Quontic vs LendingClub Bank

Quontic is an innovative digital bank offering checking accounts with high rewards. How does it compare to LendingClub Bank? Read our comparison chart below.

	Quontic	LendingClub Bank
	Member FDIC	Member FDIC
	Visit Site	Learn More
	SPECIAL OFFER High Yield Savings - 3.85% APY - Learn More Read Quontic Review	SPECIAL OFFER Referral Program - Up to $500 Bonus - Learn More Read LendingClub Bank Review
	Benefits and Features
Savings	High Yield Savings: 3.85% APY	Up to 4.40% APY
CD	3.00% to 3.75% APY; $500 minimum	3.40% to 4.50% APY. Terms of 6 months to 5 years.
Checking	High Interest Checking: Up to 1.10% APY Cash Rewards Checking: 1.00% cashback	0.10% APY on balances $2,500 - $99,999.99; 0.15% APY for balances of $100,000 and more. 1% cash back on Qualified Purchases.
Money Market	4.25% APY	N/A
Mobile App		iOS & Android
ATMs		Unlimited ATM surcharge rebates for ATM fees charged by other banks and ATM owners.
Customer Service		Mon – Fri: 5 am – 5 pm PT Sat: 8 am – 5 pm PT.
Locations	Online only	Online only
	CreditDonkey® Reviews

Savings
Checking
Mobile App
Customer Service
Fees
Pros & Cons	Pros: No monthly service fee High interest rate Cons: Basic mobile app $5/mo inactivity fee	Pros: High APY $0 monthly fees ATM access Cons: $100 minimum opening deposit No physical branches
Bottom Line	Innovative digital bank offering checking accounts with high rewards... Read full review	Good high-yield savings account that allows users to earn a competitive APY... Read full review
	Visit Site	Learn More
	High Yield Savings - 3.85% APY High Interest Checking - Up to 1.10% APY CD Rates - Up to 3.75% APY	Referral Program - Up to $500 Bonus High-Yield Savings - 4.40% APY Rewards Checking
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Quontic: Pricing information from published website as of 04/18/2025. LendingClub Bank: Pricing information from published website as of 04/05/2025.

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Quontic Bank

Quontic Bank aims to provide a better experience (and rewards) for those underserved by traditional banks. Review the rates, fees, and customer reviews.