Ink Business Cash® Credit Card vs Capital One Spark Cash Select
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Ink Business Cash is an excellent cash back rewards card for small business. How does it compare to Capital One Spark Cash Select, a cash back card? Read our comparison chart below.
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Ink Business Cash® Credit Card | Capital One Spark Cash Select for Business | |
|---|---|---|
Credit Card Interest Rates & Fees | ||
| Introductory APR for Purchases | 0% introductory APR for 12 months | N/A |
| Purchase APR | 17.99% to 25.99% Variable based on your creditworthiness and other factors | 18.24% to 24.24% (Variable) based on your creditworthiness and other factors |
| Balance Transfers APR | 17.99% to 25.99% Variable based on your creditworthiness and other factors | 18.24% to 24.24% (Variable) based on your creditworthiness and other factors |
| Balance Transfer Fee | Either $5 or 5% of the amount of each transfer, whichever is greater. | No balance transfer fee |
| Foreign Transaction Fee | 3% of each transaction in U.S. dollars | No foreign transaction fee |
| Annual Fee | ||
Credit Card Rewards & Benefits | ||
| Introductory Bonus Cash Back | Earn $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening | Earn a one-time $500 cash bonus once you spend $4,500 on purchases within the first 3 months from account opening |
| Cash Back Rewards | Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year. Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases. | Earn 1.5% cash back on every purchase |
| Gas Rewards | Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. | |
| Dining Rewards | Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. | |
CreditDonkey® Credit Card Reviews | ||
| Pros & Cons | Pros:
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| Bottom Line | Excellent cash back rewards card for small business... | |
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Still need help deciding which business card is better? Read the in-depth reviews below. You may also be interested in comparing Ink Business Cash or Ink Business Preferred.
Articles on Ink Business Cash® Credit Card
Ink Business Cash Review
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