SoFi vs Bank of America
SoFi is a personal loans with low APR and fees. Must have good credit to qualify. How does it compare to Bank of America? Read our comparison chart below.
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| Learn More | Learn More | |
SoFi | Bank of America | |
|---|---|---|
Personal Loans: Borrow Between $5k-$100k - | Bank of America Advantage Plus Banking® - Up to $500 Bonus Offer | |
Benefits and Features | ||
| Savings | Up to 3.10% APY on savings balances with direct deposit or qualifying deposits (1.00% APY without) | Bank of America Advantage Savings Standard Rate: 0.01% APY |
| CD |
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| Checking |  | |
| Mobile App | ||
| ATMs | ||
| Customer Service | Checking and Savings Support: Phone: (855) 456-7634 Monday - Thursday: 5AM - 7PM PT Friday - Sunday: 5AM - 5PM PT 24/7 online chat |
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| IRA CD | | |
| Locations | ||
CreditDonkey® Reviews | ||
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| Fees |   | |
| Interest Rates | | |
| Eligibility |  | |
| Pros & Cons | Pros:
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| Bottom Line | Personal loans with low APR and fees. Must have good credit to qualify... | |
| Learn More | Learn More | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Bank of America: Pricing information from published website as of 06/06/2026 based on 91107 zip code. | ||
Bank of America Advantage Plus Banking® - Up to $500 Bonus Offer
- New checking customers only: Get a bonus offer up to $500 after completing qualifying transactions. See offer page for more details
- Bank of America N.A. Member FDIC.
Bank of America Advantage Relationship Banking® - Up to $500 Bonus Offer
- New checking customers only: Get a bonus offer up to $500 after completing qualifying transactions. See offer page for more details
- Bank of America N.A. Member FDIC.
Bank of America Advantage SafeBalance Banking® - $100 Bonus Offer
- New checking customers only: Get a $100 bonus offer after completing qualifying transactions. See offer page for more details
- Bank of America N.A. Member FDIC.
Which is Better: SoFi or Bank of America?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing SoFi or CIT Bank.
Articles on SoFi
SoFi Reviews
SoFi offers unsecured personal loans if you need to borrow money ASAP. But is it legit (or not)? Learn how SoFi personal loans actually work.
SoFi Bank
Seeking high rates and a great digital banking experience? SoFi Bank offers solid accounts and a top-rated mobile app. Read on to know more.
SoFi Bank Locations
SoFi is an online bank offering checking and savings accounts. But does it have physical branches? Keep reading to find out.
SoFi High Yield Savings
Want a high APY and easy access to your money? Get the best of both worlds with SoFi's Checking and Savings account.
Articles on Bank of America
Bank of America Review
Bank of America is a national bank with many account options and user-friendly online banking. But does this convenience come at a cost? Read on.
Bank of America Problems
Bank of America may be one of the biggest banks, but many customers find a lot of issues with their banking services. What are they? Keep reading.
Bank of America CD Rates
Bank of America is one the biggest banks in the U.S. But are their CD rates worth it? Read on to find out.
How to Close a Bank of America Account
Want to close your Bank of America account? Learn how and what you need to do before you close your account.
Bank of America Hours
Bank of America is open 5-6 days a week, depending on the location. Take a look at their business hours below.
Bank of America Routing Number
Find your Bank of America routing number and learn about money transfers in our guide.
Which Do You Think is Best?
Which Bank Account is Right for You?
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