does it compare to Stripe? Read our comparison chart below.
Payline uses an Interchange-Plus pricing model. Swiped transactions are Interchange + 0.2% + $0.10 per transaction, plus a $10 monthly fee. There is no contract and your first month is free. Payline is also known to work with high-risk merchants.
While Stripe has 2.7% + $0.05 per swiped transaction and 2.9% + $0.30 per online transaction. There is no monthly fees and no contract. With customizable API, Stripe offers complete personalization of your online checkout experience.
Compare Payline with Stripe, side-by-side. Read on for an in-depth look, including ratings and reviews.
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Payline | Stripe | |
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Online Payment Processing - | ||
Benefits and Features | ||
Customer Service | Phone (by request), Email, Live Chat, IRC | |
Good For | Businesses processing $5,000 or more per month | Online businesses; Customized checkout experience |
Equipment | POS (EMV Chip & PIN, Magstripe, NFC/contactless), Mobile Payment Processing, Subscription Billing, ACH Payments, Online Processing | Online Processing, Terminal, Stripe for Marketplace & Platforms, Billing Services (subscription & invoicing) |
Accept International Payments | ||
Fraud Prevention Tools | ![]() | |
Invoice Management | ![]() | |
Pricing Model | ||
Recurring Billing | ![]() | |
Swipe Rate | ||
Online Rate | ||
Monthly Fee |
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Keyed-in Transaction Fee | ||
Deposit Time | 7-14 days after the first successful payment | |
Chargeback Fee | ||
CreditDonkey® Reviews | ||
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Equipment | ![]() ![]() ![]() ![]() ![]() | |
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Ecommerce | ![]() ![]() ![]() ![]() ![]() | |
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Low Volume Business | ![]() ![]() ![]() ![]() ![]() | |
Pros & Cons | Pros:
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Bottom Line | Good credit card processor for most businesses... | |
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Which is Better: Payline or Stripe?
Still need help deciding which merchant services is better? Read the in-depth reviews below. You may also be interested in comparing Payline or Square.