UFB Direct vs Western Alliance Bank

UFB Direct is a safe digital bank for high APYs on personal savings and MMAs. How does it compare to Western Alliance Bank? Read our comparison chart below.

UFB Direct specializes in online savings accounts with competitive APYs. The UFB Savings has no monthly fees and comes with a complimentary ATM card, while the UFB Money Market has balance requirements but offers check-writing privileges.

While Western Alliance Bank offers high-yield savings products and CD accounts.

Compare UFB Direct with Western Alliance Bank, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	UFB DirectCIT Bank Member FDIC	Member FDIC
	Learn More	Visit Site
	UFB Direct	Western Alliance Bank
	SPECIAL OFFER UFB Portfolio Savings - Earn up to 4.01% APY - Learn More Read UFB Direct Review	SPECIAL OFFER High-Yield Savings Premier - 4.46% APY Read Western Alliance Bank Review
	Benefits and Features
Savings	Up to 4.01% APY	4.46% APY
CD	N/A	Up to 4.50%; 3-12 month term CDs. $1 minimum deposit.
Checking	N/A	N/A
Money Market	Up to 4.01% APY
Mobile App	iOS & Android
ATMs	Free withdrawals at 91,000 ATMs across the nation
Customer Service	Mon - Fri: 8 am - 5 pm PT
Locations	Online only	35 locations
	CreditDonkey® Reviews
Savings
Money Market
Mobile App
Customer Service
CD
Fees
Pros & Cons	Pros: Competitive APYs Easy online banking Cons: Limited transactions No physical locations	Pros: High APY No account activity or maintenance fees Cons: No debit card or checks
Bottom Line	Safe digital bank for high APYs on personal savings and MMAs... Read full review	Solid bank that offers high APY savings products with a fully digital experience... Read full review
	Learn More	Visit Site
	UFB Portfolio Savings - Earn up to 4.01% APY UFB Portfolio Money Market - Earn up to 4.01% APY	High Yield Savings Account - 4.50% APY High-Yield CD Rates - Up to 4.50% APY 3-Month High-Yield CD - 4.50% APY
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. UFB Direct: Pricing information from published website as of 11/22/2024. Western Alliance Bank: Information sourced from the published website as of 12/11/2024.

High-Yield Savings Premier - 4.46% APY

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• No account activity or maintenance fees
• $500 minimum opening deposit
• FDIC insured

The annual percentage yield (APY) is accurate as of November 7, 2024 and subject to change at the Bank's discretion. Refer to product's website for latest APY rate. Minimum deposit required to open an account is $500 and a minimum balance of $0.01 is required to earn the advertised APY. Member FDIC

Member FDIC

High Yield Savings Account - 4.50% APY

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on Raisin's Secure Website

• No fees
• $1 minimum deposit
• 24/7 online access
• FDIC insured

High-Yield CD Rates - Up to 4.50% APY

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on Raisin's Secure Website

• No fees
• $1 minimum deposit
• FDIC insured

Term	CD Rates
3 Month	4.50% APY
5 Month	4.40% APY
6 Month	4.40% APY
9 Month	4.35% APY
12 Month	4.25% APY

Which is Better: UFB Direct or Western Alliance Bank?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing UFB Direct or CIT Bank.

In short: UFB Direct's mobile app is worth mentioning.

Articles on UFB Direct

UFB Direct Review

UFB Direct offers high interest rates. But is it a safe choice? Find out in this review.

• UFB Direct vs CIT Bank

UFB Direct Savings vs Money Market

UFB Direct offers high APYs on savings and money market accounts. Find out which one suits your financial needs best. Get a higher rate today.

Articles on Western Alliance Bank

Western Alliance Bank Review

Western Alliance Bank offers savings products with competitive APYs for people looking to grow their money. Is there a catch? Read on to find out.

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Which Do You Think is Best?