Chase Sapphire Preferred® Card vs Discover it Miles

Compare Rewards, Interest Rates, Fees, and Benefits

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Chase Sapphire Preferred is a high-earning rewards card for those with excellent credit. How does it compare to Discover it Miles, a travel and airline card? Read our comparison chart below.

Keep in mind, the Chase Sapphire Preferred has a $95 annual fee, while the Discover it Miles has a $0 annual fee.

	Chase Sapphire Preferred® Card	Discover it® Miles

	Credit Card Interest Rates & Fees
Introductory APR for Purchases	N/A	0% introductory APR for 15 months
Introductory APR for Balance Transfers	N/A	10.99% introductory APR for 15 months
Purchase APR	20.99% to 27.99% Variable based on your creditworthiness and other factors	18.74% to 27.74% Variable based on your creditworthiness and other factors
Balance Transfers APR	20.99% to 27.99% Variable based on your creditworthiness and other factors	18.74% to 27.74% Variable based on your creditworthiness and other factors
Foreign Transaction Fee	$0	No foreign transaction fee
Annual Fee	$95 annual fee	$0 annual fee
	Credit Card Rewards & Benefits
Introductory Bonus Airline Rewards		Discover will match all the miles you've earned at the end of your first year (only for new cardmembers).
Introductory Bonus Offer	Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
Travel Rewards	Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.	1.5x Miles on every dollar you spend on purchases. Redeem Miles in any amount to credit travel purchases from your statement, or get cash at any time.
Airline Rewards	1:1 point transfer to leading airline and hotel loyalty programs	1.5x Miles on every dollar you spend on purchases.
Bonus Hotel Rewards	$50 Annual Chase Travel Hotel Credit
Hotel Rewards	1:1 point transfer to leading airline and hotel loyalty programs
Point Rewards	Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
Dining Rewards	3X points on dining
Airline Transfer Partners	Chase airline transfer partners include United Airlines, Southwest Airlines, JetBlue, British Airways, Air Canada, Air France, Singapore Airlines, Virgin Atlantic, Iberia, Emirates, and Aer Lingus.
	CreditDonkey® Credit Card Reviews
Pros & Cons	Pros: Generous bonus points Flexible travel rewards Travel, purchase and security protection $0 Foreign Transaction Fee Cons: $95 annual fee No intro APR
Bottom Line	High-earning rewards card for those with excellent credit... Read full review

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Still need help deciding which travel credit card is better? Read the in-depth reviews below. You may also be interested in comparing Chase Sapphire Preferred or Chase Sapphire Reserve.