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Grow Credit vs Kikoff

Grow Credit is a credit builder that reports your subscription payments to credit bureaus. How does it compare to Kikoff? Read our comparison chart below.

 Grow CreditKikoff
 Visit SiteVisit Site
 

Grow Credit

Kikoff

SPECIAL OFFER
Build Credit for Free - Learn More

Read Grow Credit Review

SPECIAL OFFER
Credit Building Made Easy - Learn More

Read Kikoff Review

 

Benefits and Features

Fees$0 (free for the first 12 months, $2.99 on succeeding months) to $9.99/month
  • Credit Account: $5/month Credit Service Fee
  • Rent Reporting: Free
Credit Building Tools
Payment Reporting
  • Credit Account
  • Credit Builder Loan
  • Kikoff Secured Credit Card
  • Rent Reporting
Credit Bureaus Reporting
3 Main Credit Bureaus
  • Credit Account: Equifax and Experian
  • Credit Builder Loan: TransUnion and Equifax
  • Credit Card: 3 Main Credit Bureaus
  • Rent Reporting: Equifax
Mobile App
Yes
Yes
 

CreditDonkey® Reviews

 Grow CreditKikoff
FeesStarStarStarEmpty StarEmpty StarStarStarStarStarHalf Star
Credit Building ToolsStarStarStarHalf StarEmpty StarStarStarStarStarStar
Credit Bureaus ReportingStarStarStarStarStarStarStarStarEmpty StarEmpty Star
Mobile AppStarStarStarStarStarStarStarStarStarStar
Pros & ConsPros:
  • Reports to 3 credit bureaus
  • Offers a free plan
  • 100+ subscription services
Cons:
  • Security deposit for other plans
  • Limited credit line
  • Free plan only lasts 12 months
Pros:
  • Inexpensive way to build credit
  • Cancel anytime
  • No lock-in period
Cons:
  • Does not report to TransUnion
  • Kikoff Store items may not be valuable
Bottom LineCredit builder that reports your subscription payments to credit bureaus... Read full reviewLow-cost credit builder that packs in extra features for credit building... Read full review
 Visit SiteVisit Site

Build Credit for Free

Grow Credit

Build Credit for Free

Get a Free Mastercard to pay your subscriptions and build your credit

Kikoff

Credit Building Made Easy

  • No credit pull required
  • With 0% interest
  • Open your account in minutes

Which is Better: Grow Credit or Kikoff?

Still need help deciding which credit is better? Read the in-depth reviews below. You may also be interested in comparing Grow Credit or Self.

In short: Grow Credit's credit bureaus reporting is outstanding. Kikoff's fees and credit building tools are notable. In particular, the credit building tools is excellent.


Articles on Grow Credit

Grow Credit Review

Grow Credit is the ideal credit builder if you have lots of subscriptions. Keep reading to learn why and if it's worth it.

Articles on Kikoff

Kikoff Review

Kikoff offers an affordable credit line, which can help you build your credit. But what's the catch? Read on to find out.

Which Do You Think is Best?


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About CreditDonkey
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

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