Ink Business Cash® Credit Card vs Capital One Spark Cash Select
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Ink Business Cash is an excellent cash back rewards card for small business. How does it compare to Capital One Spark Cash Select, a cash back card? Read our comparison chart below.
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Ink Business Cash® Credit Card | Capital One Spark Cash Select for Business | |
|---|---|---|
Credit Card Interest Rates & Fees | ||
| Introductory APR for Purchases | 0% introductory APR for 12 months | N/A |
| Purchase APR | 17.99% to 23.99% Variable based on your creditworthiness and other factors | 18.24% to 24.24% (Variable) based on your creditworthiness and other factors |
| Balance Transfers APR | 17.99% to 23.99% Variable based on your creditworthiness and other factors | 18.24% to 24.24% (Variable) based on your creditworthiness and other factors |
| Balance Transfer Fee | Either $5 or 5% of the amount of each transfer, whichever is greater. | No balance transfer fee |
| Foreign Transaction Fee | 3% of each transaction in U.S. dollars | No foreign transaction fee |
| Annual Fee | ||
Credit Card Rewards & Benefits | ||
| Introductory Bonus Cash Back | Earn $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening | Earn a one-time $500 cash bonus once you spend $4,500 on purchases within the first 3 months from account opening |
| Cash Back Rewards | Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year. Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases. | Earn 1.5% cash back on every purchase |
| Bonus Cash Back | 10% Business Relationship Bonus If you have the Ink Business Cash card plus a Chase Business Checking account on your first card anniversary | |
| Gas Rewards | Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. | |
| Dining Rewards | Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. | |
CreditDonkey® Credit Card Reviews | ||
| Pros & Cons | Pros:
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| Bottom Line | Excellent cash back rewards card for small business... | |
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See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Disclaimer: The information for the Capital One Spark Cash Select for Business has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. Capital One Spark Cash Select: Pricing information including interest rates, rewards, benefits and fees was obtained on June 29, 2023 from published websites and is believed to be accurate, but not guaranteed. | ||
Still need help deciding which business card is better? Read the in-depth reviews below. You may also be interested in comparing Ink Business Cash or Ink Business Preferred.
Articles on Ink Business Cash® Credit Card
Ink Business Cash Review
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