Chase Sapphire Preferred® Card vs Chase Sapphire Reserve®
Compare Rewards, Interest Rates, Fees, and Benefits
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Chase Sapphire Preferred is a high-earning rewards card for those with excellent credit. How does it compare to Chase Sapphire Reserve, a travel, airline, points and restaurant card? Read our comparison chart below.
Keep in mind, the Chase Sapphire Preferred has a
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Chase Sapphire Preferred® Card | Chase Sapphire Reserve® | |
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Credit Card Summary | ||
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Credit Card Interest Rates & Fees | ||
| Purchase APR | 15.99% to 22.99% Variable based on your creditworthiness and other factors | 16.99% to 23.99% Variable based on your creditworthiness and other factors |
| Balance Transfers APR | 15.99% to 22.99% Variable based on your creditworthiness and other factors | 16.99% to 23.99% Variable based on your creditworthiness and other factors |
| Foreign Transaction Fee | $0 | $0 |
| Annual Fee | ||
Credit Card Rewards & Benefits | ||
| Introductory Bonus Offer | Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®. | Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards® |
| Travel Rewards | 5X points on travel purchased through Chase Ultimate Rewards®, 3X points on dining and 2X points on all other travel purchases | Earn 5X total points on air travel and 10X total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards® immediately after the first $300 is spent on travel purchases annually. Earn 3X points on other travel and dining & 1 point per $1 spent on all other purchases. 1:1 point transfer to leading airline and hotel loyalty programs |
| Airline Rewards | 1:1 point transfer to leading airline and hotel loyalty programs | 1:1 point transfer to leading airline and hotel loyalty programs |
| Bonus Hotel Rewards | $50 annual Ultimate Rewards Hotel Credit | |
| Hotel Rewards | 1:1 point transfer to leading airline and hotel loyalty programs | 1:1 point transfer to leading airline and hotel loyalty programs |
| Point Rewards | 5X points on travel purchased through Chase Ultimate Rewards®, 3X points on dining and 2X points on all other travel purchases. Earn 1 point per dollar spent on all other purchases. | Earn 5X total points on air travel and 10X total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards® immediately after the first $300 is spent on travel purchases annually. Earn 3X points on other travel and dining & 1 point per $1 spent on all other purchases |
| Airline Status | $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year. Through December 31, 2021, gas station & grocery store purchases will also count towards earning your Travel Credit. Complimentary Priority Pass™ Select membership for access to 1,300+ airport lounges worldwide. One-time enrollment required for Priority Pass Select | |
| Dining Rewards | 3X points on dining | 3X points on dining at restaurants |
| Airline Transfer Partners | Chase airline transfer partners include United Airlines, Southwest Airlines, JetBlue, British Airways, Air Canada, Air France, Singapore Airlines, Virgin Atlantic, Iberia, Emirates, and Aer Lingus. | Chase airline transfer partners include United Airlines, Southwest Airlines, JetBlue, British Airways, Air Canada, Air France, Singapore Airlines, Virgin Atlantic, Iberia, Emirates, and Aer Lingus. |
| Go to issuer's official application, terms, and details | Go to issuer's official application, terms, and details | |
CreditDonkey® Credit Card Reviews | ||
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| Pros & Cons | Pros:
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| Bottom Line | High-earning rewards card for those with excellent credit... | Ultra premium credit card for luxury travelers... |
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See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: This content is not provided by Chase. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Chase. | ||
Which is Better: Chase Sapphire Preferred or Chase Sapphire Reserve?
Still need help deciding which travel credit card is better? Read the in-depth reviews below. You may also be interested in comparing Chase Sapphire Preferred or Capital One Venture.
Articles on Chase Sapphire Preferred® Card
Is Chase Sapphire Preferred Worth It
Travel credit cards are a smart way to earn flights and hotel stays. Our favorite is the Chase Sapphire Preferred® Card because of its bonus point offer and premium travel benefits. Read on to see if the annual fee is worth it for you.
Credit Score Needed for Chase Sapphire
Chase Sapphire Preferred usually requires an excellent credit score (720+). But this is not the only deciding factor. Find out how to improve your odds.
Chase Sapphire Preferred Credit Score Needed
Chase Sapphire Preferred usually requires great credit, which means 720 or more. However, many users can be approved with a lower score. Find out the credit requirements needed.
Chase Sapphire Preferred Rental Car Insurance
Chase Sapphire Preferred offers primary coverage for rental cars. Learn what this covers, how to use it, and how to file a claim.
Chase Sapphire Preferred Credit Limit
Many Chase Sapphire Preferred users receive a credit limit of $5,000 - $20,000. Find out how Chase determines your credit limit and how to get an increase.
Articles on Chase Sapphire Reserve®
Chase Sapphire Reserve Review
With excellent rewards and premium travel benefits, the Chase Sapphire Reserve® is meant for frequent travelers. Read on to decide if the $550 annual fee is worth it for you.
Chase Sapphire Reserve Benefits
Chase Sapphire Reserve has benefits you may not know. Don't waste these valuable perks. Read this guide to maximize Chase Sapphire Reserve benefits.
Chase Sapphire Reserve Credit Score
You usually need an excellent credit score for Chase Sapphire Reserve (720+). But this is not the only factor. Here's how to improve your approval odds.
Chase Sapphire Reserve Lounge Access
Airport lounge access is one of Chase Sapphire Reserve's best benefits. Learn how to maximize this benefit including what lounges you can enter, how to use it, and the guest policy.
Chase Sapphire Reserve Rental Car Insurance
Chase Sapphire Reserve offers primary coverage for rental cars. Learn what this covers, how to use it, and how to file a claim.
Chase Sapphire Reserve Credit Limit
Many Chase Sapphire Reserve users receive a credit limit of $10,000 - $25,000. Find out how Chase determines your credit limit and how to get an increase.
Chase Sapphire Reserve Priority Pass
Priority Pass membership is one of Chase Sapphire Reserve's best benefits. Here is everything you need to know to sign up, activate and use it.
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