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USAA Bank vs Ally Bank


 

USAA Bank

Ally Bank

SPECIAL OFFER
9-Month Jumbo CD - 4.90% APY - Learn More

Read USAA Bank Review

SPECIAL OFFER
Online Savings Account - 4.20% APY - Learn More

Read Ally Bank Review

 

Benefits and Features

Savings 
4.20% APY
CD 3.00% to 4.50% APY. Terms of 3 months to 5 years. 12-month CD APY of 4.50%
Checking 0.10% APY for daily balances less than $15,000. 0.25% APY for daily balances over $15,000
Money Market 
4.20% APY
Mobile App 
iOS & Android
ATMs100,000+ USAA and USAA-preferred ATMsOver 43,000 no-fee Allpoint ATMs
Customer Service
  • Monday to Friday 8:00AM - 7:00PM (ET)
  • Saturday & Sunday 9:30AM - 2:00PM (ET)
24/7
Locations5 financial centers in Colorado, New York, Maryland, and San Antonio
Online only
 

CreditDonkey® Reviews

SavingsStarStarHalf StarEmpty StarEmpty StarStarStarStarStarEmpty Star
FeesStarStarStarHalf StarEmpty Star
Mobile AppStarStarStarStarHalf StarStarStarStarStarStar
Customer ServiceStarStarStarEmpty StarEmpty StarStarStarStarStarStar
CheckingStarStarStarStarEmpty Star
Money MarketStarStarStarStarEmpty Star
Pros & ConsPros:
  • $0 monthly fees
  • Free bank card
Cons:
  • Low APY
  • Not available for all
Pros:
  • CD options
  • No account minimums
  • Good customer service
Cons:
  • Low Checking APY for lower balance customers
Bottom LineSavings account with low rate and limited availability... Read full reviewSolid online bank with a great user-friendly website and customer service... Read full review

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

USAA Bank: Pricing information from published website as of 11/25/2023.

Ally Bank: Pricing information from published website as of 04/20/2024.


Articles on USAA Bank

USAA Savings Account Interest Rate

Looking to open a savings account with USAA Federal Savings Bank? Read on to learn what rates are being offered.

USAA High Yield Savings

USAA Bank boasts a savings account with an adequate rate and no fees. But you may not be eligible to get it. Read on to find out.

Articles on Ally Bank

Ally Bank

Ally Bank offers good interest rates and no account minimums. But is this popular online bank good for you? Learn the benefits (and drawbacks) here.

Ally High Yield Savings Review

Ally Savings offers a strong APY and various savings tools to help you boost your funds. Read on to find out more.

Ally Bank Problems

Ally Bank is well-known for having attractive APYs and practically no fees. But, what's the catch? Read on to know what nuisances you may encounter.

Ally Money Market vs Savings

Ally's Money Market and Savings accounts boast high APYs with no hidden fees. But, how do they differ? Read on to find out.

Ally Bank CD Rates

Ally Bank CD accounts offer high APYs and require no minimum deposit. But what is the catch? Learn more about Ally CD rates in this review.

Ally Bank Routing Number

Looking to transfer money in or out of your Ally account? You'll need the right routing number. Find your Ally routing number and learn more about money transfers in our guide.

Which Do You Think is Best?


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Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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