Kovo vs Kikoff

Kovo is a simple credit builder that gives you access to digital courses. How does it compare to Kikoff? Read our comparison chart below.

Kovo provides access to online courses for $10/month. It helps build credit by reporting the monthly payments to the credit bureaus. The main downside is the 24-month lock-in period.

While Kikoff provides a $750 credit line you can use in Kikoff store for a monthly fee of $5. It can help build your credit by reducing credit utilization and reporting monthly payments to Equifax and Experian. Other services include credit builder loans, secured credit card, and rent reporting.

Compare Kovo with Kikoff, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	Visit Site	Visit Site
	Kovo	Kikoff
	SPECIAL OFFER Build Credit & Earn Rewards - Learn More Read Kovo Review	SPECIAL OFFER Credit Building Made Easy - Learn More Read Kikoff Review
	Benefits and Features
Fees	$10/month (for 24 months)	Credit Account: $5/month Credit Service Fee Rent Reporting: Free
Credit Building Tools	Payment Reporting	Credit Account Credit Builder Loan Kikoff Secured Credit Card Rent Reporting
Credit Bureaus Reporting	3 Main Credit Bureaus and Innovis	Credit Account: Equifax and Experian Credit Builder Loan: TransUnion and Equifax Credit Card: 3 Main Credit Bureaus Rent Reporting: Equifax
Mobile App	No	Yes
	CreditDonkey® Reviews
Fees
Credit Building Tools
Credit Bureaus Reporting
Mobile App
Pros & Cons	Pros: $10/month only Easy to apply Earn rewards Cons: 24 months lock-in Courses may have little value to you	Pros: Inexpensive way to build credit Cancel anytime No lock-in period Cons: Does not report to TransUnion Kikoff Store items may not be valuable
Bottom Line	Simple credit builder that gives you access to digital courses... Read full review	Low-cost credit builder that packs in extra features for credit building... Read full review
	Visit Site	Visit Site
	Build Credit & Earn Rewards	Credit Building Made Easy Build Credit for Only $5/month

Build Credit & Earn Rewards

Learn More

• No credit check
• Instant approval
• 0% APR / $0 fees

Credit Building Made Easy

Learn More

• No credit pull required
• With 0% interest
• Open your account in minutes

Build Credit for Only $5/month

Learn More

Which is Better: Kovo or Kikoff?

Still need help deciding which credit is better? Read the in-depth reviews below. You may also be interested in comparing Kovo or Self.

In short: Kovo's credit bureaus reporting is outstanding.

Articles on Kovo

Kovo

Kovo is a low-cost way to build credit and learn more skills online. Learn Kovo's features, value, and if it's the best credit builder for you.

• Kovo vs Self

Kovo vs Self vs Kikoff

Forget big credit repair companies. Kovo, Self or Kikoff may be your holy grail in building and improving your credit. But what's the catch?

Articles on Kikoff

Kikoff Review

Kikoff offers an affordable credit line, which can help you build your credit. But what's the catch? Read on to find out.

• Kikoff vs Chime

Which Do You Think is Best?

You Might Also Like

609 Dispute Letter

Inaccurate credit report? Use this 609 dispute letter guide to boost your credit score.

Is Credit Repair Worth It

Credit repair services cost up to $150/mo. But you can do the same things without paying high fees. So is credit repair worth it? Read on to find out.

MoneyLion Credit Builder Review

MoneyLion's Credit Builder loans can improve your credit in 12 months. But is it worth the price? Read on.

Credit Karma Credit Builder Review

Building credit can be simple. Credit Karma makes it easy without fees. But is there anything to look out for? Read on to find out.

Cheese Credit Builder Review

Cheese lets you build credit and savings at the same time. It's also one of the most affordable credit builders, but what's the catch? Read on to find out.

Best Credit Builder Apps to Improve Your Score

Want to improve your credit score? Explore the best credit building apps to help you build excellent credit fast.