Truist Bank vs TD Bank
Truist Bank | TD Bank | |
|---|---|---|
Personal Checking Account - $400 Bonus - | TD $300 Beyond Checking Bonus - | |
Benefits and Features | ||
| Savings | 0.02% APY. No minimum deposit. $5.00 monthly fee waived if 1) minimum $300 balance or 2) waived for the first 12 months if with recurring transfer of $25 or more from a TD Bank account or if you're under 18 or 62 and older. | |
| CD | up to 3.69% APY (up to 3.70% for Relationship APY). Terms of 3 to 60 months. Minimum deposit of $250. Allows one penalty-free withdrawal (depending on account). | |
| Checking | TD Complete Checking, TD Beyond Checking, TD Essential Banking | |
| Mobile App | ||
| ATMs | 2,600 ATMs throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida | |
| Customer Service | 24/7 automated assistance Phone: 844-487-8478 Monday - Friday: 8AM - 8PM ET Saturday: 8AM - 5PM ET | 24/7 Live Customer Service (Telephone) |
| IRA CD | up to 3.69% APY (up to 3.70% for Promotional APY. Terms of 3 months to 5 years. Minimum deposit of $250. Additional contributions and penalty-free withdrawal available (depending on account). | |
| Locations | ||
CreditDonkey® Reviews | ||
| Savings | ||
| CD | ||
| Checking | ||
| Money Market | ||
| Mobile App | ||
| Customer Service | ||
| Pros & Cons | Pros:
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| Bottom Line | East Coast bank with relatively low minimum balance requirements... | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Truist Bank: Information sourced from the published website as of 11/26/2025. TD Bank: Pricing information from published website as of 11/22/2025 based on 08034 zip code. | ||










