Chase Sapphire Preferred® Card vs Chase Sapphire Reserve®
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Chase Sapphire Preferred is a high-earning rewards card for those with excellent credit. How does it compare to Chase Sapphire Reserve, a travel, airline, points and restaurant card? Read our comparison chart below.
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Chase Sapphire Preferred® Card | Chase Sapphire Reserve® | |
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Credit Card Summary | ||
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Credit Card Interest Rates & Fees | ||
Purchase APR | 19.99% to 28.24% Variable based on your creditworthiness and other factors | 20.24% to 28.74% Variable based on your creditworthiness and other factors |
Balance Transfers APR | 19.99% to 28.24% Variable based on your creditworthiness and other factors | 20.24% to 28.74% Variable based on your creditworthiness and other factors |
Foreign Transaction Fee | $0 | $0 |
Annual Fee | ||
Credit Card Rewards & Benefits | ||
Introductory Bonus Offer | Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. | Earn 100,000 bonus points + $500 Chase Travel℠ promo credit after you spend $5,000 on purchases in the first 3 months from account opening. |
Travel Rewards | Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases | Earn 8x points on all purchases through Chase Travel℠, including The Edit℠ and 4x points on flights and hotels booked direct. Plus, earn 3x points on dining worldwide & 1x points on all other purchases 1:1 point transfer to leading airline and hotel loyalty programs |
Airline Rewards | 1:1 point transfer to leading airline and hotel loyalty programs | 1:1 point transfer to leading airline and hotel loyalty programs |
Hotel Rewards | 1:1 point transfer to leading airline and hotel loyalty programs | 1:1 point transfer to leading airline and hotel loyalty programs |
Point Rewards | Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases | Earn 8x points on all purchases through Chase Travel℠, including The Edit℠ and 4x points on flights and hotels booked direct. Plus, earn 3x points on dining worldwide & 1x points on all other purchases |
Airline Status | $300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year. Access over 1,300 airport lounges worldwide with a complimentary Priority Pass™ Select membership, plus every Chase Sapphire Lounge® by The Club with two guests. Plus, up to $120 towards Global Entry, NEXUS, or TSA PreCheck® every 4 years | |
Dining Rewards | 3X points on dining | Earn 3x points on dining worldwide |
Airline Transfer Partners | Chase airline transfer partners include United Airlines, Southwest Airlines, JetBlue, British Airways, Air Canada, Air France, Singapore Airlines, Virgin Atlantic, Iberia, Emirates, and Aer Lingus. | Chase airline transfer partners include United Airlines, Southwest Airlines, JetBlue, British Airways, Air Canada, Air France, Singapore Airlines, Virgin Atlantic, Iberia, Emirates, and Aer Lingus. |
Go to issuer's official application, terms, and details | Go to issuer's official application, terms, and details | |
CreditDonkey® Credit Card Reviews | ||
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Pros & Cons | Pros:
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Bottom Line | High-earning rewards card for those with excellent credit... | Ultra premium credit card for luxury travelers... |
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See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: This content is not provided by Chase. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Chase. For rates and fees of the Chase Sapphire Preferred® Card, please click here. |
Which is Better: Chase Sapphire Preferred or Chase Sapphire Reserve?
Still need help deciding which travel credit card is better? Read the in-depth reviews below. You may also be interested in comparing Chase Sapphire Preferred or Capital One Venture.
Articles on Chase Sapphire Preferred® Card
Is Chase Sapphire Preferred Worth It
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Compare Chase Sapphire Preferred to:
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For rates and fees of the Chase Freedom Unlimited® card, please click here.
For rates and fees of the Ink Business Cash® Credit Card, please click here.
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For rates and fees of the Ink Business Preferred® Credit Card, please click here.