Quontic vs LendingClub Bank

Quontic is an innovative digital bank offering checking accounts with high rewards. How does it compare to LendingClub Bank? Read our comparison chart below.

	Member FDIC	LendingClub BankCIT Bank Member FDIC
	Visit Site	Learn More
	Quontic	LendingClub Bank
	SPECIAL OFFER High Yield Savings - 4.50% APY - Learn More Read Quontic Review	SPECIAL OFFER Referral Program - Up to $500 Bonus - Learn More Read LendingClub Bank Review
	Benefits and Features
Savings	High Yield Savings: 4.50% APY	4.50% APY
CD	4.30% to 5.30% APY; $500 minimum	4.00% to 5.65% APY. Terms of 6 months to 5 years.
Checking	High Interest Checking: Up to 1.10% APY Cash Rewards Checking: 1.00% cashback Bitcoin Rewards Checking: 1.5% Bitcoin	0.10% APY on balances $2,500 - $99,999.99; 0.15% APY for balances of $100,000 and more. 1% cash back on Qualified Purchases.
Money Market	5.00% APY	N/A
Customer Service		Mon – Fri: 5 am – 5 pm PT Sat: 8 am – 5 pm PT.
Mobile App		iOS & Android
ATMs		Unlimited ATM surcharge rebates for ATM fees charged by other banks and ATM owners.
Locations		Online only
	CreditDonkey® Reviews
Savings
Checking
Customer Service
Mobile App
Pros & Cons	Pros: No monthly service fee High interest rate Cons: Basic mobile app $5/mo inactivity fee	Pros: No monthly service fee Checking rewards ATM fee rebates Early direct deposit Cons: High minimum balance for rewards Low savings APY
Bottom Line	Innovative digital bank offering checking accounts with high rewards... Read full review	Good free online bank with rewards, if you can maintain $2,500 balance... Read full review
	Visit Site	Learn More
	High Yield Savings - 4.50% APY High Interest Checking - Up to 1.10% APY CD Rates - Up to 5.30% APY	Referral Program - Up to $500 Bonus High-Yield Savings Rewards Checking
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Quontic: Pricing information from published website as of 11/14/2023. LendingClub Bank: Pricing information from published website as of 11/15/2023.

Member FDIC

High Yield Savings - 4.50% APY

Learn More

• 4.50% APY
• $100 minimum opening deposit
• No monthly service fees

Member FDIC

High Interest Checking - Up to 1.10% APY

Learn More

• Earn up to 1.10% APY
• $100 minimum opening deposit
• APY is based on the account balance and making at least 10 qualifying debit card point-of-sale transactions of $10.00 or more per statement cycle.

Member FDIC

CD Rates - Up to 5.30% APY

Learn More

• $500 minimum opening deposit
• FDIC insured

Term	CD Rates
6 Months	5.05% APY
1 Year	5.30% APY
2 Years	4.50% APY
3 Years	4.40% APY
5 Years	4.30% APY

Which is Better: Quontic or LendingClub Bank?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Quontic or Chase.

Articles on Quontic

Quontic Bank

Quontic Bank aims to provide a better experience (and rewards) for those underserved by traditional banks. Review the rates, fees, and customer reviews.

• Quontic vs Ally Bank
• Quontic vs CIT Bank

Is Quontic Bank Legit

Is Quontic Bank safe and secure? Find out how Quontic protects your account and learn about common customer complaints.

Articles on LendingClub Bank

LendingClub Bank Review

LendingClub Bank (formerly Radius Bank) offers high yield savings and checking accounts. So what's the catch? Read on to see if this online bank is worth it.

Which Do You Think is Best?

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