Chase Freedom vs Chase Sapphire Preferred® Card

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Chase Freedom has no annual fee but the Sapphire Preferred is not to be overlooked. Consider using both: use Chase Freedom for the 5% categories and then combine your points with Chase Sapphire Preferred.

Articles on Chase Freedom

Chase Freedom Review

Chase Freedom is one of the best credit cards for cash back, if used the right way. If not, there are drawbacks. Read on for the pros and cons to determine if this card is right for you.

9/15/2020 Update: Chase Freedom is no longer available on CreditDonkey. This offer may have been discontinued or may no longer be available to new applicants.

Articles on Chase Sapphire Preferred® Card

Is Chase Sapphire Preferred Worth It

Travel credit cards are a smart way to earn flights and hotel stays. Our favorite is the Chase Sapphire Preferred® Card because of its bonus point offer and premium travel benefits. Read on to see if the annual fee is worth it for you.

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Chase Sapphire Preferred Credit Score

Chase Sapphire Preferred® Card usually requires an excellent credit score (720+). But this is not the only deciding factor. Find out how to improve your odds.

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Chase Sapphire Preferred Credit Score Needed

Chase Sapphire Preferred® Card usually requires great credit, which means 720 or more. However, many users can be approved with a lower score. Find out the credit requirements needed.

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Chase Sapphire Preferred Rental Car Insurance

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Chase Sapphire Preferred Credit Limit

Many Chase Sapphire Preferred® Card users receive a credit limit of $5,000 - $20,000. Find out how Chase determines your credit limit and how to get an increase.

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Compare Chase Freedom to:

Chase Freedom Unlimited® Intro Offer: Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases. No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open! Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 18.99% - 28.49%. No annual fee - You won't have to pay an annual fee for all the great features that come with your Freedom Unlimited® card Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, alerts, and more. Member FDIC Rates and Fees Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee 0% for 15 months 0% for 15 months 18.99% - 28.49% Variable $0

Chase Sapphire Preferred® Card Earn 60,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more. Earn up to $50 in statement credits each account anniversary year for hotel stays through Chase Travel℠ 10% anniversary points boost - each account anniversary you'll earn bonus points equal to 10% of your total purchases made the previous year. Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more. Complimentary DashPass which unlocks $0 delivery fees & lower service fees for a min. of one year when you activate by 12/31/27. Plus, a $10 promo each month on non-restaurant orders. Member FDIC Rates and Fees Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A N/A 19.99% - 28.24% Variable $95

For rates and fees of the Chase Freedom Unlimited® card, please click here.
For rates and fees of the Chase Sapphire Preferred® Card, please click here.

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Chase Freedom Unlimited

With a cash back offer and no annual fee, does Chase Freedom Unlimited® live up to the hype? Read this in-depth review to see how it stacks up.

Compare Chase Sapphire Preferred to:

Chase Sapphire Reserve® Terms Apply | Read Review | See Rates & Fees Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A N/A 20.24% - 28.74% Variable $550

Ink Business Cash® Credit Card Terms Apply | Read Review | See Rates & Fees Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee 0% for 12 months N/A 17.49% - 25.49% Variable $0

For rates and fees of the Chase Sapphire Reserve® card, please click here.
For rates and fees of the Ink Business Cash® Credit Card, please click here.

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