Kikoff vs Kovo

Kikoff is a low-cost credit builder that packs in extra features for credit building. How does it compare to Kovo? Read our comparison chart below.

Kikoff provides a $750 credit line you can use in Kikoff store for a monthly fee of $5. It can help build your credit by reducing credit utilization and reporting monthly payments to Equifax and Experian. Other services include credit builder loans, secured credit card, and rent reporting.

While Kovo provides access to online courses for $10/month. It helps build credit by reporting the monthly payments to the credit bureaus. The main downside is the 24-month lock-in period.

Compare Kikoff with Kovo, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	Visit Site	Visit Site
	Kikoff	Kovo
	SPECIAL OFFER Credit Building Made Easy - Learn More Read Kikoff Review	SPECIAL OFFER Build Credit & Earn Rewards - Learn More Read Kovo Review
	Benefits and Features
Fees	Credit Account: $5/month Credit Service Fee Rent Reporting: Free	$10/month (for 24 months)
Credit Building Tools	Credit Account Credit Builder Loan Kikoff Secured Credit Card Rent Reporting	Payment Reporting
Credit Bureaus Reporting	Credit Account: Equifax and Experian Credit Builder Loan: TransUnion and Equifax Credit Card: 3 Main Credit Bureaus Rent Reporting: Equifax	3 Main Credit Bureaus and Innovis
Mobile App	Yes	No
	CreditDonkey® Reviews
Fees
Credit Building Tools
Credit Bureaus Reporting
Mobile App
Pros & Cons	Pros: Inexpensive way to build credit Cancel anytime No lock-in period Cons: Does not report to TransUnion Kikoff Store items may not be valuable	Pros: $10/month only Easy to apply Earn rewards Cons: 24 months lock-in Courses may have little value to you
Bottom Line	Low-cost credit builder that packs in extra features for credit building... Read full review	Simple credit builder that gives you access to digital courses... Read full review
	Visit Site	Visit Site
	Credit Building Made Easy Build Credit for Only $5/month	Build Credit & Earn Rewards

Credit Building Made Easy

Learn More

• No credit pull required
• With 0% interest
• Open your account in minutes

Build Credit for Only $5/month

Learn More

Build Credit & Earn Rewards

Learn More

• No credit check
• Instant approval
• 0% APR / $0 fees

Which is Better: Kikoff or Kovo?

Still need help deciding which credit is better? Read the in-depth reviews below. You may also be interested in comparing Kikoff or Self.

In short: Kovo's credit bureaus reporting is outstanding.

Articles on Kikoff

Kikoff Review

Kikoff offers an affordable credit line, which can help you build your credit. But what's the catch? Read on to find out.

• Kikoff vs Self
• Kikoff vs Chime

Articles on Kovo

Kovo

Kovo is a low-cost way to build credit and learn more skills online. Learn Kovo's features, value, and if it's the best credit builder for you.

Kovo vs Self vs Kikoff

Forget big credit repair companies. Kovo, Self or Kikoff may be your holy grail in building and improving your credit. But what's the catch?

Which Do You Think is Best?

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