Citibank vs PNC Bank
Citibank is a large national bank best for high balance customers. How does it compare to PNC Bank? Read our comparison chart below.
Citibank has over 600 branches across the United States. Service fees and ways to waive are on the high side. Best for high-balance customers who can open one of the elite accounts to earn reward points, get preferred rates, and other perks.
While PNC Bank has 2,200+ branches in 29 states plus D.C. mostly in the East. Checking accounts offer a unique Virtual Wallet feature with financial tools to help achieve goals. Account fees are easily waived by meeting account balance or direct deposit requirements.
Compare Citibank with PNC Bank, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.
Citibank | PNC Bank | |
---|---|---|
Citi Checking - $1,500 Bonus | Virtual Wallet with Performance Select Checking - $400 Bonus - | |
Benefits and Features | ||
Savings |
| Up to 4.15% APY. Only available in eligible markets. |
CD |
| 0.01% to 4.30% APY. Terms of 7 days to 10 years. |
Checking |
| |
Money Market |
| Up to 0.05% APY. Only available in eligible markets. |
Mobile App | ||
ATMs | More than 70,000 fee-free ATMs at Citi branches and participating retail locations nationwide, including Target, CVS Pharmacy, Rite aid, Walgreens, Duane Reade and ATMs displaying Allpoint or MoneyPass logo. | approximately 60,000 PNC and partner ATMs |
Customer Service | 24/7 Live Customer Service (Telephone) |
|
IRA CD | ||
IRA Money Market | ||
Locations | 645 retail bank branches concentrated in the six key metropolitan areas of New York, Chicago, Los Angeles, San Francisco, Miami, and Washington, D.C. | |
CreditDonkey® Reviews | ||
Savings | ||
CD | ||
Checking | ||
Mobile App | ||
Customer Service | ||
Money Market | ||
Pros & Cons | Pros:
| Pros:
|
Bottom Line | Large national bank best for high balance customers... | East Coast bank with advanced financial tools to help achieve goals... |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Citibank: Pricing information from published website as of 12/03/2024. This content is not provided by Citi. Any opinions expressed are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Citi. PNC Bank: Pricing information from published website as of 11/27/2024 based on 91107 zip code. |
Which is Better: Citibank or PNC Bank?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Citibank or Chase.
In short: PNC Bank's checking is worth mentioning.