Chase Sapphire Preferred® Card vs Chase Sapphire Reserve®
Articles on Chase Sapphire Preferred® Card
Travel credit cards are a smart way to earn flights and hotel stays. Our favorite is the Chase Sapphire Preferred® Card because of its bonus point offer and premium travel benefits. Read on to see if the annual fee is worth it for you.
6/20/2025 Update: Chase Sapphire Preferred® Card is no longer available on CreditDonkey. This offer may have been discontinued or may no longer be available to new applicants.
Chase Sapphire Preferred® Card usually requires an excellent credit score (720+). But this is not the only deciding factor. Find out how to improve your odds.
Chase Sapphire Preferred® Card usually requires great credit, which means 720 or more. However, many users can be approved with a lower score. Find out the credit requirements needed.
Chase Sapphire Preferred® Card offers primary coverage for rental cars. Learn what this covers, how to use it, and how to file a claim.
Many Chase Sapphire Preferred® Card users receive a credit limit of $5,000 - $20,000. Find out how Chase determines your credit limit and how to get an increase.
Articles on Chase Sapphire Reserve®
With excellent rewards and premium travel benefits, the Chase Sapphire Reserve® is meant for frequent travelers. Read on to decide if the $550 annual fee is worth it for you.
6/20/2025 Update: Chase Sapphire Reserve® is no longer available on CreditDonkey. This offer may have been discontinued or may no longer be available to new applicants.
You usually need an excellent credit score for Chase Sapphire Reserve® (720+). But this is not the only factor. Here's how to improve your approval odds.
Airport lounge access is one of the best benefit of Chase Sapphire Reserve® . Learn how to maximize this perk including what lounges you can enter, how to use it, and the guest policy.
Many Chase Sapphire Reserve® users receive a credit limit of $10,000 - $25,000. Find out how Chase determines your credit limit and how to get an increase.
Priority Pass membership is one of Chase Sapphire Reserve® best benefits. Here is everything you need to know to sign up, activate and use it.
Compare Chase Sapphire Preferred to:
 | | - Intro Offer: Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening
- Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases.
- No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
- Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 18.99% - 28.49%.
- No annual fee - You won't have to pay an annual fee for all the great features that come with your Freedom Unlimited® card
- Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, alerts, and more.
- Member FDIC
- Rates and Fees
| Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | 0% for 15 months | 0% for 15 months | 18.99% - 28.49% Variable | $0 |
|
 | | - Earn $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening
- Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
- Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases
- With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
- No Annual Fee
- Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
- 0% introductory APR for 12 months on purchases
- Member FDIC
- Rates and Fees
| Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | 0% for 12 months | N/A | 17.49% - 25.49% Variable | $0 |
|
For rates and fees of the Chase Freedom Unlimited® card, please click here.
For rates and fees of the Ink Business Cash® Credit Card, please click here.
You might also be interested in
Related: Travel Rewards Credit Cards

Save money on your next vacation. These top travel websites offer deep discounts and worthwhile deals on airfare, hotel rooms, and car rentals.
Compare Chase Sapphire Reserve to:
 | | - Earn 90k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $900 cash back or $1,125 toward travel when redeemed through Chase Travel℠
- Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
- Round-the-clock monitoring for unusual credit card purchases
- With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
- Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open
- Points are worth 25% more when you redeem for travel through Chase Travel℠
- Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
- Member FDIC
- Rates and Fees
| Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | N/A | N/A | 20.24% - 26.24% Variable | $95 |
|
For rates and fees of the Ink Business Preferred® Credit Card, please click here.