GO2bank vs Chase

GO2bank is a solid mobile bank with interest and good benefits, but beware of some fees. How does it compare to Chase? Read our comparison chart below.

	GO2bank	Chase
	SPECIAL OFFER Cash a Check and Get $5 Credit - Learn More Read GO2bank Review	SPECIAL OFFER Chase Business Up to $500 Bonus - Learn More Read Chase Review
	Benefits and Features
Savings	1% APY on savings, paid quarterly on balances up to $5,000	Chase Savings: 0.01% APY. $5 monthly service fee waived with either a $300 daily balance OR $25 automatic transfer every month from a linked Chase checking account, OR a linked Chase College Checking for Overdraft Protection, OR a linked qualifying Chase checking account, OR for owners under 18. $0 to open. Chase Premier Savings: Earn a higher interest rate when you have a bigger balance and meet certain relationship requirements when linked with a Chase Premier Plus Checking or Sapphire Checking account.
CD		Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee.
Checking	No monthly fees with eligible direct deposit (otherwise $5 per month)	Chase Total Checking® Chase Premier Plus Checking: An interest-bearing account with some perks. $25 monthly service waived with an average beginning day balance of $15,000 OR a Chase mortgage with auto pay. $0 minimum balance to open. Chase Sapphire Checking: A premium checking account for those with $75,000 or more on deposit with Chase. $0 minimum balance to open. Chase College Checking: No monthly service fee for college students age 17-24 at account opening with proof of student status, for up to 5 years. $0 to open. Chase Private Client Checking℠: For high net worth individuals who have $150,000 on deposit with Chase.
Monthly Fee	$0/mo with eligible direct deposit (otherwise $5 per month)
Minimum Deposit to Open	$0
Mobile App	iOS & Android	iOS & Android
ATMs	Over 55,000 fee-free AllPoint ATMs	15,000+ Chase ATMs
Customer Service	Mon - Sun 5am - 9pm PST, phone and live chat	Automated service available 24/7
Locations	Online only	Over 4,700
	CreditDonkey® Reviews
Savings
Checking
Mobile App
Customer Service
Pros & Cons	Pros: Interest on savings Get paycheck up to 2 days early Up to $200 overdraft coverage Cons: $4.95 for cash deposits Need direct deposit to waive monthly fee	Pros: More than 4,700 branches New customer coupons Full service banking Cons: Low savings rates Not in all states
Bottom Line	Solid mobile bank with interest and good benefits, but beware of some fees... Read full review	National bank with good promotions for new customers... Read full review
	Cash a Check and Get $5 Credit GO2bank Online & Mobile Banking Referral Program - Up to $1,500 Bonus	Chase Business Up to $500 Bonus Chase Private Client Checking℠ - Up to $3,000 Bonus Chase Total Checking® - $300 Bonus
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. GO2bank: Information sourced from the published website as of 10/29/2025. Chase: Pricing information and data points from published website as of 12/29/2025.

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Chase Business Complete Banking® - Up to $500 Bonus

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Expires 5/14/2026

Earn up to $500 when you open a new Chase Business Complete Checking^® account. For new Chase business checking customers with qualifying activities.
Get added features at no additional costs. Choose Chase Business Complete Banking^® to get a fully integrated business solution that can help you control costs. Waive the $15 Monthly Service Fee in multiple ways like keeping a minimum $2,000 balance, plus use built-in offerings such as card acceptance, invoicing, Chase Customer Insights and Tap to Pay on iPhone at no additional cost.
Bank with confidence. Feel confident knowing we have the largest branch network in the U.S. with 5,000 branches that provide personalized service and can help with your complex banking needs. You can also benefit from our account protection services, which provide safeguards by overseeing employee account activity, monitoring checks, and offering additional protection for your business.
Access top-rated online business banking. Take advantage of our #1-ranked online small business banking platform with a comprehensive set of features designed for small business owners like you. Our tools enhance your ability to manage cash flow, accept and make payments, create invoices and plan for growth, so you can streamline processes and gain greater control of your finances.

Which is Better: GO2bank or Chase?

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