GO2bank vs Bank of America
GO2bank is a solid mobile bank with interest and good benefits, but beware of some fees. How does it compare to Bank of America? Read our comparison chart below.
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| Learn More | Learn More | |
GO2bank | Bank of America | |
|---|---|---|
Cash a Check and Get $5 Credit - | Bank of America Advantage Plus Banking® - Up to $500 Bonus Offer | |
Benefits and Features | ||
| Savings | 4.50% APY on savings, paid quarterly on balances up to $5,000 | Bank of America Advantage Savings Standard Rate: 0.01% APY |
| CD |
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| Checking | No monthly fees with eligible direct deposit (otherwise $5 per month) | |
| Monthly Fee | $0/mo with eligible direct deposit (otherwise $5 per month) | |
| Minimum Deposit to Open | ||
| Mobile App | ||
| ATMs | Over 55,000 fee-free AllPoint ATMs | |
| Customer Service | Mon - Sun 5am - 9pm PST, phone and live chat |
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| IRA CD | ||
| Locations | ||
CreditDonkey® Reviews | ||
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| Savings | ||
| Checking | ||
| Mobile App | ||
| Customer Service | ||
| Pros & Cons | Pros:
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| Bottom Line | Solid mobile bank with interest and good benefits, but beware of some fees... | |
| Learn More | Learn More | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. GO2bank: Information sourced from the published website as of 02/27/2026. Bank of America: Pricing information from published website as of 06/06/2026 based on 91107 zip code. | ||
Bank of America Advantage Plus Banking® - Up to $500 Bonus Offer
- New checking customers only: Get a bonus offer up to $500 after completing qualifying transactions. See offer page for more details
- Bank of America N.A. Member FDIC.
Bank of America Advantage Relationship Banking® - Up to $500 Bonus Offer
- New checking customers only: Get a bonus offer up to $500 after completing qualifying transactions. See offer page for more details
- Bank of America N.A. Member FDIC.
Bank of America Advantage SafeBalance Banking® - $100 Bonus Offer
- New checking customers only: Get a $100 bonus offer after completing qualifying transactions. See offer page for more details
- Bank of America N.A. Member FDIC.
Which is Better: GO2bank or Bank of America?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing GO2bank or Chase.








