CreditStrong vs Kikoff

CreditStrong is a credit builder loan to help build credit history and savings. How does it compare to Kikoff? Read our comparison chart below.

	CreditStrongSelf
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	CreditStrong	Kikoff
		SPECIAL OFFER Credit Building Made Easy - Learn More Read Kikoff Review
	Benefits and Features
Fees	Credit Builder Loan: $15 - $25 one-time administrative fee + required monthly payment Revolving Credit: Starts at $99/year ($8.25/month billed annually)	Credit Account: Starts at $5/month Rent Reporting: Free
Credit Building Tools	Credit Builder Loan Revolving Credit	Credit Account Credit Builder Loan Kikoff Secured Credit Card Rent Reporting
Credit Bureaus Reporting	3 Main Credit Bureaus	Credit Account & Credit Card: 3 Main Credit Bureaus Credit Builder Loan: TransUnion and Equifax Rent Reporting: Equifax
Monthly Loan Payment	Starts at $28/month	$10/month
Loan Term	24 - 60 months	12 months
APR	3.02% - 15.73%	0%
Credit Limit	Line of credit: $1,000 - $10,000	Credit Account: $750-$3,500 (can be used at Kikoff Store only) Secured Credit Card: $50 minimum
Mobile App	No	Yes
	CreditDonkey® Reviews
Fees
Credit Builder Loan
Customer Service
Ease of Use
Credit Building Tools
Credit Bureaus Reporting
Mobile App
Pros & Cons	Pros: Reports to 3 credit bureaus No credit check Cancel anytime Cons: Costly way to build credit Late payment can hurt credit No early withdrawal	Pros: Inexpensive way to build credit Cancel anytime No lock-in period Cons: Does not report to TransUnion Kikoff Store items may not be valuable
Bottom Line	Credit builder loan to help build credit history and savings... Read full review	Low-cost credit builder that packs in extra features for credit building... Read full review
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		Credit Building Made Easy Build Credit for Only $5/month

Credit Building Made Easy

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• No credit pull required
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Build Credit for Only $5/month

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Which is Better: CreditStrong or Kikoff?

Still need help deciding which credit is better? Read the in-depth reviews below. You may also be interested in comparing CreditStrong or Kovo.

In short: Kikoff's fees is notable.

Articles on CreditStrong

CreditStrong

Take an in-depth look at credit builder loan company Credit Strong. Review how it works, fees and interest rates, competitors, and customer reviews.

Articles on Kikoff

Kikoff

Kikoff offers an affordable credit line, which can help you build your credit. But what's the catch? Read on to find out.

• Kikoff vs Self
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Which Do You Think is Best?

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