PNC Bank vs US Bank

PNC Bank is an east Coast bank with advanced financial tools to help achieve goals. How does it compare to US Bank? Read our comparison chart below.

PNC Bank has 2,600 branches in 28 states mostly on the East. Checking accounts offer a unique Virtual Wallet feature with financial tools to help achieve goals. Account fees are easily waived by meeting account balance or direct deposit requirements.

While US Bank has over 2,200 branches across 26 states. It has somewhat high minimum balance requirements to waive monthly checking account service fees. Their promotional CD Special offers high interest rates with a $1,000 minimum opening deposit.

Compare PNC Bank with US Bank, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	PNC Bank	US Bank


	SPECIAL OFFER High Yield Savings Account - 4.50% APY - Learn More Read PNC Bank Review	SPECIAL OFFER U.S. Bank Smartly® Checking and Standard Savings - Up to $400 Bonus - Learn More Read US Bank Review
	Benefits and Features
Savings		0.01% APY. Minimum deposit $25. Monthly maintenance fee $4, unless you have $300 minimum daily ledger balance OR $1,000 average monthly collected balance.
CD		Standard Term CD: 0.05% - 0.25% APY. Terms ranging from 1 month - 60 months. Minimum deposit of $500. Maximum deposit $249,999.
Checking		Smartly Checking
Money Market		0.01% APY, depending on amount. Minimum opening deposit $100. Monthly maintenance fee $10 unless you have $10,000 daily ledger balance.
Customer Service		24/7 Live Customer Service (Telephone)
ATMs		More than 37,000 ATMs across the country
IRA Money Market		Minimum opening deposit of $100 or $25 automatic monthly deposit. No monthly maintenance fees.
Locations		More than 2200 branches across the country.
	CreditDonkey® Reviews

Savings
CD
Checking
Money Market
Customer Service
Mobile App
Pros & Cons	Pros: Virtual Wallet tools Relatively easy to waive fees Free student account Cons: Limited branches Low APY	Pros: Promo CD with high APY Free student account 24/7 customer service Cons: Low savings APY
Bottom Line	East Coast bank with advanced financial tools to help achieve goals... Read full review	Big national bank with wide array of services and many account options... Read full review

	High Yield Savings Account - 4.50% APY Business Checking Account - $200 Bonus Business Checking Account - $500 Bonus	U.S. Bank Smartly® Checking and Standard Savings - Up to $400 Bonus Silver Business Checking Package - Up to $750 Bonus Gold Business Checking Package - Up to $750 Bonus
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. PNC Bank: Pricing information from published website as of 5/8/2023 based on 91107 zip code. US Bank: Pricing information from published website as of 11/9/2022 based on 91107 zip code.

Member FDIC

U.S. Bank Smartly® Checking and Standard Savings - Up to $400 Bonus

Earn up to $400 when you open a new U.S. Bank Smartly® Checking account and a Standard Savings account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through June 20, 2023. Member FDIC.

Complete these steps within 90 days of opening your new Bank Smartly checking account online to earn $300:

Enroll in online banking or the U.S. Bank Mobile App
Complete two or more direct deposits of $5,000 or more
Complete 10 or more debit card purchases totaling at least $100

Earn $100 when you open a new Standard Savings account, by June 20, 2023, complete deposit(s) of $15,000 or more by July 13, 2023 and maintain a total account balance of $15,000 until October 13, 2023.

Applicant must reside in AZ, AR, CA, CO, ID, IL, IN, IA, KS, KY, MN, MO, MT, NE, NV, NM, NC, ND, OH, OR, SD, TN, UT, WA, WI, WY to be eligible for Checking account

Learn More

Expires 6/20/2023

Member FDIC

Silver Business Checking Package - Up to $750 Bonus

Earn up to $750 bonus when you open a new, eligible U.S. Bank business checking account online with promo code Q2AFL23 and complete qualifying activities¹, subject to certain terms and limitations. Offer valid through June 30, 2023. Member FDIC. Complete these steps to earn the offer:

Earn your $500.

Make a deposit of at least $5,000 in new money within 30 days of account opening and maintain the balance until the 60th day after account opening.
Enroll in U.S. Bank business online banking or the U.S. Bank Mobile App within 60 days of account opening.

Earn your $750.

Make a deposit of at least $15,000 in new money within 30 days of account opening and maintain the balance until the 60th day after account opening.
Enroll in U.S. Bank business online banking or the U.S. Bank Mobile App within 60 days of account opening.

Get Deal

Expires 6/30/2023

Member FDIC

Gold Business Checking Package - Up to $750 Bonus

Earn your $500.

Make a deposit of at least $5,000 in new money within 30 days of account opening and maintain the balance until the 60th day after account opening.
Enroll in U.S. Bank business online banking or the U.S. Bank Mobile App within 60 days of account opening.

Earn your $750.

Make a deposit of at least $15,000 in new money within 30 days of account opening and maintain the balance until the 60th day after account opening.
Enroll in U.S. Bank business online banking or the U.S. Bank Mobile App within 60 days of account opening.

Get Deal

Expires 6/30/2023

Which is Better: PNC Bank or US Bank?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing PNC Bank or Chase.

In short: PNC Bank's checking is worth mentioning. US Bank's cd is notable.

Articles on PNC Bank

PNC Bank Review

PNC Bank has relatively low requirements to waive fees and offers many financial tools to help you meet savings goals. Read on to see if this East Coast bank is right for you.

How to Close a PNC Account

Closing a bank account can be a pain. It's easy to make a mistake. Find out how to properly close your PNC account online, over the phone, or at a branch.

PNC Bank Hours

PNC Bank is open 5-6 days a week, depending on the location. Here's when you can visit a branch near you.

PNC Bank Routing Number

Using the wrong routing number could send your money to the wrong place. Find the right PNC routing number for your transactions.

Articles on US Bank

US Bank

U.S. Bank is the 5th largest bank in the US, but does that make them a good bank for you? Read on for the review.

US Bank Routing Number

To transfer money in or out of your US Bank checking or savings account, you'll need the right routing number. Find your US Bank routing number below.