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Regions Bank vs Chase
Regions Bank is a south and Midwest bank with special reward programs. How does it compare to Chase? Read our comparison chart below.
Regions Bank has 1,250+ branches in 15 states in the South and Midwest. Checking and savings accounts require just $50 to open, with relatively lower requirements to waive fees. The unique Now Banking solution offers prepaid Visa, savings, and check cashing services with no account required.
While Chase is one of the biggest banks in the nation with more than 4,700 branches and over 15,000 ATMs. They offer a variety of banking, loans and investing services.
Compare Regions Bank with Chase, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.
Chase Savings: 0.01% APY. $5 monthly service fee waived with either a $300 daily balance OR $25 automatic transfer every month from a linked Chase checking account, OR a linked Chase College Checking for Overdraft Protection, OR a linked qualifying Chase checking account, OR for owners under 18. $0 to open.
Chase Premier Savings: Earn a higher interest rate when you have a bigger balance and meet certain relationship requirements when linked with a Chase Premier Plus Checking or Sapphire Checking account.
CD
0.01% APY (Up to 3.75% APY for Promotional Relationship)
Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee.
Chase Premier Plus Checking: An interest-bearing account with some perks. $25 monthly service waived with an average beginning day balance of $15,000 OR a Chase mortgage with auto pay. $0 minimum balance to open.
Chase Sapphire Checking: A premium checking account for those with $75,000 or more on deposit with Chase. $0 minimum balance to open.
Chase College Checking: No monthly service fee for college students age 17-24 at account opening with proof of student status, for up to 5 years. $0 to open.
Chase Private Client Checking℠: For high net worth individuals who have $150,000 on deposit with Chase.
Mobile App
iOS & Android
ATMs
2,000+ ATMs in 15 Southern and Midwestern US states.
15,000+ Chase ATMs
Customer Service
24/7 Telephone Customer Service
Automated service available 24/7
IRA CD
Locations
1,250+ branches in 15 Southern and Midwestern US states.
Over 4,700
CreditDonkey® Reviews
Savings
CD
Checking
Money Market
Mobile App
Customer Service
Pros & Cons
Pros:
$50 to open checking account
Relationship Rewards program
LifeGreen Savings annual bonus
Cons:
No free checking option
Limited branches
Low savings APY
Pros:
More than 4,700 branches
New customer coupons
Full service banking
Cons:
Low savings rates
Not in all states
Bottom Line
South and Midwest bank with special reward programs... Read full review
National bank with good promotions for new customers... Read full review
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.
Regions Bank: Pricing information from published website as of 09/05/2025 based on 35203 zip code.
Chase: Pricing information and data points from published website as of 08/26/2025.
Which is Better: Regions Bank or Chase?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Regions Bank or Bank of America.
In short: Regions Bank's savings is notable. Chase's mobile app is impressive.
Regions Bank offers a variety of deposit products, easy account opening requirements, and special reward programs. Read on to see if this bank is right for you.
Chase Business Complete Banking offers up to a $500 bonus for new customers with qualifying activities. Find out how to get this limited business checking promotion.
