Capital One Spark Cash Plus vs Ink Business Cash® Credit Card

Compare Rewards, Interest Rates, Fees, and Benefits

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Capital One Spark Cash Plus is a business and cash back charge card. How does it compare to Ink Business Cash from Chase, a cash back card? Read our comparison chart below.

Keep in mind, the Capital One Spark Cash Plus has a $150 annual fee, while the Ink Business Cash has a $0 annual fee.

	Capital One Spark Cash Plus	Ink Business Cash® Credit Card

	Card Interest Rates & Fees
Introductory APR for Purchases	N/A	0% introductory APR for 12 months
Purchase APR	N/A	17.99% to 25.99% Variable based on your creditworthiness and other factors
Balance Transfers APR	N/A	17.99% to 25.99% Variable based on your creditworthiness and other factors
Foreign Transaction Fee	No foreign transaction fee	3% of each transaction in U.S. dollars
Annual Fee	$150 annual fee	$0 annual fee
	Card Rewards & Benefits
Introductory Bonus Cash Back	Earn a $2,000 cash bonus when you spend $30,000 in the first 3 months.	Earn $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening
Cash Back Rewards	Earn 2% cash back on every purchase	Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year. Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases.
Bonus Cash Back	Earn an annual $200 cash bonus every year you spend $200,000 or more.
Gas Rewards		Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year.
Dining Rewards		Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year.
	CreditDonkey® Card Reviews
Pros & Cons		Pros: Earn bonus cash back Gas and dining rewards Cons: 2% cash back on gas and dining only on first $25,000 Foreign transaction fee
Bottom Line		Excellent cash back rewards card for small business... Read full review

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Still need help deciding which business card is better? Read the in-depth reviews below. You may also be interested in comparing Capital One Spark Cash Plus or Ink Business Preferred.

Articles on Ink Business Cash® Credit Card

Chase Ink Business Cash Review

Read this in-depth Ink Business Cash® review before you apply. With no annual fee, small business owners can earn cash rewards fast, but is it right for you?