Varo Bank vs Chime
| SPECIAL OFFER Varo Bank Account - Learn More | SPECIAL OFFER Get Started - Learn MoreRead Chime Review |
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| Benefits and Features |
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Savings | 3.00% APY on all balances. Opportunity to earn 5.00% APY if your daily savings balance does not exceed $5,000 AND you make at least 5 Varo debit card purchases per month AND receive at least $1,000 in direct deposits in either the Varo Bank Account or Savings Account. | 2.00% Annual Percentage Yield (APY).
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Checking | No monthly service fee; no minimum balance; no overdraft fees | No monthly service fee; no minimum balance; no overdraft fees; no foreign transaction fees |
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Monthly Fee | $0 | $0 |
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Minimum Deposit to Open | $0 | $0 |
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Mobile App | iOS & Android | iOS & Android |
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ATMs | over 55,000 fee-free AllPoint ATMs | Over 60,000 fee-free MoneyPass, Allpoint, and Visa Plus Alliance ATMs |
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Customer Service | Mon-Fri 8am - 9pm (ET) and Sat-Sun 11am to 7pm (ET) | 24/7 |
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Locations | Online only | Online only |
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| CreditDonkey® Reviews |
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Savings | | |
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Checking | | |
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Mobile App | | |
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Customer Service | | |
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Pros & Cons | | Pros:- No account fees
- Get paycheck 2 days early
- Up to $200 overdraft coverage
Cons: |
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Varo Bank: Pricing information from published website as of 11/26/2024. Chime: Chime is a financial technology company, not a bank. Banking services provided by, and debit card issued by, The Bancorp Bank or Stride Bank, N.A.; Members FDIC. |
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